Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated MS Word, PDF

and HTML
documents, that cover a number of financial, accounting and sales functions. These are invaluable small business tools.

Also included Free are:

- business plan tools, including spreadsheets and excellent instructions
- Excel functions glossary and guide;
- free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books!
- comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms;
- suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation;
- Altman Z-Score (covering publicly and privately held firms, and small businesses);
- and payroll analysis.

If you are involved in financial analysis at any level, or want to learn more about MS Excel and other applications in the Office suite
this site is invaluable.

© Copyright, 2010, Jaxworks, All Rights Reserved.

 Present Value of a Mixed Stream
Alternative 1 Alternative 2 Alternative 3 Alternative 4
Periodic Discount Rate: 9.00% 8.00% 7.00% 6.00%

Period Cash Flow Cash Flow Cash Flow Cash Flow

1 $400 $400 $400 $400
2 $800 $800 $800 $800
3 $500 $500 $500 $500
4 $400 $400 $400 $400
5 $300 $300 $300 $300
6 $800 $800 $800 $800
7 $500 $500 $500 $500
8 $400 $400 $400 $400
9 $300 $300 $300 $300
10 $800 $800 $800 $800
11 $500 $500 $500 $500
12 $400 $400 $400 $400
13 $300 $300 $300 $300
14 $800 $800 $800 $800
15 $500 $500 $500 $500
16 $400 $400 $400 $400
17 $300 $300 $300 $300
18
19
20
The present value is: $4,312.66 $4,595.39 $4,908.48 $5,256.10

© Copyright, 2010, Jaxworks, All Rights Reserved.