PEFINDO Report Plus: Dashboard

User name: Ishadi Nugraha//DISABLED
Report Date: 2021-01-25

Reference Number: 3883-D02F-DBF4-4484
PEFINDO Report Plus

Darma
KTP 7305065803860001 PEFINDO ID 8550562042
Date of Birth 1986-03-18 Address Borong Baru, TAKALAR 92254,

Galesong, Parasangang Beru, ID
Credit Data Available Yes
Dashboard
PEFINDO Score (PS)
Average Trend PEFINDO

C1 Risk
656 Score
Inquiries
Number of Inquiries Inquiring subscribers

0 during last 12 months
0 during last 12 months
1 / 11
Contracts
Payments Profile
Payments Profile Past Due Amount Sum (Open Contracts) IDR 0
status
Worst Current Arrears 0 Days
Worst Arrears Last 12 Months 0 Days
Number of Different Creditors 1
Open Contracts
OPENED
SECTOR TYPE TOTAL BALANCE PAST DUE
UPDATED
Non Banking Financial 2019-10-11 IDR 0

Other IDR 3,152,837 IDR 3,152,837
Institutions 2020-11-30 0 Days
Sum - Debtor / Co-debtor 1 IDR 3,152,837 IDR 3,152,837 IDR 0
Closed Contracts
No Data.
Summary Calendar of Payments

MONTH/YEAR 2/2020 3/2020 4/2020 5/2020 6/2020 7/2020 8/2020 9/2020 10/2020 11/2020 12/2020 1/2021
Delinquency Status
Payments 2 / 2020 - 1 / 2021
DAYS
PERIOD CONTRACTS SUBMITTED PAST DUE COLLECTABILITY OUTSTANDING
PAST DUE
1/2021 0 No Data No Data Not Specified No Data
11/2020 1 IDR 0 0 1 - Current IDR 3,152,837
10/2020 1 IDR 0 0 1 - Current IDR 3,707,760
9/2020 1 IDR 0 0 1 - Current IDR 4,239,854
8/2020 1 IDR 0 0 1 - Current IDR 4,750,058
7/2020 1 IDR 0 0 1 - Current IDR 5,239,273
6/2020 1 IDR 0 0 1 - Current IDR 5,708,362
5/2020 1 IDR 0 0 1 - Current IDR 6,158,154
4/2020 1 IDR 0 0 Not Specified IDR 0
2 / 11
Collaterals
Number of Collaterals Total Value of NonCash Collaterals IDR 0

1
Securities
Number of Active Securities

0
Other Liabilities
Number of Open Agreements

0
Involvements
Number of Active Involvements

0
Relations
Number of Number of
2 known relations
0 known involvements
PEFINDO Alert Quest (PAQ)
Number of Number of
0 CIQ Fraud Alerts
0 CIQ Fraud Alerts
Third Party
Disputes
Number of Sum of False Court registered disputes

0 Active disputes
0 Disputes in the Past
0
3 / 11
Personal Information
NAME
Name Based on ID Darma Full Name Darma
Mother's Maiden Name Dusi Daeng Ngati Alias
ADDRESSES
Contact Address Borong Baru, TAKALAR 92254, Galesong, Parasangang Beru, ID
CONTACTS
Mobile 0812345678910 Email
Fixed Line
MAIN IDS
KTP 7305065803860001
BIRTH DATA
Date of Birth 1986-03-18 Place of Birth GOWA
MAIN PERSONAL DATA

Gender Female Citizenship Indonesia
Marital Status Not Specified Residency Not Specified
Social Status Not Specified
Classification Individual
OTHER IDS
PEFINDO ID 8550562042
EMPLOYMENT, EDUCATION
Employment Other Employer Sector Others, Others
Employer Name JUAL BATU BATA Education Other
DISPUTES
No. of Closed Disputes 0 No. of False Disputes 0
Historical Information
Subject Info Updates
No Data
ID Updates
No Data
Address Updates
No Data
Contact Updates
ITEM CHANGE VALID FROM VALID UNTIL
Mobile Phone 081527614478 2019-10-31 2020-05-31
4 / 11
PEFINDO Score (PS)
PEFINDO SCORE INFO
PEFINDO Score 656 PEFINDO Grade C1
Probability of Default (%) 5.16 Description Average Risk
Very High Risk High Risk Average Risk Low Risk Very Low Risk
Reason Codes
No Data.
SCORE HISTORY
MONTH/YEAR 1/2020 2/2020 3/2020 4/2020 5/2020 6/2020 7/2020 8/2020 9/2020 10/2020 11/2020 12/2020
PEFINDO Score 615 619 641 634 640 643 643 656 656 656 656
Probability of Default 12.3% 11.34% 7.14% 8.3% 7.3% 6.84% 6.84% 5.16% 5.16% 5.16% 5.16%
PEFINDO Grade XX D2 D2 C2 C3 C2 C2 C2 C1 C1 C1 C1
PEFINDO Alert Quest (PAQ)

