APPENDIX I

Specimen of Advice of Maturity Date to Term Deposit Account Holders

Ref. No………………….. Date.....................

.......................................
.......................................
.......................................

Dear Sir/Madam,

Re: Your Term Deposit Account(s) with us:

Receipt No. Date Amount in the Name(s) of Due Date

................. . .............. .................. .............................. .............

_____________________________________________________________________

We invite your kind attention to the due date(s) of the captioned Deposit Receipt(s) recorded
thereon. You will please observe that the Receipt(s) will become / have / has become due for
renewal / payment on the date(s) indicated above.

We are confident that you would like to continue the deposits with us by renewing the
Receipt(s) for appropriate period. We, therefore, request you to forward the Deposit
Receipt(s) to us duly discharged on the reverse thereof. Please also let us have your
instructions as to the period for which the amount is to be renewed and disposal of the
interest accrued.

The giving of this intimation as to due date is not obligatory on the Bank, under the terms and
conditions mentioned on the reverse of the Deposit Receipt(s) and the same is sent entirely as
a matter of courtesy and with the intention of giving better service to our depositors.

Assuring you of our prompt attention and efficient service at all times.

Yours faithfully,

Manager

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 APPENDIX II
Specimen of a letter of Standing Instructions from Depositor to Credit/Pay
Half-Yearly Interest on Fixed Deposits

Sr. No .

................................
................................
................................
(Address)

Aryavart Bank,
......................... Branch.

Dear Sirs,

Re: My/Our Fixed Deposit Receipt No........... for Rs.............

Due on................. in the name(s) of ...............................

Kindly credit/pay the half-yearly interest on the captioned Receipt:

* (a) to my/our Savings/Current Account No.................. with you/at your.....................

Branch standing in the name(s) of .................................................................
under advice to me/us.

* (b) by your pay-slip to .........................................................with instructions to credit

(insert the name of the other bank)

Savings/Current Account No.........................with that bank standing in the name(s)

of .......................................................... under advice to me/us.

Date ......................... Yours faithfully,

*Strike out which is not applicable ............................Year

Half Year Amount Date Paid Initials Half Amount Date Paid Initials
Rs. P Year Rs. P
1st 12th
2nd 13th
3rd 14th
4th 15th
5th 16th
6th 17th
7th 18th
8th 19th
9th 20th
10th 21st
11th 22nd

ii
 APPENDIX III
Specimen of Application by contractor(s) to issue Term Deposit Receipt for
Earnest Money payable to Government Departments

Date:
The Manager,
Aryavart Bank
Branch........

Dear Sir,
Re : Term Deposit Receipt in lieu of Earnest Money_______________
------------------------------------------------------------------------------

I/We, Mr./M/s.________________________have entered into/agreed to enter into a Contract

No.____________ dated _________ with
________________________________________(Name of the Government
Department/other Agency) for ________________. One of the terms of said Contract
requires me/us to obtain a Term Deposit Receipt from a Bank in favour of
____________________ _____________________________________ (Name of the
Government Department/other Agency) Account myself / ourselves to the extent of
Rs.______ (Rupees _____________________________) for the purpose of
_________________________________________________________________

2. I/We, ________________ tender herewith cash Rs. ____________ / cheque

____________ for Rs. __________________ in this regard.

3. Kindly issue a Fixed/Short/Call Deposit Receipt for _____days/months for

Rs.___________ (Rupees ________________________ ) in the name of
______________________(Name of the Government Department/____________ A/c.
___________________________________________
other Agency) (Name of the Depositor)
4. I/We, _______________________________confirm that the deposit in question has
been made as and by way of security for due performance of my/our Contract with
___________________ Department/Agency. In case of demand of the whole or part of the
deposit by______________(Name of that_______________, the payment may be made
to____________________________________ Department/Agency) (Officer of that
Department/Agency) according to the Bank's rules applicable to such deposits.
5. "Notwithstanding that the above deposit has been made in the name of
_________________(name of the Govt. Department/other agency) A/c. _________________
(name of the depositor), I/We
________________________ (name of the depositor) request that the interest on the deposit
may be paid to ____________________________ (name of the depositor) in terms of the
enclosed letter from _________________ (name of the Govt. Department/other agency)
authorising payment of interest to _________________ (name of the depositor)."

Yours faithfully,
.........................
.........................

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 APPENDIX IV
INDEMNITY LETTER FOR ISSUE OF DUPLICATE TERM DEPOSIT RECEIPTS
(To be stamped as an agreement)
(NOT TO BE attested)

Name :
Address :
Date :

Aryavart Bank,
.......................
........................
Dear Sirs,

Re.: Term Deposit Receipt/s No./s. _______________

dated _____________ for Rs. _______________
in favour of ______________________________
due on _________________________________
_______________________________________

1. I/We was/were until recently in possession of the abovementioned Term Deposit Receipt/s
issued by you in my/our favour.

