BY TEAM-DREAM FUSION

Manvi jain
Soniya chawla
Pooja budhwat
Ankita dubey
Aswathy k
Sonali gaike
Supriya rathod
Saurabh dubey
Jaspreen bhagria
Somava majumdar
Jyoti chavan
Sehaj bawa
 This is the Senior Citizen Bank Account from ICICI
Bank that is for customers above 60 years of age. It is a
Savings Account for Senior Citizens which allows them
to carry out all their banking transactions without
having to wait in queues. Additionally, with this
Savings Account for Senior Citizens, they can also avail
of a hospitalization allowance of up to Rs 30,000. The
ICICI Senior Citizen Savings Account also offers a
higher interest rate than a regular savings account on
the account balance in excess of Rs 75,000. It is
important to note that the Senior Citizen Bank Account
also offers secured returns and tax-saving benefits with
Government-backed Senior Citizen Savings Scheme.
 Interest Rate-3-3.5%
 Eligibility-Resident Individual (sole or joint
account), Foreign National and Hindu
Undivided Family (HUF) customers, above the
age of 60 years.
Identity & Address Proof
Any one of the following documents would serve as proof of identity & address (OVD) of
the Customer.
• Passport
• Driving License issued by Regional Transport Authority
• Voter ID
• Job card issued by NREGA signed by State Government Officer
• Letter from National Population Register
• Aadhaar number
Communication Address proof
: If the above address proof does not contain communication address, then the following
documents can be considered as proof of address. In such cases customer to update the OVD
with communication address and submit to bank in 3 months of account opening.
• Utility Bill not older than 2 months (electricity, telephone, post-paid mobile phone, , water
bill).
• Property Tax Bill or Municipal Tax receipt not older than one year.
• Letter of allotment for accommodation from employer issued by State Government or
Central Government Departments, statutory or regulatory bodies, public sector
undertakings, scheduled commercial banks, financial institutions and listed companies
• Leave and license agreement with any of the above employers. Agreement to contain
Customer’s name as Employee.
• Pension or family pension payment orders issued to retired employees by government
departments or public sector undertakings, if they contain the address.
Apply for Savings account online from icici
website.
Send an SMS 'TAB' to 5676766

