TAT 2 QP - 540 PART -A awn -a Answer all questi i ie me stions. Each question carries one mark : (40x1=40) SR, BENVAD GOA, BSodeord TIA werd voz. 1. A customer has been defined in a) Banking Regulation Act b) Negotiable Instruments Act inti-money Laundering Act d) KYC Guidelines TEES acwwdhy ad ayam,Aseand ? a) motor acted mead b) aroeeoeuet carotene C) syott-aba enecbent mond d) 8.8. he SR, 2. Arbitrage is juying and selling in two markets simultaneously ki b) A rate of interest c) Afee d) Adispute sok a0nd a) adh dndsttipd, atmedd, doe zane aavets b) wade c) by d) amd 3, The objective of the government to appoint Narasimhan Committee is % strengthen the banking system) To improve customer service ) To strengthen the credit portfolio _d) None of these derds dovomat Havsotay, Aecos nas wurfes a) motor arpa, wumare b) mags eso egg 0) $au worded woslarien d) cage vy, SPACE FOR ROUGH WORKo m ap - 540 4, What does the letter ‘!’ denote in the term re a) International -bank c) Indegeneous d) Inter-ban IFSCosd), T oae AawsDgs ? 5 b) eod3eos : a) BoBdToA4 cod : aebecnd d) eodor-17,0% 5. Where is the Head Quarter of Reserve Bank of India ? a Mumba b) Delhi c) Kolkata d) Ahmedabad wmdseod Oxate wnos'd Zod eed a9H 2 a) aboot}, * p) dao c) dacyse d) vaxbmena 6. Full form of SLR "9 Soy Liquidity Ratio b) State Level Recovery c) Statutory Leverage Ratio d) State Liquidity Ratio SLR& D43de8 a) mED! 80 08,883 dein, (ABUG DayArmd) b) ag & oF Oe (moassbag BAners) c) mDEDL Sider Seda, , (Sana maar eadand) d) Apes’ 08,243 Sein, 2, (2%, 3a exten eRe) 7. When was Indian ee Act came into force ? a) 1948 1949 c) 1950 d) 1951 wdaccd emosorr* Todd camer meboinewed ? a) 1948 b) 1949 | c) 1950 d) 1951 4 8. Banking Ombudsman is appointed by a) Central Government RBI c) State Government d) EXIM Bank mace wowtstalat day seabed Bredsisico a) Seo Aero b) RBI c) My ABFS d) EXIM o03" SPACE FOR ROUGH WORKqd 0 gr 640 9. Which of the following is unorganised sector ? a) RBI b) SBI ty Money lenders d) LIC gens cing exogess SeobsNG 7 a) RBI b) SBI gd) LIC ¢) Brad Seemeenewded 40. Current accounts are mainly opened by b) Agriculturists a) Professionals ¢) Salaried class _ Br Bissinessmen end sndotony so enn sdoeesse a) sigedco b) gated o) Rod arira ae d) eames public sector bank in India ? 41. Which of the following is not a ‘ederal Bank b) Karnataka Bank ¢) Union Bank of India d) SBI aajrivd,cingch mmoestd, mar BOF soos mob 22,7 a) Bader w,08° b) same esd 1,08" d) SBI ¢) chhmaabar enor eH BOR! tablished ? a) British Commission b) Union Commission c) Composite Commission _airFlffon Young Commission cand ecinerid eBob®, RBI apgkirinote> 2? b) we8Qes eodaenk d) &aR* odderr eodnent Under which Commission was RBI es' a) wets’ eosoert c) Zooseg vodeert SPACE FOR ROUGH WORKa = 6- Ih ap - 540 ties ich i tral Bank of India ? 13, ts the Cen i a ; DLB d) HDFC anda deocs 17,08 dna? 6 a) SBI c) DLB d) HDFC 14, KYC means a) Know Your Card b) Know Your Cost now Your Customer d) Know Your Creditor KYC ob er a) dae cmno® RET (88, Dara, gecene) b) Aine ctvosto® soak, (28, aed, geodne) c) aoe coo sagoo* (28, TH BIRD, g9méae) d) de covastot FANT (08; morpdsiay 22cen¢) 415. First printing press ae in India was established at a) Surat Nasik c) Aurangabad. d) Kolkatta _ nds dade sack) aiooc 00009 agence) ad? a) Roos b) mas" c) Bdormena® dd) sacyD 46. Which Committee has recommended the introduction of smart card ? a) Rangarajan Committee araf Committee c) Nayak Committee d) Pannirselvan Committee odes Rdg AGE GIS shed REE Dara BowororeDodw 7 a) dortonwa® RAS b) Boog ROS c) moder 3008 i d) BarorAQa® ANS SPACE FOR ROUGH WORKAUN Vis _y Cash reserve ratio 18. 