Flipkart Axis Bank Credit Card Statement

ANAND D
N O 56 R IC E M I LL STREET S IRU PUZ HA L,
PE TTAI GUM M I DIPOOND I,

CHENNAI 601201

PAYMENT SUMMARY
Total Payment Due Minimum Payment Due Sta te m e n t P e r i o d P a y m e n t D u e D a te Sta te m e n t G eneration D ate
44,712.76 Dr 9,501.00 Dr 21/11/2022 - 20/12/2022 0 9 /0 1 /2 0 2 3 20/12/2022

Cr e di t C a rd Number Cr e d i t Li m i t Av a i l a b l e C r e d i t L i m i t Av a i l a b l e C a s h L i m i t For hassle free payments register for

533467******6031 135,000.00 73,047.82 7 ,0 0 0 .0 0 Auto-Debit facility on 18605005555

Previous Balance - Payments - Credits + Purchase + Cash Advance + Other Debit&Charges =Total Payment Due Making only the minimum payment every
month would result in the repayment
53,045.66 Dr 53,045.66 883.28 45,209.71 0 .0 0 386.33 44,712.76 Dr stretching over years with consequent interest

Account Summary
DATE TRANSACTION DETAILS MERCHANT CATEGORY AMOUNT (Rs.) CASHBACK EARNED
Card No: 533467******6031 Na m e ANAND D
21/11/2022 NOB ROKER T E CHN O LO G IB E N G A LURU IN D M I SC E L L ANE O U S 30,389.40 Dr 0 .0 0 Cr
25/11/2022 7712 TEBOIL EURAJOKIEURAJOKIFIN FU E L 5,435.01 Dr 0 .0 0 Cr
26/11/2022 SHELL EXPRESS 2TURKUFIN FU E L 1,241.36 Dr 0 .0 0 Cr
28/11/2022 GST 7.82 Dr 0 .0 0 Cr
28/11/2022 GST 34.24 Dr 0 .0 0 Cr
28/11/2022 FOREIGN CURRENCY TRANSACTION FEE 43.45 Dr 0 .0 0 Cr
28/11/2022 FOREIGN CURRENCY TRANSACTION FEE 190.23 Dr 0 .0 0 Cr
28/11/2022 FUEL CASHBACK REBATES 12.28 Cr 0 .0 0 Dr
07/12/2022 EMI PRINCIPAL - 3/3, REF# 26201336 E L E C T R O NI C S 4,042.47 Dr 0 .0 0 Cr
07/12/2022 EMI INTEREST - 3/3, REF# 26201336 E L E C T R O NI C S 46.52 Dr 0 .0 0 Cr
07/12/2022 GST 8.37 Dr 0 .0 0 Cr
08/12/2022 GST 8 .5 0 D r 0 .0 0 Cr
08/12/2022 EMI INTEREST - 3/3, REF# 26219311 E L E C T R O NI C S 47.20 Dr 0 .0 0 Cr
08/12/2022 EMI PRINCIPAL - 3/3, REF# 26219311 E L E C T R O NI C S 4,101.47 Dr 0 .0 0 Cr
12/12/2022 MB PAYMENT #4KEM4P2229HC8Q 53,045.66 Cr 0 .0 0 Dr
16/12/2022 CASHBACK CREDIT NOV 2022 8 7 1 .0 0 C r 0 .0 0 Dr
**** End of Statement ****

IMPORTANT MESSAGE
* Axis Bank Maharashtra GST registration no.:27AAACU2414K3ZD
* Please refer: https://www.axisbank.com/webforms/code-of-commitment.aspx for revised BCSBI code
* Choose the most convenient option for you to pay Credit Card Bill Payment at axisbank.com/ccpay
* W.e.f. 15-03-2022, cashback shall not be eligible for payments made towards rent (MCC – 6513) using your credit card. For more details, please visit Axbk.in/UM68DajLUrP

