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SEM CARÊNCIA

VALOR DA PRESTAÇÃO
VALOR FINANCIADO R$ 240,000.00 R$ 17,540.24
(PMT)

NÚMERO PARCELAS 15 SE TAXA DE JUROS FOR EFETIVA (a.a), LANÇAR NA 15.00000%


CÉLULA LARANJA AO LADO ESSA TAXA, SENDO
QUE A TAXA MENSAL EFETIVA SAIRÁ
TAXA DE JUROS (MENSAL) 1.1715% AUTOMATICAMENTE NA CÉLULA ROXA 1.17149169%
PERÍODO JURO AMORTIZAÇÃO PARCELA VALOR ATUALIZADO
0 R$ - R$ - R$ - R$ 240,000.00
1 R$ 2,811.58 R$ 14,728.66 R$ 17,540.24 R$ 225,271.34
2 R$ 2,639.04 R$ 14,901.20 R$ 17,540.24 R$ 210,370.14
3 R$ 2,464.47 R$ 15,075.77 R$ 17,540.24 R$ 195,294.37
4 R$ 2,287.86 R$ 15,252.38 R$ 17,540.24 R$ 180,041.98
5 R$ 2,109.18 R$ 15,431.06 R$ 17,540.24 R$ 164,610.92
6 R$ 1,928.40 R$ 15,611.84 R$ 17,540.24 R$ 148,999.09
7 R$ 1,745.51 R$ 15,794.73 R$ 17,540.24 R$ 133,204.36
8 R$ 1,560.48 R$ 15,979.76 R$ 17,540.24 R$ 117,224.60
9 R$ 1,373.28 R$ 16,166.96 R$ 17,540.24 R$ 101,057.64
10 R$ 1,183.88 R$ 16,356.36 R$ 17,540.24 R$ 84,701.28
11 R$ 992.27 R$ 16,547.97 R$ 17,540.24 R$ 68,153.31
12 R$ 798.41 R$ 16,741.83 R$ 17,540.24 R$ 51,411.48
13 R$ 602.28 R$ 16,937.96 R$ 17,540.24 R$ 34,473.52
14 R$ 403.85 R$ 17,136.38 R$ 17,540.24 R$ 17,337.14
15 R$ 203.10 R$ 17,337.14 R$ 17,540.24 R$ -
16 R$ - R$ 17,540.24 R$ 17,540.24 -R$ 17,540.24
17 -R$ 205.48 R$ 17,540.24 R$ 17,334.76 -R$ 35,080.48
18 -R$ 410.96 R$ 17,540.24 R$ 17,129.27 -R$ 52,620.72
19 -R$ 616.45 R$ 17,540.24 R$ 16,923.79 -R$ 70,160.96
20 -R$ 821.93 R$ 17,540.24 R$ 16,718.31 -R$ 87,701.20
21 -R$ 1,027.41 R$ 17,540.24 R$ 16,512.83 -R$ 105,241.43
22 -R$ 1,232.89 R$ 17,540.24 R$ 16,307.34 -R$ 122,781.67
23 -R$ 1,438.38 R$ 17,540.24 R$ 16,101.86 -R$ 140,321.91
24 -R$ 1,643.86 R$ 17,540.24 R$ 15,896.38 -R$ 157,862.15
25 -R$ 1,849.34 R$ 17,540.24 R$ 15,690.90 -R$ 175,402.39
26 -R$ 2,054.82 R$ 17,540.24 R$ 15,485.41 -R$ 192,942.63
27 -R$ 2,260.31 R$ 17,540.24 R$ 15,279.93 -R$ 210,482.87
28 -R$ 2,465.79 R$ 17,540.24 R$ 15,074.45 -R$ 228,023.11
29 -R$ 2,671.27 R$ 17,540.24 R$ 14,868.97 -R$ 245,563.35
30 -R$ 2,876.75 R$ 17,540.24 R$ 14,663.48 -R$ 263,103.59
31 -R$ 3,082.24 R$ 17,540.24 R$ 14,458.00 -R$ 280,643.83
32 -R$ 3,287.72 R$ 17,540.24 R$ 14,252.52 -R$ 298,184.07
33 -R$ 3,493.20 R$ 17,540.24 R$ 14,047.04 -R$ 315,724.30
34 -R$ 3,698.68 R$ 17,540.24 R$ 13,841.56 -R$ 333,264.54
35 -R$ 3,904.17 R$ 17,540.24 R$ 13,636.07 -R$ 350,804.78
36 -R$ 4,109.65 R$ 17,540.24 R$ 13,430.59 -R$ 368,345.02
37 -R$ 4,315.13 R$ 17,540.24 R$ 13,225.11 -R$ 385,885.26
38 -R$ 4,520.61 R$ 17,540.24 R$ 13,019.63 -R$ 403,425.50
39 -R$ 4,726.10 R$ 17,540.24 R$ 12,814.14 -R$ 420,965.74
40 -R$ 4,931.58 R$ 17,540.24 R$ 12,608.66 -R$ 438,505.98
41 -R$ 5,137.06 R$ 17,540.24 R$ 12,403.18 -R$ 456,046.22
42 -R$ 5,342.54 R$ 17,540.24 R$ 12,197.70 -R$ 473,586.46
43 -R$ 5,548.03 R$ 17,540.24 R$ 11,992.21 -R$ 491,126.70
44 -R$ 5,753.51 R$ 17,540.24 R$ 11,786.73 -R$ 508,666.93
45 -R$ 5,958.99 R$ 17,540.24 R$ 11,581.25 -R$ 526,207.17
46 -R$ 6,164.47 R$ 17,540.24 R$ 11,375.77 -R$ 543,747.41
47 -R$ 6,369.96 R$ 17,540.24 R$ 11,170.28 -R$ 561,287.65
48 -R$ 6,575.44 R$ 17,540.24 R$ 10,964.80 -R$ 578,827.89
49 -R$ 6,780.92 R$ 17,540.24 R$ 10,759.32 -R$ 596,368.13
50 -R$ 6,986.40 R$ 17,540.24 R$ 10,553.84 -R$ 613,908.37
51 -R$ 7,191.89 R$ 17,540.24 R$ 10,348.35 -R$ 631,448.61
52 -R$ 7,397.37 R$ 17,540.24 R$ 10,142.87 -R$ 648,988.85
53 -R$ 7,602.85 R$ 17,540.24 R$ 9,937.39 -R$ 666,529.09
54 -R$ 7,808.33 R$ 17,540.24 R$ 9,731.91 -R$ 684,069.33
55 -R$ 8,013.82 R$ 17,540.24 R$ 9,526.42 -R$ 701,609.57
56 -R$ 8,219.30 R$ 17,540.24 R$ 9,320.94 -R$ 719,149.80
57 -R$ 8,424.78 R$ 17,540.24 R$ 9,115.46 -R$ 736,690.04
58 -R$ 8,630.26 R$ 17,540.24 R$ 8,909.98 -R$ 754,230.28
59 -R$ 8,835.75 R$ 17,540.24 R$ 8,704.49 -R$ 771,770.52
60 -R$ 9,041.23 R$ 17,540.24 R$ 8,499.01 -R$ 789,310.76
JUROS PAGOS EM CADA PERÍODO DA CARÊN
VALOR FINANCIADO R$ 240,000.00

