MUTHOOT FINCORP LTD

HANDING OVER / TAKING OVER REPORT

1 Name of the Branch FDGL
Code
2 Issue date of HOTO order HOTO completed on

Name of the person Handing over

3
Name of the person Taking over
4
Taking Over Person. BM / BIC
5

(A) Strong Room Keys (B) Mini Safe Keys(For evening counter)

i i

ii ii

iii iii

6 iv iv
First Set of Keys
(C)Storwel Keys (D) Shutter Keys

i i

ii ii

iii iii
(E) Manager Table/Others/Duplicate Keys etc

Date Time Amount

7. Cash Balance :

Date Time Difference, if any

8 Foreign Currency Stock

Stamps
i) Postal Stamp Rs:
9.
ii) Revenue Stamp Rs:
Date:
Bank Name Account No. Balance Amount Rs.
10 Bank Balance
 Account No. Cheques
Unused
Bank Name
Cheque Starting No. Ending No. Nos.

Leaves
11

Account No. Cheques

Handing Bank Name Starting No. Ending No. Nos.
Over BM /
12 BIC signed
cheque leaves

Secured Loan
SL Total No’s Amount
13 Document

14 SME LOAN

a) No of Loan Outstanding with Loan

numbers
b) Outstanding Loan Amount

c) Number of Loan Defaulted with Loan

numbers
Details of discrepancy noticed in SME Loans to be furnished in Annexure I

15 SUVIDHA LOAN

a) No of Loan Outstanding with Loan numbers

b) Outstanding Loan Amount

c) Number of Loan Defaulted with Loan numbers

Details of discrepancy noticed in SUVIDHA Loans to be furnished in Annexure II

16 S W Jewellary
Total No of SWJ packets as Total No of SWJ packets Wt Diff: if Discrepancy if any
per Stock Statement as per Verification any
17 Date:

Gold Loan Packets Total No of GL Packets as Total No of GL Difference Nos. if any

per consolidated Stock Packets as per
Statement verification
Express GL

Vyapar Mithra

MSGL

EMI GL

SPE

Special TFL

TFL

MSME

SSGL

SW Old GL

MMM GL Pkts

SP Auto Loan

OTC

Any other GL pkts (Excess

etc)
Details:
a) Spurious GL Packets not available in the branch: GL No’s………………………………...
b) Spurious GL Packets available in the branch: GL No’s…………………………………….
c) ONR GL Packets available in the branch: GL No’s………………………………………...
D) If any other GL Packets, Give details:……………………………………………………..

Details of Spurious GL Packets to be furnished in Annexure III

 SD/FD No……………,……………….,………….,
18. Un-issued SD/FD Receipts ...………,………..,……….,…………….,………..
(All numbers are to be noted)

19. Assets/Equipments As per Asset Register

20. Registers/Files As per Register

Number of TEE / Stickers As per Stock Register

21

22 Any other valuables (To be mentioned)

23 Whether request for change in authorized cheque Yes/No.

signatories and bank account holders escalated to
Date of intimation:
HO Bank Support?
Status:

Statutory/Legal compliance status Remarks (Yes/No)

Shop Act Registration

Trade License – if applicable

23 Weighing balance stamping

Professional tax payment

Labour Registration

Other pending legal and police cases

Handed over by; Taken over by;

Name: Name:

Signature: Signature:

Date: Date:

In witness of;

Joint Custodian; Gold Inspector: Internal Auditor:

Name: Name: Name:

Signature: Signature: Signature:

 ANNEXURE – I
Details of discrepancy noticed in SME Loans.
Sl No Particulars Loan No Loan No Loan No Loan No Loan No
1 Application not duly filled and Signed by the borrower
2 Field Verification Report not collected by Manager
3 Personal discussion form not maintained
4 ID and Address proof not collected
5 Business proof not collected
6 Residence proof (building tax) not collected
7 Loan agreement not duly executed
8 Schedule A and B not signed by the Borrower/
9 Schedule C not signed by the Borrower
10 Guarantor is not signed in all documents
11 DPN is not signed by Borrower and Co- borrower
12 Receipt not signed by Borrower
13 Cheque given is not A/C payee
14 CTS 2010 and Nationalized or Public sector banks cheque
is not collected
15 Either it is not signed or filled or sufficient number of
Cheque collected from the borrower
16 Payment control register not maintained

Details of Defaulted SME Loans.

Sl no Defaulted Loan Number of EDI Defaulted EDI amount GIs / IAs Remarks
No defaulted

Handed over by; Taken over by;

Name: Name:
Signature: Signature:
Date: Date:

In witness of;
Joint Custodian; Gold Inspector: Internal Auditor:
Name: Name: Name:
Signature: Signature: Signature:
 ANNEXURE – II
Details of discrepancy noticed in SUVIDHA Loans.
Sl No Particulars Loan No Loan No Loan No Loan No Loan No
1 Application not duly filled and Signed
2 Field Verification Report not collected
3 Personal discussion form not maintained
4 ID and Address proof not collected
5 Business proof not collected
6 Residence proof (building tax) not collected
7 Loan agreement not duly executed
8 Schedule A and B not signed by the Borrower/
9 Guarantor is not signed in all documents
10 DPN is not signed by Borrower and Co- borrower
11 Receipt not signed by Borrower
12 Cheque given is not A/C payee
13 CTS 2010 and Nationalized or Public sector banks cheque
is not collected
14 Either it is not signed or filled or sufficient number of
Cheque collected from the borrower
15 Payment control register not maintained
16 Verification & Confirmation Certificate not signed by AM
Details of Defaulted SUVIDHA Loans.
Sl no Defaulted Loan Number of EDI Defaulted EDI amount GIs / IAs Remarks
No defaulted

Handed over by; Taken over by;

Name: Name:
Signature: Signature:
Date: Date:

In witness of;

Joint Custodian; Gold Inspector: Internal Auditor:

Name: Name: Name:
Signature: Signature: Signature:
 ANNEXURE – III
A. Details of Spurious Gold Loan Packets in the stock.

Whether GL
Sl Pledge Current Packets are FIR Filed Name of the Manager
GL No. Date Wt.
No. Amount Balance available in the or Not at the time of pledge
branch

B. Details of Low Purity Gold Loan in the stock (Amount to be recovered)

Sl No. GL No. Date Wt. Pledge Amount Current Balance Recovery amount

Whether any recovery has been proposed from the Manager, YES/NO: …………….

Amount to be recovered Rs……………………..

Recovered Amount Rs…………………….

Balance if any Rs……………………

Handed over by; Taken over by;

Name: Name:
Signature: Signature:
Date: Date:
In witness of;
Joint Custodian; Gold Inspector: Internal Auditor:
Name: Name: Name:
Signature: Signature: Signature: