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Quicksilver Credit Card | World Elite Mastercard ending in 2130

Apr 11, 2022 - May 11, 2022 | 31 days in Billing Cycle

Payment Information Account Summary

Payment Due Date For online and phone payments, the Previous Balance $0.00
deadline is 8pm ET.
Jun 05, 2022 Payments - $2,595.08
New Balance Minimum Payment Due Other Credits - $31.65
$33.00 $25.00 Transactions + $2,659.73
LATE PAYMENT WARNING: If we do not receive your minimum payment Cash Advances + $0.00
by your due date, you may have to pay a late fee of up to $39.00.
Fees Charged + $0.00
MINIMUM PAYMENT WARNING: If you make only the minimum
payment each period, you will pay more in interest and it will take you Interest Charged + $0.00
longer to pay off your balance. For example:
New Balance = $33.00
If you make no You will pay off And you will end up paying
additional charges using the balance shown an estimated total of... Credit Limit $8,300.00
this card and each on this statement
Available Credit (as of May 11, 2022) $8,267.00
month you pay... in about...

Minimum Payment 2 Month(s) $34 Cash Advance Credit Limit $900.00

Available Credit for Cash Advances $900.00

If you would like information about credit counseling services, call 1-888-326-8055.

Rewards Summary Rewards as of: 05/10/2022

Rewards Balance Track and redeem your rewards with our
$16.90 mobile app or on capitalone.com

Previous Balance Earned This Period Redeemed this period

$13.93 $34.62 -$31.65

Account Notifications
Welcome to your account notifications. Check back here each month for important updates about your account.

Pay or manage your account at capitalone.com Customer Service: 1-800-227-4825 See reverse for Important Information

HUGO A BECERRIL GONZALEZ

2S501 CONTINENTAL DR
WARRENVILLE, IL 60555-1310

Payment Due Date: Jun 05, 2022 Account ending in 2130

New Balance Minimum Payment Due Amount Enclosed Capital One

P.O. Box 6492
$33.00 $25.00 $ ________ Carol Stream IL 60197-6492
Please send us this portion of your statement and only one check (or one money order) payable to Capital One FADFDTTATFFADFTTTDATFFTFFTTADFFFFTDDDDTTAAADAAFTTDTFTDTADTTDTTAFA
to ensure your payment is processed promptly. Allow at least seven business days for delivery.