NÚMERO PARCELAS 15

TAXA DE JUROS (MENSAL) 1.1715%


PERÍODO JURO AMORTIZAÇÃO
0 R$ - R$ -
1 R$ 2,811.58 R$ -
2 R$ 2,811.58 R$ -
3 R$ 2,811.58 R$ -
4 R$ 2,811.58 R$ 14,728.66
5 R$ 2,639.04 R$ 14,901.20
6 R$ 2,464.47 R$ 15,075.77
7 R$ 2,287.86 R$ 15,252.38
8 R$ 2,109.18 R$ 15,431.06
9 R$ 1,928.40 R$ 15,611.84
10 R$ 1,745.51 R$ 15,794.73
11 R$ 1,560.48 R$ 15,979.76
12 R$ 1,373.28 R$ 16,166.96
13 R$ 1,183.88 R$ 16,356.36
14 R$ 992.27 R$ 16,547.97
15 R$ 798.41 R$ 16,741.83
16 R$ 602.28 R$ 16,937.96
17 R$ 403.85 R$ 17,136.38
18 R$ 203.10 R$ 17,337.14
19 R$ - R$ 17,540.24
20 -R$ 205.48 R$ 17,745.72
21 -R$ 413.37 R$ 17,953.61
22 -R$ 623.70 R$ 18,163.94
23 -R$ 836.49 R$ 18,376.73
24 -R$ 1,051.77 R$ 18,592.01
25 -R$ 1,269.57 R$ 18,809.81
26 -R$ 1,489.93 R$ 19,030.17
27 -R$ 1,712.86 R$ 19,253.10
28 -R$ 1,938.41 R$ 19,478.65
29 -R$ 2,166.60 R$ 19,706.84
30 -R$ 2,397.47 R$ 19,937.71
31 -R$ 2,631.04 R$ 20,171.27
32 -R$ 2,867.34 R$ 20,407.58
33 -R$ 3,106.41 R$ 20,646.65
34 -R$ 3,348.29 R$ 20,888.53
35 -R$ 3,592.99 R$ 21,133.23
36 -R$ 3,840.57 R$ 21,380.81
37 -R$ 4,091.04 R$ 21,631.28
38 -R$ 4,344.45 R$ 21,884.69
39 -R$ 4,600.83 R$ 22,141.07
40 -R$ 4,860.21 R$ 22,400.45
41 -R$ 5,122.63 R$ 22,662.87
42 -R$ 5,388.12 R$ 22,928.36
43 -R$ 5,656.73 R$ 23,196.97
44 -R$ 5,928.48 R$ 23,468.72
45 -R$ 6,203.41 R$ 23,743.65
46 -R$ 6,481.57 R$ 24,021.81
47 -R$ 6,762.98 R$ 24,303.22
48 -R$ 7,047.69 R$ 24,587.93
49 -R$ 7,335.74 R$ 24,875.97
50 -R$ 7,627.16 R$ 25,167.39
51 -R$ 7,921.99 R$ 25,462.23
52 -R$ 8,220.28 R$ 25,760.52
53 -R$ 8,522.06 R$ 26,062.30
54 -R$ 8,827.38 R$ 26,367.62
55 -R$ 9,136.27 R$ 26,676.51
56 -R$ 9,448.79 R$ 26,989.02
57 -R$ 9,764.96 R$ 27,305.20
58 -R$ 10,084.84 R$ 27,625.08
59 -R$ 10,408.46 R$ 27,948.70
60 -R$ 10,735.88 R$ 28,276.12
EXEMPLO COM
A PERÍODO DA CARÊNCIA CARÊNCIA DE 3
MESES.
VALOR DA PRESTAÇÃO
R$ 17,540.24
(PMT)
SE TAXA DE JUROS FOR EFETIVA (a.a), LANÇAR NA 15.00000%