Visit nearest ICICI Bank Branch

 Save on your medical bills with benefits up to
15% off at Apollo Pharmacy
 Avail of mouth-watering deals at the finest
restaurants across the country.
 You can nominate a person as beneficiary to your account
proceeds.
 • Nomination facility available for bank deposits.
 • There can be only one Nominee for a deposit account
whether held singly or jointly.
 • A person legally empowered to operate a minor's account
can file a nomination on behalf of the minor.
 • Applicants can make nomination by filling up the Form
prescribed under the Banking Companies (Nomination)
Rules 1985.
 • The nomination details can be changed during the
subsistence of the account relationship by filling up the
Form prescribed under the Banking Companies
(Nomination) Rules 1985.
 • For details, visit the nearest branch.
 Eligibility Criteria: The account is available for
Resident Individual (sole or joint account),
Foreign National and Hindu Undivided Family
(HUF) customers, above age of 60 years.
 Minimum Monthly Average Balance
(MAB): ₹4,500
1. With a dedicated Senior Citizen Desk at branches, there’s
no need to wait in a queue.
2. Exciting discount offers and Visa privileges on Debit Card.
3. Free unlimited access to ATMs of all banks.
4. Free unlimited cash transactions at branch.
5. Free value-added services like SMS alerts, monthly e-mail
statements and passbook facility.
6. The Money Multiplier facility provides the liquidity of a
Savings Account along with the high earnings of a Fixed
Deposit (FD).
7. Banking made convenient with Doorstep Banking service.
8. Facility to invest in Senior Citizens Savings Schemes with
assured returns and tax benefit under Section 80C.
9. Get complimentary personal accident insurance protection
and purchase protection cover on your Savings Account.
 Eligibility Criteria: The account is available for
Resident Individual (sole or joint account),
Foreign National and HUF customers, above
age of 60 years.
 Minimum MAB: ₹25,000
1. With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
2. Exciting discount offers and Visa privileges on Debit Card.
3. Get cash withdrawal limit of ₹50,000 per day and transaction limit of ₹100,000 per day.
4. The Money Multiplier facility provides the liquidity of a Savings Account along with the
high earnings of an FD. to know more
5. Banking made convenient with Doorstep Banking service.
6. Free unlimited access to ATMs of all banks.
7. Free unlimited cash transactions at branch.
8. Free value-added services like SMS alerts, monthly e-mail statements and passbook
facility.
9. Free online transactions through Real Time Gross Settlement (RTGS) and National
Electronics Funds Transfer System (NEFT).
10. No charges on Demand Draft (DD)/ Pay Order (PO) up to ₹100,000 per day.
11. Free anywhere banking across all branches.
12. 15% discount on annual fee of Safe Deposit lockers.
13. Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit
under Section 80C.
14. Get complimentary personal accident insurance protection and purchase protection cover
on your Savings Account.
 Eligibility Criteria: The account is available for
Resident Individual (sole or joint account),
Foreign National and HUF customers, above
age of 60 years.
 Minimum MAB: ₹50,000
 Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day
for a maximum period of 30 days. This complimentary benefit is available for customers
up to age of 65 years and is valid for 1 year only.
 With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
 Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
 Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
 The Money Multiplier facility provides the liquidity of a Savings Account along with the
high earnings of an FD.
 Banking made convenient with Doorstep Banking service.
 Free unlimited access to ATMs of all banks.
 Free unlimited cash transactions at branch.
 Free value-added services like SMS alerts, monthly e-mail statements and passbook
facility.
 Free online transactions through RTGS and NEFT.
 No charges on DD/ PO up to ₹150,000 per day.
 Free anywhere banking across all branches.
 20% discount on annual fee of Safe Deposit locker.
 Waiver on Trading Account opening fee and Demat Annual Maintenance Charges
(AMC) for the first year.
 Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit
under Section 80C.
 Get complimentary personal accident insurance protection and purchase protection
cover on your Savings Account.
 Eligibility Criteria: The account is available for
Resident Individual (sole or joint account),
Foreign National and HUF customers, above
the age of 57 (for defence personnel, the age
criteria will be 50 years and above and they
should be retired).
 Minimum MAB: ₹50,000
 Earn FD interest rate on account balance in excess of ₹75,000 through FD created in
multiples of ₹25,000. Enjoy the liquidity of a Savings Account when the balance falls
below ₹75,000. The FD created will be broken down in multiples of ₹5,000.
 Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day
for a maximum period of 30 days. This complimentary benefit is available for customers
up to age of 65 years and is valid for 1 year only.
 With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
 Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
 Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
 Banking made convenient with Doorstep Banking service.
 Free unlimited access to ATMs of all banks.
 Free unlimited cash transactions at branch.
 Free value-added services like SMS alerts, monthly e-mail statements and passbook
facility.
 Free online transactions through RTGS and NEFT.
 Free multi-city chequebook.
 No charges on DD/ PO up to ₹150,000 per day.
 Free anywhere banking across all branches.
 20% discount on annual fee of Safe Deposit locker.
 Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit
under Section 80C.
 Get complimentary personal accident insurance protection and purchase protection
cover on your Savings Account.
 Eligibility Criteria: The account is available for
Resident Individual (sole or joint account),
Foreign National and HUF customers, above
age of 60 years.
 Minimum MAB: ₹125,000
 Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day
for a maximum period of 30 days. This complimentary benefit is available for customers
up to age of 65 years and is valid for 1 year only.
 Dedicated Branch Relationship Manager to address banking and investment needs
 With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue
 Exciting discount offers and Visa privileges on Titanium Privilege Debit Card.
 Get cash withdrawal limit of ₹100,000 per day and transaction limit of ₹150,000 per day
 The Money Multiplier facility provides the liquidity of a Savings Account along with the
high earnings of a Fixed Deposit.
 Banking made convenient with Doorstep Banking service
 Free unlimited access to ATMs of all banks
 Free unlimited cash transactions at branch
 Free value-added services like SMS alerts, monthly e-mail statements and passbook
facility
 Free online transactions through RTGS and NEFT
 Free multi-city chequebook
 Complete waiver on DD/ PO charges
 Free anywhere banking across all branches
 40% discount on annual fee of Safe Deposit locker
 Waiver on Trading Account opening fee and Demat AMC for the first year
 Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit
under Section 80C
 Get complimentary personal accident insurance protection and purchase protection
cover on your Savings Account.
BY TEAM-DREAM FUSION
Manvi jain
Soniya chawla
Pooja budhwat
Ankita dubey
Aswathy k
Sonali gaike
Supriya rathod
Saurabh dubey
Jaspreen bhagria
Somava majumdar
Jyoti chavan
Sehaj bawa