No Data.
5 / 11
Contracts List, Role: Main Debtor
SECTOR TYPE OPENED STATUS TOTAL BALANCE PAST DUE ARREARS
Non Banking Granted and

Other 2019-10-11 IDR 3,152,837 IDR 3,152,837 IDR 0 0 Days
Financial Institutions Activated
Sum IDR 3,152,837 IDR 3,152,837 IDR 0
Contracts List, Role: Guarantor

No Data.
Contracts Summary
SUMMARY OF ALL CONTRACTS
Worst Past Due Amount IDR 0 Last Delinquency (90+ days in due)
Worst No. of Due Days 0
AS MAIN DEBTOR / CO-DEBTOR - OPEN CONTRACTS

Total Amount Sum IDR 3,152,837 No. of Open Contracts 1
Past Due Amount Sum IDR 0 No. of Closed Contracts 0
Outstanding Amount Sum IDR 3,152,837
AS GUARANTOR - OPEN CONTRACTS

Total Amount Sum - No. of Open Contracts 0
Past Due Amount Sum - No. of Closed Contracts 0
Outstanding Amount Sum -
Summary Payment Calendar

MONTH/YEAR 2/2020 3/2020 4/2020 5/2020 6/2020 7/2020 8/2020 9/2020 10/2020 11/2020 12/2020 1/2021
Delinquency Status
Payments 2 / 2020 - 1 / 2021
DAYS
PAST DUE
11/2020 1 IDR 0 0 1 - Current IDR 3,152,837
10/2020 1 IDR 0 0 1 - Current IDR 3,707,760
9/2020 1 IDR 0 0 1 - Current IDR 4,239,854
8/2020 1 IDR 0 0 1 - Current IDR 4,750,058
7/2020 1 IDR 0 0 1 - Current IDR 5,239,273
6/2020 1 IDR 0 0 1 - Current IDR 5,708,362
5/2020 1 IDR 0 0 1 - Current IDR 6,158,154
6 / 11
Payments 2 / 2019 - 1 / 2020
DAYS
PAST DUE
Summary for Non Banking Financial Institutions

AS MAIN DEBTOR / CO-DEBTOR - OPEN CONTRACTS
Total Amount Sum IDR 3,152,837 No. of Open Contracts 1
Past Due Amount Sum IDR 0 No. of Closed Contracts 0
Outstanding Amount Sum IDR 3,152,837
AS GUARANTOR - OPEN CONTRACTS

Total Amount Sum - No. of Open Contracts 0
Past Due Amount Sum - No. of Closed Contracts 0
Outstanding Amount Sum -
Contracts Details
Open Contracts as Debtor
7 / 11
Other
CONTRACT DETAILS
Role of Client Main Debtor, Main Applicant Phase of Contract Open
Contract Type Other Contract Status Granted and Activated
Contract Characteristics Not Specified Negative Status 1 - Current
Purpose of Financing Working Capital Other Orientation Of Use Not Specified
Economic Sector Others, Others Syndicated Loan No
Credit Classification Other Micro Ent Name of Insured
Contract Currency IDR Project Location NotSpecified
Contract Code 050.1019.0123 Project Value -
Government Program Not Specified Creditor Type Non Banking Financial Institutions
Creditor PT. Esta Dana Ventura
Branch Kc Mikro Pallangga
Contract Subtype Other
KEY DATES
Disbursement Date Last Restructuring Date
Start Date 2019-10-11 Initial Restructuring Date
Last update 2020-11-30 Maturity Date 2021-04-11
Condition Date Real End Date
INITIAL CONTRACT DETAILS

