RO pile 9S ud) pit JUSa 5 gl gd The Oriental Insurance Co.Ltd. Ryo SELL patra 2 A a polBor a TRE Bhoes vOrt 4 E08 / 9637708, Pax OT 4 9831722, & mat Ksm@olop ae, Cable" SOBHRAL il Sin BUbAT SINCE seo" ATTAC AND FORM! PART OF. COVERS AS PER LONDON MARKET (LM) 7 PROPERTY ALL RISKS INSURANCE 1, THE PROPERTY INSURED OR ANY PART THEREOF SHALL BE ACCIDENTALLY PHYSICALLY LOST, DESTROYED OR DAMAGED, THE INSURER WILL PAY TO THE INSURED THE VALUE OF THE PROPERTY AT THE TIME OF THE HAPPENING OF TTS LOSS GR DESTRUCTION OR THE AMOUNT OF SUCH DAMAGE OR AT THEIR OPTION REINSTATE OR REPLACE SUCH PROPERTY OR ANY PART THEREOF. ‘THIS POLICY 1S SUBJECT TO THE FOLLOWING: PREMIUM RATE @ 0.11% , [EXCESS :5% OF THE CLAIMS AMOUNT SUBIECT TO A MINIMUM OF AED. 5,00/- EACH AND EVERY LOSS (CLAUSE: |. EXPEDITING EXPENSES ~ LIMIT 5% OF CLAIM, MAXIMUM AED. 25,00/- 2. EXPEDITING EXPENSES — LIMIT 5) OF CLAIM, MAXIMUM AED.25,000- EXCLUSIONS 1. THE COMMUNICABLE DISEASES END LMA $393 2. EXCLUDING ANY DIRECT OR INDIRECT LOSS BY INFECTIOUS OR CONTAGIOUS DISEASE. RENEWAL POLICY NO, 206039602 ‘THIS POLICY 15 SUBJECT TO THE FOLLOWING: 1. 30 DAYS CANCELLATION CLAUSE. 2. 72 HOUR CLAUSE | ACCIDENTAL DISCHARGE OF FIRE PROTECTION DEVICES CLAUSE INCLUDING COST OF REFILLING 4, ADDITIONAL INTEREST CLAUSE ‘ALL OTHER CONTENTS CLAUSE (EXCLUDING CASH, VALUABLES AND JEWELLERY) ~ ABD. 2500/-AOA de AED. 5,00 IN AGGREGATE. 6 ALTERATION & REPAIR WORKS CLAUSE 7. AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE AT PRO-RATA ADDITIONAL PREMIUM. 1 BIOLOGICAL AND CHEMICAL MATERIAL EXCLUSION CLAUSE 9, BURGLARY COVER ENDT 10. CAPITAL ADDITIONS CLAUSE. 10% OF SUM INSURED OTHER THAN STOCK. 1H, CIVIL DEFENCE WARRANTY :- WARRANTED THAT INSURED SHALL. COMPLIED WITH CIVIL DEFENCE RULES [AND REGULATIONS IN RESPECT OF FIRE SAFETY & FIRE FIGHTING EQUIPMENTS AND HAVE. A VALID CIVIL DEFENSE CERTIFICATE DURING THE CURRENCY OF THE POLICY. 12, DERBIS REMOVAL CLAUSE 5% OF CLAIM AMOUNT MAXIMUM DHS $0,000 13, DESIGNATION OF PROPERTY CLAUSE 1M, DUE DILIGENCE CLAUSE 1S. ELECTRICAL CLAUSE: 16, ERRORS & OMISSION CLAUSE 1 EXCLUDING LOSS OF OR DAMAGE TO INSURED PROPERTY DUE TO LEAKAGH/SEEPAGE OF WATER | RAINWATER, THROUGH CONCRETE STRUCTURE / WINDOW / WINDOW SILLS. WALLS/ ROOF, DETERIORATION OF WATER PROOFING, LEAKAGE FROM OPEN/ CONCEALED WATER SUPPLY PIPES AND DRAINAGE PIPES, CAUSED DUE TO WEAR AND TEAR AND/OR STRUCTURAL ANDIOR DESIGN DEFECTS ANDIOR DUE TO LACK OF MAINTENANCE OF THE PREMISES, AND SUCH SIMILAR CIRCUMSTNACES. 