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ESIC :
ESI stands for Employee State Insurance managed by the Employee State Insurance
Corporation which is an autonomous body created by the law under the Ministry of Labour
and Employment, Government of India.
This scheme is started for Indian workers. The workers are provided with a huge variety of
medical, monetary and other benefits from the employer. Any Company having more than
10 employees (in some states it is 20 employees) who have a maximum salary of Rs.
15000/- has to mandatorily register itself with the ESIC.
EPFO :
Employees Provident Fund (EPF) is a scheme controlled by the Employees’ Provident
Funds and Miscellaneous Provisions Act, 1952. It is regulated under the umbrella of
Employees’ Provident Fund Organisation (EPFO). PF registration is applicable for all
establishment which employs 20 or more persons, subject to certain circumstances and
exemptions even if they engage less than 20 employees. Under EPF scheme, an employee
has to pay a certain contribution towards the scheme and an equal contribution is paid by
the employer. The employee gets a total amount including self and employer’s contribution
with interest, on retirement or resignation.
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