1 5156767638792130 11 0033000319520025005
How can I Avoid Paying Interest Charges? If you pay your New Balance in full by the due date
each month, we will not charge interest on new transactions that post to the purchase balance. If
you have been paying in full without Interest Charges, but fail to pay your next New Balance in full,
we will charge interest on the unpaid balance. Interest Charges on Cash Advances and Special
Transfers start on the transaction date. Promotional offers may allow you to pay less than the total
New Balance and avoid paying interest on new transactions that post to your purchase balance.
See the front of your statement for additional information.
How is the Interest Charge Determined? Interest Charges accrue from the date of the
transaction, date the transaction is processed or the first day of the Billing Cycle. Interest accrues
daily on every unpaid amount until it is paid in full. Interest accrued during a Billing Cycle posts to
your account at the end of the Billing cycle and appears on your next statement. You may owe
Interest Charges even if you pay the entire New Balance one month, but did not do so the prior
month. Once you start accruing Interest Charges, you generally must pay your New Balance in full
two consecutive Billing Cycles before Interest Charges stop being posted to your Statement.
Interest Charges are added to the corresponding segment of your account.
Do you assess a Minimum Interest Charge? We may assess a minimum Interest Charge of
$0.00 for each Billing Cycle if your account is subject to an Interest Charge.
How do you Calculate the Interest Charge? We use a method called Average Daily Balance
(including new transactions).
1. First, for each segment we take the beginning balance each day and add in new transactions and
the periodic Interest Charge on the previous day's balance. Then we subtract any payments and
credits for that segment as of that day. The result is the daily balance for each segment. However, if
your previous statement balance was zero or a credit amount, new transactions which post to your
purchase segment are not added to the daily balance.
2. Next, for each segment, we add the daily balances together and divide the sum by the number of
days in the Billing Cycle. The result is the Average Daily Balance for each segment.
3. At the end of each Billing Cycle, we multiply your Average Daily Balance for each segment by
the daily periodic rate (APR divided by 365) for that segment, and then we multiply the result by the
number of days in the Billing Cycle. We add the Interest Charges for all segments together. The
result is your total Interest Charge for the Billing Cycle.
The Average Daily Balance is referred to as the Balance Subject to Interest Rate in the Interest
Charge Calculation section of this Statement.
NOTE: Due to rounding or a minimum Interest Charge, this calculation may vary slightly from the
Interest Charge actually assessed.
How can I Avoid Membership Fees? If a Renewal Notice is printed on this statement, you may
avoid paying an annual membership Fee by contacting Customer Service no later than 45 days
after the last day in the Billing Cycle covered by this statement to request that we close your
account. To avoid paying a monthly membership Fee, close your account and we will stop
assessing your monthly membership Fee.
How can I Close My Account? You can contact Customer Service anytime to request that we
close your account.
Pay online at capitalone.com
Pay using the Capital One mobile app
Customer Service 1-800-227-4825
Changing your mailing address?
You can change your address by signing into your account online or by calling
Customer Service.
Any written request on this form will not be honored.
How do you Process Payments? When you make a payment, you authorize us to initiate an
ACH or electronic payment that will be debited from your bank account or other related
account. When you provide a check or check information to make a payment, you authorize us
to use information from the check to make a one-time ACH or other electronic transfer from
your bank account. We may also process it as a check transaction. Funds may be withdrawn
from your bank account as soon as the same day we process your payment.
How do you Apply My Payment? We generally apply payments up to your Minimum
Payment first to the balance with the lowest APR (including 0% APR), and then to balances
with higher APRs. We apply any part of your payment exceeding your Minimum Payment to
the balance with the highest APR, and then to balances with lower APRs.
Billing Rights Summary (Does not Apply to Small Business Accounts)
What To Do If You Think You Find A Mistake On Your Statement: If you think there is an
error on your statement, write to us at:
P.O. Box 30285, Salt Lake City, UT 84130-0285.
In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of Problem: If you think there is an error on your bill, describe what you believe is
wrong and why you believe it is a mistake. You must contact us within 60 days after the error
appeared on your statement. You must notify us of any potential errors in writing. You may call
us or notify us electronically, but if you do we are not required to investigate any potential
errors and you may have to pay the amount in question. We will notify you in writing within 30
days of our receipt of your letter. While we investigate whether or not there has been an error,
the following are true:
• We cannot try to collect the amount in question, or report you as delinquent on that amount.
The charge in question may remain on your statement, and we may continue to charge you
interest on that amount. But, if we determine that we made a mistake, you will not have to pay
the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question until we send you a notice about the
outcome of our investigation, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit. Within 90 days of our receipt of
your letter, we will send you a written notice explaining either that we corrected the error (to
appear on your next statement) or the reasons we believe the bill is correct.
Your Rights If You Are Dissatisfied With Your Purchase: If you are dissatisfied with the
goods or services that you have purchased with your credit card, and you have tried in good
faith to correct the problem with the merchant, you may have the right not to pay the remaining
amount due on the purchase. To use this right, the following must be true:
1) You must have used your credit card for the purchase. Purchases made with cash
advances from an ATM or with a check that accesses your credit card account do not qualify;
and
2) You must not yet have fully paid for the purchase.
If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in
writing at: P.O. Box 30285, Salt Lake City, UT 84130-0285. While we investigate, the same
rules apply to the disputed amount as discussed above. After we finish our investigation, we
will tell you our decision. At that point, if we think you owe an amount and you do not pay we
may report you as delinquent.
© 2020 Capital One. Capital One is a federally registered service mark
ETC-08 10/01/2020
How do I Make Payments? You may make your payment in several ways:
1. Online Banking by logging into your account;
2. Capital One Mobile Banking app for approved electronic devices;
3. Calling the telephone number listed on the front of this statement and providing the
required payment information;
4. Sending mail payments to the address on the front of this statement with the
payment coupon or your account information.
When will you Credit My Payment?
¨ For mobile, online or over the phone, as of the business day we receive it, as long
as it is made by 8 p.m. ET .
¨ For mail, as of the business day we receive it, as long as it is received by 5 p.m.
local time at our processing center. You must send the bottom portion of this
statement and your check to the payment address on the front of this statement.
Please allow at least seven (7) business days for mail delivery. Mailed payments
received by us at any other location or payments in any other form may not be
credited as of the day we receive them.
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Quicksilver Credit Card | World Elite Mastercard ending in 2130
Apr 11, 2022 - May 11, 2022 | 31 days in Billing Cycle

Transactions
Visit capitalone.com to see detailed transactions.

