ENDORSEMENTS

BUSINESS INTERRUPTION INSURANCE

following Fire and Special Perils/ Property All Risks Insurance
The following Endorsements only apply to this Policy when specifically mentioned in the
Schedule.

1. 31187 - ACCOUNTS RECEIVABLE CLAUSE.....................................................3

2. 31188 - ACCUMULATED STOCK CLAUSE.......................................................3

3. 31189 - ACCUMULATION OF STOCKS CLAUSE.............................................3

4. 31190 - ACQUIRED COMPANIES OR NEW LOCATIONS CLAUSE...............4

5. 31191 - ADDITIONAL INCREASE IN COST OF WORKING CLAUSES.........4

6. 31192 - ALTERNATIVE BASIS............................................................................4

7. 31193 - ALTERNATIVE TURNOVER / OUTPUT OPTION CLAUSE...............5

8. 31194 - ALTERNATIVE TRADING......................................................................5

9. 31195 - AUDITORS’ FEE AND PROFESSIONAL ACCOUNTANTS AND

CLAIMS PREPARATION COSTS...........................................................................5

10. 31196 - BOMB THREAT........................................................................................6

11. 31197 - BOOKS OF ACCOUNT.............................................................................6

12. 31198 - BUSINESS CONDUCTED OTHER THAN AT PREMISES...................6

13. 31199 - COVER FOLLOWING PROPERTY ALL RISKS/MATERIAL

DAMAGE CLAUSE..................................................................................................6

14. 31200 - COVER FOLLOWING MACHINERY/ ELECTRICAL BREAKDOWN/

BOILER AND PRESSURE VESSEL CLAUSE.......................................................6

15. 31201 - COVER FOLLOWING ELECTRONIC EQUPMENT BREAKDOWN

CLAUSE.....................................................................................................................7

16. 31202 - DELAY IN REPAIR CLAUSE..................................................................7

17. 31203 - DENIAL/PREVENTION OF ACCESS CLAUSE.....................................7

18. 31204 - DEPARTMENTAL CLAUSE....................................................................7

19. 31205 - DESIGNATION OF ACCOUNTS.............................................................8

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20. 31206 - EVACUATION DUE TO BOMB SCARE CLAUSE................................8

21. 31207 - INFECTIOUS DISEASE CLAUSE...........................................................8

22. 31208 - INFECTIOUS AND CONTAGIOUS DISEASE, MURDER, FOOD

POISONING AND CLOSURE CLAUSE.................................................................8

23. 31209 - INTERDEPENDENCY CLAUSE..............................................................9

24. 31210 - MATERIAL DAMAGE EXCESS WAIVER............................................9

25. 31211 - MATERIAL DAMAGE PROVISO WAIVER..........................................9

26. 31212 - NEW BUSINESS......................................................................................10

27. 31213 - PAYROLL FOR BUSINESS INTERRUPTION.....................................10

28. 31214 - PLUS PROVISION..................................................................................10

29. 31215 - PREMIUM ADJUSTMENT.....................................................................10

30. 31216 - PROFESSIONAL ACCOUNTANTS’ FEES CLAUSE..........................11

31. 31217 - PUBLIC UTILITIES CLAUSE................................................................11

32. 31218 - SALVAGE SALES CLAUSE..................................................................11

33. 31219 - SUPPLIERS’ AND CUSTOMERS’ PREMISES CLAUSE (Named basis)11

34. 31220 - SPECIFIED SUPPLIERS’ PREMISES....................................................12

35. 31221 - SPECIFIED CUSTOMERS’ PREMISES................................................12

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1. ACCOUNTS RECEIVABLE CLAUSE

