REAL LIFE ON A BUDGET

MONEY CHECK UP
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ANNUAL PERSONAL FINANCE
REVIEW CHECKLIST
w w w . j e s s i f e a r o n . c o m

TASK DATE COMPLETED

COMPLETE ANNUAL SPENDING REVIEW

CALCULATE NET WORTH

REVIEW FINANCIAL ACCOUNTS: (can

you reduce fees, interest rates, etc.?)

Bank Accounts

Mortgage

Insurance policies (homeowners,

renters, auto, life, etc.)

Credit cards

Student loans

Other loans

REVIEW UTILITY SERVICES: (Are you

getting the best deal?)

Power

Gas

Trash services

Cell phones

Internet/Cable

REVIEW EXPENSES: (Is there anything

you can eliminate?)

Memberships (gym, Amazon Prime)

Subscriptions (StitchFix, Netflix)

Services (Lawn care, pest control)

CHECK YOUR CREDIT REPORT ON

ANNUALCREDITREPORT.COM FOR ANY

ERRORS

REVIEW YOUR SAVINGS AND SET NEW

MONEY GOALS FOR THE YEAR.

 Annual Spending Review

Month Total Total Over/ Notes

Income Expenses Under

January

February

March

April

May

June

july

August

September

October

November

December
 ANNUAL NET
WORTH
ASSETS LIABILITIES

MORTGAGES
CASH

SUBTOTAL $
SUBTOTAL $

CREDIT CARDS
ESTATE
REAL

SUBTOTAL $
PERSONAL
PROPERTY

SUBTOTAL $
LOANS/OTHER

SUBTOTAL $
DEBTS
INVESTMENTS

SUBTOTAL $
SUBTOTAL $

ASSETS TOTAL LIABILITES TOTAL = NET WORTH

WORTH
NET

$ $ $
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MONEY GOALS
Real Life on a Budget

Savings: Debt Payoff:

Charity Giving: Retirement:

Big Dreams:

The Big Goal for this year:

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 WWW.JESSIFEARON.COM

Your Guide to
Financial Must-Haves
REAL LIFE ON A BUDGET

Money doesn't have to rule your life.

The way to financial freedom, starts with the budget and ends with achieving your life's goals. But
there are a few things "in the middle" that you need to make sure you have in place in order to
make the journey towards financial freedom easier.

WE BELIEVE IN THE REAL LIFE MONEY PLAN.™

EMERGENCY FUND
Make sure you have at least a starter
Emergency Fund of a $1,000 and then
build up your fund to 3 - 6 months of
living expenses.

YES, YOU NEED IT.

You need insurance. Period. If you rent, you
need renter's insurance. If you have a spouse
or children, you need life insurance (even if
you're a SAHM). If you have a car, you need
auto insurance. This isn't a game and this will
protect you if the unfortunate happens.

MONEY MINUTE
The key to managing your money well lies in
knowing where your money is going. And it's
super important that you keep an eye on your
money - every day. So take 60 seconds every
day to review your finances to make sure you
haven't made any budgeting mistakes.

DON'T BREAK THIS RULE!

Make sure that your rent or mortgage is no more
than 30% of your take-home pay. Preferably this
monthly payment will be way lower than 30% but
make sure it's not more or else your home will be
eating up too much of your income .

MAKE THESE A PART OF YOUR FINANCIAL LIFE FOR LIFE!

Real Life Money Plan™ is a registered trademark of Jessi Fearon, The Budget Mama, LLC

DISCOVER MORE AT WWW.JESSIFEARON.COM/REALLIFEMONEYPLAN

The Real Life Money Plan™ is an eCourse, lead by financial coach Jessi Fearon. Jessi
walks students through the fundamentals of getting their finances in order so they can start
living their own real life on a budget.