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Revision on Interest Rates Applicable on

Axis Bank Credit Cards


As one of the key aspects of Axis Bank Credit Card, all customers get an interest
free period by making full payment against their total outstanding balance
before the due date. Interest is only applicable if outstanding balance is not
paid within the due date.

Currently, the interest charges are applicable on your Axis Bank Credit Card(s)
at 3.40% per month (49.36% pa). Effective 1st September’21, the interest
charges (if applicable) on opening balance and further transactions including
cash advances will change as per the table provided below.

If you make full payment against the total outstanding amount before your
payment due date, then you will continue to enjoy the interest free period.

New Rates (Effective


Product Old Rates
1st September ’21)
3.40% 49.36% 3.60% 52.86%
Axis Bank Flipkart
per per per per
Credit Card
month annum month annum
3.40% 49.36% 3.60% 52.86%
Axis Bank Ace Credit
per per per per
Card
month annum month annum
3.40% 49.36% 3.60% 52.86%
Axis Bank Freecharge
per per per per
Credit Card
month annum month annum
3.40% 49.36% 3.60% 52.86%
Axis Bank Freecharge+
per per per per
Credit Card
month annum month annum

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