READING 1. Lookat the photos and answer the questions 11 Which ofthe currencies do you recognise? ‘Where are they used? 2 Which one isa digital currency? What do you know about i? 2. Doyou think there wil sillbe coins and bankootes in 100 year? Why? Why not? 2. [CDEND Read and listen to the article, Mark the sentences T true) or F (se). 1 Some people believe the Bicinis the future of money. 2 Governments dont take theBitcoin very seriously. 2 James Howells bought his icons on the Internet. 4 imevatue ot me witcom greatly increased nits fist four years. 5. Howells kept his Bitcoinsin an online bankaccount {6 There no chance Howell wil ever find Fis Bitcoin fortune, 2 ‘OBJECTIVES runcrions ting about fare events sympathsing ranuan:fture continuous, ature perfect, vocaautany: money and vale; bs and work by STRAINTOTHN Exaggeration Sometimes writers exoggeratetocreate dramatic effect. Ofcourse, thisdoes'tmean that what theyre saying is completely true Look at these sentences from the words show that they're exagger 11 Undeniably the future of money has never been 2 The Internet iy far the most important invention of ourlifetine 4. Read the sentences. Which isn't an exaggeration? Underline the words that help you decide. 1. There's no way that Bitcoins wil exit inten years. 2 found this subject celly quite interesting. 3 Wsthe best arte that has ever been written 5 Rewrite these sentences so they containan exaggeration, 1 wasa really boring film, 2. Justin Timberlake isa great singer. 2 Brian's good at Maths.Bitcoins: here to stay? The Intemet is by far and away the most important invention of our lifetime and, over the last 20 years, it's made great changes to our lives. It's changed the way we shop and the way we bank, BS x 5 “! and now it's making us start to question the way we think about money altogether. Undeniably, the future of money has never been so uncertain. Twenty years from now, will we still be using notes and coins or will we be using something completely different? Many experts predict that soon, different countries won't be paying their bills in their own money any longer. They say that in a few decades’ time, everyone all over the world will be using a single currency, the Bitcoin — digital money that has already been called 'the gold of the Internet age’ by some Up to now, digital money has mostly been the stuff of science fiction films. Recently, however, a number of stories about the Bitcoin have made their way into our newspapers, and governments around the world have started to think about the consequences of such a monetary system. The Bitcoin first made an appearance in 2009, when computer whizz-kids invented ‘mining’, a way of earning them by solving very complicated mathematical problems. One such person was James Howells, an IT expert from Newport in Wales. A few years ago, he'd mined Bitcoins worth about £7,500. Like many of the Bitcoin pioneers, he probably didn’t think toomuch about his earnings. That was until, one day in 2013, he discovered that the value of his Bitcoins had gone up and they were now worth about £4 million! So where had Howells stored his treasure? After looking for a long time — on the hard disk of his computer, on every single USB stick he could find in his home, and on various CDs he had lying around in his study — the terrible truth slowly dawned on him. He'd stored the Bitcoins on an old hard disk, and he'd thrown it away while clearing out old computer stuff the previous summer. Howells rushed to the recycling centre he'd taken it to. He was told he'd have to search though waste more than a metre deep in an area the size of a football field Howells has told the Internet community the location of the recycling centre and has promised a reward to anyone who finds the treasure. Theoretically, if the hard disk hasn't been smashed, someone might find it one day, and it might still contain the data. Computer hard disks are pretty tough and can keep data even when they're underwater for quite some time. But the chances are still small. The recycling centre uses big magnets to sort out the waste, and magnets can erase data. Even if someone did come across the hard disk, there might not be a trace of Howells’ Bitcoins on it any more!GRAMMAR Future continuous 1 4 Complete the sentences from the article on page 93, Then (ircle) the correct words to complete the rule. 1 Twenty years from now, wil sell notes and coin®? 