UMB Mobile Banking

SMS/Text Message Commands

Any SMS- or Text-enabled mobile device can be used for UMB Mobile Banking. For more details, visit umb.com/mobile and
read the SMS Text Message FAQ.
Below is a complete list of SMS/Text Message commands for UMB Mobile Banking. A few things to note as you get started:
• 50106 is UMB’s short code for communicating with you via a text message. This is easily remembered if you think of
5+1=6 and fill in a “0” for each symbol.
• There are multiple commands for each action. Just pick the one that is the easiest for you to remember and use.
• Commands are not case sensitive. For example, you can type in B or b to retrieve your account balance.
• Account nickname refers to the name you have assigned to your account in Online Banking.
ACCOUNT COMMANDS
Action Commands Message Format Description Example

View b, Command Returns the balance for all registered accounts bal
Account bal,
Balance balance Returns the balance of the nicknamed
Command [account nickname] bal chk1
account
Returns the recent transaction information
Command hist
for your primary account only
Returns the recent transaction information
Command [account nickname] hist chk1
for the nicknamed account
a,
act, Command [account nickname] c
Displays all check transactions within a check
activity, [low check number] hist chk1 c 1021 1031
View number range
las, [high check number]
Account
last,
History Displays all transactions within a date range.
h, Command [account nickname] d
hist, The date format is two digits for month, day hist chk1 d 020111 030111
[from date] [to date]
history and year, such as 010111.

Displays all transactions within a currency

Command [account nickname] a amount range. The amount format is the
hist chk1 a 50 150
[low amount] [high amount] standard two decimal format, such as 25 or
25.00.
TRANSFER COMMANDS
Action Commands Message Format Description Example
Will create an immediate transfer of a set
amount from one UMB account to another
Command [from account nickname]
UMB account. The amount format is the tra chk1 sav1 250
[to account nickname] [amount]
standard two-decimal format, such as 25 or
t, 25.00.
Transfer
tra,
Between Will transfer a set amount on a specified
tran,
Accounts date from one UMB account to another UMB
transfer Command [from account nickname]
account. The amount format is the standard
[to account nickname] [amount] tra chk1 sav1 250 050111
two-decimal format, such as 25 or 25.00. The
[date]
date format is two digits for month, day and
year, such as 010111.

r, Returns the recently processed transfers of

Command rtra
rt, your primary account only
View
rtra,
Recent Returns the recently processed transfers of
rtran, Command [account nickname] rtra chk1
Transfers the nicknamed account
rtransfer,
recenttransfers Command all Returns all recently processed transfers rtra all
Returns a list of transfers scheduled for a
Command stra
st, future date for your primary account only
View stra,
Returns a list of transfers scheduled for a
Scheduled stran, Command [account nickname] stra chk1
future date for nicknamed account
Transfers stransfer,
scheduledtransfers Returns a list of all transfers scheduled for a
Command all stra all
future date
c, When you schedule a transfer, a reference ID
Cancel ct, will be returned in the text message with the
Scheduled ctra, Command [Ref. ID] transfer confirmation. If you want to cancel ctra 4421079
Transfers ctran, the transfer, use one of the cancel transfer
ctransfer,
canceltransfer commands with the reference ID.

Continued
PAYMENT COMMANDS
Action Commands Message Format Description Example
Will generate a payment from the nicknamed
p, account to the named payee in the specified
Pay pay, Command [from account nickname] amount on the specified date. The amount pay chk1 Water 103.25
Payee paybill [payee nickname] [amount] [date] format is the standard two-decimal format, 030111
such as 25 or 25.00. The date format is two
digits for month, day and year, such as 010111.
Returns a list of recently completed payments
rp, Command rpay
for your primary account only
View rpay,
Recent rpays, Command [account nickname] Returns a list of recently completed payments. rpay chk1
Payments recentpays,
recentpayments Returns a list of all recently completed
Command all rpay all
payments.
Returns a list of payments scheduled for a
Command spay
sp, future date for your primary account only
View spay,
Returns a list of payments scheduled for a
Scheduled spayment, Command [account nickname] spay chk1
future date for the nicknamed account
Payments scheduledpayment,
scheduledpayments Returns a list of all payments scheduled for a
Command all spay all
future date
When you schedule a payment, a reference ID
cp,
Cancel will be returned in the text message with the
cpay,
Scheduled Command payment confirmation. If you want to cancel cpay 44210
cpayment,
Payments the payment, use one of the cancel payment
cancelpayment
commands with the reference ID.
vp,
payees,
View Displays a list of approved payees for
vpayees, Command payees
Payees scheduled payments.
viewpayees,
paymentpayees
LOCATION COMMANDS
Action Commands Message Format Description Example
atm,
locateatm,
Locate Returns a list of the closest UMB ATMs to a
findatm, Command [Zip Code] atm 64106
ATMs specified Zip Code.
latm,
fatm
bra,
bran,
branch,
locatebranch,
Locate Returns a list of the closest UMB branches to
findbranch, Command [Zip Code] bran 64106
Branches a specified Zip Code
locatebran,
findbran,
lbran,
fbran

Continued
GENERAL COMMANDS
Action Commands Message Format Description Example
next,
Returns the next page of data from the last
Next more, Command next
issued command.
nxt

m,
menu,
List of cmd, Returns a list of commands available in SMS/
Command menu
Commands command, Text Mobile Banking.
cmds,
commands
l, Allows you to modify your profile language
lan, settings directly from your mobile device.
Language Command [language] lan Spanish
lang, Currently, the only available alternate
language language is Spanish.

The time zone number is a designated value

for available time zones.
1 = Hawaii
2 = Alaska
Time tz,
Command [time zone #] 3 = Pacific tz 6
Zone timezone
4 = Arizona
5 = Mountain
6 = Central
7 = Eastern