Date: 06-04-2023

To,
The Branch Manager
BOI Itkhori Branch,
Itkhori, Chatra
Reg: Education loan a/c no 587772210000002
Sir,
With above said education loan a/c 5877722100000002, I have been sanctioned
reference to my
Education loan of Rs3,98,400/-in November, 2012.
amount regularly as and when demanded
Since the beginning ie. a/c opening date, I am paying the
by the bank.
initialized and bank has throughout demanded the
Due to fault by the bank, my EMI has never been
interest amount only.
am also
said a/c has become NPA dt. 31-01-2023. I
Very recently, 1get informed via sms that my
never been infomed prior to a/c been degraded to NPA.
2023.
this isto inform you that Ihave recently joined Indian Railway as Junior Engineer in March,and has
Sir, the help of Bank of India, Iam under obligation
get through my education with
Main Branch with afc no 481010110022012.
Since I
opened my salary a/c with your bank in Hazaribagh
interest, I
not initializing the EMI and Iam in loss of
Although, there is a fault by the bank side for
single rupee of the loan along with Interest.
fully assure youfor repayment of every
Irequest you to kindly
and salary has not been initiated,outstanding
Since I have joined the Job last month amount for
/enhance repayment period of my said education loan with
restructure loan.
can sustain and repay my education
further three year (36months)so that I
able to complete
Bank of India for providing me education loan that I have been my request for
Ionce again thank kindly consider
education for which Iwill always be obliged. I request you to with up-gradation of the a/c.
my education loan repayment period along
enhancing the time limit of my

Thanking you.

With regards,

Mitesh Kumar

Mob- 8271741646,
7004032082