2 Inafew decades time, everyone all over the world asingle currency RULE: Weuse the future continuous to talk about things that willbe in progress at aspecied / (on unspecified time in the future. Complete the sentences withthe correct forms ofthe verbs. 1 Tomorrow at 10o¢lock,| 2 Lucky yout This ime next week, you enjoy) your holidays, 3. Susanis sil at university, but year from now, she (work) inher dad's company. 4 What I (do) three years from ‘now? Ihave no ides 5. TalktoJamesnow. Tonighthe (oly) ‘tennis, so you wont beable to each him. (ave) dein (6) ona tain 6 Tomacrow afternoon, we inacafénextto the river. Complete the text, Use the future simple or future continuous form of the verbs. not tavel | drink | wake up | puton not work | pay | Hie | have know where lb ten-years from now. 50 hours aweekin asmalloffice.1? hours every day to get to ac rom work No ‘ona beutiful Caribbean beach! | 4 coconut water and reading a good book. Every day bethesare, Tate and I along lay breakfast 17 my shorts and walk down tothe beach to meet my friends, And how? i forallof ths? im going to ind Janes Howell computer Work in pairs. Discuss what you will be doing at these times. 1 anhour fromnow 2 atBoldocktonight 3 thistime next week 4 on January ‘Anca from ns, (be having lh EE VOCABULARY Money and value Match the words with the definitions, tip | EEX) off | areward | abanpin | toowe refund | be worth | not good value for money valuable | on offer 1 money that you get for doing something helpful (forexample, finding something that was lost) 2. money that's paid backto you for eample, yu retun something toa shop) 3. extra money to thank someone (or example, waiter fora service toneed to pay someone awalable at a good price (usally for ashort tine) money taken away from the orginal price something you get at areally good price not worthits price havingaveryhigh value 10 haveavalue of ‘Complete the sentences with the words from Exercise 1. ©. mot buying the shoesin his shop. Theres another one nearby where they're en offer vw Kylie £20. must forget to repay her 2. MrBrown offered a big forany information that would help him to find his dog, 3 Thetaxi river was very helpful so we gave im agood 4 Haveatlook at this lel coin. Do you think its much? 45 | bought this expensive laptop lst week, Today Usawitin the shop for £100 { Thetablet ddr’ work, s0 ookit backto the shopand they gave mea 7 paid £50 for this toy and it broke aftera week. Itreally was 4 tvaited uni after Christmas and got the bike for half price. twas areal 9 Thisvaseis 3.000 years old and very EETBNNING Work in pairs. Discuss the questions 1 What's the most valuable thing that teenagers sully wn? 2 What are some good ways to geta bargain? 2 Imnwhatstuations might you give someone a fevardoratip? Have you ever receled ane? 4 Have you ever had to ak for a refund? What for? a>‘The oldest ype of money (and also the shape of the fist bronze coins) wes. ‘A bananas. shel, cows, trees. err a pe a ora 5 Sk ig ial eash machines ewer thatis rn eee G ee ee © ioineyotod oo. ney sino oud st A 3ye05 Bee © ify ees LISTENING 1 Lookat the questionnaire and try to guess the answers, Then compare with a partner. CDHRM Listen taan extract fram the qui show ‘ShowMe The Money! Check your answers. THINK SELF-ESTEEM What's important for your future? 11 Choose the statement hat you agree with mest. 1 Tranty years fromnow hope have enough tony ey 2 everthing vant 8 everthing need tsimportan to have ab that. ASyoterioy 8 paysalotof money. When lookin the future, cn se. A atime when wort need oleam anything we that Malays be teaming new things. (Pia on ds 1900 fra 1 peceotcnved gm cies Is Bie tia atin, B © > h . 