CÉLULA LARANJA AO LADO ESSA TAXA, SENDO
QUE A TAXA MENSAL EFETIVA SAIRÁ
AUTOMATICAMENTE NA CÉLULA ROXA 1.17149169%
PARCELA VALOR ATUALIZADO
R$ - R$ 240,000.00
R$ 2,811.58 R$ 240,000.00
R$ 2,811.58 R$ 240,000.00
R$ 2,811.58 R$ 240,000.00
R$ 17,540.24 R$ 225,271.34
R$ 17,540.24 R$ 210,370.14
R$ 17,540.24 R$ 195,294.37
R$ 17,540.24 R$ 180,041.98
R$ 17,540.24 R$ 164,610.92
R$ 17,540.24 R$ 148,999.09
R$ 17,540.24 R$ 133,204.36
R$ 17,540.24 R$ 117,224.60
R$ 17,540.24 R$ 101,057.64
R$ 17,540.24 R$ 84,701.28
R$ 17,540.24 R$ 68,153.31
R$ 17,540.24 R$ 51,411.48
R$ 17,540.24 R$ 34,473.52
R$ 17,540.24 R$ 17,337.14
R$ 17,540.24 R$ -
R$ 17,540.24 -R$ 17,540.24
R$ 17,540.24 -R$ 35,285.96
R$ 17,540.24 -R$ 53,239.57
R$ 17,540.24 -R$ 71,403.51
R$ 17,540.24 -R$ 89,780.23
R$ 17,540.24 -R$ 108,372.24
R$ 17,540.24 -R$ 127,182.05
R$ 17,540.24 -R$ 146,212.22
R$ 17,540.24 -R$ 165,465.32
R$ 17,540.24 -R$ 184,943.97
R$ 17,540.24 -R$ 204,650.81
R$ 17,540.24 -R$ 224,588.52
R$ 17,540.24 -R$ 244,759.80
R$ 17,540.24 -R$ 265,167.38
R$ 17,540.24 -R$ 285,814.03
R$ 17,540.24 -R$ 306,702.56
R$ 17,540.24 -R$ 327,835.79
R$ 17,540.24 -R$ 349,216.60
R$ 17,540.24 -R$ 370,847.88
R$ 17,540.24 -R$ 392,732.57
R$ 17,540.24 -R$ 414,873.64
R$ 17,540.24 -R$ 437,274.09
R$ 17,540.24 -R$ 459,936.96
R$ 17,540.24 -R$ 482,865.32
R$ 17,540.24 -R$ 506,062.29
R$ 17,540.24 -R$ 529,531.00
R$ 17,540.24 -R$ 553,274.65
R$ 17,540.24 -R$ 577,296.46
R$ 17,540.24 -R$ 601,599.68
R$ 17,540.24 -R$ 626,187.61
R$ 17,540.24 -R$ 651,063.58
R$ 17,540.24 -R$ 676,230.98
R$ 17,540.24 -R$ 701,693.21
R$ 17,540.24 -R$ 727,453.72
R$ 17,540.24 -R$ 753,516.02
R$ 17,540.24 -R$ 779,883.64
R$ 17,540.24 -R$ 806,560.15
R$ 17,540.24 -R$ 833,549.18
R$ 17,540.24 -R$ 860,854.37
R$ 17,540.24 -R$ 888,479.45
R$ 17,540.24 -R$ 916,428.15
R$ 17,540.24 -R$ 944,704.27
JUROS CAPITALIZADOS E PAGOS NA 1ª PARCE
VALOR DA PRESTAÇÃO
VALOR FINANCIADO R$ 240,000.00
(PMT)