The insurance under this Clause is limited to the loss sustained by the Insured in respect of all
outstanding debit balances if the Insured is unable to effect collection thereof as a direct result
of damage to records of accounts receivable. PJICO will also pay:
i) interest charged at ruling bank rates on any loan to offset impaired collections
pending repayment of such amounts of accounts receivable;
ii) interest lost by the Insured in consequence of such impaired collections;
iii) additional expenditure necessarily and reasonably incurred in tracing and
establishing the amounts of accounts receivable;
iv) collection expenses in excess of normal collection costs incurred in consequence
of the Damage.
Where there is proof that a loss covered by the Policy has occurred, but the
Insured can not accurately establish the total amount of accounts receivable
outstanding at the date of damage, such amount shall be computed as follows:
a) Determine the total amount of accounts receivable outstanding on the last
working day of the fiscal month which ended twelve months before the
beginning of the month immediately preceding the month in which Damage
occurs;
b) Calculate the average increase or decrease in the monthly total amounts of
accounts receivable outstanding on the last working day of each of the
twelve months immediately preceding the month in which Damage occurs;
c) The amount determined under paragraph (a), increased or decreased by the
percentage calculated in accordance with paragraph (b) shall be deemed to
be the total amount of accounts receivable outstanding at the time and date
of the Damage;
d) The amount determined under paragraph (c) shall be adjusted as may be
necessary to provide for any demonstrable variance from the amount so
determined occurring before but during the month in which the Damage
occurs; due consideration also being given to normal monthly trends in
receipts.
There shall be deducted from the total amount of accounts receivable, however established or
collected by the Insured, and an equitable amount to provide for doubtful debts.
Limit as specified in the Schedule.

2. ACCUMULATED STOCK CLAUSE

In adjusting a loss, an equitable allowance will be made for any reduction in Turnover due to
Damage as defined which is postponed by using stock of finished goods.

3. ACCUMULATION OF STOCKS CLAUSE

In adjusting any loss, account shall be taken and an equitable allowance made if shortage in
Turnover due to the Damage is postponed by reason of the Turnover being temporarily
maintained from accumulated stocks of finished goods, either at the Department or Factories
of the Group.

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4. ACQUIRED COMPANIES OR NEW LOCATIONS CLAUSE

Loss as insured in terms of the various items of the Schedule arising out of interruption of or
interference with the Business as a result of Damage (as defined) to property on additional
premises in Viet Nam which the Insured shall acquire with controlling interest for the
purposes of the Business shall be considered as being loss arising out of damage to property
used by the Insured at the Premises.
Provided that:
a) the cover attaches prior to any Damage;
b) the business of the new acquisition shall be similar to the Business as stated in the
Schedule;
c) the Insured declares details of such acquisition within sixty (60) days following
the date of acquisition and paying an additional premium required by PJICO;
For the purpose of this memorandum a controlling interest shall in the case of a company,
mean the acquisition of shares carrying more than fifty percent (50%) of votes capable of
being cast at a general meeting of ordinary shareholders in such company.
Provided that the liability of PJICO under this extension shall apply only to the amount in
excess of the limit of indemnity provided under any more specific policy of insurance and in
no case exceed Limit as specified in the Schedule.

5. ADDITIONAL INCREASE IN COST OF WORKING CLAUSES

This Policy is extended to cover additional expenditure beyond that recoverable under Item
1(b) and 2(b) of this Policy reasonably incurred by the Insured during the Indemnity Period in
consequence of the Damage for the purpose of avoiding or diminishing the reduction in
Turnover or for the purpose of resuming or maintaining normal Business operations.
Notwithstanding the above, this item does not include:
(a) any portion of the above costs which would have been recoverable under Item 1, 2
but for the inadequacy of the sum insured under that items;
(b) costs of reinstating physical damage.
This item will only be insured provided an amount is stipulated in the Policy Schedule against
Item 3 Additional Increase in Cost of Working. Limit as specified in the Schedule.

