CRYPTO ASSETS AND TOKENIZATION

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CRYPTO ASSETS

Distributed ledger concept

Blockchain

Infrastructure for Infrastructure for

Crypto Assets …etc
transactions trusted information

Crypto Currencies Security Token Utility Token …others

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WHAT IS A CURRENCY?

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CRITERIA FOR A CURRENCY

Generally Accepted
 People must widely accept a currency as an option for payment and for the settlement of
debt
 Wide adoption of a currency is difficult as long as governments do not accept it

Stable over time

 A currency needs to function as a store of value

Interchangeable or fungible
 All units of a currency need to be interchangeable

Transferable
 Transfer a currency across countries or economies

Divisible
 If you split money in half, each half should be valuable 50 percent

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WHY A CURRENCY?
The simple way of a transaction

Goods

Buyer Seller
Cash payment

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WHY A CURRENCY?
Transferring to an electronic payment solution

Goods

Buyer Seller
Electronic payment

Digital copy

Seller

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WHY A CURRENCY?
Establish trust with a central authority

Goods

Buyer Seller

Trusted 3rd party

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INTRODUCTION
Eliminate third party with distributed ledger

Goods

Electronic payment
Buyer Seller

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TYPES OF TOKENS
The different types of tokens in a token economy
Security token
Tokens with security character,
e.g, debt, equity or derivatives, with
income generating component and
potential rights e.g, governance,
participation, ownership.
Utility token
Token used for supporting
services/functionalities on
blockchain-based platform.
Digital currency
Tokens with an attributed value
for exchange/transactions,
asset/value storage and/or unit
of account.
Asset-backed token
Tokens that provide underlying
exposure to real world assets (e.g.
gold, diamond, securities, cash, real
estate, etc).
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CRYPTOCURRENCY MARKET
Cryptocurrency market overview from www.coinmarketcap.com

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CRYPTO CURRENCIES BY MARKET CAP

3 important crypto currencies

Bitcoin

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CRYPTOCURRENCY MARKET
Making a first transaction with Bitcoin
Exchange 3

Download a wallet. This software allows you to store, send

1. and receive fractions of bitcoins
You
1 2
Bitcoin
seller

Go to a cryptocurrency exchange, which allows you to

2. exchange FIAT currency for Bitcoin 4

The cryptocurrency broadcasts your bid in a network and finds

3. you a transaction partner New
Block

When the seller of a Bitcoin broadcasts to the network that

4. you are the new owner and the transaction is recorded on the
Blockchain, the transaction is complete
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Transaction
confirmed

Miner
For the transaction to be recorded in the Blockchain a miner New

5. has to incorporate it into the new block

Block

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INVESTMENT IN CRYPTO ASSETS
Test transfers with Bitpay

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INVESTMENT IN CRYPTO ASSETS

Storage of crypto currencies – types of wallets

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