NÚMERO PARCELAS 15 SE TAXA DE JUROS FOR EFETIVA


CÉLULA LARANJA AO LADO ESS
QUE A TAXA MENSAL EFET
TAXA DE JUROS (MENSAL) 1.1715% AUTOMATICAMENTE NA CÉ
PERÍODO JURO AMORTIZAÇÃO PARCELA
0 R$ - R$ - R$ -
1 R$ 2,811.58 R$ - R$ -
2 R$ 2,844.52 R$ - R$ -
3 R$ 2,877.84 R$ - R$ -
4 R$ 11,411.78 R$ 14,728.66 R$ 26,140.44
5 R$ 2,639.04 R$ 14,901.20 R$ 17,540.24
6 R$ 2,464.47 R$ 15,075.77 R$ 17,540.24
7 R$ 2,287.86 R$ 15,252.38 R$ 17,540.24
8 R$ 2,109.18 R$ 15,431.06 R$ 17,540.24
9 R$ 1,928.40 R$ 15,611.84 R$ 17,540.24
10 R$ 1,745.51 R$ 15,794.73 R$ 17,540.24
11 R$ 1,560.48 R$ 15,979.76 R$ 17,540.24
12 R$ 1,373.28 R$ 16,166.96 R$ 17,540.24
13 R$ 1,183.88 R$ 16,356.36 R$ 17,540.24
14 R$ 992.27 R$ 16,547.97 R$ 17,540.24
15 R$ 798.41 R$ 16,741.83 R$ 17,540.24
16 R$ 602.28 R$ 16,937.96 R$ 17,540.24
17 R$ 403.85 R$ 17,136.38 R$ 17,540.24
18 R$ 203.10 R$ 17,337.14 R$ 17,540.24
19 -R$ 0.00 R$ 17,540.24 R$ 17,540.24
20 -R$ 205.48 R$ 17,745.72 R$ 17,540.24
21 -R$ 413.37 R$ 17,953.61 R$ 17,540.24
22 -R$ 623.70 R$ 18,163.94 R$ 17,540.24
23 -R$ 836.49 R$ 18,376.73 R$ 17,540.24
24 -R$ 1,051.77 R$ 18,592.01 R$ 17,540.24
25 -R$ 1,269.57 R$ 18,809.81 R$ 17,540.24
26 -R$ 1,489.93 R$ 19,030.17 R$ 17,540.24
27 -R$ 1,712.86 R$ 19,253.10 R$ 17,540.24
28 -R$ 1,938.41 R$ 19,478.65 R$ 17,540.24
29 -R$ 2,166.60 R$ 19,706.84 R$ 17,540.24
30 -R$ 2,397.47 R$ 19,937.71 R$ 17,540.24
31 -R$ 2,631.04 R$ 20,171.28 R$ 17,540.24
32 -R$ 2,867.34 R$ 20,407.58 R$ 17,540.24
33 -R$ 3,106.41 R$ 20,646.65 R$ 17,540.24
34 -R$ 3,348.29 R$ 20,888.53 R$ 17,540.24
35 -R$ 3,592.99 R$ 21,133.23 R$ 17,540.24
36 -R$ 3,840.57 R$ 21,380.81 R$ 17,540.24
37 -R$ 4,091.04 R$ 21,631.28 R$ 17,540.24
38 -R$ 4,344.45 R$ 21,884.69 R$ 17,540.24
39 -R$ 4,600.83 R$ 22,141.07 R$ 17,540.24
40 -R$ 4,860.21 R$ 22,400.45 R$ 17,540.24
41 -R$ 5,122.63 R$ 22,662.87 R$ 17,540.24
42 -R$ 5,388.12 R$ 22,928.36 R$ 17,540.24
43 -R$ 5,656.73 R$ 23,196.97 R$ 17,540.24
44 -R$ 5,928.48 R$ 23,468.72 R$ 17,540.24
45 -R$ 6,203.41 R$ 23,743.65 R$ 17,540.24
46 -R$ 6,481.57 R$ 24,021.81 R$ 17,540.24
47 -R$ 6,762.98 R$ 24,303.22 R$ 17,540.24
48 -R$ 7,047.69 R$ 24,587.93 R$ 17,540.24
49 -R$ 7,335.74 R$ 24,875.97 R$ 17,540.24
50 -R$ 7,627.16 R$ 25,167.39 R$ 17,540.24
51 -R$ 7,921.99 R$ 25,462.23 R$ 17,540.24
52 -R$ 8,220.28 R$ 25,760.52 R$ 17,540.24
53 -R$ 8,522.06 R$ 26,062.30 R$ 17,540.24
54 -R$ 8,827.38 R$ 26,367.62 R$ 17,540.24
55 -R$ 9,136.27 R$ 26,676.51 R$ 17,540.24
56 -R$ 9,448.79 R$ 26,989.02 R$ 17,540.24
57 -R$ 9,764.96 R$ 27,305.20 R$ 17,540.24
58 -R$ 10,084.84 R$ 27,625.08 R$ 17,540.24
59 -R$ 10,408.46 R$ 27,948.70 R$ 17,540.24
60 -R$ 10,735.88 R$ 28,276.12 R$ 17,540.24
EXEMPLO COM
ª PARCELA CARÊNCIA DE 3
MESES.