HUGO A BECERRIL GONZALEZ #2130: Payments, Credits and Adjustments

Trans Date Post Date Description Amount

Apr 12 Apr 12 CAPITAL ONE MOBILE PYMTAuthDate 12-Apr - $112.10

Apr 13 Apr 13 CAPITAL ONE MOBILE PYMTAuthDate 13-Apr - $68.19

Apr 14 Apr 14 CAPITAL ONE MOBILE PYMTAuthDate 14-Apr - $27.13

Apr 15 Apr 15 CREDIT-CASH BACK REWARD - $17.04

Apr 17 Apr 18 CAPITAL ONE MOBILE PYMTAuthDate 17-Apr - $355.81

Apr 19 Apr 19 CAPITAL ONE MOBILE PYMTAuthDate 19-Apr - $62.12

Apr 20 Apr 20 CAPITAL ONE MOBILE PYMTAuthDate 20-Apr - $52.97

Apr 21 Apr 21 CAPITAL ONE MOBILE PYMTAuthDate 21-Apr - $11.76

Apr 22 Apr 22 CAPITAL ONE MOBILE PYMTAuthDate 22-Apr - $18.72

Apr 23 Apr 23 CAPITAL ONE MOBILE PYMTAuthDate 23-Apr - $9.63

Apr 24 Apr 25 CAPITAL ONE MOBILE PYMTAuthDate 24-Apr - $268.12

Apr 26 Apr 26 CAPITAL ONE MOBILE PYMTAuthDate 26-Apr - $165.61

Apr 28 Apr 28 CAPITAL ONE MOBILE PYMTAuthDate 28-Apr - $11.45

Apr 28 Apr 28 CREDIT-CASH BACK REWARD - $14.61

Apr 29 Apr 29 CAPITAL ONE MOBILE PYMTAuthDate 29-Apr - $13.42

May 3 May 3 CAPITAL ONE MOBILE PYMTAuthDate 03-May - $259.87

May 4 May 4 CAPITAL ONE MOBILE PYMTAuthDate 04-May - $127.86

May 5 May 5 CAPITAL ONE MOBILE PYMTAuthDate 05-May - $116.33

May 7 May 7 CAPITAL ONE MOBILE PYMTAuthDate 07-May - $155.86

May 10 May 10 CAPITAL ONE MOBILE PYMTAuthDate 10-May - $438.61

May 11 May 11 CAPITAL ONE MOBILE PYMTAuthDate 11-May - $319.52

HUGO A BECERRIL GONZALEZ #2130: Transactions

Trans Date Post Date Description Amount

Apr 9 Apr 11 FAMILY FOODWARRENVILLEIL $10.70

Apr 10 Apr 11 WAL-MART #4405AURORAIL $20.76

Apr 10 Apr 11 HONEYMILKWARRENVILLEIL $16.26

Apr 10 Apr 11 SUPERMERCADO TAMPICOWEST CHICAGOIL $64.38

Apr 10 Apr 12 SHELL OIL 57444081301WARRENVILLEIL $61.29

Apr 11 Apr 12 FERMILAB CAFE-TAHERBATAVIAIL $6.90

Apr 12 Apr 13 FAMILY FOODWARRENVILLEIL $18.65

Apr 12 Apr 13 FERMILAB CAFE-TAHERBATAVIAIL $8.48

Apr 14 Apr 15 FAMILY FOODWARRENVILLEIL $7.87

Apr 14 Apr 16 LINDT CHOCOLATE #423AURORAIL $5.53

Apr 15 Apr 16 VIVAAEROB 000000000U7NC2CWWW.VIVAAEROBCA $142.60

TK#: 000000000U7NC2C PSGR: Hugo Alberto Becerril Gon

Additional Information on the next page

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Quicksilver Credit Card | World Elite Mastercard ending in 2130
Apr 11, 2022 - May 11, 2022 | 31 days in Billing Cycle