Total Amount IDR 3,152,837 Initial Agreement No. 050.1019.0123
Initial Total Amount IDR 3,152,837 Initial Agreement Date 2019-10-11
Total Taken Amount IDR 3,152,837 Initial Interest Rate Type Fixed interest rate
Initial Interest Rate 11.04%
CURRENT CONTRACT DETAILS

Total Facility Amount IDR 8,400,000 Last Agreement No. 050.1019.0123
Outstanding Amount IDR 3,152,837 Last Agreement Date 2019-10-11
Principal Balance IDR 3,152,837 Credit Usage in Last 30 -

Days
Counterparty Bank (For L/C)
Penalty IDR 0
Restructured Count
Guarancy Deposit (For -
Restructuring Reason Not Specified B/G & L/C)
Last Interest Rate 11.04% Prolongation Count
Last Interest Rate Type Fixed interest rate
Description
PAST DUE STATUS

Past Due Amount IDR 0 Past Due Days 0
Past Due Interest IDR 0 Last Delinquency (90+ days in

due)
Worst Past Due Amount IDR 0
Delinquency Date
Principal Arrears IDR 0
Default Date
Principal Arrears Freq. 0
Default Reason Not Specified
8 / 11
Interest Arrears - Default Description
Interest Arrears Freq. Worst No. of Due Days 0
OTHER RELATED SUBJECTS

No Data.
COLLATERALS
Non Cash - Mobile Asset 264583
Collateral Code 264583 Collateral Status Not Specified
Tax Value IDR 0 Valuation Date by Bank
Bank Value IDR 12,000,000 Acceptance Date
Appraisal Value IDR 0 Valuation Date 2019-10-11
3rd party Appraiser Debtor’s Rating
Is Shared NotSpecified Rating Institution Not Specified
Shared Portion 70% Insurance Not Specified
Owner Name DARMA Ownership Proof BPKB
Security Assignment Other

Type
Address
Description
DISPUTES
No. of Closed Disputes 0 No. of False Disputes 0
Summary Payment Calendar

MONTH/YEAR 2/2020 3/2020 4/2020 5/2020 6/2020 7/2020 8/2020 9/2020 10/2020 11/2020 12/2020 1/2021
Delinquency Status
Payments 2 / 2020 - 1 / 2021
DAYS
PERIOD PAST DUE COLLECTABILITY OUTSTANDING INTEREST RATE
PAST DUE
1/2021 No Data No Data Not Specified No Data No Data
11/2020 IDR 0 0 1 - Current IDR 3,152,837 11.04%
10/2020 IDR 0 0 1 - Current IDR 3,707,760 11.04%
9/2020 IDR 0 0 1 - Current IDR 4,239,854 11.04%
8/2020 IDR 0 0 1 - Current IDR 4,750,058 11.04%
7/2020 IDR 0 0 1 - Current IDR 5,239,273 11.04%
6/2020 IDR 0 0 1 - Current IDR 5,708,362 11.04%
5/2020 IDR 0 0 1 - Current IDR 6,158,154 11.04%
4/2020 IDR 0 0 Not Specified IDR 0 11.04%
9 / 11
Payments 2 / 2019 - 1 / 2020
DAYS
PERIOD PAST DUE COLLECTABILITY OUTSTANDING INTEREST RATE
PAST DUE
Closed Contracts as Debtor

No Contracts
Open Contracts as Guarantor

No Contracts
Closed Contracts as Guarantor

No Contracts
Securities
No data.
Other Liabilities
No data.
Involvements
No data.
10 / 11
Related Parties
ID FULL NAME RELATION TYPE
KTP : 7305065803860001 Darma Guarantor
Valid From 2020-11-30 Ownership Share 0%
Gender Female Parts of Guaranteed
Status of Not Specified

Owner/Management
Address Galesong, TAKALAR, Parasangang Beru, 92254
Not Specified : Jual Batu Bata Employer
Valid From 2020-11-30 Ownership Share
Gender Not Specified Parts of Guaranteed
Status of Not Specified

