SCHEDULE -1 4, PLACE OF EXECUTION , 2. BORROWER . Bete Pt ofaner (Sole Propo /Parneshp/ Company can only be Sole Borrower ‘Type 28(7°Sole Proprietor I Partnership /“‘Company PARANARSTV prs Somett. icneuppnsnmy Nameot [?* ‘£0, SolePropitay Fim Borrower [> Partnership Fin registered under Indian Partnership Act 1696 Ltd Libilly ParnershipAct, 2002 o ite e Company wihinthe Companies Ac, 1956 "MEIN, ‘SiDIWott ‘Sole Proprio Name ot Prope | MEMS SIDMof he Parner Partners Trims, SIDMofNr Parner ‘enor Mes, SIDA of Me Parner Address |o / sas , CTC coon , DuAeAPoRAM ROEMDy Te. rineeeT, Trevevk - b4iboy (Gib its PAT roe (Sots fare of ra Su Bplay Fn Pats Fim. yy ‘Shh Rogue Cte Ass Eo © Radio Prorcmu @grais ‘Second Borrower (Only individual can be Co- Borrower) Type __| Individual Name of sorifetu, pHRANTHSIVEM Borower | MuMs. PRMALESWRPT nites |p) bab, CTC Colony , DURPBpVeN™ _RenP) 4c. PARPKET , TILVPUR~ bly) boty Ema. | Kewnales Poroarmulr @D Ae? tor “Third Borrower (Only Individual can be Co- Borrower) Type | Individual Name oT | sacs. aaa Borower | Mts adress [emat SILENDER: Axis Bank Limited, trough ts Branch at (Ares fr te purpose of sending Novice) ‘Axis Bank Limited, ra TOWERS, PPP en TACCA posi 12 Kind tn: THE erence __________________ 1k (@) Sanction Letter: Referee No. T.ADa6 dete 2-01-28 cotectvely called “Sandton Leer) (0) Loan: Rupee TermLoanofRs.._ 2% Lees, san FER SELa Fret oan TopUpLoan/Slepdownloan(Amortsing Loan) (6) Purpose: Homey ‘Eee cman ‘property? Torey Amortising Loan) Ox Oper OP Kamae Ox [Borrower 2Borrower Borrower 7 ‘Scanned with CamScanner | OF Kamal Seo. 7L ‘SCHEDULE =! Part -A (TERMS OF SANCTION) Tenor (in Years) 1a Interest Type Tifioating Ci) Fixed C1] Fixed (2 year) + Floating wor [REPO BS Mark up Loo Interest Rate v ye % p.a, Floatir intere a5 p. ing ( MCLR* Mark up) %pa.Fiad ‘Applicable MCLR Forel bate/Monh= EVERY mapNTH oF 1a Reset Frequency Sixmonth Details of Charges™ Periodicity of Interest Compounding Monty Przpayment charges for Fed Rete Loan | 2% of oustanding Pinal! amount prepid (including part payment) Prepayment charges for losing Rate Loan | Home Loan Ni {including part payment) Loan Against Property Tony the brrowers#Non nivel -2% wi be charged, fhe tracht prepa xcoecs 25% of he pncpal oustanding dng a quarter, arent ro tepaymentponalty The quater retest calencar quart, ‘ero prepayment be awed into fst quarter afte taking te loa, regard to computation of prepayment peal upto 25% af he rnc ‘Reknng in quarter thee fn popayment pena then any Crapayment dane oer and above 25% wilbe charged @ 2%, I all borrowers ar Individual - Nh Penal interest 22% per annum Le. @ 2% per month onthe overdue instalment) Part-8 (CHARGES APPLICABLE) apapmenrarudion ] Re S00r perlsinea | ssuance Chergs of Creat | Rs. 5 per instance Jinstrument Return. Report Duplicate statement” | Re. 2500 porinstance | Ghegue/ Instrument Rs. 5007 per instance Issuance Charges " ‘Swap Charges verison Tesvance charges for | Re. 250%-per document set] puptcate Amortization | Rs. 250/-per instance rotor a ie ‘Schedule issuance Charges Sr rar | Rs 2p dearer et [Dupes Terst Cora | Rs. 250 por insance intiated requests for (ProvisionelActul) copies of documents Issuance Charges Equiable mortaa Equiabegrongage | As application Sat Sarting Tom te Foaing Rate schare to Fred Rae scheme wi ated eof Swrtching ror edn pial wth a animum of Rs 10 000/ oot applicable under 1M on ean, poner Home oan Program & ShubhAerambh Here Loans) [Stig ro a Fegan fae tera a Fat snore ePoarafute oma aac fees of cing ome Jn pane (nol appicable under Fast Forward Home Loan, ‘Switching Fees Freon ts ome Loan Program & Shubh Anrambh Hm Loar) (ia respect of Interest) [Switching from the Higher Fixed Rate to Lower Fixed Rae will atiract a fee of 0.5% on Shing rom th hentai 1,000 Te Lower Rate wl be eave tothe a atest ate ook poeble det Fast Fora Heme Lam, applicative Loan Program & Sb Aarembh Here Loans) Sarai Forte Higher Foatng Ral