6. ALTERNATIVE BASIS

1) Output Substituted for Insurer

It is agreed and declared that at the option of the insured, the term “output” may be substituted
for the term “turnover” and for the purposes of this policy “output” shall mean “the sale value
of goods manufactured by the Insured in the course of the business at the premises”.
Provided that:
a) Only one such meaning shall be operative in connection with any one
occurrence involving damage (as within defined).
b) If the meaning set out above be adopted
i) accumulated stocks clause shall be inoperative, and
ii) shall stand to read as follows:

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 “If during the indemnity period goods shall be manufactured elsewhere than as
the premises for the benefit of the business, either by the insured or by others on
their behalf. The sale value of goods so manufactured shall be brought into
account in arriving at the output during the indemnity period”.
2) Turnover Substituted for Output
It is agreed and declared that at the option of the insured, the term “turnover” may be
substituted for the term “output” and for the purposes of this policy “turnover” shall mean
“the money paid or payable to the Insured for goods sold and delivered and for services
rendered in course of the business at the premises”.
Provided that:
a) Only one such meaning shall be operative in connection with any one
occurrence involving damage (as within defined).
b) If the meaning set out above be adopted Memo 1 shall stand to read as follows:
“If during the indemnity period goods shall be produced elsewhere than at the
premises for the benefit of the business either by the insured or by others on their behalf.
The value of such goods shall be brought into account in arriving at the turnover during
the indemnity period”.

7. ALTERNATIVE TURNOVER / OUTPUT OPTION CLAUSE

At his option the Insured may substitute the term “Turnover” with “Output” which for the
purposes of this Policy shall mean “the sale value of goods manufactured by the Insured in the
course of the Business at the Location”.
Provided that
1. only either “Turnover” or “Output” shall be consistently operative in
connection with any one occurrence involving Damage.
2. when “Output” is used, Memo 1 shall read as follows: “The sale value of
goods manufactured elsewhere during the Indemnity Period for the benefit of the
Business shall be taken into account to determine the final amount of insured loss
under this Policy”.

8. ALTERNATIVE TRADING

If, during the indemnity period, goods shall be sold or services shall be rendered elsewhere
than at the Premises for the benefit of the Business either by the Insured or by others on his
behalf the money paid or payable in respect of such sales or service shall be brought into
account in arriving at the revenue during the Indemnity Period.

9. AUDITORS’ FEE AND PROFESSIONAL ACCOUNTANTS AND CLAIMS

PREPARATION COSTS

This clause provides cover for auditors charges incurred in proving the extent of any loss.
By including this clause PJICO agrees to accept the audited statements of the Insured’s
auditors as prima facie evidence of loss. This Policy extends to insure costs necessarily and
reasonably incurred by the insured in preparing the supporting documentation for any
indemnifiable claim under this policy. Limit as specified in the Schedule.

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In addition, the insurance under professional accountants fees is limited to the reasonable fees
payable by the Insured to their auditors and/or professional accountants for producing and
certifying any particulars or details contained in the Insured’s Books of Accounts or other
business books or documents or such other proofs, information or evidence as may be
required by PJICO.

10. BOMB THREAT

Subject to the conditions of the Policy loss as insured by this Policy is extended to include
loss resulting from interruption of or interference with the business in consequence of Access
to the premises being hindered or prevented as a result to the actions or advise of a
Government or Local Authority due to the suspected or actual presence of an incendiary or
explosive device on or in the vicinity of the premises provided that there shall be no liability
under this extension for:
1) Any accident involving an interruption of less than 6 hours duration,
2) Any period other than the actual period of hindrance or prevention of access to the
premises,
3) Any consequence of physical loss, destruction or damage, labour disputes, or infectious
or contagious diseases.

11. BOOKS OF ACCOUNT

1) Any particulars or details contained in the Insured’s books of account or other business
books or documents which may be required by the Insurer for the purpose of
investigating or verifying any claim made under this Policy may be produced and
certified by the Insured’s auditors and their certificate shall be prima facie evidence of
the particulars and details to which the certificate relates.
2) The words and expressions used in this Policy shall have the meanings usually attached
to them in the books and accounts of the Insured unless otherwise defined in this
Policy.