2. I/We regret to inform you that the abovementioned Deposit Receipt/s has/have been
either lost or misplaced and cannot be traced inspite of my/our having made a due and
diligent search for the same.

3. I/We assure you that I/We have not created any right or interest in the said Receipt/s
or in the debt represented by it, in favour of any person whomsoever.

4. I/We have requested you to issue a duplicate Term Deposit Receipt/s in lieu of the
aforesaid Receipt/s which has/have been lost.

5. You have agreed to accede to my/our above request on the faith and strength of
my/our above representations and assurances and on giving you the indemnities, undertakings
and authorities as hereinafter appearing.

6. In consideration of the premises, I so as to bind myself and my heirs, executors,

administrators, estates and effects/we so as to bind ourselves and our heirs, executors,
administrators, estates and effects hereby agree and undertake with you and your successors
and assigns as under:-

i) to keep you safe and indemnified from time to time and at all times from and against all
claims, demand, actions, proceedings, loss, damages, liability, costs (legal costs being
between Attorney/Advocate and clients), charges and expenses whatsoever, which may be
made or brought or commenced against you or be paid, sustained, suffered or incurred by you
howsoever as consequence direct or indirect of your issuing to me/us duplicate
Term Deposit Receipt/s as aforesaid;

iv
 Appendix IV (Contd.)

ii) to pay to you and make good on demand by you the amount of such loss, damage, liability,
costs (legal costs being between Attorney/Advocate and clients), charges and
expenses;together with the interest at ..............% p.a. from the date of payment by you until
reimbursement by me/us;

iii) to return to you the original Term Deposit Receipt/s as aforesaid should the same be found
by me/us or should again come into my/our possession, at any time hereafter.

Yours faithfully,

______________

* In consideration of the premises, I/We the undersigned (jointly and severally) guarantee to
you, Aryavart, on demand by you, the due payment of all moneys payable to you under the
foregoing letter by the executants thereof.

1. Signature :
Name :
Occupation :
Address :

2. Signature :
Name :
Occupation :
Address :

(*To be obtained if sureties execute the Indemnity).

v
 APPENDIX V
Letter of Request-cum-Indemnity from Depositor/s for Issue of Duplicate Term Deposit
Receipt in lieu of one lost in Postal Transit

Name :
Address :
Date :
Aryavart Bank,
______________ Branch

Dear Sirs,

Re.: Term Deposit Receipt/s No./s. _______________dated _____________ for Rs.

_______________issued by the Bank in favour of ______________
due on _________________________________
1. You delivered the aforesaid receipt to the postal authorities for onward transmission to
me/us. The postal authorities have, however, failed to deliver the same to me/us. The said
receipt is lost in postal transit. Inspite of my/our having made due and diligent inquiries with
the postal authorities, I/We have been unable to obtain the said receipt from the postal
authorities.
2. I/We have requested you to issue a duplicate Term Deposit Receipt/s in lieu of the
aforesaid receipt which has been lost in postal transit.
3. I/We have not transferred in favour of any person whatsoever any of my/our right title
or interest in the said receipt or in the debt represented by it.
4. In consideration of the premises, I so as to bind myself and my heirs, executors,
administrators, estates and effects/we so as to bind ourselves and our heirs, executors,
administrators, estates and effects hereby agree and undertake with you and your successors
and assigns as under:-
i) to keep you safe and indemnified from time to time and at all times from and against all
claims, demand, actions, proceedings, loss, damages, liability costs (legal costs being
between Attorney/Advocate and clients), charges and expenses whatsoever, which may be
made or brought or commenced against you or be paid, sustained, suffered or incurred by you
howsoever as consequence direct or indirect of your issuing to me/us duplicate Term Deposit
Receipt/s as aforesaid:
ii) to pay to you and make good on demand by you the amount of such loss, damage, liability,
costs (legal costs being between Attorney/Advocate and clients), charges and expenses
together with the interest at ..............% p.a. with quarterly rests from the date of payment by
you until reimbursement by me/us;
iii) to return to you the original Term Dpopsit Receipt/s as aforesaid should the same be
received by me/us or should again come into my/our possession, at any time hereafter.

Yours faithfully,

(Depositor/s)

vi
 Appendix V (Contd.)

(Not to be signed by any witness)

* In consideration of the premises, I/We the undersigned (jointly and severally) guarantee to
you, Bank of India, on demand by you, the due payment of all moneys payable to you under
the foregoing letter by the executants thereof.

1.Signature
Name:
Occupation:
Address :

2.Signature
Name:
Occupation:
Address :

(*To be obtained if sureties execute this letter).

(Not to be signed by any witness)

vii
 APPENDIX VI
INDEMNITY LETTER FOR ISSUE OF DUPLICATE TERM DEPOSIT RECEIPT
ISSUED IN LIEU OF EARNEST MONEY

To be stamped as an agreement
PROVIDED SIGNATURES
ARE NOT WITNESSED
Name : ....................................................
Address :................................................
Date :...................................................

