ZERO-BASED BUDGET TEMPLATE

Month:
INCOME Budget
Salary 1 $ -
Salary 2 $ -
Other $ -
Other $ -
Total Budgeted Income: $ -
EXPENSES
Set Giving $ -
Saving $ -
Retirement (15% of Income) $ -
Home Mortgage $ -
Homeowners Insurance $ -
Cell/Home Phone $ -
Electricity $ -
Gas $ -
Internet $ -
Television $ -
Trash $ -
Water $ -
Car Insurance $ -
Health Insurance $ -
Life Insurance $ -
Umbrella Insurance $ -
Other $ -
Other $ -
Other $ -
Other $ -

Debts Credit Card Payment 1 $ -

 Credit Card Payment 2 $ -
Department Store Card $ -
Student Loans $ -
Other $ -
Total Set Expenses: $ -
Adjustable Books/Magazines $ -
Child Care $ -
Clothing $ -
Entertainment $ -
Groceries $ -
Eating Out $ -
Gasoline $ -
Gifts $ -
Healthcare $ -
Home Décor $ -
Home Maintenance $ -
Job Expense $ -
Toiletries $ -
Pet Supplies $ -
Recreation $ -
Vacation $ -
Vehicle Maintenance $ -
Other $ -
Other $ -
Other $ -
Other $ -
Total Adjustable Expenses: $ -

Total Budgeted Income $ -

minus -
Total Budgeted Expenses $ -

Total Budgeted Balance $ -

The above "Total
Budgeted Balance"
number should equal
zero.

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Actual Income
$ -
$ -
$ -
$ -
$ -
Actual Spent
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -

$ -
 $ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -
$ -

Actual Monthly
$ -
Income
minus -
Actual Monthly
$ -
Expenses
Actual Monthly
$ -
Balance

MARTSHEET
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