CONTACT US
Call 1860 419 5555 or 1860 500 5555 Grievance Redressal
*local charges will apply Nodal Officer,
For any assistance please visit 080 61865200
Your cheque should be payable to Axis Bank Card No. axisbank.com/support
533467******6031 . Please write your NAME & TELEPHONE No. on the
Manager, Customer Care,Axis Bank Ltd.,NPC1, nodal.officer@axisbank.com
reverse of the cheque. Dear Customer, pay your Axis Bank Credit Card bill
5th Floor,
from any bank account by registering for ECS at any Axis Bank branch.
Gigaplex",Plot No I.T.5, MIDC, Airoli Axis Bank Ltd, NPC1, 5th Floor, "Gigaplex", Plot No I.T.5, MIDC,
Visit axisbank.com to download the form.
Knowledge Park, Airoli, Airoli Knowledge
Navi Mumbai-400708 Park, Airoli, Navi Mumbai- 400708

Page : 1 of 2
 Flipkart Axis Bank Credit Card Statement
Finance Charge calculation Schedule of charges
If a c ar d ho l der a vai l s of t h e r e vol vi n g f a ci l i t y of t h e c r e d i t c a r d a n d P a r ti c u l a r s Charges
henc e cho o ses to pay a m ou n t less t h a n t h e t ot a l a m ou nt d u e r e f l e c te d
in t he mo nthl y bi l l i ng statement. T h e e n t i r e ou t s t a n d i n g a m o u n t w o u l d D u p l i c a te Sta te m e n t Fe e Wa i v e d
att r ac t fi nance charges a n d a l l n e w t r a n sa ct i on s w i l l a l s o a ttr a c t C h a r g e s l i p r e tr i e v a l Fe e Wa i v e d
f inanc e charges, ti l l such t i me a s t h e p r e vi ou s ou t s t a nd i n g a m o u n t i s
paid in ful l . Fo r example, assume t h a t you h a ve p a i d a ll p r e v i o u s d u e s O u ts ta ti o n C h e q u e Fe e Wa i v e d
in f ull a nd do no t ha ve a n y a m ou n t ou t s t a n d i n g i n yo u r c r e d i t c a r d
ac c ount. Yo u ha ve purch a s e d h ou se h ol d g ood s f or Rs. 2 5 0 0 0 .0 0 o n Finance Charges(Retail & Cash) 3.6% p.m (52.86% per annum)
12th S eptember and w i t h d r a w n ca sh f r om A T M f or Rs. 5 0 0 0 .0 0 o n Fee for Cash Payment at Rs. 100
15t h S eptember. Yo ur m on t h l y statement i s on 2 0 t h o f e v e r y m o n th . branches
O n 20t h September, yo u w ou l d b e l e vi e d i n t e r e st on Rs. 5 0 0 0 .0 0 c a s h
withdr awal s fo r 6 days @ 3.6% p.m. i.e., 5 0 0 0 . 0 0 *6 days*3.6%*12
months/365days= Rs.35.50 you r d u e d a t e f or 2 0 t h S e p t e m b e r statement Cash Withdrawal Fees 2.5% of cash withdrawn
is 10th Octo ber a nd you p a y Rs. 5 0 0 0 . 0 0 on 1 0 t h O c to b e r a n d y o u (Min. Rs 500)
also make a fresh purch a s e of Rs. 1 0 0 0 0 . 0 0 on 1 1 t h O c to b e r , Interest
to be levied on 20th October would be as under:
Nil if total payment due is upto Rs
Interest on Rs.25000 @ 3.6% p.m. from 12th September 500;
828.49 Rs 500 if total payment due is
to 9th October (28 Days)
O v e r d u e P e n a l ty /l a te between Rs 501 - Rs 5000;
Interest on Rs.20000 @ 3.6% p.m. from 10th October to 260.38 payment fee Rs 750 if total payment due is
20t h O cto ber (11 da ys) between Rs 5001-Rs 10.000;
Interest on Rs.5000 @ 3.6% p.m. from 15th September Rs 1,200 if total payment due is
213.04
to 20th October (36 days) g r e a te r th a n R s . 10, 000
Interest on Rs.10000 @ 3.6% p.m. from 11th October to 118.36
20t h O cto ber (10 da ys) 2.5% of over limit amount
Interest on 35.50 (Interest + Tax levied in last statement) O v e r l i m i t P e n a l ty (Min. Rs 500)
@ 3.6% p.m. from 20th September to 20th October (31 1 .3 0
days) Fo r e i g n C u r r e n c y tr a n s a c ti o n 3.5% of transaction value
Total Interest charged on 20th October 1421.57
C h e q u e r e tu r n o r D i s h o n o u r 2% of payment amount subject to
Ac tual i nterest cal cul a t i on w ou l d va r y b a s e d on th e i n d i v i d u a l Fe e minimum Rs. 450, Max. Rs. 1,500
purchases a nd revo l ve b e h a vi ou r . P l e a s e n ot e t h at m a k i n g o n l y
minimum pa yment due e ve r y mon t h w ou l d r e s u l t i n th e r e p a y m e n t Su r c h a r g e o n P u r c h a s e o r As prescribed by IRCTC/ Indian
stretching over years with consequent Interest payment. c a n c e l l a ti o n o f r a i l w a y ti c k e ts R a i l w a y s

