TITLE-HOLDING-STATES & NON-TITLE-HOLDING STATES TITLE-HOLDING STATE: Requires the title to a vehicle that is financed be sent to the lender (i.e. lienholder) to hold until the loan is paid off. Once the loan is paid in full, the listed owner takes possession of the title subject to specified tules* of each state. NON-TITLE-HOLDING STATE: Non-title-holding states will send the title with the owner’s name and lienholder’s name directly to the vehicle owner. Once the loan is paid off, the lien is removed or released. Each state specifies this process® as well restricted actions (by the owner) as long as the lien is valid. % DETAILED REGULATIONS FOR EACH STATE ON FOLLOWING PAGES TITLE-HOLDING STATES: Patanawa | LmNOIS | NEVADA | _TENNESSRE aus, —| “oc ener] mas | eee eel CALIFORNIA KANSAS NEW MEXICO VERMONT covorano | LouISiANA —|NORTCAFOLNA| — vRcrA Teomecncur | Mame |Nowmpaxora | wasrctow DELAWARE _|massacuusserrs| o#10__| WEST VIRGINIA mississippI_ | oREGON | _wyoMING GEORGIA MISSOURI _| PENNSYLVANIA HAWAII MONTANA _| RHODE ISLAND IDAHO NEBRASKA _| SOUTH CAROLINA ARIZONA OKLAHOMA KENTUCKY SOUTH DAKOTA MARYLAND WISCONSIN