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lV Semester 3 Year LL.B. Examination, ApriUMay 2A22 (Dec. 20211

Opt.-l:INSURANCELAW
Duration : 3 Hours Max. Marks: 80

lnsfiuctions : '1. Answer any five questions from group (a) each question
carries 10 marks.
2. Answer anyfive questions from group (b) each question
carries 6 marks.
3. Answer should be written either in English or Kannada
completely.

Q. No. 1. a) Explain the basic principles of insurance contracts. Marks : 10

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Q. No. 1. b) Write a short note on Re-insurance. Marks : 6
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Q. No. 2. a) State the composition, powers and functions of l.R.D.A.

(lnsurance Regulatory and Development Authority) in lndia. Marks : 1@ -.fr

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Q. No. 2. b) History and development of insurance in lndia. Marks : 6
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Q. No. 3. a) "Contract of insurance is a contract of utmost good-faith".

Discuss. Marks : 10
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Q.'No. 3. b) Write short note on assignment of insurance policies. Marks : 6

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Q. No. 4. a) What is premium ? How premium is charged ? When right
?
to return of premium can be claimed Marks : 10
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Q. No. 4. b) Write a short note on'Days of Grace' in insurance. Marks : 6

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Q. No. 5. a) Discuss the circumstances affecting the risk in life insurance. Marks : 10
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Q. No. 5. b) 'A' obtained mediclaim policy for him. Within a month of
obtaining the policy, he was admitted to hospital. Company
issued cefiificate to 'A' that he is entitled to receive the
benefits, but subsequently repudiates his claim on the ground
that illness occurred within a month from commencement
of the policy. Whether company is estopped from raising
objection. Marks : 6
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Q. No. 6. a) Who can apply for compensation under Motor Vehicles Act,
1988 ? State the procedure. Marks : 10
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Q. No. 6. b) Write a silort note on .Jr-r, proxinia. Marks : 6

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Q. No. 7. a) What are the contents of a fire insurance policy ? State

its scope. Marks : 10
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Q. No. 7. b) During the course of fire accident, a mob looted the insured
goods. ls insurer liable ? Marks : 6
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Q. No, 8. a) What is crop insurance ? Discuss the problems associated

with crop insurance in India. Marks : 10
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Q. No. 8. b) Write a short note on micro insurance. Marks : 6
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Q. No. 9. a) What are the excluded losses under marine insurance ? Marks : 10
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Q. No. 9. b) crew members otthe ship obtained certain goods and shipped
it without ceilificate from the authority under law. The goods
were lost due to perils of the sea, State the liability of insurer' Marks : 6
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Q. No. 10. a) Discuss the kinds of policies under marine insurance. Marks : 10
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Q. No. 10. b) Write short note on deviation. Marks : 6

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