12. BUSINESS CONDUCTED OTHER THAN AT PREMISES

The actual Turnover and actual Gross Profits derived elsewhere during the Period of
Indemnity for the benefit of the Business shall be taken in account to determine the final
amount of insured loss under this Policy.
Limit as specified in the Schedule.

13. COVER FOLLOWING PROPERTY ALL RISKS/MATERIAL DAMAGE

CLAUSE

It is noted and agreed that this Policy covers losses arising from all perils including any
extensions/ clauses/ endorsements thereto in the corresponding Property All Risks Policy.

14. COVER FOLLOWING MACHINERY/ ELECTRICAL BREAKDOWN/ BOILER

AND PRESSURE VESSEL CLAUSE

It is agreed that the insurance under this Policy shall follow the cover provided under the
Machinery/Electrical Breakdown Clause and Boiler and Pressure Vessel Clause of the
respective Property All Risks/Material Damage Policy.

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Limit as specified in the Schedule.

15. COVER FOLLOWING ELECTRONIC EQUPMENT BREAKDOWN CLAUSE

It is agreed that the insurance under this Policy shall follow the cover provided under the
Electronic Equipment Breakdown Clause of the respective Property All Risks/Material
Damage Policy.
Limit as specified in the Schedule combined for Material Damage and Business Interruption
any one loss.

16. DELAY IN REPAIR CLAUSE

PJICO shall, within the agreed maximum indemnity period, be liable for a period not
exceeding four weeks for any loss of interest insured resulting from a delay in repair or
replacement of lost or damaged property insured of foreign make where such delay results
from import or export restrictions, customs regulations, currency restrictions or any other
regulations imposed by public authorities.

17. DENIAL/PREVENTION OF ACCESS CLAUSE

Subject to the terms and conditions of the Policy loss as insured by this Policy resulting from
interruption of or interference with the Business in consequence of Damage (as within
defined) to property in the vicinity of the Premises destruction of or damage to which shall
prevent or hinder the use of the Premises or access thereto whether the Premises or property
of the Insured shall be damaged or not shall be deemed to be loss resulting from Damage to
property used by the Insured at the Premises.
Premises shall mean only those locations stated in the Premises definition; in the event that
the Policy includes an extension which deems loss destruction or damage at other locations to
be a Damage such extension shall not apply to this Memorandum.
Provided that this Policy excludes loss resulting from Damage to property of any supply
undertaking from which the Insured obtains electricity, gas or water, or telecommunications
services which prevents or hinders the supply of such services to the Premises.
Provided further that after the application of all other terms conditions and provisions of the
Policy the liability under this Memorandum in respect of any one occurrence shall not exceed
the Sum Insured.

18. DEPARTMENTAL CLAUSE

In the event of a claim arising in any of the departments of the Insured included in this
insurance, the settlement of such claim shall be made on the figures of each of such
department separately (as disclosed by the Insured’s books) and for that purpose the
definitions of Gross Profit and Turnover (wherever those words appear) shall be read to refer
to the figures of such departments affected; provided that:
(i) if the Sum Insured by the item on Gross Profit be less than the aggregate of the
sums produced by applying the Rate of Gross Profit of each department of the
Business (whether affected by the Damage or not) to the relative Annual Turnover
(or to a proportionately increased multiple thereof where the maximum indemnity
period exceeds 12 months) the amount payable shall be proportionately reduced;
(ii) if the Sum Insured by the item on Payroll be less than the aggregate of the sums
produced by applying the Rate of Payroll of each department of the Business
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 (whether affected by the Damage or not) to the relative Annual Turnover (or to a
proportionately increased multiple thereof where the maximum indemnity period
exceeds 12 months) the amount payable shall be proportionately reduced.
In the event of a claim in respect of any department and there shall be any saving in the
charges normally appearing in the head office Profit and Loss Account, the amount of such
saving shall be taken into account in the assessment of such claim.

