1/5/23, 11:30 AM DCU

Zero in on 0%
This limited-time offer could help you save big on interest.

Pay no fees* on balance transfers made by 2/28/2023 with 0% promotional

APR* through your statement ending in August when transferring another
credit card balance to your DCU Visa® Platinum Card.

After that, your standard variable Balance Transfer APR applies, based on card
type and creditworthiness, currently 12.25%-18% APR.**

Why make a balance transfer?

Carrying a monthly balance on a high-rate credit card can cost you hundreds of
dollars in interest every year. You can save instantly by transferring the balance
from one of your higher-rate credit cards to your DCU Visa Platinum card. Learn
how easy it is to make a balance transfer >

MAKE A TRANSFER

*0% APR applies only to non-DCU credit card balances transferred through DCU’s online balance transfer tool
completed between 1/1/23 and 11:59pm ET on 2/28/23. Balance Transfers must be paid in full by the end of
your August 2023 billing cycle on either August 10th or August 20th, as reflected on your monthly statement, or
interest will begin to accrue on the remaining balance at your standard balance transfer APR and will continue to
accrue each day the balance remains on your DCU Platinum credit card account. Minimum transfer requirement
is $100. 0% APR is not eligible on other types of cash advances or purchases made during the promotional
period. Account must remain in good standing throughout promotional period for promotional rate to continue.

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You should continue to make all required payments to the other credit card account(s) until you confirm the
balance transfer(s) was made and the payment(s) reflects as a credit. Offer valid only for cardholders as of
12/31/2022. Offer not valid for DCU Visa Business Platinum or Business Visa Platinum Plus. For more
information visit dcu.org/balancetransferpromo.

**APRs (Annual Percentage Rates) are as of 1/1/2023. Our current Visa Platinum APR ranges from 12.25%–
18%, Visa Platinum Rewards APR ranges from 15.00%–18% and Visa Platinum Secured has an APR of 15.25%.
Your APR is based on your personal credit history at account opening. APRs are variable, tied to the Prime Rate,
and can change monthly after the account is opened. Maximum APR is 18%. Your current APR is available on
your monthly Visa statement as well as in Online and Mobile Banking. Restrictions may apply. For more
information, refer to DCU's VISA Credit Card Agreement for Consumers.

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