SERVICES OFFERED

BY SWIFT

SWIFT offers 7 messaging services that enable you to exchange financial information, and to
browse through online portals, securely and reliably.

1. FIN - FIN is a SWIFT-administered, generic messaging service that enables organizations to

exchange individual structured financial messages using a FIN Message Type (MT) format and ISO
15022. FIN messages are well-formatted and centrally validated to achieve Straight-Through
Processing.

2. InterAct - MX ISO 20022 messages are sent and received through InterAct and their content is also
centrally validated, based on world-wide agreed ISO20022 standards.

3. FileAct - SWIFT offers FileAct service with high-level security to send and receive large files like bulk
payments, securities value-added information, central bank and intra-institution reporting with
compression feature.

4. MI (Market Infrastructure) Channel - MI Channel offers a solution for Central banks or market
infrastructures that need to exchange high throughput of xml-based messages with participants in
safe and secure way.

5. SWIFT Copy Service - SWIFT Copy Service (T Copy, Y Copy) allows the generation of a copy of a
message to a third party. SWIFT Copy Services are used for Payment clearing and settlement,
satisfying regulators or just for internal administration.

6. SWIFT WebAccess - This feature is typically used to access and update financial information
available online such as:
a. Viewing Dashboards, Balances, Transaction or Liquidity Statuses securely.
b. Updating Configuration data (like Balance Limits).
SWIFT centrally manages user authentication and validates the identity of the user who accesses
the portal, or the web interface, using a standard browser and a single URL.

7. SWIFTNet Instant - It is a real-time, 24/7 messaging platform supporting the secure exchange of
instant payment flows with multiple CSMs and high throughput through efficient transport and
load-balancing mechanisms.