19. DESIGNATION OF ACCOUNTS

Any information from the Insured’s business books or documents as required by the Insurer to
determine any claim under this Policy may be produced and certified by professional auditors
employed by the Insured and such certification shall be sufficient to prove authenticity of the
information unless there is evidence of wilful misconduct.

20. EVACUATION DUE TO BOMB SCARE CLAUSE

It is hereby declared and agreed that subject to the conditions of the Policy loss as insured by
this Policy resulting from interruption of or interference with business in consequence of the
evacuation due to bomb scare shall be deemed to be loss resulting from damage to property
used by the Insured at the Premises.
PJICO’s maximum liability under this Clause shall not exceed US$100,000 any one loss and
in aggregate.

21. INFECTIOUS DISEASE CLAUSE (excluding any occurrence, whether directly

or indirectly, of Acquired Immune Deficiency Syndrome (AIDS) or an AIDS
related condition, Severe Acute Respiratory Syndrome (SARS), any
mutation of H5N1 that manifests itself as a human infectious or human
contagious disease, CoVid-19, any strain of CoVid-19 virus or its sequelae)

It is hereby agreed and declared that the insurance of this policy is extended to cover
infectious disease manifested by any person whilst in the Premises which directly and solely
results in the restriction of use of the Premises (whether total or partial) by the order of the
competent public authority. Any interruption of or interference with the Business of the
Insured in accordance with the provisions herein contained in the Schedule shall be deemed to
be Damage as herein defined.
(i) Time excess: as specified in the Schedule.
(ii) Limit as specified in the Schedule.

22. INFECTIOUS AND CONTAGIOUS DISEASE, MURDER, FOOD POISONING

AND CLOSURE CLAUSE (exclude AIDS, SARS, H5N1, H1N1, COVID-19)

The insurance by this Policy shall subject to all the exclusions and conditions of the Policy
(express in so far as they may be hereby expressly varied) and the Special Conditions as set
out below extend to include loss resulting from interruption of or interference with the
Business carried on by the Insured at the Premises in consequence of:
1) (a) any occurrence of a Notifiable Disease (as defined below) at the Premises or
attributable to food or drink supplied from the Premises;
(b) any discovery of an organism at the Premises likely to result in the
occurrence of a Notifiable Disease;

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 2) the discovery of vermin or pets at the Premises;
3) any accident causing defects in the drains or other sanitary arrangements at the
Premises
4) any occurrence of murder or suicide at the Premises;
which causes restrictions on the use of the Premises on the order of the competent local
authority.
Special Conditions
1) Notifiable Disease shall mean illness sustained by any person resulting from:
a) food or drink poisoning, or
b) any human infectious or human contagious disease (excluding any
occurrence, whether directly or indirectly, of Acquired Immune Deficiency
Syndrome (AIDS) or an AIDS related condition, Severe Acute Respiratory
Syndrome (SARS), any mutation of H5N1 that manifests itself as a human
infectious or human contagious disease, CoVid-19, any strain of CoVid-19
virus or its sequelae), an outbreak of which the competent local authority
has stipulated shall be notified to them.
2) For the purpose of this Memorandum:
a) in the case of (1) and (4) above, with the date of the occurrence or discovery
b) in the case of (2) and (3) above, with the date from which the restrictions on
the Premises are applied
and ending not later than the Maximum Indemnity Period thereafter.
Maximum Indemnity Period shall mean 12 months.
Premises shall mean only those locations stated in the Premises definition; in the
event that the Policy includes an extension which deems loss destruction or
damage at other locations to be a Damage such extension shall not apply to this
Memorandum.
3) The Insurer shall not be liable under this memorandum for any costs incurred in
the cleaning, repair, replacement, recall or checking of property.
4) The Insurer shall only liable for the loss arising at those Premises which are
directly affected by the occurrence discovery or accident.
Limit as specified in the Schedule.

23. INTERDEPENDENCY CLAUSE

It is agreed that subject to the terms, conditions and exclusions of the Policy, loss as insured
by this Policy resulting from interruption of or interference with the Business in consequence
of Damage (as within defined) to property of the Insured situated at the various locations
insured with PJICO shall be deemed to be loss resulting from damage to property used by the
Insured.