Aryavart Bank,
.......................

Dear Sirs,

Re.: Term Deposit Receipt/s No./s. ______________dated _____________ for Rs.

______________in favour of _____________________________
due on ________________________________
----------------------------------------------------------------
We, the undersigned, Mr./M/s..................................... and ......................................... (Name of
the Government Department) respectively have entered into a contract No. ................. dated
............. for .................................. One of the terms of such contract requires the undersigned
No. 1 to obtain a Term Deposit Receipt from the Bank in favour of the undersigned No. 2
.................................. Account .................... (Name of the Depositor) to the extent of Rs.
........................... for the purpose of ……..… ...........................

2. Pursuant to the above requirement, I, the undersigned No. 1................ had obtained
the Term Deposit Receipt from your Bank in favour of the undersigned No.
2.................................. (Government Department) who has also executed these presents:-
3. We were until recently in possession of the abovementioned Term Deposit Receipt/s
issued by you in our favour.
4. We regret to inform you that the abovementioned Deposit Receipt/s has/have been
either lost or misplaced and cannot be traced in spite of our having made a due and diligent
search for the same.
5. We assure you that we have not created any right or interest in the said Receipt/s or in
the debt represented by it, in favour of any person whomsoever.
6. We have requested you to issue a duplicate Term Deposit Receipt/s in lieu of the
aforesaid receipt/s which has/have been lost.
7. You have agreed to accede to our above request on the faith and strength of our above
representations and assurances and on giving you the indemnities, undertakings and
authorities as hereinafter appearing.

viii
 Appendix VI (Contd.)

8. In consideration of the premises, we so as to bind ourselves jointly and severally and

our heirs, executors, administrators, estates and effects jointly and severally hereby agree and
undertake with you and your successors and assigns as under:-

i) to keep you safe and indemnified from time to time and at all times from and against all
claims, demands, actions, proceedings, losses, damages, liabilities, costs (legal costs being
between Attorney/Advocate and clients), charges and expenses whatsoever, which may be
made or brought or commenced against you or to be paid, sustained, suffered or incurred by
you howsoever as consequence, direct or indirect, of your issuing to us duplicate Term
Deposit Receipt/s as aforesaid;

ii) to pay to you and make good the amount of such loss, damage, liability, costs (legal costs
being between Attorney/Advocate and client), charges and expenses together with the interest
at ..............% p.a. rate of interest as an unsecured advance from the date of payment by you
until reimbursement by us;

iii) to return to you the original Term Deposit Receipt/s as aforesaid should it be found by us
or should it again come into our possession, at any time hereafter.

Yours faithfully,

* In consideration of the premises, I/We the undersigned (jointly and severally) guarantee to
you, Bank of India, the payment of all moneys due under the aforesaid presents by executants
thereof.

1.Signature :
Name :
Occupation :
Address :

2.Signature :
Name :
Occupation :
Address :

ix
 APPENDIX VII

Letter of Request to pay Amount of Term Deposit in cash

where the Aggregate Amount is less than Rs. 20,000/-

..........................................................
..........................................................
........................................................
(Name and Address of the depositor)

Date :

The Manager,
Aryavart Bank,
______________ Branch

Re.: Repayment of my/our Term Deposit Receipt No. ______________ dated

_____________for Rs. _________________________________in the name(s) of
_________________________________________________________________
on maturity/before maturity

1. I/We request you to pay the amount of the above term deposit in cash.

2. * I/We declare that I/We do not have any other term deposit/s with you in my own name or
jointly with another/others.

* I/We have kept other term deposits with you. I/We confirm that the aggregate amount of
such deposit/s receivable by me/us in my/our name/s or jointly with another/others together
with interest thereon is less than Rs.20,000/-.

Yours faithfully,
____________
____________
____________

(Signature of depositor/s)

* Strike out whichever is inapplicable.

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 APPENDIX VIII

Request letter of Depositor for instructions on due date

Date:

Aryavart Bank
______________ Branch

Dear Sir,

My/Our/FDR/DBD/MIC/
Receipt No. ________________________
Dated _____________________________
for Rs._____________________________
due on ____________________________
___________________________________

I / We hereby request you -

i) To renew the captioned receipt with/without interest on maturity, for a further period of
___________ months/years.

ii) To credit the proceeds of the receipt/interest on maturity to my/our Savings Bank/ Current
Deposit A/c.No. _________________ with you/at your _________________ Branch.

2. I/We hereby lodge the receipt with you for safe-keeping to enable you to act on the
above instructions.

3. I/We undertake to return the safe-custody receipt/s to you for

amendments/cancellation.

Yours faithfully,

_______________________
(Signature of Account holder/s)

xi