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Emmanuel Deo Borgonia 3-6-2023

BSBA-FM 2

Test I.

1. F, Collaterals

2. Credit Analysis

3. T

4. F, 1st stage: Pre-Business Relationship

5. F, Country

Test II.

1. Character

2. Managerial

3.

4. Non-Financial Factor

5. Conditions

Test III.

1. - Economic Functions

- Social Functions

- Managerial Functions

2.- Comparative Ratio Analysis

- Trend Analysis

- Budget Analysis

3. - 1st Stage: Pre-Business Relationship

- 2nd stage: Business Relationship Proper

- 3rd stage: Termination or Legal Action

Test IV.

1. It is the time to pay your credit.

2. Private credit is consist of bank credit, Investment credit, Consumer credit, and Commercial
credit.

3. The collector is the action man of the credit department and advises customers in financial
matters.

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