10bilion baninotes (of any cureng). banknote ur money 2. EERIE Work in pairs. Compare your answers. 3. Match the types of goal with the statements in Exerelce 1. [ [ a financial goals educational goals, € professional goals Write sentences about your goals, Write about atleast one goal in exch of the areas in Exercise 3. hen 60, le learning to play the guitar. mn 20 years, be werking as a translatorand Ti beable to speak four languages. ve 50, Fe0on't ee to work any mere Een Short and long vowel sounds: /1/~ /i/ and /o/ ~/ooy Goto page 121. mH 95READING 1 Ke Look at the people in the phates, IFNigel Wood, a nurse, earns £30,000 year, how much do you think the: ‘other two get? Read the web forum pageand check your answers. Read the forum entries again. Answer the questions. Debbie Hels: Who thinks that footballers" high Wayne Rooney: ‘ Far eta aves footbal player for orice 1 cause problems for other teams? Manchester United! 2. might cause people problemsin a thefaren a 2 need to be looked at seriously by the authorities? Voon use _ ‘Nigel Wood! nurs 4 areagood thing ; eomes 5 are bad for young people's education? patie are a question of economics?rn 7 Wayne Rooney's contract with Manchester United sees him earning a reported £15.6 million a year. This makes him the highest-paid player in the English Premier League... for now. It means that by the end of his five-year contract, he'll have earned more than £70 million for playing football. And that isn't counting the money he'll get from sponsorship deals. Of course, Rooney isn't the only one. In fact, Premiership footballers earn on average £1.1 million a year. That's 14 times more than the average person working in management and an incredible 36 times more than someone working in public service, such as a nurse or a teacher. As the footballers turn up to matches in their Ferraris and Aston Martins, their fans take the bus or walk. The question we're asking is: are these players really worth the money? In a word, no. The problem with the current system is that it sets such a bad example for the younger generation. So many teenage boys want to be footballers or pop stars because they see it as a quick way to make a lot of money. They don't think about the fact that for every boy who makes it, there are thousands who don't. Of course, they won't have thought about that before they leave school and then it'll be too late. UKmumThe Football Assocation (FA) keeps saying they want to control the amount of money a footballer can earn, which will be a good thing. However, the FA is never the quickest organisation at getting things done. Who knows, hopefully by the year 2050, they'll have sorted this mess out. Something needs to be done. Lucy88 The top footballers make far more money for their clubs than they get paid in salaries. These clubs make a fortune from the sales of tickets, TV rights and football shirts because of these stars. It's a question of business and these players are good for business. Of course they deserve their salaries Simonsays The problem with the current situation is that only the really big clubs can afford to pay these kinds of salaries, so they get all the best players and win everything. This means they get more money from sponsorship and TV and they can increase their players’ salaries even more. It makes life really difficult for the smaller clubs. Jimmy %GRAMMAR Future perfect 11 Complete the sentences fom the forum entries on ‘page96. Then read the ruleand complete i with fhe words. 1 Bytheend ofisfveyearcontact he rmocethan £79 milion or png fot 2 Ofcourse. they abou thatbefore ey lowe schol sndthon ie be tool 2 Whe knows, hopeful bythe year 205, ths mess ut rove | past partite | wil RULE: We we the future perfect totalkabout actions that wl nih at some te Between now ted aspecified te inthe fatere ow the end the yea Elnilion £2milon LI milion By the end of the year ell lave eared sore than £5:milion fo tit © Weofien set wih by +apont intime or bythetine «atime cane By 2050, By the tine 'm 50, 2. Complete the sentences withthe future perfect formof the verbs. 