As communicated at the time of

Minimum Amount Due Calculation Joining Fee & Annual fees a p p l i c a ti o n
Assume that yo u ha ve p a i d a l l p r e vi ou s d u e s i n f u l l , a n d d o n o t h a v e
any amount o utstandi ng i n you r Cr e d i t Ca r d Account, a n d y o u r m o n th l y
statement is generated on the 15th of every month. C h a r g e s structure i s subject to c h a n g e f o r m time at the sole
d i s c r e ti o n o f Axis Bank. As p e r M i n i s tr y o f f i n a n c es guidelines, G ST
Am o u n t a s p e r existing Go v e r n m e n t n o r m s i s b e i n g lev ied on all fees,
Txn Date Type Cr / D b M A D Con t r i b u ti o n i n te r e s t a n d o th e r c h a r g e s o n a l l c r e d i t cards. N o refund shall be
p r o v i d e d f o r GST c h a r g e d o n f u e l s u r c h a r g e .
25t h S ep Purchase Db 5% 5000
1st Oct Joining Fees Db 100% 1000
1st Oct Cash Withdrawal Db 5% 2000
Billing Dispute Resolution
1st Oct Cash Withdrawal Fee Db 100% 1 0 0 “In c a s e o f a n y b i l l i n g dispute n o ti f i e d to Axis bank, Axis bank will
1st Oct GST Db 100% 1 8 suspend reporting to credit bureau till the dispute is resolved”.
Al l contents o f this statement s h a l l b e d e e m e d to be c orrec t and
15t h O ct Interest on Cash D b 1 0 0 % 35.5 a c c e p te d b y y o u , unless y o u i n f o r m us o f a n y d isc repanc ies within
wi thdrawal
2 1 days o f th e d a te o f this statement, a n d these are found by y ou,
15t h O ct GST o n Intere s t Db 100% 6.4 unless y o u i n f o r m us. O n r e c e i p t o f such i n formation, we may
Total Amount Due 8159.89 r e v e r s e th e c h a r g e s o n a te m p o r a r y basis. I f on c ompletion of
Minimum Amount Due 1 5 0 9 .8 9 subsequent investigation, w e a r e satisfied th a t the liability of such
c h a r g e i s to y o u r a c c o u n t, w e w i l l r e i n s ta te the c harge in the
Minimum A mo unt Due = 5 % of Pu r ch a se a n d Ca s h W i t h d r a w a l + 1 0 0 % o f subsequent statement.
J oining Fees, C a sh W i th d r a w a l Fee, Interest on ca sh w i th d r a w a l , GST &
G S T on I nterest Report Loss, Theft or Unauthorised use of Card or
MAD = 5 %* (5000+ 2000) + 1 0 0 % *(1 0 0 0 +1 0 0 +1 8 +3 5 . 5 +6 . 4 ) = 1 5 0 9 .8 9 Pin
T o r e p o r t loss, theft o r u n a u th o r i s e d u s e o f c a rd or Pin, c ustomer
h a s to b l o c k th e c a r d . C u s to m e r c a n u s e a n y of the below three
Grievance Redressal Mechanism
Se n d a n SM S – B L O C K <space> l a s t 4 digits of c ard number and
Level 1 - Call Centre numbers: 1860-419-5555, 1860-500-5555 send it to

