REASONS

WHY
SBI Dividend Yield Fund
An open-ended equity scheme investing predominantly in dividend yielding stocks

NFO Period February 20, 2023 March 06, 2023

Product Labeling
This product is suitable for investors who are seeking*: Riskometer

• Long term Capital appreciation

• Investment predominantly in equity and equity related instruments of

dividend yielding companies

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

The above product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics or model portfolio and
the same may vary post NFO when the actual investments are made
 Scout for Companies with “Dividends + Growth” opportunities

SBI Dividend Yield Fund aims to invest in…

Dividend companies with stable cashflows couple with the

potential to long term growth compounding

Sector agnostic dividend paying companies that reflect

optimum cashflow management

Strategic/ tactical opportunities amongst consistent

dividend paying companies that may exist across the market
cap spectrum at different point in time

Dividend yield companies with a potential to grow dividends

over time can also offer compounding opportunities through
reasonable growth
“Key Attributes” of Consistent Dividend Paying Companies

Relatively more matured businesses with an

ability to generate healthy free cashflows

Relatively less prone to downside risk in falling

market coupled with capital appreciation
prospects in a reviving market

Reflects optimum usage of free cashflows,

good operational health & sustainability of
future earnings

Consistent dividend payouts + growth or a

possibility of likely growth in dividend payouts
 “Diversified Portfolio Approach”

01
Businesses with attractive dividend yields
02
Style Agnostic as it may be the outcome
& Companies with potential growth in
of stock selection
dividends

03 04
Diversified allocation across market No sector bias, sector allocation resultant
capitalization of bottom-up stock picking

05
Aim to achieve aggregate dividend yield
06
Tactical investment opportunities in
that is at least 50% higher than that of
domestic and overseas markets
the Nifty 50 Index

The portfolio of the scheme is subject to changes within the provisions of the Scheme Information document of the Scheme.
For detailed asset allocation and other scheme features, please refer to the Scheme Information Document (SID).
 Tax Efficient Regular Cashflow Requirement Through “SWP(A)” Facility

PRE-DEFINED WITHDRAWAL
SWP(A) offers withdrawal of the corpus upto a maximum limit of fixed
% of initial amount invested thus eliminating excess withdrawal and
ensuring fixed regular payouts till the units availability.

FLEXIBILITY OF WITHDRAWAL
The investor has the flexibility to choose frequency & amount as per
the terms of the facility and also has an option to discontinue the
facility at his discretion with prior intimation.

TAX EFFICIENCY
SWP(A) is more tax efficient as the capital gains realized on the units
withdrawn from an equity-oriented scheme after 1 year from the allotment
date will attract LTCG of 10% unlike other regular payout options like dividends
from direct stocks i.e. taxed in the hands of investor at the applicable tax slab.

Applicable months for different frequency: Monthly – All months; Quarterly - December, March, June, September; Half
yearly – March & September; Yearly – March; Any amount – Applicable months as per chosen frequency
 Our Robust “Investment Process & Framework”

MACRO + ASSET ALLOCATION

BOTTOM UP RESEARCH

ESG + FORENSIC

QUANTITATIVE MODELS

MULTI FACTOR MODEL

As The Core Of Our Investment Process, Each Stock In Our Investible Universe Goes Through A
Rigorous Multi Step Analysis

Portfolio will be managed as per the stated Investment Objective & Strategy as detailed in SID. For detailed
Investment Strategy, please refer Scheme Information Document of the respective schemes
This presentation is for information purposes only and is not an offer to sell or a solicitation to buy any mutual fund units/securities.
The views expressed herein are based on the basis of internal data, publicly available information & other sources believed to be
reliable. Any calculations made are approximations meant as guidelines only, which need to be confirmed before relying on them.
These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It
should not be construed as investment advice to any party. All opinions and estimates included here constitute our view as of this
date and are subject to change without notice. Neither SBI Funds Management Limited, SBI Mutual Fund nor any person connected
with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their investigations
and take their own professional advice.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.