NAME : MUKHAMMAD LUDZFI FADLI

PRODI : MANAJEMEN

I choose topic number 2, the topic about inflation in module 4 and the question is inflation is a
measure of the rate of rising prices of goods and services in an economy. Although it can have
a negative impact on society it also can give benefit to some people. Who are they? Why?

The answer:

• Inflation provides benefits to debtors, which is indicated by the payment of debt to

creditors with a lower value of money than when borrowing.
• The producers.
The producers because the income earned is higher than the cost of production.
• Those with bigdebts.
• Those with significant debts or dependents are among those who stand to gain from
inflation and are viewed as winners. house loans, among others. This is so that their
payments will be less valuable than they were when they first asked fordebt.
• Owner of a house orbuilding.
The owner of the home or structure is the other party that can be viewed as the winner.
Basically, investing in real estate is a strategy that is always a good idea. especially if
the owner purchases a home or structure for a bargain. Land and property values will
increase when there is inflation. The value of the real estate they own will soar.
• Stock traders.
Stock investors are another group who benefit from inflation. The same elements that
cause an increase in the price of goods also protect and grow the company's worth.
Simply put, as long as earnings increase along with product prices, stocks will increase
in value.
• Commodityinvestors
When inflation develops, commodity investors come out on top. Commodities are defined
as items that are tangible and convenient for trading. Commodity goods can be physically
delivered. Gold is an illustration of a good during inflation of a commodity. When inflation
develops, the price of gold will undoubtedlyincrease.
• Businessman
Especially businesspeople working in the manufacturing sector. Things will cost more during
an inflationary period. The corporation will then make more money as a result of this. A note
prevents inflation from continuing and increases in production costs.
• Holders of deposits that mature during inflation
Naturally, the deposit holder will benefit greatly if there is inflation at the time the deposit is
due. At least there are extra resources to cover necessities. Some dependents may also be
paid with money from deposits. Consequently, it won't seem as hefty as just switching from
a wage orincome.
• People who have savings and emergencyfunds
Savings are always a good idea, just like investing in real estate. Savings will come in very
handy in emergency situations. Including when the economy of the nation is unsteady.

Inflation does, in fact, encourage people to put off saving money. However, having a large amount of
money will be quite beneficial to pay for life's expenses and other commitments.