Aayushi Kumar

T: +919967661904 | E: aayushikumar.91@gmail.com

7.5 years of work experience across Global Credit Trade Risk and P&L (Product
Control), Corporate Banking & Structured Finance

Associate (Sr.Manager) – Global Credit Trade Risk and P&L (Product

Control), Deutsche Bank (Mumbai) July 2018 - Present
Currently involved in managing, performing and reviewing daily Risk and P&L for
the Credit Trading Desk (mainly USA and London) products- Bonds & Loan. P&L
analysis- substantiate numbers and explain to both the Traders and Finance
Directors in New York, to ensure a “control” environment. Detailed
Perform/Review of all P&L adjustments including ownership for their resolution,
ensure correct reporting of risk and P&L and explain any deviations.

Recently awarded with Deutsche Bank’s “Recognition Award” for performance

in FY 2021
Also awarded with the “Spot award” for performance in Sept’2019 quarter.

Assistant Relationship Manager II – Corporate Banking & Structured

Finance Group, ICICI Bank (Mumbai) February 2015 - June 2018
Managed ICICI Bank’s exposure worth ~ Rs 1500 crores with a leading Indian
Conglomerate diversified into resources, logistics, energy and agri-business.

Role involved thorough credit analysis and understanding credit needs to meet
clients financial requirements, corporate debt financing with specific focus on
Deal Structuring, developing innovative financing structures covering Cross
Border acquisition (M&A) financing and asset-backed finance. Preparation of
credit appraisal notes, term-sheet/document negotiation, conducting quarterly
reviews and monitoring bank’s exposure with the client on monthly basis.

Relationship Manager- Wealth Management, ICICI Bank, July 2014-

January 2015
Role involved managing HNI clients’ portfolio, recommending investment
options best suited to their risk profile, providing all banking services as per their
requirements.

Was awarded “Top Performing RM” for quarter September & December 2014
Summer Internship – Investment Banking, Barclays Bank PLC, April
2013 – June 2013
Worked on projects and live deals in subdivisions of Mergers & Acquisitions,
Debt & Equity Capital Markets and Credit Risk.

Education

Post Graduate Diploma in Business Management – Finance, Prin. L N

Welingkar Institute of Management (WeSchool), Development &
Research, University of Mumbai, 2012 – 2014

Exchange Program Specialized in Advanced Corporate Finance &

International Trading & Exchanges. - Copenhagen Business School,
Denmark, June 2013- September 2013

Bachelor of Commerce (Financial Accounting & Auditing), Mithibai

College, University of Mumbai, 2009 - 2012

Skills & Social Work

• MS Office, Macros-Sledge, Analytics, Bloomberg
• A regular volunteer in Deutsche Bank CSR activities consisting of teaching
children, organising support camps
• Volunteered in “Teach for India” initiative by NGO “Akanksha” for over a
year
• Certified Global Citizen Leader by the Centre of Creative Leadership (CCL)
in association with WeSchool
• Elected Management Council Lead (Finance) in WeSchool and hosted a
Round Table Conference with leading Financial & Marketing
Communications corporates
• Interests: Painting, Reading, Travelling and Theatre
• Languages known: English, Hindi, Spanish (Basic)