DATOS DESARROLLO RESPUESTA

C=300000 BANCO GANADERO

n=10
i=5,5% anual

SISTEMA FRANCES
PERIODO SALDO CAPITACUOTA AMORTIZACIOINTERES SALDO CAPITAL
0 0 0 0 0 $300,000
1 $300,000 3,255.78 1,881 1,375 $298,119
2 $298,119 3,255.78 1,889 1,366 $296,230
3 $296,230 3,255.78 1,898 1,358 $294,332
4 $294,332 3,255.78 1,907 1,349 $292,425
5 $292,425 3,255.78 1,916 1,340 $290,509
6 $290,509 3,255.78 1,924 1,331 $288,585
7 $288,585 3,255.78 1,933 1,323 $286,652
8 $286,652 3,255.78 1,942 1,314 $284,710
9 $284,710 3,255.78 1,951 1,305 $282,759
10 $282,759 3,255.78 1,960 1,296 $280,799
11 $280,799 3,255.78 1,969 1,287 $278,831
12 $278,831 3,255.78 1,978 1,278 $276,853
13 $276,853 3,255.78 1,987 1,269 $274,866
14 $274,866 3,255.78 1,996 1,260 $272,870
15 $272,870 3,255.78 2,005 1,251 $270,865
16 $270,865 3,255.78 2,014 1,241 $268,850
17 $268,850 3,255.78 2,024 1,232 $266,827
18 $266,827 3,255.78 2,033 1,223 $264,794
19 $264,794 3,255.78 2,042 1,214 $262,752
20 $262,752 3,255.78 2,052 1,204 $260,700
21 $260,700 3,255.78 2,061 1,195 $258,640
22 $258,640 3,255.78 2,070 1,185 $256,569
23 $256,569 3,255.78 2,080 1,176 $254,489
24 $254,489 3,255.78 2,089 1,166 $252,400
25 $252,400 3,255.78 2,099 1,157 $250,301
26 $250,301 3,255.78 2,109 1,147 $248,192
27 $248,192 3,255.78 2,118 1,138 $246,074
28 $246,074 3,255.78 2,128 1,128 $243,946
29 $243,946 3,255.78 2,138 1,118 $241,809
30 $241,809 3,255.78 2,147 1,108 $239,661
31 $239,661 3,255.78 2,157 1,098 $237,504
32 $237,504 3,255.78 2,167 1,089 $235,336
33 $235,336 3,255.78 2,177 1,079 $233,159
34 $233,159 3,255.78 2,187 1,069 $230,972
35 $230,972 3,255.78 2,197 1,059 $228,775
36 $228,775 3,255.78 2,207 1,049 $226,568
37 $226,568 3,255.78 2,217 1,038 $224,350
38 $224,350 3,255.78 2,228 1,028 $222,123
39 $222,123 3,255.78 2,238 1,018 $219,885
40 $219,885 3,255.78 2,248 1,008 $217,637
41 $217,637 3,255.78 2,258 997 $215,379
42 $215,379 3,255.78 2,269 987 $213,110
43 $213,110 3,255.78 2,279 977 $210,831
44 $210,831 3,255.78 2,289 966 $208,542
45 $208,542 3,255.78 2,300 956 $206,242
46 $206,242 3,255.78 2,311 945 $203,931
47 $203,931 3,255.78 2,321 935 $201,610
48 $201,610 3,255.78 2,332 924 $199,278
49 $199,278 3,255.78 2,342 913 $196,936
50 $196,936 3,255.78 2,353 903 $194,583
51 $194,583 3,255.78 2,364 892 $192,219
52 $192,219 3,255.78 2,375 881 $189,844
53 $189,844 3,255.78 2,386 870 $187,458
54 $187,458 3,255.78 2,397 859 $185,062
55 $185,062 3,255.78 2,408 848 $182,654
56 $182,654 3,255.78 2,419 837 $180,236
57 $180,236 3,255.78 2,430 826 $177,806
58 $177,806 3,255.78 2,441 815 $175,365
59 $175,365 3,255.78 2,452 804 $172,913
60 $172,913 3,255.78 2,463 793 $170,450
61 $170,450 3,255.78 2,475 781 $167,975
62 $167,975 3,255.78 2,486 770 $165,489
63 $165,489 3,255.78 2,497 758 $162,992
64 $162,992 3,255.78 2,509 747 $160,483
65 $160,483 3,255.78 2,520 736 $157,963
66 $157,963 3,255.78 2,532 724 $155,431
67 $155,431 3,255.78 2,543 712 $152,888
68 $152,888 3,255.78 2,555 701 $150,333
69 $150,333 3,255.78 2,567 689 $147,766
70 $147,766 3,255.78 2,579 677 $145,188
71 $145,188 3,255.78 2,590 665 $142,597
72 $142,597 3,255.78 2,602 654 $139,995
73 $139,995 3,255.78 2,614 642 $137,381
74 $137,381 3,255.78 2,626 630 $134,755
75 $134,755 3,255.78 2,638 618 $132,117
76 $132,117 3,255.78 2,650 606 $129,466
77 $129,466 3,255.78 2,662 593 $126,804
78 $126,804 3,255.78 2,675 581 $124,129
79 $124,129 3,255.78 2,687 569 $121,442
80 $121,442 3,255.78 2,699 557 $118,743
81 $118,743 3,255.78 2,712 544 $116,032
82 $116,032 3,255.78 2,724 532 $113,308
83 $113,308 3,255.78 2,736 519 $110,571
 84 $110,571 3,255.78 2,749 507 $107,822
85 $107,822 3,255.78 2,762 494 $105,061
86 $105,061 3,255.78 2,774 482 $102,286
87 $102,286 3,255.78 2,787 469 $99,499
88 $99,499 3,255.78 2,800 456 $96,700
89 $96,700 3,255.78 2,813 443 $93,887
90 $93,887 3,255.78 2,825 430 $91,062
91 $91,062 3,255.78 2,838 417 $88,223
92 $88,223 3,255.78 2,851 404 $85,372
93 $85,372 3,255.78 2,864 391 $82,507
94 $82,507 3,255.78 2,878 378 $79,630
95 $79,630 3,255.78 2,891 365 $76,739
96 $76,739 3,255.78 2,904 352 $73,835
97 $73,835 3,255.78 2,917 338 $70,917
98 $70,917 3,255.78 2,931 325 $67,987
99 $67,987 3,255.78 2,944 312 $65,043
100 $65,043 3,255.78 2,958 298 $62,085
101 $62,085 3,255.78 2,971 285 $59,114
102 $59,114 3,255.78 2,985 271 $56,129
103 $56,129 3,255.78 2,999 257 $53,130
104 $53,130 3,255.78 3,012 244 $50,118
105 $50,118 3,255.78 3,026 230 $47,092
106 $47,092 3,255.78 3,040 216 $44,052
107 $44,052 3,255.78 3,054 202 $40,998
108 $40,998 3,255.78 3,068 188 $37,930
109 $37,930 3,255.78 3,082 174 $34,848
110 $34,848 3,255.78 3,096 160 $31,752
111 $31,752 3,255.78 3,110 146 $28,642
112 $28,642 3,255.78 3,125 131 $25,518
113 $25,518 3,255.78 3,139 117 $22,379
114 $22,379 3,255.78 3,153 103 $19,225
115 $19,225 3,255.78 3,168 88 $16,058
116 $16,058 3,255.78 3,182 74 $12,876
117 $12,876 3,255.78 3,197 59 $9,679
118 $9,679 3,255.78 3,211 44 $6,467
119 $6,467 3,255.78 3,226 30 $3,241
120 $3,241 3,255.78 3,241 15 $0
4
 Flujo de caja
ENE FEB MAR ABR MAY JUN