Owner/Management
Address
Involvements
No Data.
Contract Relations
No Data.
Inquiries
No. of Inquiries During Last Months
No Inquiries.
Disputes
No data.
Disclaimer PBK
This Credit Information is based on data collected from Debtor Information System of Bank Indonesia / Financial Information Services System (SLIK) of Financial Service Authority
(OJK), Financial Institutions who are Members or Partners of PEFINDO Biro Kredit (PBK), public institutions as well as private entities who are data sources to PBK.
PBK is not responsible for correctness and accuracy of the data collected from the data providers.
PBK is not responsible for all outcomes arising from the data incorrectness and inaccuracy and the use of the Credit Information in the future.
PBK accepts complaint on indication of the data incorrectness and inaccuracy and will follow-up in accordance with the prevailing laws and regulations.
END OF REPORT
Pefindo Biro Kredit
11 / 11

PEFINDO Report Plus: Dashboard

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User name: Ishadi Nugraha//DISABLED

Report Date: 2021-01-25

PEFINDO Report Plus

KTP 7305065803860001 PEFINDO ID 8550562042

Date of Birth 1986-03-18 Address Borong Baru, TAKALAR 92254,

Credit Data Available Yes

PEFINDO Score (PS)

Average Trend PEFINDO

Number of Inquiries Inquiring subscribers

Non Banking Financial 2019-10-11 IDR 0

Sum - Debtor / Co-debtor 1 IDR 3,152,837 IDR 3,152,837 IDR 0

Summary Calendar of Payments

Payments 2 / 2020 - 1 / 2021

1/2021 0 No Data No Data Not Specified No Data

12/2020 0 No Data No Data Not Specified No Data

11/2020 1 IDR 0 0 1 - Current IDR 3,152,837

10/2020 1 IDR 0 0 1 - Current IDR 3,707,760

9/2020 1 IDR 0 0 1 - Current IDR 4,239,854

8/2020 1 IDR 0 0 1 - Current IDR 4,750,058

7/2020 1 IDR 0 0 1 - Current IDR 5,239,273

6/2020 1 IDR 0 0 1 - Current IDR 5,708,362

5/2020 1 IDR 0 0 1 - Current IDR 6,158,154

4/2020 1 IDR 0 0 Not Specified IDR 0

3/2020 1 IDR 0 0 Not Specified IDR 0

2/2020 0 No Data No Data Not Specified No Data

Number of Collaterals Total Value of NonCash Collaterals IDR 0

Number of Active Securities

Number of Open Agreements

Number of Active Involvements

PEFINDO Alert Quest (PAQ)

Number of Sum of False Court registered disputes

Mother's Maiden Name Dusi Daeng Ngati Alias

MAIN PERSONAL DATA

Marital Status Not Specified Residency Not Specified

Social Status Not Specified

Employer Name JUAL BATU BATA Education Other

Mobile Phone 081527614478 2019-10-31 2020-05-31

PEFINDO Score 656 PEFINDO Grade C1

Probability of Default (%) 5.16 Description Average Risk

PEFINDO Alert Quest (PAQ)

Non Banking Granted and

Sum IDR 3,152,837 IDR 3,152,837 IDR 0

Contracts List, Role: Guarantor

Worst No. of Due Days 0

AS MAIN DEBTOR / CO-DEBTOR - OPEN CONTRACTS

Past Due Amount Sum IDR 0 No. of Closed Contracts 0

Outstanding Amount Sum IDR 3,152,837

AS GUARANTOR - OPEN CONTRACTS

Past Due Amount Sum - No. of Closed Contracts 0

Outstanding Amount Sum -

Summary Payment Calendar

Payments 2 / 2020 - 1 / 2021

1/2021 0 No Data No Data Not Specified No Data

12/2020 0 No Data No Data Not Specified No Data

11/2020 1 IDR 0 0 1 - Current IDR 3,152,837

10/2020 1 IDR 0 0 1 - Current IDR 3,707,760

9/2020 1 IDR 0 0 1 - Current IDR 4,239,854

8/2020 1 IDR 0 0 1 - Current IDR 4,750,058

7/2020 1 IDR 0 0 1 - Current IDR 5,239,273

6/2020 1 IDR 0 0 1 - Current IDR 5,708,362

5/2020 1 IDR 0 0 1 - Current IDR 6,158,154

4/2020 1 IDR 0 0 Not Specified IDR 0