1 Tregovernment (uid) sof now hues here by 2030 2 Bythetimetn 35,1 (vor) int for over ten ear. 3 flor eallyhard de) my Ihomemos by theme the match atertson TV. 4 Tho tortie from to 12 tomerrow morning. Soat 10 delock (oor fast 5 Bythattine, | Mow) my fest howe, 6 thopethat thie yeas fem row ai) ‘one ortwo ohercountres. 3 EBESENE Workin purs. Look at the questions and make notes. Then compare your ideas. 1 Which task wl wont you have fnihad by 6 pm tomorrow? 2 What wil wont you have done by the end of the year” 2 Which goalswil/wontyou have achieved sx yeas fem now? > VOCABULARY Jobs and work 41 Match the words wit the definitions public service eduction | hestheare | lw Imanagement | finince salary qualfeatons tmployer | employee 1 sbilies or experince needed fora partir job 2 jpbspaidforby the goverament 3 people whe mike the big decsions na company 4 teactingand learning 5s person or organsatcn tha people work for 4 anarea ofworkreatecto maraging money the money person ipa for doing ajo 1 anatea of workreltedto he legal sytem + snares ofworkrelitedto medicine 10 someone who's paid towerk for someone else 2 Completethe sentences with words fom Exercise 1. 1 Herdadwerksin__.Heva nurse, 2. Margaret Bourne isthe director of for big company. she decison alltheinvestrens 3 Jpama was, police ofcerand now she's teacher She’ been in allher profesional fe 4 Larrys. teechen He work The company sfored years of bad 4 Microto iethebigges 1 Adegree ad some experienc inIT are necessary forthsjob. 1 James worksin Hea ude. Allan gota newb witha higher Inthe Seale wes, 10 She: been sn of ths company for 25 yeas. 3 BERNE Workin pace. Discuss these questions. 1 Which ofthe areas of workin fxercite 1 would yoube moe /leastinterested in? Why? 2 Would yourather be an empleyeroran employee? Why? > WRITING My life in the future Write about yourlife 30 years from now (150-200 words). Think about the things hatyou: + wllbe doing. © alhavedone wont hare done + alla wantto doPHOTOSTORY: episode 4 my 1 Lookat the photosand answer the questions. What has Jeff found? Why doyou thnk theyre looking at the woman? 2 Now read and listen to the photostory. Check your answers. # Look shat found! Outside ere, onthe street, by the shoe shop. My lucky day, eh? And | yourlucky day, too! Les go crazy -dessertsare | | MIA But, Jef, the money int outs. We ean jus | spend ton ourselves ike that BFE Why not? There's nonay tofind the person ‘who lost is there? does fel right, tha’ a ‘Come on, orderwhatever desserts. Likethisone,withnutsand ‘everything, and the banana LORY A banana spl! Mim, they'e amazing. Lessee. Oh they're £6.99, on'thavethat kind of money. MIA Tell meabout it a relly like one of those hot chocolate drinks with all the ‘estas. Bul ust calor it 1L£0_ Weil don look at mem broke oo ‘No banana splits for me either, Fafa Gafarvives) JEFF 1, you. Wow, youdon ook very Ihnpps: MIA. hstfeling sory forcurselves. Werte Ilstapped foreash, sameness EFF Ab, wellinshatease,you should be ‘eallyhappy to see me! {G0 And why’s that, fet sou ant LEO OK- Ifyou says, lll WAITRESS 1 Sts Bead? [MMS BRADY Ti etter have small eoffe today. You know; this morning Host £20, WAITRESS Oh not That's ashame realy srey'to hear that, [MRS BRADY Yes. must have lostt around here somewhere That's alot af money ferme What a pty! Never mind - maybe you just msplaced it and youl find it again FLORA Iinow. How: LEO Lookwhatyou di Jf {FF Dontlook at mets net my fault. dnceat all ofthis by myself. you know! 8DEVELOPING SPEAKING 3 Workin pairs, Discuss what happens nextin the story. Write down yourideas. We think they go and speak to the old lly and _give her some money. 