24. MATERIAL DAMAGE EXCESS WAIVER

Insurance for Business Interruption under this Policy shall not be affected by sole reason that
the amount of Damage is less than the applicable Deductible.

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25. MATERIAL DAMAGE PROVISO WAIVER

It shall not be a condition precedent to liability in respect of interruption or interference in

consequence of Damage that payment shall have been made or liability admitted under the
insurance covering the interest of the Insured in the property at the Premises if no such
payment shall have been made nor liability admitted solely owing to the operation of a
condition in such insurance excluding liability for losses below a specified amount.

26. NEW BUSINESS

Business Interruption Loss under this Policy arising during the first year of Business shall be
determined using:
1. the actual Rate of Gross Profit earned from start of Business up till date of Damage,
2. the proportional equivalent of Annual Turnover, based on actual Turnover realised from
start of Business up till date of Damage,
3. the proportional equivalent of Standard Turnover, based on actual Turnover realised
from start of Business up till date of Damage,
4. the actual Rate of Wages to Turnover from start of Business up till date of Damage.
Provided that adjustments will be made as necessary so that the final amount most closely
represents the amount of loss based on most probable Business experience during the Period
of Indemnity.

27. PAYROLL FOR BUSINESS INTERRUPTION

It is hereby declared and agreed that in case the Insured (Solicitors, Accountants, Doctors,
Architects, and the like) suffer total business interruption in consequence of loss or damage to
property under Section 1 – Contents – of the policy, this extension will pay for salary as fixed
costs to the Insured’s staff for the purpose of maintaining such staff whilst the Insured are
seeking alternative premises, or whilst normal business activities or practice has not been
resumed.
Limit as specified in the Schedule.

28. PLUS PROVISION

In the event of the gross profit earned during the accounting period of twelve months most
nearly concurrent with any period of insurance certified by the insured’s auditors being in
excess of the sum insured thereon a pro-rata additional premium not exceeding 15% of the
premium paid on such sum insured for such period of insurance will be payable in respect of
the difference.

29. PREMIUM ADJUSTMENT

The Premium paid hereon may be adjusted on receipt by the Company of a declaration of
Gross Profit earning during the financial year most nearly concurrent with the Period of
Insurance, as reported by the Insured’s auditors.
If any DAMAGE shall have occurred giving rise to a claim for loss of Gross Profit the above
mentioned declaration shall be increased by the Company for the purpose of premium
adjustment by the amount by which the Gross Profit was reduced during the financial year
solely in consequence of the DAMAGE.

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If the declaration (adjusted as provided for above and proportionately increased where the
Maximum Indemnity Period exceeds 12 months) is less than the sum insured on Gross Profit
for the relative period of insurance the Company will allow a pro-rata return of premium not
exceeding 50% of the premium paid.

30. PROFESSIONAL ACCOUNTANTS’ FEES CLAUSE

This Policy is extended to include reasonable charges payable by the Insured to their
professional accountants for producing such particulars or details or any other proofs,
information or evidence as may be required by the Company under the terms of Claims
Condition 10 (b) of this Policy and reporting that such particulars or details are in accordance
with the Insured's books of account or other business books or documents provided that the
amount payable under this extension shall in no case exceed Limit as specified in the
Schedule.

31. PUBLIC UTILITIES CLAUSE

Subject to the terms and conditions of this Policy loss as insured by this Policy resulting from
interruption of or interference with the Business in consequence of Damage (as within
defined) to property at any
(a) generating station or sub-station of the public electricity supply undertaking
(b) land-based premises of the public gas supply undertaking or of any natural gas
producer linked directly therewith
(c) water works or pumping station of the public water supply undertaking
(d) land-based premises of the public telecommunication facilities
from which the Insured obtains electricity, gas, water, or telecommunication services all
situated within Vietnam shall be deemed to be loss resulting from Damage to property used
by the Insured at the Premises provided that after the application of all other terms conditions
and provisions of this Policy the liability under this Clause shall not exceed the Sum Insured
in any one period of insurance.
Provided further that PJICO shall not be liable for any loss insured by this extension unless
the failure of public utilities exceeds a period of 72 hours and the liability of PJICO under this
Clause shall apply only to such period in excess of 72 hours.
Limit as specified in the Schedule.

