A

Project Report

On

FINANCIAL ANALYSIS ON PAYTM

A Report Submitted to

SDJ International College, Vesu

Affiliated to: Veer Narmad South Gujarat University, Surat

For,

Partial requirement for the fulfillment of the Degree of

Bachelor of Business Administration (BBA)

Submitted by:

BAJAJ NIKUNJ SURESH

Roll No.: 207
Exam Seat No.:201903354

Under the Guidance of

DR.HERPREET KAUR
SDJ International College,
(BBA PROGRAMME)
Veer Narmad South Gujarat University,
Surat
APRIL– 2022
PROJECT COMPLETION CERTIFICATE
 DECLARATION

I, Mr NIKUNJ BAJAJ , hereby declare that the project report entitled “A STUDY ON
FINANCIAL ANALYSIS OF PAYTM” is the original piece of research work carried
out by me under the guidance and supervision of Ms DR. HERPREET KAUR, Assistant
Professor, SDJ International College, affiliated to Veer Narmad South Gujarat University,
Surat. I further declare that all the data and information collected through secondary
sources are duly acknowledged in the report.

Nikunj Bajaj
Roll No.:207
Exam Seat No.:201903354
SDJ International College,
Vesu
DATE:

PLACE:SURAT
 Acknowledgements

At this point, when I am about to finish my project work, it is my privileged

opportunity to thank all those people for their contribution provided to this research
work.

Firstly, I wish my heartfelt thank to in-charge principal of this college Dr. Aditi
Bhatt, who always motivate us to fulfill our dreams and lead us in the direction of
growth. She has given her valuable inputs for effective completion of this project.

Next, I would like to thank our IQAC Coordinator Dr. Vaibhav Desai, who always
work and think in the direction of betterment of the students and institute as well as
supporting us with all the necessary resources to finish our three golden years of
graduation.

I cannot forget the contribution of my project guide Dr Herpreet Kaur, without the
support of whom I would have never completed this report. Her constant help,
guidance and continuous teaching has given me so many inputs on academic as well
as non-academic front.

I also would like to thank Dr. Milind Parekh for coordinating Winter Internship
Project in the right direction.

I would also like to thank Mr. Viral Patel, Assistant Librarian, with the effort of
whom, we could get the insights and learning from past years reports.

Lastly, I would thank all my friends, respondents and other persons directly or
indirectly, who have supported me in completing this report.

April, 2022 Nikunj Bajaj

Surat
 TABLE OF CONTENT

CHAPTER NUMBER PARTICULAR PAGE NUMBER

1 INTRODUCTION 1

1.1 INTRODUCTION TO FINANCE 2-3

1.1.1 TYPE OF FINANCE 4-6

1.1.2 FUNCTION OF FINANCE MANAGER 7-8

1.2 INTRODUCTION TO PAYTM 9-10

1.2.1 HISTORY OF PAYTM 11-12

1.2.2 FUNDING AND SHARE HOLDING 13

1.3 ABOUT PAYTM FOUNDER 14

1.4 VISION AND MISSION 15

1.5 OBJECTIVE OF PAYTM 15

1.6 FUTURE PLAN OF PAYTM 15
1.7
ACHIVEMENT OF THE COMPANY 16

2 LITERATURE REVIEW 17-28

3 RESEARCH METHODOLOGY 29

3.1 OBJECTIVE OF THE STUDY 30

3.2 SCOPE OF STUDY 30

3.3 RESEARCH DESIGN 30

3.4 DATA COLLECTION 31

3.4.2 DATA COLLECTION METHOD 31

3.4.3 PRIMARY OR SECONDARY DATA 32

4 DATA ANALYSIS 33

4.1 RATIO ANALYSIS 34-46

5 CONCLUSION AND SUGGESTION 47-48

BIBLIOGRAPHY 49-50

APPENDIX 51

BALANCE SHEET 52-55

STATEMENT OF PROFIT AND LOSS 56-58

CASH FLOW STATEMENT 59-62