Transactions (Continued)
Trans Date Post Date Description Amount
ORIG: ORD, DEST: MEX, CARRIER: VB, SVC: I

Apr 15 Apr 16 AMERICAN 00124209637628004337300TX $198.51

TK#: 0012420963762 PSGR: BECERRIL GONZALEZ/HUGO
ORIG: MEX, DEST: LAX, S/O: O, CARRIER: AA, SVC: B
ORIG: LAX, DEST: ORD, S/O: O, CARRIER: AA, SVC: B

Apr 15 Apr 18 UIC-HALSTED ST CAFEQPSCHICAGOIL $3.90

Apr 15 Apr 18 UIC-PANDA EXPR CAFEQPSCHICAGOIL $9.55

Apr 16 Apr 16 LOU MALNATIS - NAPERVINAPERVILLEIL $18.34

Apr 16 Apr 18 WAL MART ACUEDUCTO GPEMEXICO DFDF $1.69

$33.50
MXN
19.822485207 Exchange Rate

Apr 16 Apr 18 CASATONO PLAZALINDAVISCIUDAD DE MEXDF $9.09

$180.00
MXN
19.801980198 Exchange Rate

Apr 16 Apr 18 MERPAGO*VANGUARDIACIUDAD DE MEX $13.03

$258.00
MXN
19.800460476 Exchange Rate

Apr 17 Apr 18 PRONTO GINIO S SALA 30CIUDAD DE MEX $8.33

$165.00
MXN
19.807923169 Exchange Rate

Apr 17 Apr 18 LA PROVENCE CAFE LAXLOS ANGELESCA $6.12

Apr 17 Apr 18 MINI MARKET A59MEXICO DFDF $10.41

$206.00
MXN
19.788664745 Exchange Rate

Apr 19 Apr 19 UBER TRIP8005928996CA $52.97

Apr 19 Apr 20 FERMILAB CAFE-TAHERBATAVIAIL $9.06

Apr 19 Apr 20 FERMILAB CAFE-TAHERBATAVIAIL $2.70

Apr 20 Apr 21 TACO GRILLWARRENVILLEIL $9.81

Apr 20 Apr 21 FAMILY FOODWARRENVILLEIL $8.91

Apr 21 Apr 22 CHIPOTLE 1888AURORAIL $9.63

Apr 21 Apr 23 SAMSONITE FCTRY OTLT 2AURORAIL $242.47

Apr 22 Apr 23 MARKITO'S BAR & GRILLWARRENVILLEIL $18.68

Apr 22 Apr 23 FERMILAB CAFE-TAHERBATAVIAIL $6.97

Apr 23 Apr 25 SQ *RELEAFArlington HeiIL $3.89

Apr 23 Apr 25 TST* Lalos RestaurantSchaumburgIL $23.22

Apr 23 Apr 25 MUGIMARUARLINGTON HEIIL $9.90

Apr 24 Apr 25 TARGET 00019034WARRENVILLEIL $39.83

Apr 24 Apr 25 SUPERMERCADO TAMPICOWEST CHICAGOIL $88.77

Additional Information on the next page

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Quicksilver Credit Card | World Elite Mastercard ending in 2130
Apr 11, 2022 - May 11, 2022 | 31 days in Billing Cycle