R$ 17,540.24

FOR EFETIVA (a.a), LANÇAR NA 15.00000%


A AO LADO ESSA TAXA, SENDO
MENSAL EFETIVA SAIRÁ
AMENTE NA CÉLULA ROXA 1.17149169%
VALOR ATUALIZADO
R$ 240,000.00
R$ 242,811.58
R$ 245,656.10
R$ 245,656.10
R$ 225,271.34
R$ 210,370.14
R$ 195,294.37
R$ 180,041.98
R$ 164,610.92
R$ 148,999.09
R$ 133,204.36
R$ 117,224.60
R$ 101,057.63
R$ 84,701.28
R$ 68,153.31
R$ 51,411.48
R$ 34,473.52
R$ 17,337.13
-R$ 0.00
-R$ 17,540.24
-R$ 35,285.96
-R$ 53,239.57
-R$ 71,403.51
-R$ 89,780.23
-R$ 108,372.24
-R$ 127,182.05
-R$ 146,212.22
-R$ 165,465.32
-R$ 184,943.97
-R$ 204,650.82
-R$ 224,588.52
-R$ 244,759.80
-R$ 265,167.38
-R$ 285,814.03
-R$ 306,702.56
-R$ 327,835.79
-R$ 349,216.60
-R$ 370,847.88
-R$ 392,732.57
-R$ 414,873.64
-R$ 437,274.09
-R$ 459,936.96
-R$ 482,865.32
-R$ 506,062.29
-R$ 529,531.01
-R$ 553,274.66
-R$ 577,296.46
-R$ 601,599.68
-R$ 626,187.61
-R$ 651,063.59
-R$ 676,230.98
-R$ 701,693.21
-R$ 727,453.73
-R$ 753,516.03
-R$ 779,883.64
-R$ 806,560.15
-R$ 833,549.18
-R$ 860,854.38
-R$ 888,479.45
-R$ 916,428.15
-R$ 944,704.27
JUROS CAPITALIZADOS E DILUÍDOS NA AMORTIZ
VALOR DA PRESTAÇÃO
VALOR FINANCIADO R$ 248,533.94
(PMT)

NÚMERO PARCELAS 15 SE TAXA DE JUROS FOR EFETIVA


CÉLULA LARANJA AO LADO ESS
QUE A TAXA MENSAL EFET
TAXA DE JUROS (MENSAL) 1.1715% AUTOMATICAMENTE NA CÉ
PERÍODO JURO AMORTIZAÇÃO PARCELA
0 R$ - R$ - R$ -
1 R$ 2,811.58 R$ - R$ -
2 R$ 2,844.52 R$ - R$ -
3 R$ 2,877.84 R$ - R$ -
4 R$ 2,911.55 R$ 15,252.39 R$ 18,163.94
5 R$ 2,732.87 R$ 15,431.06 R$ 18,163.94
6 R$ 2,552.10 R$ 15,611.84 R$ 18,163.94
7 R$ 2,369.21 R$ 15,794.73 R$ 18,163.94
8 R$ 2,184.18 R$ 15,979.76 R$ 18,163.94
9 R$ 1,996.97 R$ 16,166.96 R$ 18,163.94
10 R$ 1,807.58 R$ 16,356.36 R$ 18,163.94
11 R$ 1,615.97 R$ 16,547.97 R$ 18,163.94
12 R$ 1,422.11 R$ 16,741.83 R$ 18,163.94
13 R$ 1,225.98 R$ 16,937.96 R$ 18,163.94
14 R$ 1,027.55 R$ 17,136.38 R$ 18,163.94
15 R$ 826.80 R$ 17,337.14 R$ 18,163.94
