Professional Documents
Culture Documents
MARKET ANALYSIS
A real estate market analysis, also known as a comparative market analysis, is an analysis of
current market values of properties, comparable to a property you are looking to buy or sell.
A real estate market analysis should always be done, whether buying or selling a property, as it will
help to understand the current market, how much similar properties are worth, if it is an investment
property, how much you can charge for rent, etc.
Housing Finance means loan provided to individuals for the purchase of residential house,
apartment, land. The loans availed for the purpose of making improvements in house, apartment, land
shall also fall under this category.
Housing finance is considered one of the villains of the recent global financial crisis. Before the crisis, booming mortgage markets fueled and were supported
by rising house prices and economic activity. When the bubble burst, the spiral inverted. Falling house prices led to household debt overhang and tighter
lending standards and led several overleveraged financial institutions into distress. This pattern, most evident in the United States, was present in many
countries hard hit by the crisis, with some variation in the underlying drivers and innovations that led to the housing boom.1 The recessions and massive
increases in public debt that ensued from the fallout in housing led to a renewed debate about financial regulation, consumer protection, and more generally
the role asset prices (including the housing market) should play in macro policy decisions.
Housing Markets
There is substantial heterogeneity in terms of countries’ institutional factors. The legal-right index from the World Bank’s Doing Business reports (WBDB),
which is a proxy of the extent to which the country’s bankruptcy and collateral laws facilitate lending, shows that most emerging economies and a few
advanced economies in our sample display relatively low legal-right indexes The ease-of-registering property index also shows high heterogeneity across
countries. Finally, cross-country differences are not as sharp with regard to the WBDB credit-information index, which measures lenders’ access to
standardized and informative sources of borrowers’ history and creditworthiness.
Market Analysis
Housing market / World Bank, Doing Business, 2005 data Occurrence of housing-price booms data Real State Booms data
TECHNOLOGICAL / TECHINICAL ISSUES
IN MASS HOUSING
The rate of home construction today is less than half of what it was before the 2008 crisis, with
just seven homes being built for every 1,000 adults. At the same time, the household formation rate
is twice what it was immediately following the 2008 crisis, with about 1.2 million new households
forming over the next few years, compared with the 600,000 households formed between 2010 and
2015.
This reduces the cost and time of construction by working within a controlled environment, allows for productivity regardless of the weather, and
decreases the amount of physical labor used for a traditional, stick-built home.
putting technology to work at all levels of design and construction, including ways that cut out the middle men in plumbing, electrical assembly, and other
activities that add costs.
Reducing the cost of supplying new housing may come from unexpected places. Researchers at the Massachusetts Institute of Technology found that self-
driving cars may reduce the amount of land used for highways, driveways, and garages, opening opportunities for more green space and home
construction.
Housing technology that uses bamboo as its sole structural element as it withstands natural disasters,
and comes at a lower cost than the social housing standard materials currently used across the
Philippines. In 2014, the Base Bahay Foundation was installed to apply what is called the ´Cement
Bamboo Frame Technology´ (CBFT). By 2018, more than 750 homes were built using the CBFT
method and a local supply chain for engineered bamboo was installed which also created decent
employment in rural areas of the country. In 2019, BASE was transformed into a research center for
bamboo construction to continuously improve the technology and to train builders and developers in its
application.
With supply shortages plaguing construction, many contractors have resorted to using
unorthodox building materials. However, this change could prove beneficial, as more sustainable
materials have gained relevancy in recent years. Wood, stone, bamboo, recycled plastic and other
products make for greener construction. Even shipping containers have been valuable assets for
eco-friendly housing.
Instead of waiting for months to receive a shipment of drywall or another material, contractors can
use locally sourced natural products to complete their projects on time and give people more
housing options. Not only are these resources better for the environment, but they also have better
durability and longevity than modern materials. Sustainable houses are built to last for generations.
CURRENT ISSUES AND FUTURE TRENDS IN HOUSING
.
Today, many millennials aren’t interested in investing in a house. In fact,
10% of millennials plan to always rent and don’t anticipate ever buying a
home.