to Lower Floating Rate wil vaca fo of Sng a dng paca wih @ minimum of Rs10,000- (nt appicable under Empower Home Lean Program) Eh For Loans Ust05 Lakhs ‘CERSAI Charges Be Bo. Ercan above Lakhs “Goode and Seroes Tox (6S) wie charged eta a per the apie rais 69 oe charges and fees (wherever “Sends ar a) Tho above charges ae sujet change an ine sae shal be updated on our website Seine as OR sOpHamaler) Ox OO” aorver Borner —aeerawer — i ‘Scanned wih CamScanner QP kamaty Wwoay,'OSBror-—, ‘SCHEDULE - Il (DETAILS OF SECURITY) Security Mortgage of Property as detailed belowin a form and manner acceptable othe Bank Details of Property Seller's /Builders/ Earlier Owner'sName: PHEAMIAGTVAM Seller's Builder's Earlier Owner's Address: 2/248) @1@_COLONY - BIAPRPUB AIT ‘Bonn dancers sTieueue alhoe | ‘Name of the Bulding (Property Parpran sive, ‘Address of Building /Property2/545 , cre covony » DYMeAPUERY PoAD, Tic MPeKET, TIRUPUR- Atlbod Within the limits of the Municipality / Corporation Distict TEPUPUR Stale TAMIL NADL ‘Other Securty(ies) ‘Such other securly(es) @8 may be stipulated by the Bank from tine tote whieh he Borrower is required to provide in such form and manner as may be stipulated by the Bank. ‘SCHEDULE - IV (REPAYMENT SCHEDULE) Periodicty of Credit to Repayment recived in the account during @ month shall be given affect to i loan Account Before the end ofthe month in which itis receivedion the tst Sth / 10th fllowing the month inwhich itis received Repayment Terme | Repayable according to the Tenor by monthly Equated Monthly installment (EMI) as stated below a Monthly Repayment [_& (in figures) 21,077 (EMI) Amount Zi(inwords) TWENTY GEVEN THOUSAND SEVENTY Givens Oni © Til Gotved sbove is based on sonconed amure, The til may vary post complaton of moraterum based on an tu Sndingamount Focomvertine Mon sancloned aur youmnayWsinearestiencaiar Wim Repaymon [__ For Mens For Mons For Monts Soper gr en Smunt for Step down | (7 Fours) Tn figures) Tin igures) (in words) Z: (in words) Ts (in words) Credit Effect Intorval: PRE-EMI Payment Dates EMI Paymont Dates ‘Monthly /Annuel__\ 51 of every month til the commencement of EMI tot") __of every month “The Partes, described in Schedule above writen inthemennerset out below Tato, caused these presents to be exSateg In duplicate, onthe day, month and year frst Sole First Borrower ‘Signed & Delivered by the within named Nc IMs. POPpeap. We also request you to kindly deduct my EMI On. ‘of every month commencing from Ais /is2 /202¢0 We are aware that |/We need to pay PRE -EMI for the broken periad* even if my loan is fully disbursed. oa ams OfRamaBwor ox erate acon —— ee ers 24 ‘Scanned wih ComScanneroF (APOA entng he Bank io exercise various powers as mentioned inthe document including creation ef Equitable Metgage Snd for Balance Tragsfer eases) ae L/W, Sh Smt Ms, ‘and Sh / Smt/ Ms permanently residing OR ‘Son / Daughter of Son / Daughter of, Teer ‘ged about_—years , 2 Company incorporated and registered underthe Companies Act 1958 and having rgitared hrovgntsoutonzed sno rmvaries Ac 495 andhavingts eit oR ership fm, carrying on its partnership business under the Partnership Act 1932, and having is office at ‘acting through its partners ‘and oF ‘Shi. Smt/ Ms, sole propheorofMiS_aproriorsipeonernhavingits offceat oR 5 Shei | Smt / Ms. on behalf of MS 2 trust / society and registered under x \, . Jointand Hindu Undivided Family trough ts coparceners andallmembers WHEREAS, AXIS BANK Limited a company incorporated urider the Companies Act, 1958 and having its registered Office at _and Branch office Thareinafiar referred to as "he Bank’), which ‘erm shall indude ie successors, adminisvators and assigns) has at my our request granted me/us /our frm company sanctioned Loan facility to the (‘Borrower’) with a total limit up to R (Rupee on the terms and conditions. more parieulany described under fe Loan ‘Agreementdated__belweente Borrower and the Bank; WHEREAS the terms and conditions ofthe said Loan Agreement require repayment of outstanding amount in respect ofthe Loan faclity together with interest all costs, charges ané expenses to be securedby such security as may be required by the Bankincluding ‘morigage ofthe realestate propertyin relation tothe said Loan facity (the Property) T"had avaled loan for sn amount of Re. (Rs, nly) from Bank, ranch, The saidloan was secured by folowing securities (aetalsof propery) ‘As present, oan upto an amount of Rs. is paid Bank aid Rs, (Rs.