16 R$ 623.70 R$ 17,540.24 R$ 18,163.94
17 R$ 418.21 R$ 17,745.72 R$ 18,163.94
18 R$ 210.32 R$ 17,953.61 R$ 18,163.94
19 R$ - R$ 18,163.94 R$ 18,163.94
20 -R$ 212.79 R$ 18,376.73 R$ 18,163.94
21 -R$ 428.07 R$ 18,592.01 R$ 18,163.94
22 -R$ 645.87 R$ 18,809.81 R$ 18,163.94
23 -R$ 866.23 R$ 19,030.17 R$ 18,163.94
24 -R$ 1,089.17 R$ 19,253.10 R$ 18,163.94
25 -R$ 1,314.72 R$ 19,478.65 R$ 18,163.94
26 -R$ 1,542.91 R$ 19,706.84 R$ 18,163.94
27 -R$ 1,773.77 R$ 19,937.71 R$ 18,163.94
28 -R$ 2,007.34 R$ 20,171.28 R$ 18,163.94
29 -R$ 2,243.64 R$ 20,407.58 R$ 18,163.94
30 -R$ 2,482.72 R$ 20,646.65 R$ 18,163.94
31 -R$ 2,724.59 R$ 20,888.53 R$ 18,163.94
32 -R$ 2,969.30 R$ 21,133.23 R$ 18,163.94
33 -R$ 3,216.87 R$ 21,380.81 R$ 18,163.94
34 -R$ 3,467.35 R$ 21,631.28 R$ 18,163.94
35 -R$ 3,720.75 R$ 21,884.69 R$ 18,163.94
36 -R$ 3,977.13 R$ 22,141.07 R$ 18,163.94
37 -R$ 4,236.51 R$ 22,400.45 R$ 18,163.94
38 -R$ 4,498.93 R$ 22,662.87 R$ 18,163.94
39 -R$ 4,764.43 R$ 22,928.36 R$ 18,163.94
40 -R$ 5,033.03 R$ 23,196.97 R$ 18,163.94
41 -R$ 5,304.78 R$ 23,468.72 R$ 18,163.94
42 -R$ 5,579.71 R$ 23,743.65 R$ 18,163.94
43 -R$ 5,857.87 R$ 24,021.81 R$ 18,163.94
44 -R$ 6,139.28 R$ 24,303.22 R$ 18,163.94
45 -R$ 6,423.99 R$ 24,587.93 R$ 18,163.94
46 -R$ 6,712.04 R$ 24,875.98 R$ 18,163.94
47 -R$ 7,003.46 R$ 25,167.40 R$ 18,163.94
48 -R$ 7,298.29 R$ 25,462.23 R$ 18,163.94
49 -R$ 7,596.58 R$ 25,760.52 R$ 18,163.94
50 -R$ 7,898.36 R$ 26,062.30 R$ 18,163.94
51 -R$ 8,203.68 R$ 26,367.62 R$ 18,163.94
52 -R$ 8,512.57 R$ 26,676.51 R$ 18,163.94
53 -R$ 8,825.09 R$ 26,989.02 R$ 18,163.94
54 -R$ 9,141.26 R$ 27,305.20 R$ 18,163.94
55 -R$ 9,461.14 R$ 27,625.08 R$ 18,163.94
56 -R$ 9,784.77 R$ 27,948.70 R$ 18,163.94
57 -R$ 10,112.18 R$ 28,276.12 R$ 18,163.94
58 -R$ 10,443.43 R$ 28,607.37 R$ 18,163.94
59 -R$ 10,778.57 R$ 28,942.50 R$ 18,163.94
60 -R$ 11,117.63 R$ 29,281.56 R$ 18,163.94
EXEMPLO COM
MORTIZAÇÃO CARÊNCIA DE 3
MESES.