19. 20. 215 . ha The ratio of the cash te known as ap -540 a) Liquidity ratio Serves that the banks are required to keep with RBI is b) Statutory liquidity ratio , d) None’of these Se08, ots evedd aed em,o8ane Seoos, mmo8ad acdeienods aries Hove pe wae d naocts Botaed 9 rer a) BmAms b) manmogs Gannoens i) arco AAD) EAs d) saired, cangin ve, Bank rate policy is the method of credit control. a) Quantitative method b) Qualitative method c) Weighted ee method _ ante of these te,o8 dd Nedatny ay Dotoog recs AMBaONG. my Roan ra ams b) roeng? des C) Samed a oxo ome d) aexp Which bank was earlier imperial Bank of India ? a) Indian Bank _2y Sal c) RBI d) UCO Bank musa cones e080 aooowd onebode* wn ome) ? a) epdsects um,oe" b) SBI c) RBI d) UCO moe Who regulates printing of money in India ? a) Government of India _>y FBI c) SBI d) SEBI mdse Bd sodredad, AadosAbaisics ode ? a) woos Ars b) RBI c) SBI ‘ d) SEBI (Ae) What are the facilities available to the customers through ATM ? a) Cash deposit b) Balance enquiry c) Withdrawal of cash ere of these ATM2 abave cine seirivay ma Boru 2 a) arc matNs _ b) peered dudes ©) aricto Bordodnas d) axe SPACE FOR ROUGH WORK-B- ap - 540 0 : i der of last resort 22. Which bank is the len i ¢) SEBI d) ICICI a) SBI 99 9 ode aoat vod) atrocnd af d) ICICI a) SBI b) RBI ee i 2 23. Where was the first bank in the country started ? ay kota d) Pune a) Jaipur b) Mumbai BAY 29 Howe w,08 maaOoBD ? ey : d) Be a) ga b) advoxg 0) #neqse 24. In NEFT ‘E’ signifies c) Electric d) Eligible lectronic b) Elevation NEFT&@, ‘E’ DAA Morsay ? : a) dda,6° b) adateatar ©) cig d) dO 25. Expand RTGS. a) Real Time General Statement a Real Time Gross Settlement ‘eal Time Gross System d) Real Time General System RTGS a) ada, a a) Oober Yast wader Acts abou b) dome Bas naa" Aue*sbosst C) Oodber eat maa" Ana d) Oomber east wate ana 26. Who regulates money circulation in India ? a) State Bank of India Arte c) NABARD' d) Government of India gRdsde), Beas wenneodday Dowagarsaich otvdd ? a) Apeat ono" eA’ Qowadn b) RBI c) NABARD 0) waesazrd SPACE FOR ROUGH WORK(eae CANAL 27. Expand CBS, a De a ‘ore Banki Ae th pa b) Core Banking Software ae AS ig System d) Core Banking Service a) Seco tRoton® Aranatat b) Bacot enoson’ moat seo C) Baeot emosont axed j 7 a d) Bao" wmosore BOF 28. Whatis the most powerful tool used by RBI to control inflation ? ncreasing interest rate b) Increasing money supply c) Reducing interest rate d) Reducing production TeocdonBalah Roddosnen woosectd OF we webs escanac ? a) wagdd aw? b) aro aagdoso sez? c) wanda ave d) ensadiaiocd ae 29, Interest rates charged by banks in India have been ___ in recent years. a) Declining b) Increasing _sy Stable d) Volatile rageds darned yodsad, m,08"° wadd a) dackngd b) adda c) apenncs =) nogdégernns ny settle the grievances of customers in banks ? RBI A b) SBI c) Local Courts d) Ombudsman moved, THB docbsadsrday, ord ag prinee0? a) RBI b) SBI c) Aveos mcineod d) wovrsabar 31. Banking Ombudsman has been constituted under which Act ? anking Regulation Act b) RBI Act c) SBI Act d) COPRA coins modobBobd om,o8or® 200 RT desderoo00dd ? a) tmctore Hooyer mONDd b) RBI soot c) SBI mowed » d) MABE Bods FSD RWW (COPRA) SPACE FOR ROUGH WORKQP - 540 =10- j i 32, Which card is called as agricultural credit card a) ATM card b) Credit card iSan credit card d) None of these §amod wate aoc odnAaay sdadnegd ? @) QUA Her D) gets" soca'r ©) NT FAT Date d) conaicte ee, 33. Who can open bank accounts ? a) Indian citizens b) Public 6) Illiterates _-4yAl of the above Odvadd we o5F srosodday Bdorswarad 2 a) wdSeob arin b) maBrwascd ©) eagsado d) sheds avze 34. When was RBI established 2 : a) 1925 +1935 c) 1945 d) 1947 ROZeawd ona er wm,08° oder mMBrooaw ? a) 1925 b) 1935 c) 1945 d) 1947 35. Who is the present Governor of RBI? a) Dr. Raghuram Rajan b) Manmohan Singh c) Urjit Patel _4)DF. Shaktikanth Das wOOSeOH One Ee tR0FS Bags Nave o’ cde ? a) @, dgomad? coxa b) sbataieesar xore C) Cowes deer : d) >. B8D08" oar 36. Which one of the following is the most important relationship between banker and customer ? _-4y Debtor and Creditor b) Bailee and Bailor c) Personal d) None of these SEAS Coad egg ergmnd tR,c80* eerie TRB dads Rowogenad 2 a) MON az momed : b) eanoear aay womeadmad c) Hong d) candids ee, SPACE FOR ROUGH WORKy ji INNENUT NNT 37. Dishonour of ch At ap - 540 a) Vela et eque by a banker without any justifiable reason is called alid dishonour of cheques ° ; \ rongful dishonour of cheques ) Negligence dishonour of cheques er of these Tew cnet mot wds ate fa tne toembabe a) ER Reboot wang i b) 2835 aosvemted wand; C) 88 Sede dord, 3d eangs d) deme 38. How Commercial Banks can regulate money supply ? Printing of one rupee notes b) Savings and time deposits ¢) Provision of high de-nomination notes d) Creation of demand deposits sneity, enosrish alert raed apgotbek Aoboyswade 2 | a) ror desmor sects shoes b) eesod aday mo wa RCS c) sag Ped doctored ond d) weed desdedriy AauRoDs 39. Incidental charges are levied on which type of account holders 2 a) Savings Account urrent account c) Fixed deposits d) None of these cana smsab shee maxond Sorvay, menrogs 2 a) evesrod sed b) wd end c) dora, Seved mod d) cnade ey, % 40. Minimum period of a certificate of deposit is a) 15 days b) 30days —--c) 10 days at days Beaked gannags sales a) 15 Qaine b) 30 arid = c) 10 farsa) d) 7 aan SPACE FOR ROUGH WORKQP = 540 “12+ I PART -B Oyen = Answer all questions. Each question carries two marks ; ( SER, TEN wmgor, Zsadaodd yz ade vosrd: 41. On which date, RBI was established ? a) 18' September, 1940 b) 15'" August, 1947 SY April, 1935 d) 26!" January, 1950 RBI ogxamr METKoosd 9 a) 1 Adowor, 1940 b) 15 erat, 1947 c) 1 age, 1935 d) 26 wai, 1950 42. The issue of bonus Shares to the existing shareholders should be authorized | a) Articles of Association rai Company Law Board Tribunal C) Ordinary Resolution of the Company q) All of the above Redmon woeaa Bietoriea Sucentclalnie} a) Curso? eg eancnobels b) Daayeods 3 Boek RomaM Ai HoH, c) dostneed mang, dors d) sheds aago 43. If the