HOUSEHOLD SPENDING & SAVING PLAN

FAMILY SIZE FLEXIBLE EXPENSES

Adults ________ Now With House
Children ________ Savings ________ ________
Groceries/Food Delivery ________ ________
Eating Out (work. etc.) ________ ________
NET MONTHLY INCOME Entertainment/Hobbies ________ ________
Now With House Laundry/Dry Cleaning ________ ________
Source 1 ________ ________ Clothing ________ ________
Source 2 ________ ________ Cleaning Supplies ________ ________
Source 3 ________ ________ Auto Gas/Electric ________ ________
Total Income (A) _______
$ 0.00 _______
$ 0.00 Auto Maintenance ________ ________
Ride Sharing or Service ________ ________
Parking/Tolls ________ ________
App Purchase ________ ________
FIXED EXPENSES
Alcohol/Cigarettes ________ ________
Now With House
Church/Charity ________ ________
Rent/Mortgage ________ ________
Tuition/Books ________ ________
Electric ________ ________
Barber/Salon Services ________ ________
Gas/Oil ________ ________
Membership (Gym, etc.) ________ ________
Water/Sewer ________ ________
Doctor/Dentist ________ ________
Cell/Home Phone ________ ________
Pets ________ ________
Streaming Services ________ ________
Lottery/Bingo ________ ________
Internet Service ________ ________
Lawn Care ________ ________
Trash Pickup ________ ________
Maintenance/Repairs ________ ________
Television Services ________ ________
Other ________ ________
Medical Insurance ________ ________
Auto Insurance ________ ________
Life Insurance ________ ________ Total Flexible (D) ________
$ 0.00 ________
$ 0.00

Renter/Home Insurance ________ ________

Child Support/Alimony ________ ________
Child Care ________ ________
EXPENSES
HOA/Condo Fees ________ ________
Fixed (B) ________
0.00 ________
0.00
Other ________ ________
Debt (C) ________
0.00 ________
0.00

Flexible (D) ________

0.00 ________
0.00
Total Fixed (B) _______
$ 0.00 _______
$ 0.00

Total Expenses (E) ________

$ 0.00 ________
$ 0.00

DEBT PAYMENTS
Now With House
Automobile Loan ________ ________ Subtract Expenses from Income (A - E)
Other Loans Total Income (A) ________
0.00 ________
0.00
(Personal, furniture, etc.) ________ ________ Total Expenses (E) ________
0.00 ________
$ 0.00
Student Loans ________ ________ Difference + or - ________
$ 0.00 ________
$ 0.00
Major Credit Cards ________ ________
Other Purchase Cards
(Dept. store, Gas etc.) ________ ________ Applicants Signature: ________________________________

Total Debt (C) ________

$ 0.00 ________
$ 0.00 Applicants Signature: ________________________________

CERTIFICATION: I hereby certify that I have reviewed the above budget with the applicant(s) and concur that it is
reasonable
.
Lender or Counselor Signature: _____________________________________________________________________