Saldo inicial 0 313756.9 304275.58 288281.75 272286.9 256291.1

Ingresos
Ventas en efectivo 70500.00 70500 70500 70500.00 70500 70500
Cobros de ventas a crédito 0 0 0 0 0 0
Cobros por ventas de activo fijo 0 0 0 0 0 0
Total Ingresos 70500 70500 70500 70500 70500 70500

Egresos
Compra de mercancía 19479.15 45973.05 45973.05 45973.05 45973.05 45973.05
Pago de nómina 23332 23332 23332 23332 23332 23332
Pago de Seguridad social 0 0 0 0 0 0
Pago proveedores 9082 9082 9082 9082 9082 9082
Pago de impuestos 0 0 0 0 0 0
Pago de servicios públicos 1000 1000 1000 1000 1000 1000
Pago de alquiler 3500 3500 3500 3500 3500 3500
Pago de mantenimiento 0 0 0 0 0 0
Pago de publicidad 350 350 350 350 350 350
Total Egresos 56743.15 83237.05 83237.05 83237.05 83237.05 83237.05

Flujo de caja económico 13756.85 301019.8 291538.53 275544.7 259549.9 243554

Financiamiento
Préstamo recibido 300000
Pago de préstamos 0 3255.78 3256.78 3257.78 3258.78 3259.78
Total Financiamiento 300000 3255.78 3256.78 3257.78 3258.78 3259.78

Flujo de caja financiero 313756.85 304275.6 288281.75 272286.92 256291.1 240294.3

o de caja
JUL AGO SEP OCT NOV DIC Total

240294.26 224296.43 208297.6 192297.8 176296.94 160295.11

70500.00 70500.00 70500 70500 70500.00 70500.00 846000

0 0 0 0 0 0 0
0 0 0 0 0 0 0
70500 70500 70500 70500 70500 70500 846000

45973.05 45973.05 45973.05 45973.05 45973.05 45973.05 525182.7

23332 23332 23332 23332 23332 23332 279984
0 0 0 0 0 0 0
9082 9082 9082 9082 9082 9082 108984
0 0 0 0 0 0 0
1000 1000 1000 1000 1000 1000 12000
3500 3500 3500 3500 3500 3500 42000
0 0 0 0 0 0 0
350 350 350 350 350 350 4200
83237.05 83237.05 83237.05 83237.05 83237.05 83237.05 972350.7

227557.21 211559.38 195560.6 179560.7 163559.89 147558.06

300000
3260.78 3261.78 3262.78 3263.78 3264.78 3265.78 35868.58
3260.78 3261.78 3262.78 3263.78 3264.78 3265.78 335868.58

224296.43 208297.6 192297.8 176296.9 160295.11 144292.28

ventas norma 70500.00
ventas bajas 70500
ventas altas 70500