__oniy)is. ‘outstanding. | wish to transfer the sad outstanding oan amounting ToS. (Rs, ‘only oAks BanKLIG, along withthe sald secures now tobe executed in favour of Axis Bank. On my request, Avis Bank agreed fer such transfer of outstanding loan and accordingly issued cheque in favour of Bank, clearing all my outstanding as on date towards Bank Upon repayment of the said loanfacites sanctionedby Axis Bank, Branch and after! ‘amentiledto getthe original tile coeds and other property documents \ (detail of property) from xis Bank, uly discharged by Axis Bank, | WHEREAS in consideration ofthe Bank having sanctioned the said Loan facity at mylour request. U We have crested or agreed to create security Including mortgage ofthe real estate property inelaton tothe sald Loan facility as required or way be required future bythe Bank WHEREAS In consideration ofthe Bank having granted/sanctioned the said Loan Facility at mylour request, V We have agreed to ‘ppointine Banas my tru and awful ttomey authorizing the Bank o doll theacts and deeds as may be deemed necessary ony! curbehat o1flBae mr Phaedmne ‘Scanned with CamScanner , OP hamalS war| © NOWALL MEW AND THESE PRESENT WITNESS thai doherebykrevocably nominate, const and appsithe Barkac ae Seren yes Saw ereyiormelusinmy/eurname nd onbehalladat my lrcostarg ara rd pve er otetolovng a, geese, matersanctingst@d0 $0352 a) toupkeopte Proper, ° (3) toctestethemtgage fe proprtyinitsnamecrinis nominees ame 1 regterine Proper me and refery ormanisplrecows: ; (ce edscm he Borgwor befor the governmental or any other authors in relaiontothe Property; totake possession of terre (0 tale We Te Dee pepetyoanesin oemantan any ae acai of (Detaiot opener ane ‘ana Tileconssing ot = Ps be. v &. x 4 i (0 to sign instruments and assurances which he shall consider necessary as may be required for fully and effectually for Saahing ie Dee, rope Syeratp documenta and any her orunenis , (@) toallacts and deeds suchas sigring documents orappiicationsto give effectto such acts deeds . to appoint proxy or proxies forthe purpose of representing the Borrower and voingin the meeting ofthe Co-operative Society ‘or Compendium of which the Borrower Is a member in relation to the Property; and to apply for, receive and appropriat towards the Borrower's imerwaneten ‘any amount dua to the Borrower fom his employer. \ A Plea mql3 war OO \ Uwe hereby agree to ratty and confirm all acts things deeds performed or tabe performed by the Bank ritnaminees or substitutes in pursuanceofine Powers hereby conferred, \ Fhe powers vestedin the Bank-hallbe rravocable and sisistin favor ofthe Bank tiall my/our dues tothe Bank re fully satisfied. ‘The aforesaid powers may be exercisedby the Bankin ts sole discretion butthe exercise ofthe power isnotobligatory onthe Bank. “The aforesaid powers or any ofthem shal be exercised by the Bank through any ofits employees or agent and the Bank may de any oral of the said powers and authorities to such employee or agent. we also agrea(s) and undertake(s) to execute a Power of ‘Atorney for this purpose in favour ofthe Bank or any cher person as directed by the Bank autheri2ing the Bank or such other person the aforesald powers on my/ourbehalt \ lie hereby declare that the appointment ofthe Bank as our atorney shall b executors, Successors, administrators and assigns. Ui We hereby further declare that this POWER OF ATTORNEY is grartedto the Bank fr