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Project Report For Bank Loan

Aisha , 17 January 2023  

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A project report for a bank loan is a document that outlines the

details of a proposed project, including the project's goals,
financial projections, and the collateral being offered to secure
the loan. The report should include a detailed project plan,

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including a timeline, budget, and projected cash flow. It should
also include information on the management team and their
qualifications, as well as any market research or industry
analysis that has been conducted. Additionally, the report
should provide information on the collateral being offered to
secure the loan, such as real estate, equipment, or inventory.
The report should be presented in a clear, organized, and
professional manner, and should be tailored to the specific
requirements of the lender.

Format Of A Project Report

A project report format typically includes the following
elements:

Executive Summary
A brief overview of the project, including its goals, objectives,
and expected outcomes.
 Project Cost & Source of Finance

(A) Capital Investment -

(B) Working Capital -

Total Project Cost -

Equity -

Bank Loan -

Project Description
A detailed description of the project, including its scope,
objectives, and expected results.

Product Basic Details

Raw Market Finished Percentage Market

Material Rate/Kg Goods Rate/Kg
(output)

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  - (a)    

    (b)    

    (c)    

Project Plan
A detailed plan of the project, including timelines, budgets, and
projected cash flows.

CASH FLOW STATEMENT

Particulars Construction Ist 2nd 3rd

Year Year Year

  Period      

A. Source Funds :        

1. Cash Accurals - - - -

(Net Profit + Interest) - - - -

2. Depreciation - - - -
3. Equity - - - -

4. Bank Loan - - - -

Total Sources 0.00 0.00 0.00 0.00

B. Disposition of        
Funds :

1. Preliminary and - - - -
Pre-operative
Expenses

2. Increase in Raw - - - -
Material

3. Increase in fixed - - - -
assets

4. Consumables - - - -

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5. EMI - - - -

5. Increase in - - - -
Recivables

6. Drawing - - - -

Total Disposition 0.00 0.00 0.00 0.00

C. Net Surplus (A -B) 0.00 0.00 0.00 0.00

D. Closing Balance 0.00 0.00 0.00 0.00

Market Analysis: An analysis of the market for the project,

including information on the target market, competition,
and industry trends.
Management Team: Information on the management team,
including their qualifications and roles in the project.

MAN POWER REQUIRMENTS

Sl. Designation Number Rate Salary

No.       (Rs./Month)
 A. ADMINISTRATION :      

  Manager - - -

B. PRODUCTION :      

  Skilled - - -

  Semi-Skilled - - -

  Unskilled - - -

  Guard - - -

  Total salary per month   -

   

  Annual salary - - -

Technical Feasibility

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An assessment of the technical feasibility of the project,
including information on the technology and equipment
required.

PLANT & MACHINERY

Sr Particulars Amount Rs. in

No lakhs

(i) Machine  

(ii) XXXXX  

(iii) XXXXX  

  Transportation, Packing &  

Taxes

Total -

 
Financial Projections
A detailed financial analysis of the project, including projected
income statements, balance sheets, and cash flow statements.
PROJECTED BALANCE SHEET

Particulars Ist 2nd 3rd

Year Year Year

I. EQUITY AND LIABILITIES      

(1) Shareholder's Funds - - -

(a) Share Capital - - -

(b) Opening Balance - - -

(b) Net Profit - - -

Less: Drawing - - -

Reserve & surplus - - -

(2) Current Liabilities - - -

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1. Long-term borrowings - - -

Total - - -

II.Assets - - -

(1) Non-current assets - - -

A. Fixed Assets : - - -

Gross Block - - -

Less : Depreciation - - -

Net Block A - - -

(b) Non-current investments - - -

(e) Other non-current assets - - -

(2) Current assets - - -

(b) Inventories - - -

(c) Trade receivables - - -

 1. Consumable Stores - - -

(d) Cash and cash - - -

equivalents

(f) Other current assets - - -

Total - - -

Collateral & Security: Information on the collateral offered

to secure the loan, such as real estate, equipment, or
inventory.
Appendices: Any additional documents or information that
support the project report, such as market research or
industry analysis.
Conclusion: A summary of the project, including its
potential impact and the expected return on investment.

It's important to note that each bank has its own requirements,
guidelines and format for a project report for a loan.

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Tags corporate law  

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Published by
Aisha
(Finance Professional)

Category Corporate Law    Report

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Article liked by: Nitesh Tiwari , YGR Reddy , Muralikrishnan K ,

Comments
 2 months ago
AMRUTA

Thank you it is really useful

 Reply     Like

2 months ago
AKASH P

Nice, where is download option....

 Reply     Like

2 months ago
KAMLESH TEMANI

Very helpful

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