AEON Credit Service (M) BHD.

199601040414 (412767-V) MBD-PFN-F01

Rev 5
Level 18, UOA Corporate Tower, Avenue 10, The Vertical,
Bangsar South City, No. 8 Jalan Kerinchi, 59200 Kuala Lumpur
Tel : 03-2719 9999 Fax : 03-7863 7898

Date : 31-Dec-2020

SITI NORMA HIFZAN BINTI MALKAN

NO 25 LORONG PS 2/12
TAMAN PERMATANG SHAHBANDAR 2,
BANDAR PUSAT JENGKA, PAHANG

Dear Sir/Madam,

Re : Personal Financing Notification / Notis Pembiayaan Peribadi

Agreement No. / No. Perjanjian : 883910246674
Thank you for financing with us / Terima kasih atas pembiayaan bersama kami.

We are pleased to inform that your Personal Financing details are as follows / Sukacita dimaklumkan bahawa Permbiayaan
Peribadi anda adalah seperti berikut:-
Payment Information / Maklumat Pembayaran
Total Financing Amount /
Jumlah Pembiayaan RM 25,000.00
Deferred Sale Price /
Harga Jualan Tertunda RM 38,860.00
Profit Rate /
Kadar Keuntungan 0.66% months / bulan
Processing Fee /
Yuran Pemprosesan RM 400.00
Stamp Duty Fee /
Fi Duti Setem RM 165.00
Wakalah Fee /
Fi Wakalah RM 10.60
Takaful Contribution /
Sumbangan Takaful RM 0.00
Total Amount Disbursed in AEON Member Plus Visa Card /
Jumlah Duit Dikreditkan ke AEON Member Plus Visa kad RM 0.00
Total Amount Disbursed in Bank Account /
Jumlah Duit Dikreditkan ke Akaun Bank RM 10,019.11
Monthly Installment Period /
Tempoh Ansuran Bulanan 84 months / bulan
Monthly Installment Amount /
Jumlah Ansuran Bulanan RM 463.00
Final Installment Amount /
Ansuran Bulanan Terakhir RM 431.00
First Payment Date /
Tarikh Pembayaran Pertama 02/02/2021
Final Payment Date /
Tarikh Pembayaran Akhir 02/01/2028
Payment Due Date /
Tarikh Luput Bayaran 2nd of every month / 2hb pada setiap bulan

"This is a computer generated letter. No signature is required."

 AEON Credit Service (M) BHD. 199601040414 (412767-V) MBD-PFN-F01
Rev 5
Level 18, UOA Corporate Tower, Avenue 10, The Vertical,
Bangsar South City, No. 8 Jalan Kerinchi, 59200 Kuala Lumpur
Tel : 03-2719 9999 Fax : 03-7863 7898

Late Payment Charge/ Caj Bayaran Lewat

If the Customer fails to make any monthly instalments or pay any other amount payable when due or the outstanding Deferred
Sale Price in full when demanded, the Customer shall pay the Late Payment Charge ("LPC") to AEON Credit based on the
Shariah principle of Ta’widh (compensation) calculated. / Jika Pelanggan gagal untuk membuat mana-mana ansuran bulanan
atau membayar apa-apa jumlah yang perlu dibayar apabila perlu atau tunggakan Harga Jualan Tertunda secara penuh apa
dituntut, Pelanggan hendaklah membayar Caj Bayaran Lewat ("CBL") kepada AEON Credit berdasarkan kepada prinsip
Shariah Ta’widh (pampasan) yang dikira:
• At the LPC rate of one per cent (1 % ) per annum on the outstanding payments, from the overdue date until date of
full payment during the Tenure or until judgment date (whichever is earlier). / Pada kadar CBL satu peratus (1%)
setiap tahun ke atas bayaran-bayaran yang tertunggak, daripada tarikh apabila perlu bayar sehingga tarikh
pembayaran penuh di buat dalam Tempoh atau sehingga tarikh penghakiman (mana-mana yang lebih awal).
The LPC shall be calculated based on the LPC rate as follows:- / CBL hendaklah dikira berdasarkan kadar CBL seperti yang
berikut:-

LPC = outstanding monthly instalments (or outstanding Deferred Sale Price) x LPC rate / 365 days x numbers of days
outstanding
CBL = tunggakan ansuran bulanan (atau tunggakan Harga Jualan Tertunda) x kadar CBL / 365 hari x bilangan hari
tertunggak)
The LPC will not be compounded. The right to impose the LPC shall not prejudice any of AEON Credit’s other rights available
under the terms of the Facility. / CBL tidak akan dikompaunkan. Hak untuk mengenakan CBL tidak boleh menjejaskan
apa-apa hak AEON Credit yang terdapat dibawah terma-terma Kemudahan.

Applicable Taxes / Cukai Terpakai

All applicable taxes shall be payable by the Customer (if any). / Semua cukai yang dikenakan perlu dibayar oleh pelanggan
(jika ada).

"This is a computer generated letter. No signature is required."