consideration andi coupled with nterestand {orthat purpose and extent tshallbe governed by Section.2020f heIn‘ian ContractAct, 1872, ‘The Bank hall be enitledto exercise llr any ofthe powers hereby ccferred at any time andtothsintentitshalinot be determined bythe death, insolvency, bankruptcy, insanity of any orallof us. Tate thatthe Power of Atorney so grated shall be vald tl such tie Attorney hallstand automatically cancelled irrevocable and be binding on my/our legal heirs, above purpose Is achieved and thereafter this Power of IN WITNESS WHEREOF / WE HAVE EXECUTED THIS POWER OF ATTORNEY ON. DAY OF (MONTH) (YEAR) ‘SIGNED AND DELIVERED BY Borrower Name Sigpature 4st Borrower x {Borrower 2nd Borrower XOP Ramalfuy 2.Borrower 3rd Borrower x 3.Borrower In presence of: Address ‘Scanned wih CemScannerINDEMNITY ‘This Indemnity is execut8q on this__day of by ShriSmt, aged years, sidvd/o,wio resiing a (netelnatervleed to as tho Indore, stalmeanandindiehiserlegalhis ger aint sucessrsend ass Infavourof \ {AXIS BANK LTD., @ Banking Company, carying dn its banking business under the Banking Regulation Act, 1949, Incorporated under the Companies Act, 1956, haviig its registered offco at Trishul, 3rd Floor, Opposite amartheshwar Temple, Law Garden, Ells Bridge, Ahmedatad 380 006 Gujarat and one ofits branch office amongst (hereinafter referred toas the "Bank", and include its successors hich expression shall, unless repugnant to the context or meaning thereof others at which expression shell, unless repugnant to the context or meaning thereof shall mean andassigns. WHEREAS: \ 4. Theindemnifierhas nhis//her capacity asthe Purchaser executed ani’Agreement for Sale dated with WN er) By forthe purchase of Flat situated at (Property) for atotal consideration of RS. \ sayartesssagoonet te, teindonnterinshorcaacy ate Purctailregtestopy ett ‘consideration of Rs. Inthe manner as Getalled outin the said Agreoment for Sale, The Builder has inthe sald Agreement fr ae to exccutea ‘Sale Deed in favour of thelndemnifier on or before. 3. Theindemnifier has applied to Axis Bank for theloan amounting tos, forthe purchase of the said Property. Accordingly Axis Bankhas agreed to sanction the saidloan and accordingly disburse the same directly to the bullder in the manneras detailed outin the Agreement for Sale. @ORe=--SrR faamatls wor , Indemnifier/Borrower Fy ‘Scanned with CemScanner © E |aernapgiaie4. Since the said property is stil under construction and would take___months for completion, tng ‘Bank has acceded othe Indemnifiers request of disbursing the saidloan amountofRs, phase wise in the manner as detailed outin the Agreement for Sale on the condition that the Indemnifier executes infavourof Axis Bank an indemnityin the manner acceptable to Axis Bank. |n consideration of the Bank having agreed to sanction and disburse the sald loan afnount of Rs. Phase wise in the manner detailed out in the Agreement for Sale favouring the ‘esignated account of the Builder, the Indemnifier hereby agrees that in case due to any reason the Construction of the sald Property is not completed by the Builder, the Indemnifier shall indemnity the Bank by continuing to pay the instalments that he/she is are liable to pay on the sanctioned amount fery month on the due date failing which the Bank can take any action as it deems fit inch Tecaling of the enfre loan amount or approaching the Developer {orcancellation ofthe Agreement for Sale executed with the! indo ‘The indemnitier shall indemnity the Bank on account of any delay n constuction af the said property for any reason ‘whatsoever including cancellation of booking by the Indemni. The indemnifershallindemnity the bankin the event of ‘ny loss caused due to extra ordinary crcumstances tke an dispute /legal suit force majeure ercumstances, that may mpairthe completion ofthe property andresultintothe property natbeing completed, tn the event of the project not getting complete due to any ctcumstances or the cancellation ‘suspension of membership andthe loan has got disbursed, the bankhas therigntto receive fulrefund withinterest notwithstanding Jany right or claim ofthe Indernifier, the Developer orany other party onthe said Property, Thisindemnityis executedon ___dayof _/ at 7—_- 1? by «the indemnitier. 