Axis Support: www.axisbank.com/support/
B ra nches / Lo an Ce n t r e s (p l e a s e visit www.axisbank.com to
l o ca te the nearest b r a n ch / l oa n ce n t r e )
C a l l th e P h o n e b a n k i n g n u m b e r ( I V R ) 1860-419-5555,
1 8 6 0 - 5 0 0 - 5 5 5 5 a n d s e l e c t 0 to b l o c k th e c a rd
Go o n th e M o b i l e Ap p a n d b l o c k th e c r e d i t card

Level 2
W ri te
Mr . Caesa r Pi nto No da l
Officer Add: Axis Bank
LTD. NPC 1, 5th Fl o o r
"Gigaplex”, Plot No .I.T N odi as bl .aofn fk.i ce r@ax
5, M I DC A i ro l i
Know ledge Pa rk, Ai ro l i,
N avi M umbai – 400708
Level 3
W ri te
Mrs. Neeta Bhatt
Pr inc ipa l No da l Offi cer
Add: Axis Bank LTD. 4th
Floor, Axis House, Wadia p n o@ a x i sb a n k. co
Inter nati o nal C enter, m
P.B. Marg, Worli,
Mum ba i – 400 025
Contact Us:
E ma i l Call Fo r a n y c l a r i f i c a ti o n o n y o u r c r e d i t c a r d s ta te ment
Phone: 1860 419 5555 / 1860 500 5555
Email: www.axisbank.com/support
Se n d c o r r e s p o n d e n c e to : M a n a g e r , C u s to m e r c are, Axis
B a n k Ltd., NPC1,5th Fl o o r , “Gigaplex”, P l o t No I.T.C, MID C,
P h . 0 8 0 -6 1 8 6 5 2 0 0
Ai r o l i K n o w l e d g e P a r k , Ai r o l i , Na v i M u m b a i – 400708
Timings: 9.30 am to 5.30
p m M on d a y to Sa tu r d a y
com (except second and fourth
Saturdays and Bank
Hol i d a ys)
Disclosure :
“Axis b a n k m a y ti e u p w i th c r e d i t b u r e a u a u th oriz ed by RBI and
w i l l s h a r e c r e d i t i n f o r m a ti o n i n c l u d i n g b u t n ot limited to y our
c u r r e n t b a l a n c e , p a y m e n t history, d e m o g r a p h ic details, etc. the
c r e d i t b u r e a u d o n o t p r o v i d e a n y o p i n i o n, indic ation or
E ma i l Call c o m m e n t p e r ta i n i n g to w h a te v e r c r e d i t s h o u l d or should not be
granted. I t i s y o u r best i n te r e s t to m a i n ta i n a good c redit history
b y p a y i n g th e necessary d u e s i n a ti m e l y m anner. With c redit
b u r e a u i n p l a c e , r e s p o n s i b l e customers c a n expect faster and
m o r e c o m p e ti ti v e services a t b e tte r terms f r o m c redit grantors.
P h . 0 8 0 -6 1 8 6 5 0 9 8
D e f a u l t b y c u s to m e r w o u l d b e a v a i l a b l e w i th c r edit bureau, whic h
Timings: 9.30 am to 5.30
i n tu r n w o u l d i m p a c t y o u r c r e d i t worthiness for the future.
p m M on d a y to Sa tu r d a y P l e a s e m a k e y o u r p a y m e n t b y d u e d a te . L a te pay ment will result
(except second and fourth i n r e p o r ti n g to C r e d i t B u r e a u . C r e d i t B u r e au inc lude Credit
Saturdays and Bank
r e f e r e n c e Agencies, C r e d i t I n f o r m a ti o n c o m p anies or any other
Hol i d a ys)
e n ti ty f o r m e d a n d a u th o r i ze d b y R B I f o r the purpose of
c o l l e c ti n g , c o l l a ti n g a n d disseminating c r edit information
p e r ta i n i n g to b o r r o w e r s .”