Account Summary Address change? Visit us at: www.usaa.

com or complete the form below

and return it with your payment. The address change will update ALL
USAA products and services associated with your household.
Account Number 4270 XXXX XXXX 2673
Address
City State Zip
New Minimum Payment Amount
H Phone ( ) W Phone ( )
Balance Payment Due Due Date Enclosed

$18,860.32 $418.00 04/23/23 $

THERESA FRANCIS HALE
To ensure proper credit, please return this portion with your Check or Money Order
CHARLES A HALE
payment made payable to USAA Savings Bank. DO NOT SEND CASH.
3112 TURKEY CREEK CIR
HAUGHTON LA 71037-7117
FDFFATDDFFFTDTTDTAFAADDFFADFAAATDTFTTDAFDFFATFATDFADDFTTDDADAFDAF
USAA CREDIT CARD PAYMENTS
10750 MCDERMOTT FWY
SAN ANTONIO TX 78288-0570
FAATAFFFTFDATDAFTTATATAFFDDTTAFFATTDDTDFFDTFDATDDFTTADTTAADDDDFAA

003135323 427081300053833100041800018860326

Please detach and mail the coupon above with your payment.

Statement Closing Date 03/29/23

USAA Documents Online

Account Number 4270 XXXX XXXX 2673
Credit limit $19,500.00
Available credit NONE Get statements faster, save paper, and reduce your
risk of identity theft with USAA Documents Online.
Questions?
Visit us at www.usaa.com It's free, convenient, and helps us save you money.
Questions? Call Customer Service (800) 531-9762 Log on to usaa.com and sign up today.
Lost or Stolen Card (800) 531-9762

Or write us at: The Prime Rate has increased for your Account. Refer to the
PO BOX 65020, SAN ANTONIO, TX 78265-5020 Important Reminder section below.
To read more about how a Prime Rate increase can affect you,
Remit payment to: USAA CREDIT CARD PAYMENTS
10750 MCDERMOTT FWY visit usaa.com/primerate.
SAN ANTONIO TX 78288-0570

Summary of Account Activity Payment Information

Previous Balance $19,498.53 New Balance $18,860.32
Payments - $869.00
Other Credits - $0.00 Minimum Payment Due $418.00
New Purchases + $1.09
Payment Due Date 04/23/23
New Cash Advances + $0.00
New Balance Transfers + $0.00
Fees Charged + $0.00 Late Payment Warning: If we do not receive your minimum payment by
Interest Charged + $229.70 the date listed above, you may have to pay a late fee up to $35.00.

Minimum Payment Warning: If you make only the regular minimum

New Balance $18,860.32 payment* each period, you will pay more in interest and it will take you
Credit Limit $19,500.00 longer to pay off your balance. For example:
Available Credit NONE
Days in Billing Cycle 31
If you make no You will pay
And you will end
additional charges off the balance
up paying
using this card shown on this
Important Reminder: The variable Annual Percentage Rates and each month statement in
an estimated
(APRs) on your Account are determined each billing period total of ...
you pay ... about ...
based on the Prime Rate plus a margin. Due to the recent
Only the minimum 33 years
change in the Prime Rate, your variable APRs increased this $40,718.00
payment
billing period by 0.25%. Your new variable APRs are shown in
the 'Interest Charge Calculation' section below. Variable rates $23,338.00
$648.00 3 years
(Savings = $17,380.00)
are identified on the statement with a '(v)' next to the name of
the balance type.
If you would like information about credit counseling services, call
1-800-531-1291.

*See Important Account Information at end of statement. You may repay the
total balance at any time.

Rewards Summary

USAA PREFERRED CASH REWARDS 1.5%

FOR MORE INFORMATION ABOUT YOUR USAA PREFERRED CASH REWARDS

1.5%, GO TO YOUR ACCOUNT SUMMARY PAGE ON USAA.COM OR CALL
(800)531-USAA(8722) MONDAY-FRIDAY 7 AM - 7 PM(CT),
SATURDAY & SUNDAY 7AM - 4 PM(CT)

Transactions
Payments and Credits
Trans Date Post Date Reference Number Description Amount
03/10 03/10 74270822500XV956T USAA CREDIT CARD PAYMENT SAN ANTONIO TX $26.00-
03/17 03/17 74270822Q00XVB9EY USAA CREDIT CARD PAYMENT SAN ANTONIO TX $443.00-

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 Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at an insured financial institution. Do not mail cash. Payments
received by us by 5 pm central time will be credited as of the same day if the payment is in U.S. dollars and made:
● By check or money order drawn on a financial institution located in the U.S. or the post office, accompanied only with this payment coupon or your
account number, and either mailed to our payment address on the front or delivered in person to us (do not mail cash);
● Electronically on usaa.com or through a third-party bill paying service; or
● Telephonically by calling 1-800-531-9762.
Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until
we confirm receipt of good funds.