Transactions (Continued)
Trans Date Post Date Description Amount

Apr 26 Apr 27 TACO GRILLWARRENVILLEIL $11.45

Apr 26 Apr 28 FERMI RESEARCH EDUCATIBATAVIAIL $18.40

Apr 27 Apr 28 CHIPOTLE 1888AURORAIL $9.63

Apr 28 Apr 30 WENDY'S 12250AURORAIL $10.99

Apr 29 Apr 30 FERMILAB CAFE-TAHERBATAVIAIL $9.67

Apr 29 Apr 30 KILWINS NAPERVILLENAPERVILLEIL $6.89

Apr 29 May 2 SHELL OIL 57444081301WARRENVILLEIL $58.04

Apr 30 Apr 30 LOU MALNATIS - NAPERVINAPERVILLEIL $24.31

Apr 30 May 2 LOT DCHICAGOIL $3.00

Apr 30 May 2 HONEYMILKWARRENVILLEIL $20.09

May 1 May 2 wintersjazzclub.comSan FranciscoCA $55.50

May 1 May 2 SQ *RELEAFArlington HeiIL $9.46

May 1 May 2 SQ *WINTER'S JAZZ CLUBChicagoIL $25.30

May 1 May 2 TARGET 00032078CHICAGOIL $20.09

May 1 May 2 FAMILY FOODWARRENVILLEIL $8.89

May 1 May 2 MITSUWA MRKTPLACE CHIARLINGTON HEIIL $7.64

May 1 May 3 NAVY PIER PARKINGCHICAGOIL $37.00

May 1 May 3 MUGIMARUARLINGTON HEIIL $22.75

May 2 May 3 FAMILY FOODWARRENVILLEIL $24.18

May 2 May 3 FAMILY FOODWARRENVILLEIL $7.76

May 2 May 3 WM SUPERCENTER #4405AURORAIL $36.17

May 2 May 4 VICTORIA'S SECRET 1786AURORAIL $55.75

May 3 May 4 TACO GRILLWARRENVILLEIL $19.62

May 4 May 4 UBER EATS8005928996CA $40.96

May 4 May 5 USA*CSC SERVICEWORKWARRENVILLEIL $2.00

May 4 May 5 TACO GRILLWARRENVILLEIL $11.98

May 4 May 5 ROSATIS PIZZA - WARREWARRENVILLEIL $21.92

May 4 May 6 SHELL OIL 57444081301WARRENVILLEIL $42.08

May 5 May 5 LOT DCHICAGOIL $3.00

May 5 May 6 BUFFALO WILD WINGS 042630-8362999IL $23.01

May 5 May 6 FAMILY FOODWARRENVILLEIL $13.04

May 5 May 6 WALGREENS #9925WARRENVILLEIL $26.42

May 5 May 6 FERMILAB CAFE-TAHERBATAVIAIL $12.41

May 6 May 7 SQ *LADY M - CHICAGOArlington HeiIL $21.80

May 6 May 7 SQ *RELEAFArlington HeiIL $4.73

May 6 May 9 UIC BOOKSTORE #2268CHICAGOIL $132.28

May 7 May 9 WALGREENS #09334AURORAIL $22.09

Additional Information on the next page

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Quicksilver Credit Card | World Elite Mastercard ending in 2130
Apr 11, 2022 - May 11, 2022 | 31 days in Billing Cycle

Transactions (Continued)
Trans Date Post Date Description Amount

May 7 May 9 NMG AURORA IMMED CAREAURORAIL $250.00

May 8 May 9 FAMILY FOODWARRENVILLEIL $7.71

May 9 May 10 WILLIS TOWER-SKYDECKCHICAGOIL $5.02

May 9 May 10 GIORDANO'S ON JACKSONCHICAGOIL $60.00

May 9 May 10 LOT DCHICAGOIL $3.00

May 9 May 10 SKYDECK CHICAGO - ECOMCHICAGOIL $187.50

May 9 May 10 SKYDECK PHOTOS888-746-8615IL $64.00

May 9 May 11 72822 - GRANT PARK SOUCHICAGOIL $33.00

HUGO A BECERRIL GONZALEZ #2130: Total Transactions $2,659.73

Total Transactions for This Period $2,659.73

Fees
Trans Date Post Date Description Amount

Total Fees for This Period $0.00

Interest Charged
Interest Charge on Purchases $0.00

Interest Charge on Cash Advances $0.00

Interest Charge on Other Balances $0.00

Total Interest for This Period $0.00

Totals Year-to-Date
Total Fees charged $0.00

Total Interest charged $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charged

Purchases 25.74% P $0.00 $0.00

Cash Advances 25.74% P $0.00 $0.00

Variable APRs: If you have a letter code displayed next to any of the above APRs, this means they are variable APRs. They may increase or decrease based
on one of the following indices (reported in The Wall Street Journal) as described below.

Code next to your How do we calculate your APR(s)? When your APR(s) will change
APR(s)

P Prime Rate + margin The first day of the Billing Cycles that end in Jan., April, July and Oct.
L 3 month LIBOR + margin

D Prime Rate + margin The first day of each Billing Cycle

F 1 month LIBOR + margin