Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated MS Word, PDF

and HTML
documents, that cover a number of financial, accounting and sales functions. These are invaluable small business tools.

Also included Free are:

- business plan tools, including spreadsheets and excellent instructions
- Excel functions glossary and guide;
- free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books!
- comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms;
- suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation;
- Altman Z-Score (covering publicly and privately held firms, and small businesses);
- and payroll analysis.

If you are involved in financial analysis at any level, or want to learn more about MS Excel and other applications in the Office suite
this site is invaluable.

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 Estimating Start-Up Capital
Your Company, Inc.
May 02, 2023

Monthly Cash Needed % of

Expenses to Start Total Source of Estimate
MONTHLY COSTS
Salary of owner-manager $500 $1,000 3.3%
All other salaries and wages 1,000 3,000 9.8%
Rent 500 1,500 4.9%
Advertising 200 600 2.0%
Delivery expense 100 300 1.0%
Supplies 100 300 1.0%
Telephone 100 300 1.0% Phone company
Other utilities 200 600 2.0%
Insurance 200 200 0.7%
Taxes, including social security 300 1,200 3.9% Accountant
Interest 250 750 2.5%
Maintenance 100 300 1.0%
Legal and other professional fees 100 300 1.0% Attorney
Miscellaneous 100 300 1.0%
Subtotal $10,650 34.8%

ONE-TIME COSTS
Fixtures and Equipment $10,000 32.7%
Decorating and remodeling 1,000 3.3%
Installation charges 500 1.6%
Starting inventory 5,000 16.3%
Deposits with public utilities 1,000 3.3% Electric company
Legal and other professional fees 500 1.6%
Licenses and permits 500 1.6%
Advertising and promotion for opening 500 1.6%
Cash 750 2.5%
Other 200 0.7%
Subtotal $19,950 65.2%

TOTAL ESTIMATED START-UP CAPITAL $30,600 100%

© Copyright, 2010, Jaxworks, All Rights Reserved.