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The high poverty rate in some countries continues to be the most persistent discussion in
international development debates. This paper examined the effect of access to finance and
the level of poverty in Mauritania. Secondary data on per capita household consumption,
number of commercial banks, number of commercial bank borrowers per thousand adults,
per capita income, real interest rate, government spending and other indicators were taken
from the Bank's World Development Indicators (WDI). The collected data were analyzed
using the panel's ordinary least squares econometric method. The results of the research
show that access to credit has had a positive impact on the decrease in the poverty level of
families. In this perspective, the empirical findings of this study can guide the choices of
policy makers and facilitate the ease of access to credit for individuals and families,
significantly reducing the poverty rate.
ISBN:9788890618444
Parekh, N., Ashta. A. (2018). An institutional logics perspective to evolution of Indian microcredit
business models. Strategic Change: Briefings in Entrepreneurial Finance 27, pp. 313–27.
Robinson, M.S. (2001). The Microfinance Revolution: Sustainable Finance for the Poor.
Washington: The World Bank.
Scognamillo A., Mele G., Sensini L. (2016), Nonrenewable resources, income inequality and per
capita gdp: an empirical analysis, The World Bank.
Shaw, E. (1973). Financial deepening in economic development. New York. Oxford University
Press. Tita, A. F. & Aziakpono, M. J. (2017). The effect of financial inclusion on welfare in sub-
Saharan Africa: Evidence from disaggregated data. Economic Research Southern Africa (ERSA)
Working Paper 679. 433
Tsai, K.S. (2004). Imperfect Substitutes: The Local Political Economy of Informal Finance and
Microfinance in Rural China and India. World Development 32, pp. 1487–1507.
United Nations (2000). Poverty eradication in Africa: Selected country experiences. Office of the
Special Coordinator and the Least Developed Country (OSCAL). Department of Economics and
Social Affairs, New York.
Waje, S. (2020). Determinants of Access to Formal Credit in Rural Areas of Ethiopia: Case Study
of Smallholder Households in Boloso Bombbe District, Wolaita Zone, Ethiopia. Economics 9: 40.
Waterfield, C. (2012). Moving toward More “Transparent Pricing”. Bengaluru: Microfinance
Focus.
World Bank (2014). Gloal Financial Development Report 2014: Financial Inclusion. Washington:
The World Bank.
WDI (2018). World development indicators. World Bank, Washington DC.
WDI (2019). World development indicators. World Bank, Washington DC.
WHES (2015). World hunger and poverty facts and statistics: World Hunger Education Service,
Accessed August, 2016. Williams, H., Adegoke, A. & Adegbola, D. (2017). Role of financial
inclusion in economic growth and poverty reduction in a developing economy. International Journal
of Research in Economics and Social Sciences, 7(5), 265-271.
Vanroose, A. (2008). What macro factors make microfinance institutions reach out? Savings and
Development, pp. 153–174.
Yunus, M. (1976). Banker to the Poor: Micro-Lending and the Battle against World Poverty. New
York: Public Affairs.
ISBN:9788890618444