32. SALVAGE SALES CLAUSE

If following damage giving rise to a claim under this Policy the Insured shall hold a salvage
sale during the indemnity period, Clause (a) of Item No.1 – On Gross Profit of this Policy
shall for the purpose of such claim read as follows:
(a) In respect of Reduction in Turnover: the sum produced by applying the Rate of Gross
Profit to the amount by which the Turnover during the Indemnity Period (less the
turnover for the period of the salvage sale) shall, in consequence of the Damage, fall
short of the Standard Turnover, from which sum shall be deducted the Gross Profit
actually earning during the period of the salvage sale.

33. SUPPLIERS’ AND CUSTOMERS’ PREMISES CLAUSE (Named basis)

(a) Suppliers’ Premises Clause

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It is agreed that the insurance under this Policy is extended to include loss resulting from
interruption of or interference with the Business in consequence of Damage (as defined
herein) within Vietnam at the undernoted Premises where the Insured has property deposited
or stored or property being processed or repaired, altered or renovated, or upon which they are
dependent wholly or in part for supplies of goods of any description.
Provided that for the purpose of this clause, Damage need not have been insured or liability
admitted. Provided further that PJICO’s liability under this Clause shall not exceed Limit as
specified in the Schedule per any one loss per named premise.
Situation(s) of the Premise(s): to be advised

(b) Customer’s Premises

It is agreed that the insurance under this Policy is extended to include loss resulting from
interruption of or interference with the Business in consequence of Damage (as defined
herein) within Vietnam at the undernoted Premises of the Insured’s customer(s).
Provided that for the purpose of this clause, Damage need not have been insured or liability
admitted. Provided further that PJICO’s liability under this Clause shall not exceed Limit as
specified in the Schedule per any one loss per named premise.
Situation(s) of the Premise(s): to be advised
Provided that the maximum liability of PJICO shall not exceed the sum insured as specified in
the Schedule.
Subject otherwise to the Terms, Conditions and Exclusions of this Policy.

34. SPECIFIED SUPPLIERS’ PREMISES

It is agreed that the insurance under this Policy is extended to include loss resulting from
interruption of or interference with the Business in consequence of Damage (as defined
herein) within Vietnam at the undernoted Premises where the Insured has property deposited
or stored or property being processed or repaired, altered or renovated, or upon which they are
dependent wholly or in part for supplies of goods of any description.
Provided that for the purpose of this clause, Damage need not have been insured or liability
admitted. Provided further that PJICO’s liability under this Clause shall not exceed Limit as
specified in the Schedule per any one loss per named premise.
Situation(s) of the Premise(s): to be advised
Provided that the maximum liability of PJICO shall not exceed the sum insured as specified in
the Schedule.
Subject otherwise to the Terms, Conditions and Exclusions of this Policy.

35. SPECIFIED CUSTOMERS’ PREMISES

It is agreed that the insurance under this Policy is extended to include loss resulting from
interruption of or interference with the Business in consequence of Damage (as defined
herein) within Vietnam at the undernoted Premises of the Insured’s customer(s).
Provided that for the purpose of this clause, Damage need not have been insured or liability
admitted. Provided further that PJICO’s liability under this Clause shall not exceed Limit as
specified in the Schedule per any one loss per named premise.

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Situation(s) of the Premise(s): to be advised
Provided that the maximum liability of PJICO shall not exceed the sum insured as specified in
the Schedule.
Subject otherwise to the Terms, Conditions and Exclusions of this Policy./.

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