A SYNOPSIS FOR

Project Report
TO STUDY OF FINANCIAL STATEMENTS OF PRIVATE
SECTOR BANK
With special reference to
ICICI BANK
Submitted To

Savitribai Phule Pune University, Pune.

In partial fulfilment of the Degree of Master of Commerce

in Advanced Accounting and Taxation
Submitted By
Shalini Parshram Landge
Mcom II sem IV

ROLL NO - 34

Under Guidence of
PROF. S S Tawde
Submitted Through

G. M. D. ARTS, B.W. COMMERCE AND SCIENCE COLLEGE,

SINNAR, DIST NASHIK,

 TITLE OF THE PROJECT

TO STUDY OF FINANCIAL STATEMENTS OF ICICI BANK

1) INTRODUCTION

The Indian banking Industry is in the middle of an IT revolution, Focusing on the

expansion of retail and rural banking. Players are becoming increasingly customer
-centric in their approach, which has resulted in innovative methods of offering
new banking products and services. Banks are now realizing the importance of
being a big playerand are beginning to focus their attention on mergers and
acquisitions to take advantage of economies of scale and/or comply with Basel II
regulation.
“Indian banking industry assets are expected to reach US$1 trillion by 2010 and
are poised to receive a greater infusion of foreign capital,” says Prathima Rajan,
analyst in Celent's banking group and author of the report.
The banking industry should focus on having a small number of large players that
can compete globally rather than having a large number of fragmented players.

2) STATEMENT OF PROBLEM

Basically, a problem statement refers to some difficulty, which researcher

experiences in the context of either a theoretical or practical situation and wants to
obtain the solution for the same.
The problem statement here is
“TO MAKE A FINANCIAL ANALYSIS OF FINANCIAL STATEMENTS
OF ICICI BANK”

3) RELEVENCE OF STUDY

Every organization is setup to earn profit. For this every organization form its own
strategy and policies. ICICI Bank is one of the leading bank in private sector and
plays vital roll in Indian economy. TO understand the roll and performance of
ICICI Bank we need to study its financial statements. To understand financial
statements we need to use various financial statement analysis tools. By Financial
analysis of ICICI Bank, we will be able to get a fair picture of the financial
position of ICICI Bank. By showing the financial performance to various lenders
and creditors it is possible to get credit in easy terms if good financial condition is
maintained in the company with assets outweighing the liabilities. Protecting the
property of the business. To understand the Compliances with legal requirement.

4) PROBLEM STATEMENT OF STUDY

There are lots of product available in commodity market. These market is divided
into two segments i.e. Option and Future. These option also lots of contracts
involved. So, when any one want to enter into this market he/she required lots of
research knowledge, or proper assistance. Without knowledge investor faces huge
losses. There is many examples in market of losses due to lack of knowledge. So it
is necessary to analyses the knowledge level of Investor involved in Option and
Future market.

5) OBJECTIVES OF STUDY

PRIMARY OBJECTIVE
a) To study the meaning of financial anylisis.
b) To study the various importance tools use to anylisis of financial
statements.
c) To study various methods of financial anylisis.

6) STATEMENT OF HYPOTHESIS
An effective financial anylisis leads to the development of ICICI Bank.

7) SCOPE OF STUDY
The study is limited to "Derivatives" with special references to futures and options
in the Indian context .The study has only made humble attempt at evaluating
derivatives only in Indian markets. The study is limited to the analysis made for
types of instruments of derivatives Each strategy is analyzed according to its risk
and return characteristics and derivatives performance against the profit and
policies of the company. The study is not based on the international perspective of
derivatives which exists in DOWJONES and NASDAQ.
8) LIMITATION OF STUDY
The subject of derivates if vast it requires extensive study and research to
understand the dept of the various instrumers operating in the market only a recent
phenome. But various international examples have also been added to make the
study more comfortable.
There are various other factors also which define the risk and return preferences of
an investor however the study was only contained towards the risk maximization
and profit maximization objective of the investor.
The derivative market is a dynamic one premium, contract rates strike price
fluctuate on demand and supply basis. Therefore, data related to last few trading
months was only considered and interpreted.
The time available to conduct the study was only 2 months. It being a wide topic
had a limited time.
Limited resources are available to collect the information about the commodity
trading.
Share market is so much volatile and it is difficult to forecast anything about it.
whether you trade through online or offline

9) RESEARCH METHEDOLOGY

The required data for the study are basically secondary in nature and the data
collection from
 The audited reports of the company.
 INTERNET – which includes required financial data collected form ICICI
Bank’s official website i.e www.icici.com and some other websites on the
internet for the purpose of getting all the required financial data of the bank
and to get detailed knowledge about ICICI Bank for the convenience of
study.
 Brouchers of ICICI Bank.
 The valuable cooperation extended by staff members and the branch
 manager of ICICI bank,dharmshala contributed a lot to fulfill the
requirements in the collection of data in order to complete the project.
 Financial data Selected
Period – 5 years (2017-18 to 2021-22)

10) TECHNIQUES OF ANALYSIS OF DATA

The study employs the following analytical tools

Comparative statement.
Trend Percentage.
Ratio Analysis.
Cash Flow Statement.

11) STATISTICAL METHODS AND TOOLS TO BE USED

Simple Random Sampaling.

12) REVIEW OF LITERATURE

The study of Laitinen (2006) presents a framework for the financial statement
analysis of a network of small and medium-sized enterprises. The objective is to
make an approach towards a systematic network financial statement analysis. The
data for the study are drawn from the public financial statements of the partner
firms. The proportion of income statement items and balance sheet items is traced
by a simple estimation to the resources used by the network and identified by each
firm.

13) CHAPTER SCHEME

I. Introduction
II. Research Methodology
III. Profile of organization
IV. Review of Literature
V. Analysis & Interpretation of Data
 VI. Conclusion & Recommendation of Data
VII. Bibliography / References

14) BIBLIOGRAPHY / REFERENCES

Name of Book Author Publisher
Research Methodology: Methods and New Age
C. R. Kothari
Techniques International,
Financial Statement Analysis – Practitioner John Wiley &
Martin S. Fridson, 
Guide Sons
R.S.N. Pillai S. Chand
Management Accounting

15) WIBLIOGRAPHY
https://www.icsi.edu/
http://www.icai,org
https://icmai.in/
https://www.icicibank.com/

16) PHOTO GALLERY

Organization Photograph
Logo
Product identification Photo, Images, Logo, Clip-arts

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