1 BY5 el Pae eS) PRamrassionr! Indemnifier’Borrower Witness; 28 lite ‘Scanned wih CemScanner © P ka Ma oarf sravowe wsteucron nzauest Date; 04-02 2020. From paepmAn saver? 2LhAG 12. torpny ..pHAe pPveAM PRoPD, ac MpeveT » TrepPUe * b4lbO4 To: ‘AXIS Bank Lid, fue _mannnre . cermeAnTore Ref: Execution of Standing Instrction Dear Si, Thisisinreference tone LAP tean of NR_ 2, berOOe (Ropees(rwords) TYSESSHY DME —LAkY Suey Tews sanconedtomeby , peta Asets Contr, (Cp nas). My loan account NO. I ‘and CustomerID is. = \ tarfre request yout please accept his authoring mandate to deity Ws Bank savings account number Gi tele ai Leletele L115 13] tom (ve = 02 - 2220) on due date towards the recovery of as per the terms and conditions offoan agreement schedule ras per the » Plea MAL eran, repayment of dues/EMI, over the entre tenure of oa revised instructions inline wth the Bank's policy rundartae omaintan scent balances to cove the fan repayment ues (8 charges ary) the stipulated due dates. lls “understand that fare to repay the dues through this standing Instruction shal be wesled 358 default in repayment of dues and all chagesfpenales, 0 covered by the apreement wil od good towards the non-Psymen: of obligations. please wet this as an inevocable communication as an authorization o debit th si saves bank account every month wit the mount due towards the repayment of my loan. Inthe ever of above account geting closed /ransfrred for any reason, WW wil Toate othe Bark te new account opened wi tne bank to debitthe loan repayment amour 5 per the agreement. Further, Afeundeahe th responsibiy to provide the fresh sat of mandate and secsty PDCS fr such new account, as per terms of the ‘agreement in lieu of existing instructions. ccopthat the Bonk wi have the ightose-of without par intimation tomo, he avaleble Bal siments andlor charges (any) in ft {also understand and a ‘ ‘Thanking You. ‘Yours fathiul eoeeeme O Wieyeoee— Name of Account Holder Signature of Account holder of VERIFIED For Asis Bank Lid (seers “Tope an Customer Signature Ze ‘ Gustomer Account Status is ABI, Employee Ia: ‘ade of Operation Employes Sipetie OF pt ° © PRamals oan ‘Scanned wih CemScannerCONSENT LETTER (FOR MODIFICATIONS/AMMENOMENT IN SANCTION LETTER AND/OR LOAN AGREEMENT) 94-02-2020 Customer Name> PRRAM AST VEY 9/5465, eT coLon'y, DinenpuRAM RbAD, Te MARKET, TIPUPLR- b4ibos ‘Subject: Modification in Existing Sanction Letter/Loan Agreement for change in rate of interest on your ‘ wresoas four and Sanction Letter refno< _>("Sanction Letter”)/ Loan ajo ean Agreement”) Re Agreement No.< \\1D4OF8 >Dated< Dear Sir/Madam, Please note that, Axis Bank had sanctioned you facility of Rs. <21, be°PSes> vide Sanction Letter No fi-7nang7S _ dated (2-c/-2020as per the terms & conditions covered therein which was accepted by you / and basis the Loan Agreement executed with the Bank ® Rr RameaiQuray, Further, please note Reserve Bank of India (RB) vide its recent Circular/Guideline on External Benchmark Based Lending dated September 4, 2019 ("RBI Guidelines”) has issued amendments to the instructions contained in the Master Direction on Interest Rate on Advances dated March 3, 2016 whereby it has been decided to link alf new floating rate personal or retail loans (housing, auto etc) and floating rate loans to ‘Micro & Smatl enterprises extended by banks we. October 1, 2019 to external benchmark. ‘Accordingly in terms ofthe said RBI Guidelines as aforesaid, for the accounts being opened on or after ast ‘October, 2019, the interest rate to be charged, shall be linked to the Repo Rate. Hence, itis decided to amend the existing terms & conditions