R$ 18,163.94

FOR EFETIVA (a.a), LANÇAR NA 15.00000%


A AO LADO ESSA TAXA, SENDO
MENSAL EFETIVA SAIRÁ
AMENTE NA CÉLULA ROXA 1.17149169%
VALOR ATUALIZADO
R$ 240,000.00
R$ 242,811.58
R$ 245,656.10
R$ 248,533.94
R$ 233,281.55
R$ 217,850.49
R$ 202,238.65
R$ 186,443.93
R$ 170,464.17
R$ 154,297.20
R$ 137,940.85
R$ 121,392.87
R$ 104,651.05
R$ 87,713.09
R$ 70,576.70
R$ 53,239.57
R$ 35,699.33
R$ 17,953.61
R$ -
-R$ 18,163.94
-R$ 36,540.66
-R$ 55,132.67
-R$ 73,942.48
-R$ 92,972.65
-R$ 112,225.75
-R$ 131,704.40
-R$ 151,411.24
-R$ 171,348.95
-R$ 191,520.23
-R$ 211,927.81
-R$ 232,574.46
-R$ 253,462.99
-R$ 274,596.22
-R$ 295,977.03
-R$ 317,608.31
-R$ 339,493.00
-R$ 361,634.07
-R$ 384,034.52
-R$ 406,697.39
-R$ 429,625.75
-R$ 452,822.72
-R$ 476,291.44
-R$ 500,035.09
-R$ 524,056.89
-R$ 548,360.11
-R$ 572,948.04
-R$ 597,824.02
-R$ 622,991.41
-R$ 648,453.64
-R$ 674,214.16
-R$ 700,276.46
-R$ 726,644.07
-R$ 753,320.58
-R$ 780,309.61
-R$ 807,614.81
-R$ 835,239.88
-R$ 863,188.59
-R$ 891,464.71
-R$ 920,072.08
-R$ 949,014.58
-R$ 978,296.15

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