Nama: Muhamad Fadil

NPM: 10090321188
Mata Kuliah: Bahasa Inggris
Kelas: H
UJIAN TENGAH SEMESTER
1. Select five topics or themes and write five thesis statements. Each thesis
statement has two controlling ideas. The thesis statements must include
those showing descriptive, analytical, hortatory, and discussion texts.
1. Digital Marketing Strategies in the Globalization Era
2. Benefits of Digital Banking for Customers.
3. Improving the Power of Competition among the Domestic Products.
4. The Government Efforts in Economic Sectors in Facing the Revolution
4.0
5. Controversy of Working from Home for Business Companies.
6. Strategies Used by Medium-scale Companies in Facing Revolution 4.0
7. The Importance of Digital Literacy for Small-scale Business Activities.
8. The Strategies to improve the performance of the Organization’s
Employees.
Jawab:
Descriptive: Benefits of Digital Banking for Customers
I'd like to describe some of the advantages of digital banking for clients.
Customers gain from digital banking in two ways. First and foremost, it is simple
to use for both adults and children. Second, digital banking provides a number of
features that make it easier for users.
Analytical: Benefits of Digital Banking for Customers
Digital banking is currently preferred by society because it has lower reserve costs
and is more adjustable or realistic.
Hortatory: Benefits of Digital Banking for Customers
Although digital banking offers many advantages, it also has certain
drawbacks. First, to attract hackers and make it easy for them to obtain client
information. Second, the benefits of assisting bank clients with bank projects are
numerous.
Discussion: Controversy of Working from Home for Business Companies.
Employees have been on a WFH (Working from Home) period since the
Corona epidemic. There are various benefits and drawbacks to the WFH choice,
and some employees are against it while others are in favor.
Descriptive: Digital Marketing Strategies in the Globalization Era
I'd want to discuss numerous digital marketing methods, including the use
of social media platforms and content marketing.

2. Select one of the topics above and develop it into an ANALYTICAL

academic essay consisting of three paragraphs. The essay includes the title,
an introductory paragraph, a body paragraph, and a concluding paragraph.

Benefits of Digital Banking for Customers

Indonesia has seen a growth in technology in the 4.0 era. The availability of

bank transaction services via mobile phones or smartphones is one of the

technical advancements. M-Banking BCA has recently become the most

popular transaction solution. M-Banking BCA is one of BCA's services that

allows clients to conduct banking transactions using software that run on a

variety of smartphones. Technological advancements have progressed

dramatically and continue to do so till they have reached a point where they

are becoming increasingly sophisticated and global. Digital banking is

currently preferred by society because it has lower reserve costs and is more

adjustable or realistic.

First, benefit of digital banking for customers is more adjustable. There are a

lot of people easy to understand because digital banking are adjustable, then

digital banking are useful and helpful for an elder people, lastly digital

banking are adjustable for sooner era of technology.

Second, benefit of digital banking for customers are realistic. Because digital

banking can tell us how much our money left. And then realistic to this era
because this days we use technology. Last, being realistic in this era should be

good.

To conclude, digital banking is advantageous to individuals, particularly

consumers. Because it is so simple to use, digital banking makes it incredibly

easy for us to transact. As a result, we must continue to create this technology

in order for the next generation to be able to use digital banking.

3. Select another different topic above and develop it into HORTATORY

academic essay consisting of three paragraphs (The topic selected must be

different). The essay includes the essay title, an introductory paragraph, a

body paragraph, and a concluding paragraph.

Business owners' use of cell phones

Many people's lives have been impacted by technological advancements,

particularly among entrepreneurs who hold many good beliefs. At present

time, technology is quickly evolving, one of which is communication

technology, which is important for transmitting information to a large

number of people. Because mobile phones are helpful for entrepreneurs,

communication technology via mobile phones is highly simple and

practical. One of them is that entrepreneurs may contact with other

business players and form extended partnerships. Mobile phones are

contemporary communication devices with a variety of advantages,

particularly for enterprises. Online mobile phone purchases are

convenient. Because mobile phones offer strong security features, business

actors will feel confident dealing. Cell phones, on the other hand, I believe

have had an influence on businesses.

Entrepreneurs are harmed by mobile phones, which are frequently used for

crimes such as fraud and hacking. To begin with, mobile phone

transactions are frequently fraudulent. Several other parties take use of this

to increase their earnings. The entrepreneur loses money as a result of this,

and the entrepreneur no longer works with that party. Second, any online

payment processing increases the risk of getting hit and run. In business,

hit and run refers to individuals who purchase a product but do not finish

the transaction. The firm will be disappointed and angry as a result of this.

Create unfavorable competition as a third option. Unfair competition is

competition between business players in the production or marketing of

products and services that is conducted dishonestly or in violation of the

law, as well as commercial competition. Other entrepreneurs set rates or

manipulate prices while conversing over the phone, allowing them to

make more profits while causing businesses to lose money.

To summarize, in order to avoid losses, entrepreneurs must make better

judgments with other entrepreneurs and customers as a result of the three

unfavorable repercussions. Cyber security should be improved by the

government.