Name: Carla Joy L. Torreon Student No.

20-1-02290 Score: __________

Class Time/day: T-TH 8:30-10:00

ECON129e: Money and Banking

1st Sem. SY 2022-2023

Journal Module 3: Financial Instruments

Reflection / Reaction :

People tend to dream of having gazillions of money and we can't

deny the fact that we're one of those set of strivers. Many thoughts will
cloud our mind, many information will ring in our ears, and many
techniques will open our eyes in order to fulfill it and sometimes we are
enticed to engage in investing as the soul of solution. Person who have
money with goals will surely aims to preserve it buy investing. Human with
resources literally think how can they earn through it and this topic
pristinely got the answer to those question.

Everyone have financial instruments they are carrying lifted by

plans depend on the target they aim. They are driven in terms using their
financial instruments in buying properties nor shares, selling product they
can produce from the resources, or only hold it and wait for the dividends if
you are able to invest it. This topic gives significant information, on the
other hand, there are many provided ways the investment class/asset class
can teach us. Equity securities and Debt securities lend the answer if we're
eager enough in aiming to earn from the resources we got.

In Investing, Equity securities is composed of buying shares

from any form of businesses in order to have share of stock. That means
you're business' owner and will constantly receive the share of profits but
depend to what strategy you'll adhere to the share you acquire. Two
options are provided this phase, you might hold your equity shares to the
business and receive dividends along with the other owners nor trade share
with a 50/50 situation of availing profit nor losing depend to the method
and technique you will use.

Debt Securities was also an option for your resources to bloom

for it has the capability to give you profit by the interest. It cycles to
investor as a creditor then the main business owner will be the borrower
since their negotiation will pertain to bonds. Creditor will only attain
benefit of interest but always the first priority of lane during payment at
maturity date if he/she only choose to hold his bonds but if will choose to
buy and sell bonds, there is a great chance to trade it at premium if it's
greater than the face value and at discount if not.

In preserving our resources to flourish for good, it takes a

great decision of which way we should cross and engage, it also take
courage since it is between winning nor losing. Equity securities offer a
privilege of being an owner but with two selection which are to hold it or to
trade it for a higher profit. While Debt securities has only the power to give
you the interest of the lend money if you will able to hold bonds since you
are not part of the owners but you can also proliferate profit through
trading it in premium. This study pristinely increase our knowledge in terms
of business dealing that also widen information if we are into investing nor
planning to invest in the future. This lesson is effective hence it can be a
path of hope to those who are interested, it may have less content but it hit
the main facts that everyone needed in order to learn to be knowledgeable.