18, FIRE BRIGADE CHARGES AND EXTINGUISHING EXPENSES CLAUSE - LIMIT 9% OF ADMISSIBLE CLAIM, MAXIMUM DHS25000/- © "Rogistored in the Insurance Gompanies Regisier under federal inw No, (@) of 1868, Cerfioate No, Q7 dated 2th December 1584a pale gS (us y pits! JUL gl gd The Gricntal Jnsurance Co. ‘Lid. (Regd. Office: “ORIENTAL HOUSE" A 25/27, Asaf AI" Road. New Delhi, Incia} a we Chief Agents: ARMAB Insurance Works LLC (14 egisrain No.8 Repetraton Dove, 28% Drees 104) ane Tara tom bg bo rms Ge Fe rom vo ERE ma See USB os gta Ce in PROPERTY ALLRISK INSURANCE POLICY SCHEDULE. ISSUING OFFICE DUBAL BROKER/AGENT CLIENT NO 7620 POLICYNO 206042308 ISSUE DATE 29/04/2022 INSUREDS —MIS. KNIGHT CUE SPORTS LLC ‘Amount in UAE DIRHAMS NAME & ADDRESS Premium 6,804.00 (/O. BERNS BRETT MASAOOD INSURANCE LLC VAT @ 5% 340.20 714420 PERIODOF FROM 05/05/2022. TO 04/05/2023, aon INSURANCE (Both Days Inclusive) We have debited your account Any subsequent period for which the insured shall pay and ane the company shall agree to accept a renewal premium amount SeNo. PROPERTY DESCRIPTION SUM INSURED puis 7, SHOPNO.T AT PLOT No. 1214, LAND DM NO. S10-i7, BINDHAHIUM HUKAR BUILDING, ‘OUD METHA, DUBAI, UAE 1. QNSTDCRS OF FOR QUPMENC AND SUE OTHER EDS ERTANING TO THE SLEDS 1,300,000 00 2, ON FURNITURE, FOTURES,FITINGS AND DECORATIONS 18500.00 3, ONFLECTRONC coos 125,000.00 4, ON CASHIN LOCKED SARE s,000.00 5, ONLOSS OF RENT 12 MONTH) 190,000.00 ‘Seb-Toals 290,000.00 WAREHOUSE NO.I AT PLOT NO. 13-0, LAND DM NO. 364453 AL. GOZE BUILDING, ALQUOZ, INDUSTRIAL FIRST, DUBAI, UAE 1. ON STOCKS OF SPORTS EQUIPMENT AND SUCK OTHER ITEMS PERTAINING TO THE ISURED'S +.50,000.00 2, ON FURNITURE, PXTURES, FITTINGS AND DECORATIONS 205,000.00 4 ON ELECTRONIC GOODS 50,000.00 4, ON LOSS OFRENT( 12 MONTHS) 200,000.00, 413500000 6,185,000.00 be © Registered in the Insurance Gompanies Register under federalinw No, (9) 011908, Gericale No, SY dled 2th December 1084ad tlre 9S (45 5 pil JU42 5 gl vo The Oriental Insurance Co. Ltd. (Regt Scat OMEN aE rouse A SE TAS Roath Ky Dat, fie} Chet Ants! ARMAB Insurance Works LLC ate t fn us Dre Ofice : Dube, Shokn Rashid Buk , Above Bank Of Boda, Dube! Craak, Flor 8, Suite 03, Entrance fom Rea 0 Bag OT SUBAL UAE Phone: 1071 4 Sbéee 2687799, rox ca?! 4 3531722, Ema: kom@owgut ae, able SOSHRAL ATTACHED TO AND FORMING PART OF POLICY NO; ‘THIS POLICY 1S SUBJECT TO THE FOLLOWING: 19, HAZARDOUS GOODS ENDT ‘i 20, HOLD UP ENDT. 21, LT CLARIFICATION AGREEMENT 22, IMPACT DAMAGE DUE TO OWN VEHICLE CLAUSE 2 IMPROVEMENT AND BETTERMENT CLAUSE 24, INDUSTRIES SEEPAGE, POLLUTION AND CONTAMINATION EXCLUSION CLAUSE 25, INFORMATION TECHNOLOGY HAZARDS AND CYBER EXCLUSION 26, INNOCENT NON DISCLOSURE CLAUSE 271. KEY ENDT 28, LOSS OF RENT CLAUSE 28. NO CONTROL CLAUSE 30, NONINVALIDATION CLAUSE. 