customer draws money, pays money and does other banking activities through online, it is called _ayrintemet banking *b) Universal banking c) Ordinary banking d) Wholesale banking TRBECD SUES ahoosdie Gra adonaa, eo amras arbyyeb aby aad cm, oborF a, smd aradd eae, aot wobeambyd, a) wodrnre w,ctorr b) ctuassret motor ©) maine, wm,odort ¢ d) Saceraeer emogor* SPACE FOR ROUGH WORKeae QUAN 13 44. RBI grants for agricultural Purposes a a) Only short term finance b) Medium and long term finance : ae ne medium term finance only q lum and long term finance Ba WIN RBI garda me a) UMBQ mo an b) Herevg ahd Oemrcto mo y 0) SeIRd sda HABnAO mo ang d) SRG, doaRnwg shay aegraig me 45. The most liquid asset is a) Gold b) Bill of exchange c) Government Bonds fash f Bed, BR SX aodd a) wa, b) aAsvo%) B08 c) Amro Based d) ard 46. India has different categories of Commercial Banks. Which of the following is not one such category ? a) Co-operative Banks _®y Commosities Banks c) Nationalised Banks d) Private Banks qpodd anrtey wm,c8oNee, edd ag modes. sondage, cma 3: rooxrt HecdHyoo? a) Ralsd rode) b), ads) exozrieo c) mags erosorivo d) aman emote 47. Who regulates the Mutual funds in India ? a) FRBI se ©) SIDBI d) RBI rmdgad, ddA8 2D (ardsee Boot )reny, odd Nowd0s AES ? a) FRBI b) SEBI c) SIDBI d) RBI SPACE FOR ROUGH WORKen ee 4de nee f credit control. 48, Rationing of credit is a a wei . ne : eral b) d) None of these mon dagdy x2) pavosead DgDe. b) rhesoge a) soniye =) 90: ¢) a) 3) b) adele d) cdnajce 6g, 49. According to RBI, open market operations are fading in securities b) Auctioning ¢) Transfer of gold d) All of these RBla Geod ang anodes, made 2oad a) stiunve, dated b) woot atone ©) waCOs arr atts d) asso 50. When was Reserve Bank of India nationalised ? d) 1950 : a) 1947 b) 1948 _5)1949 ) USE OAS*E wR,08" Dad eb0tartao@ay oxmarert 2 a) 1947 b) 1948 c) 1949 d) 1950 51. What is call money ? ore borrowed or lent for a day or overnight b) Money borrowed for more than one day but upto 3 days c) Money borrowed for more than one day but upto 7 days d) Money borrowed for more than one day but upto 14 days 30 ao ancidead 2 : a) womb One abut egan comb Oadevimn me sdh_ad eas Romyad b) womb Os seats, daadd Ouran wee me soda had ©) nocd 08 sheatay avd Oaridadrt wre mo goddam d) word Os sens, BoM OSNvsTr wes mo sdajnd SPACE FOR ROUGH WORKPr or hist first orga izatio (0 provide h ry of th rowers ? whic is the 62: ye Credit history of the borrowers 7 b ¢) IRDA \ ra sommes MOD 2s 3 r io Sanda) odns Roniodyo WON 7 a) CIBIL b) ch c) IRDA d) FRBI 53. Hypothecation is applicable in the case of ovable property b) Immovable property c) Book debts d) Corporate guarantee eaanas) edobenrbge a) Bd warty b) agparivd o) Bas mere d) eucab 2708, 54. Who among the following issues metallic coins in India ? a) RBI: \ _- ty Government of India c) Banks and Financial Institutions d) Any of the above can issue ggensanvd, yess, cind daws, magna dnahs eand gncddss ? a) RBI b) wos xnrd c) moe sane Beowrd aorired d) gives agse 55. The sha of profit a shareholder will receive is called ividend : -b) Surplus c) Net profit fi d) Retained profit wt, Redonda aekotwaene eos caro, sertaygic a) eyed b) aweypo c) 289 oo 4) engi sodoned SPACE FOR ROUGH WORK