6

1
 development

tools

gradual change speeded up

arrival make possible

advances

arrival
enables
trend accelerating

devices
 products

aspects of

take action

advantages
necessities

their possessions

financial

saved costly
on credit criteria
quantity

behaviour
The rate of taxation is inversely proportional to the level of available credit When the level of taxation falls, the level of consumer spending appears to rise

The level of availability in credit is proportional to the amount of money spent by the consumers The less taxation the consumers pay for, the more money

When the level of available credit rises, the level of consumer spending also appears to fall they spend

The more credit the consumers have available, the more amount of
money they spend.