[Your Name]

[Mailing Address]
[Date]

[Name of Credit Bureau]

[Credit Bureau Mailing address]

To Whom It May Concern: I am writing to dispute the following inaccurate information that appears on
my credit report. This information is inaccurate and should be corrected or deleted. I do not recognize
the information listed below and request that you investigate the source of these accounts and
ascertain that the creditor is able to verify my complete file information including full name, address,
date of birth and SSN#.
INCORRECT ACCOUNT INFORMATION
The accounts below are reporting incorrectly please investigate these:
1. {Creditor Name} {acccount number} {Balance Reported} {Reason for Dispute}
2. {Creditor Name} {acccount number} {Balance Reported} {Reason for Dispute}
3. {Creditor Name} {acccount number} {Balance Reported} {Reason for Dispute}
According to Section 611 of the Fair Credit Reporting Act, I am requesting that you investigate those
items indicated, and promptly delete any unverifiable, inaccurate, or outdated information from my
credit report. In addition, I am requesting a description of how the investigation was conducted along
with the name, address, and telephone number of anyone contacted for information. Furthermore, if
there is a change in my credit history resulting from your investigation, I am requesting that an updated
report be sent to those who received my report, within the last two years for employment purposes, or
within the last one year for any other purpose.
Please investigate and update these items as soon as possible.
Sincerely,
[Your Name]