of the relevant documents, as mentioned below from the date of ths letter as follows: {A) Sanction Letter No! I2Fated 2701-2070 Pursuant to the change in the reference rate ofthe Interest to the Repo Rate, the pricing details of your Ioan shall undergo the following changes vis--vis what was already conveyed/agreed by you vide the said Sanction Letter for Sanction Undsburzed ares sanctioned before O:tober 1,201] migrating Repo re: parameters [As per Existing Terms JAs per Revised Terms riers Benchmark MR repo Rate [een Rae Tefen ate] % % read x = Ppa Raeaneret Reference Rate + Spread) * * ORB .2-— © P Ramass wari ‘Scanned wih CamScannerReset Frequency Halt Yearly Taos on For or new on boarding cases/renewal cases (with effect from October 1, 2019) on Repo rate [Parameters is per Agreed Terms interest Benchmark Repo Rate interest Rate (Reference Rate) 15% ae spread ra 5 [Applicable Rate of interest y 5 * (Reference Rate + Spread) IReset Frequen Smonihe © Repo Rate as applicable onthe date of dsbursement Bank shall publish Repo Rate on a monthly basis. Prevalling month Repo Rate willbe displayed on ais bank website htp://mww.axisbank cory. it shal be the responsibilty of the Borrower(s) to inqulre or avall from Axis Bank the detals. «=< thereof onthe reset date specified inthe agreement. Your account opened in a particular month shall be linked to the Repo Rate prevailing for that = CX month, ‘ls Bank will reset the rate once in three months for all accounts on predefined date. The effective Rate of interest wll be Repo Rate + Spread «The Repo Rate prevaling on the day the account Is opened and the credit limit is setup by the Bank for utization wil be applicable til the next reset date, irespective of the changes in the benchmark during the interim peiod. Bank is entitled to change the reset frequeney at any point of time. ‘our rate of interest wil change withthe change in Repo Rate prevaling on the date of reset Bank shal have absolute right to decide and apply the spread over the Repo Rate, “Spread” shall consist of credit risk premium (which Is subject to change incase there is substantial change in the Borrower's credit assessment as agreed inthe Loan Agreement), operating costs and other ‘wl be reset once in three years from the date of disbursement. costs ont B) Loan Agreement No! dated C72; 2030 Pursuant to the change in the reference rate of the Interest to the Repo Rate, the relevant clauses/ terms of Loan Agreement shall stand amended as per the following amendments vis-a-vis what was already conveyed/agreed by you in the existing Loan Agreement: . ‘The following clause in the Loan Agreement shall stand modified as follows: 1) INTEREST AND OTHER CHARGI ‘The Borrower(s) agrees to pay interest on the loan as per the Schedule to this Agreement and which shall be determined at all times in relation to and linked to the Repo Rate and the Interest. rate at monthly rest calculated on the daily balance of the loan amount. The Borrower(s) is aware that the above said rate Le. Repo Rate, is as defined herein above in this Agreement and declared from time to time by the Bank. ‘The Borrower(s) understands and confirms that the Bank shall at any time and from time to time be entitled to change the rate of interest depending on the changes in the Repo Rate, and such OE cee © P Rarrat&eoari ‘Scanned wih CamScanner~~ ae revised rate of interest shall always be construed as agreed to be’ paid by the Borrower( hereby secured. Borrower(s) shall be deemed to have notice of ehange nthe rate of rect ‘whenever the change in the Interest Rate are displayed/notified in Bank’s website and also at/by the branch as per the Scheme of the Bank. © Axis Bank will have a right to (reset date decided for Repo Rate) reset the interest rate on all disbursed loans on a predefined date. ‘The reset dates and frequency shall be displayed on the Axis Bank Website. ‘The Repo Rate prevaling on the day the facility is