Nec) foot oat NPCVUPVOC No, 1334/2022-23 “Pebiiary 88, SBaS Ne To, ‘All rwenberspartcipating in Unifed Payment intrtae (UPI) Mader Dear St, Subject: Addendum to OC 135-- Addition of tiation Mode and Channel identifiers for This cular refers tothe NPCI Creular NPCIUPUOC-13312021-22 dated January 27, 2022 ‘on Guidelines on UPI features mentions about suppoding new set of technologie ike oT, ‘embedded payments, voice based payments and other emerging use cases on UPI To increase the adopton of UPI, NPCI induced 123Pay and developed Sener Side Common Library (SSCL) which enabled voze based payments and UPI an fature phone, With the advent of technology tis now tna fo enable UPI with new age technologies tke Intemet of things (oT). Eat stage develonmant and testing In progress for mating UPI paymenis using Al based voice esistans, In-Car payments and using other lo devies To idenity ransacens inating fom 123Pay, oT devices and voke assistants, identifiers Introduced ate 98 flow [Se Prue Tinton mode [UPL anna) 0 ‘entire TUR 2aPay a TIN, MOP, TORE SIM, OEM, SMS, | sso 2 |oreaar-camma cas bea —hae jorec [3 [Voice based payments [ct [oo ———~*(OTWOIGE “nition mode ~ 32 wi bo ured Tor SSCL bana appcatane We froceto th above, Maer rks (Payee PSP), The Paty Ap provers (TPAPS) sd che pave prover re requested {othe nie of he above entencement and undertake requis changeson te apleabl sytem. ‘Yours sincerely, so Kunal Kalawatia Ciel af Products