Transactions (continued)
Trans Date Post Date Reference Number Description Amount
03/18 03/18 74270812F9NYGVLHE PAYMENT - THANK YOU $400.00-
Total Payments And Credits For This Period $869.00-
Transactions
THERESA FRANCIS HALE - 4270 XXXX XXXX 2673
Trans Date Post Date Reference Number Description Amount
03/09 03/09 24692162435VLQ643 APPLE.COM/BILL 866-712-7753 CA $1.09
Total Transactions For THERESA FRANCIS HALE $1.09
Transactions
CHARLES A HALE - 4270 XXXX XXXX 9791
Trans Date Post Date Reference Number Description Amount
Total Transactions For CHARLES A HALE $0.00
Fees
Trans Date Post Date Card Reference Number Description Amount
Total Fees For This Period $0.00
Interest Charged
Trans Date Post Date Reference Number Description Amount
03/29 03/29 Interest Charge on Purchases $229.70
03/29 03/29 Interest Charge on Cash Advances $0.00
03/29 03/29 Interest Charge on Balance Transfers $0.00
Total Interest For This Period $229.70

2023 Totals Year-to-Date

Total fees charged in 2023 $0.00
Total interest charged in 2023 $702.87

Important Messages
Your account is currently closed.

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Percentage Balance Subject to
Type of Balance Rate (APR) Interest Rate * Interest Charge
Regular Purchases (v) 14.40% $19,141.86 $229.70
Regular Cash Advances (v) 14.40% $0.00 $0.00
The APR for a balance type followed by a (v) is a variable rate.

Paying Interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire
New Balance by your Payment Due Date of 04/23/23.

*Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to
Interest Rate and how resulting interest was determined, call (800) 531-9762.

Additional Disclosures

If your name appears on this statement, our records show that this is your account and that you are liable for paying the New Balance.

Information reported to credit bureaus. We may report information about your account to credit bureaus. Late payments, missed payments, or other
defaults on your account may be reflected in your credit report.

Consumer Report Dispute

If you believe we have reported inaccurate information about your account please submit a consumer report dispute to the address listed below:

USAA/Consumer Report Dispute

Attn: Form Code # CLCBD
P.O. Box 33009
San Antonio, TX 78265-3009

In your letter, please provide us with your name, address, account number, the information you believe to be incorrect, and if possible, the name of the
Consumer Reporting Agency involved with a copy of the credit report and any other documentation which supports your claim.

You can also visit usaa.com and use keyword "Consumer Report Dispute Form" in the search field or if you are an existing USAA member, log into your
USAA account and use the chat option keyword "Credit Bureau Dispute".

Additional Disclosures continue on next page.

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 Account Summary
Statement Closing Date 03/29/23
Account Number 4270 XXXX XXXX 2673
Payment Due Date 04/23/23

Additional Disclosures (continued)

NOTE: When you pay by check, you authorize us to use information from your check to make a one-time electronic funds transfer from your checking
account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your
bank.

What to Do If You Think You Find A Mistake on Your Statement

If you think there is an error on your bill, write to us at:
USAA Credit Card Services,
P.O. Box 65020,
San Antonio, TX 78265-5020.

In your letter, give us the following information:

● Account information: Your name and account number.
● Dollar amount: The dollar amount of the suspected error.
● Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us at
1-800-531-9762 or notify us electronically at usaa.com, but if you do we are not required to investigate any potential errors and you may have to pay the
amount in question.

While we investigate whether or not there has been an error, the following are true:
● We cannot try to collect the amount in question, or report you as delinquent on that amount.
● The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made
a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
● While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
● We can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases
If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with
the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been
more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company
that sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit
card account do not qualify.
3. You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: USAA Credit Card Services, P.O. Box 65020,
San Antonio, TX 78265-5020. While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we
will tell you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.

Liability for Unauthorized Use

If you notice the loss or theft of your credit card or a possible unauthorized use of your card, call us immediately at 1-800-531-9762(overseas, call collect,
(210)491-9097). You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX
78265-5020.
With our Zero Liability Policy, you are not liable for Unauthorized Use of your Card.

Merchant Credits
If you become entitled to a credit from any person who accepts your card, that person must transmit a credit statement to us within seven business days.
We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or
other charges resulting from any failure to comply with these requirements.

Credit cards are issued by USAA Savings Bank and serviced by USAA Federal Savings Bank, both Member FDIC.

Important Account Information

As a reminder, under the terms of the Agreement, if we receive your payment before 5 p.m. Central Time and it meets the payment conditions, it will be credited
as the day of receipt.

Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If
your account is eligible for our Pay-Ahead Program and is in good standing, when you make more than the Regular Minimum Payment, we may, at our option,
permit you to skip some or all of your next two Regular Minimum Payments. When this occurs, we continue to calculate your Regular Minimum Payment;
however, the amount of the minimum payment due displayed on the first page of your statement, on usaa.com, on mobile devices, and on our phone systems
is reduced by the amount you may skip.

Your Regular Minimum Payment this month is $418.00. If the amount of the minimum payment due displayed on the first page of this statement is less than
$418.00, you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the
amount that you must pay on this statement is $418.00. Remember that Finance Charges continue to accrue on all unpaid balances.

If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page
rather than the Regular Minimum Payment. You may opt out of the Pay-Ahead Program at any time by calling us at 1-800-531-9762.

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