opened and the credit limit is set up by the Bank for utilization will be applicable till the next reset date, irrespective of the changes in the Repo Rate during the interim period.” ‘The following clause in the Loan Agreement shall stand inserted as follows: 1.11 Spread under Repo Rate: fe + Spread. The Bank is free to decide the spread over the id agrees that this, credit risk premium may undergo change Further, other components of spread ‘The effective rate of interest will be Repo Rat external benchmark. Borrower understands an when Borrower's credit assessment undergoes a substantial change. including operating cost could be altered once in three years.” the Repo Rate and Spread clauses mentioned herein above that are ‘all other terms and conditions contained in the Sanction Letter and the faulty documents executed/to be executed by you shall emain unchanged and continue to be applicable and binding upon you and this letter shall form a part and parcel of the Sanction Letter and the facility documents executed by you and shall always be read in conjunction with the Sanction Letter and facility documents. Save and except the changes in applicable to your facility account, In case of any further clarification/query please contact our below mentioned Asset Sales Center (ASC) 's an acknowledged copy of this letter for having accepted the above modifications to this Please provide us ications stated in this Sanction Letter (and Loan Documents) and agrees and undertake that these mos [etter should form part of the Sanction Letter (and Loan Document) and Binding on me/us as if these were incorporated in the Sanction Letter (and Loan Document). Yours truly, For Axis Bank Lt. Authorized Signatory ‘We confirm of having read and accepted the above facts. ‘OR AW INDIVIDUAL © Pi2a MalZ wor, [Name of Borrower / Co-Borrower Signature, yRayn. Day, [kom as nine £ 4 OG Pez ©} Plo maldeoom ‘Scanned with CamScanner/ Date: ‘CASE OF A COMPANY: IN WITNESS WHEREOF the common seal of the Company hereinabove mentioned at... has been hereunto affixed the day and year first | Utd, has been afficed hereunto pursuant to the Resolution of the Board The Common Seal o of Directors dated. in the presence of : 15 2. who have in token thereof , subscribed their signature hereto. the Director/s and /or the.. Date: IN WITNESS WHEREOF the Partners of the Firm have set an day and year first hereinabove mentioned 2t.. For. _{ Name of the Partnership Firm) (Partners) Date: 2zomass war: O=vpe— FI ‘Scanned wih CamScanner { oO‘VAUD FOR THREE MONTHS FROM THE DATE OF ISSUE nana ie Lamaaane DDMMY YY Y Pay AXIS Bane lap Lean a/c. 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Signarelthunbingresionctbe iene’ raReguated Ey reds bethcedtokqudste thousand on eoledby elute MPa a cise ake enc reas name thet verse ‘Scanned wih CemScannerTo, Axis bank Ltd, Coimbatore RAC, Sub: Disbursal request confirmation for Loan application no. _u-re2o0s ar Sir/Madam, With reference to subject our/my home loan application, /We have planned to do =D-Property registration in_35__days' time, so request you to disburse the loan as per disbursal pra mentioned in the loan agreement. © Pama war} = This is to confirm that |/We have no objection to pay the interest from the date of Y disbursement. Also /We aware that the disbursement DD/Payment will be handed over to me/seller/builder post completion of property registration and submission of original parent document ifany.. Thank you, @ete.e ne © PRamaBenay; Borrower Signature Co-borrower Signature ‘Scanned wih CamScannerOBS Be eee From, paeamnsrvA 21546, ate CeLoNY pigernpurnm POPP Te MARKET Fapypur - bal boW To, ‘The Manager Axis Bank Ltd Coimbatore Dear Sir, ‘Sub: Deduction of Lam availing a loan of RS. from AXIS Bank Ltd. kindly deduct from the loan amount and the disburse the loan on priority basis. Regards, ore. Oren putes 04702- 2020 Place: co7™ pptoRE ee ‘Scanned with CamScanner ) Koo) P.arna® Wary.