31. NUCLEAR ENERGY RISK EXCLUSION CLAUSE. £32, NUCLEAR WEAPONS DAMAGE EXCLUSION CLAUSE 33. PAYMENT ON ACCOUNT CLAUSE, SUBJECT TO LOSS ADIUSTERS RECOMMENDATIONS {4, POLLUTION.CONTAMINATION EXLUSION CLAUSE £35, PUBLIC AUTHORITY CLAUSE 36, RADIO ACTIVE CONTAMINATION EXCLUSION CLAUSE. 37, REINSTATEMENT - CONDITION INCOPRPORATIONG 85% CONDITION OF AVERAGE CLAUSE: FOR BUILDING [E MACHINERY ONLY, 38, RIOT AND STRIKE AND MALICIOUS DAMAGE CLAUSE 238, SANCTION CLAUSE 40, SMOKE DAMAGE CLAUSE 41, SPRINKLER LEAKAGE EXTENSION CLAUSE 42, TEMPORARY REMOVAL CLAUSE (OTHER THAN STOCK) 48, TENANTS CLAUSE. ‘4, TERRORISM & SABOTAGE RISKS EXCLUSION ENDT 45, THE INSURED'S OWN OR HELD IN TRUST, IN DEFOSIT OR ON JOINT ACCOUNT WITH OTHERS FOR WHICH ‘THEY ARE LEGALLY RESPONSIBLE IN THE EVENT OF LOSS OR DAMAGE DUE TO INSURED PERILS. 46, TOTAL ASBESTOS EXCLUSION 41 TRANSMISSION AND DISTRIBUTION LINE EXCLUSION & © Registered inthe Insurance Companies Register under federal law No. (9) of 1988, Garficate No, 37 dated 28th Deceniber 1984,stand ptlee 9S iy pill Sena es The Oriental Insurance Co.Ltd; Qn. erie reer cose Se ald baa Soe eerste oT po PRM OS Eee AN ae apap ase oa ATIACHED TO AND FORMING PART OF POLICY NO: ‘THIS POLICY 1S SUBJECT TO THE FOLLOWING:- 48, VALUE ADDED TAX “VAT” CLAUSE -"? IS HEREBY DECLARED AND AGREED THAT IF VALUE ADDED TAX. (WAT) Is APPLICABLE ON THE INSURANCE PREMIUM AND OTHER CHARGES PAYABLEJPAID IN RELATION TO ‘THIS INSURANCE POLICY RETROSPECTIVELY FROM INCEPTION OR PROSPECTIVELY FROM HE DATE OF |MPLEMENTATION OF Val, THE INSURER RESERVES I RIGHT TO COLLECT THE SAME FROM THE INSURED INLINE WITH THE DMPENDING VAT LAWS AND REGULATIONS AS IMPLEMENTED IN THE UAE.” 49. WAR, CIVIL WAR & POLITICAL RISK EXCLUSION CLAUSE ‘ 450, WARRANTED THAT ITEMS KEPT IN OPEN OR OPEN SIDED SHEDS SHALL BE COVERED AGAINST THE RISK. FIRE & LIGHTNING ONLY. ‘1, WARRANTED THAT PROPER STOCK REGISTERS & BOOKS OF ACCOUNTS SHALL BE MAINTAINED & KEPT [AWAY FROM THE INSURED PREMISES, ‘52, WARRANTED THAT STOCK OR ITEMS KEPT IN OPEN OR OPEN SIDED SHEDS SHALL BE COVERED AGAINST ‘THE RISK OF FIRE AND LIGHTNING ONLY. ‘5 WORKMEN'S MAINTENANCE CLAUSE FOR THE ORIENTAL INSURANCE CO. LID. Muyeenad Mutaer AUTHORISED SIGNATORY u © Fogisored nthe Insurance Companies Regisier under ederl law No. (8) ot 1984, Garticate No. 27 dated 26th December 1984.