Central Bank Digital Currencies ¿Good or bad for you?

More and more Central Banks are working on how to implement this type of money.
What does it mean for us? Will it be a step forward or a step back?
Firstly, I want to talk a little about Digital currencies and more specifically about this
special case of Digital Currencies supported by Central Banks.
Digital currency it is type of money that doesn’t exist in physical form. It can be
centralized or decentralized depending on the production and distribution system.
The current physical money produce and distributed in a centralized way is known as
FIAT money.
The two main types of Digital currencies are: Cryptocurrencies and Central Bank Digital
Currencies (CBDC)
The main properties of CBDC are: Digital, Centralized and supported by Central Banks
Some of the PROS of this initiative include fast transfer and transaction time, no
physical manufacturing required, a simpler Monetary and Fiscal policy
implementation, and lower transaction costs.
However, there are some ISSUES TO SOLVE such as difficulty of store and use for
some people, the risk of hacking, and the ability of the central bank to issue and
freeze token at will.
As it would be supported by Central Banks, we would be avoid the high volatility that
other digital currencies such as cryptocurrencies have experienced, and reduce fraud
and money laundering. However, the risk would be the loss of privacy and freedom in
general, as Central Banks could determine the way, time, and place you spend your
money. In the limit, I mean when the physical money no longer exists, the
Government’s Control over private capital could become too hard to bear.
Do you imagine a World where all money is totally controlled by Governments? As I
see it, this wouldn’t be a good idea because Governments don’t always have the
smartest people and it could limit valuable private initiatives.