4 [ZXIEE Watch and find out how the story continues, 5 Match 1-7 witha-g. 11 The ourfiends decide 2 Jef 2 Hla 4 Leo 5 Ma 6 Intheaaé Flora 7 Theoldlady 2 getssome maneyin advance fr ajob, bb getsmoney from ajarat home € gives some money othe od ad 4. toget money to give tothe od lady «finds some more money inher pocket. # sellssome old books finds money inallkinds of ciferen places PHRASES FOR FLUENCY 1 Find these expressionsin the photostory. ‘Who says them? Hew do you say them in your language? 1 sameas ul 2 Dontlook at me! 3 Hiyoulot 4 sais/areonme Sa ythatsall, & Isnt ny faut! 2. Usethe expressions in Exercise 1 to complete the conversations. 1A havertt got enough money for lunch. 8 Wel, Meant pay. © SOK. tlpay forthe food. Lunch ' ah How are youll? 8 Oh, realy. Nothing changes alot, doesit? 3. A Wow, thisroomis really untidy! 8 Hey! {Jule mace the mes, not ene © Ok, calm down | didnt say twas you. Hust said it was untidy, {| worawise by 1 Whatdo th phrases bold refer to? Match 1-4 with and. 1 tse the gold the terme age by somepeople 2 He gotthe coins by solving complated Maths problems 2. Hounditin the tet, by the shoe shop. Dad need £20 by tomorrow & alecation b atimeinthe future «away todo something 4 the person/ people who do something 2. Complete the sentences with the phrases. bythe entrance | by the end of ass bythe football lub by selling Please finish Exercise 2 : A thatheplaystor | 1 2 Hespadalt 2 Medtme onowov tothe dems 4 Jffgctmoney od books k FUNCTIONS Sympathising 1. Look back tthe photostory. Complete the ‘extracts withthe phrasesin the lst. That'sashame | Never mind | How awful What pity | te cell sorry MRSBRADY Tis morning lost £20, WAITRESS Ohno!!! tohear that. MRS BRADY [...] That's lt of money for me WAITRESS Ohdear!?__14__- maybe you just misplaced it and yout fndit again, MIA We ate the old ads money! FLORA —Ihnow.5 2. Workin pairs. Write four-line conversations like the one in Exercise 1 about each of these situations. Then act them out. Youtellyour friend that © yourexam resultsare very bad. © youlost some money, © youbroke your mobile phone,TEST YOURSELF UNITS 9& 10 VOCABULARY 1 Complete the sentences with the words/phrases in the list. There are four extra words / phrases. ‘unexplained | went mising | bargain | mysterious | worth | employer | oncffer employee | alien | refund | goverywell | salary | owe | going for 1 He's worked for that company for 25 years now. He's ther oldest. [Nobody knows what happened to him, The mystery of his disappearance is stil His plane ‘over the Atlantic Ocean, ‘Michael lent me some money last month. lst im 75p. "bought this camera for half price twas areal ' You'e paid too much fort. Iisst that much money. 'mafeaid the exam did't Im sure ve failed it He's been training all year He's gold medil You know those trainers you like? Theyee atthe moment! You should buy them, 10 Iesbroken. think you shoul take it back and ask fora GRAMMAR 2. Complete the sentences with the verbs in the lst. There are two extra verbs. ‘might | musthave | shouldhave | won'tbe working | might have willbeliving | wilhave waiter | coulda'thave 1 She hurt her head when she fll of her scooter: She worn ahelmet 2. She'sareally ood player if shed entered the race, she won't 3 Bythetimetm25,1 ona Greek island! 4 Inten years tie, {or anybody. have my own company 5 He stopped the accident. He was oo ate 4 Bythe time tm hier. any fest novel 3. Find and correct the mistake in each sentence. He shoulcnthas left the window open. That's how the burglar gotin She might lke the Smif she had come In tenyeas' time, Ihope Isl have working in London. ‘Where will youlving in 20 years'time? He must be finished hs homework by nw. In fve yeas time, il have climb Mount Everest. Coa FUNCTIONAL LANGUAGE 4 Circle) the correct words. 1A. Noway! This piece of rock cent / mate rom ancther planet 8 | dontagreewithyou.|thinkit can might be 2. A Fmmany/ ely srry at come to the football match with ou 8 Never mind/ know You encom withme next week 3. A Hi youtots ot. sorry Imlate, What woul you het et? Cm B Same as normal usual, please! 4. A goeswithout seeing soying that Peter cast come on Sturdy He crashed his scooter. MY SCORE | ete 2a 101