Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and associated MS Word, PDF

and HTML
documents, that cover a number of financial, accounting and sales functions. These are invaluable small business tools.

Also included Free are:

- business plan tools, including spreadsheets and excellent instructions
- Excel functions glossary and guide;
- free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books!
- comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms;
- suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation;
- Altman Z-Score (covering publicly and privately held firms, and small businesses);
- and payroll analysis.

If you are involved in financial analysis at any level, or want to learn more about MS Excel and other applications in the Office suite
this site is invaluable.

© Copyright, 2010, Jaxworks, All Rights Reserved.

 Financial Comparison Analysis
Your Company, Inc
Industry Average Company Actual
2004 2005 2006 2004 2005 2006
ASSETS
Cash $1,500 $1,560 $1,490 $2,230 $2,450 $2,670
Accounts receivable $250 $300 $360 $370 $420 $440
Inventory $500 $650 $740 $800 $875 $840
Total Current Assets $2,250 $2,510 $2,590 $3,400 $3,745 $3,950
Fixed assets (net) $1,250 $1,340 $1,290 $2,650 $2,790 $2,850
TOTAL ASSETS $3,500 $3,850 $3,880 $6,050 $6,535 $6,800

LIABILITIES & EQUITY

Accts & notes payable $1,800 $1,870 $1,910 $3,370 $3,650 $3,975
Accrued & other payables $350 $380 $385 $590 $635 $650
Total Current Liabilities $2,150 $2,250 $2,295 $3,960 $4,285 $4,625
Long-term debt $800 $940 $1,060 $1,650 $1,780 $1,825
Total Debt $2,950 $3,190 $3,355 $5,610 $6,065 $6,450
Shareholders' equity $550 $660 $525 $440 $470 $350
TOTAL LIABILITIES & EQUITY $3,500 $3,850 $3,880 $6,050 $6,535 $6,800

INCOME DATA
Net sales $1,900 $2,250 $1,985 $3,540 $3,740 $3,850
Cost of goods sold $1,095 $1,250 $1,125 $1,830 $1,910 $2,250
Gross Profit $805 $1,000 $860 $1,710 $1,830 $1,600
Operating expenses $250 $420 $365 $780 $830 $790
Operating profit $555 $580 $495 $930 $1,000 $810
All other expenses (net) $375 $410 $420 $640 $705 $750
PROFIT BEFORE TAXES $180 $170 $75 $290 $295 $60

FINANCIAL RATIOS
Current 1.0 1.1 1.1 0.9 0.9 0.9
Total debt / total assets 0.8 0.8 0.9 0.9 0.9 0.9
Total debt / equity 5.4 4.8 6.4 12.8 12.9 18.4
Collection period days 48.0 48.7 66.2 38.1 41.0 41.7
Net sales / inventory 3.8 3.5 2.7 4.4 4.3 4.6
Total assets turnover 0.5 0.6 0.5 0.6 0.6 0.6
Gross profit margin 42% 44% 43% 48% 49% 42%
Operating profit margin 29% 26% 25% 26% 27% 21%
Return on equity 33% 26% 14% 66% 63% 17%

© Copyright, 2010, Jaxworks, All Rights Reserved.