MONEY

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Money exchange
You go to exchange money or currency.
Currency rate
Now let's talk about money exchange.
Well, you would like to exchange some money. all
right.
you go to money exchange or currency exchange to
exchange some money. All right.
I'd like to exchange some money.
What would you like to exchange?
The rate is really higher and you are actually getting
ripped off or cheated.
Never ever exchange money in an airport because
you'll get ripped off. Never ever.
Unless you have to do it.
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Unless you have to do exchange but if you don't
have to, never ever do that.
I'd like to exchange some money. You walk up to
the counter and you talk to the counter and
say "I'd like to exchange some money."
"What would you like to exchange?"
"I'd like to exchange some euros to US dollars."
I want to change some euros to US dollars.
"Well, how much? "How much would you like to
change?
How much would you like to exchange?
I'd like to change/I'd like to exchange.
Change or exchange.
And I'd like to change or exchange.
Currency exchange.
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We have seen wide fluctuations in rates of currency
exchange this year.
It was overwhelming and is really terrible for all
businessmen and businesswomen.
Wide fluctuations

How much? How much would you like to change?

How much would you like to exchange?
Well, I'd like to change three thousand euros.
I'm afraid, our limit is two thousand US dollars.
You can try to exchange at the bank.
You can go to the bank and do the exchange.
Here, we cannot do it because the limit is two
thousand US dollars. we cannot do three
thousand dollars.
We are not allowed.
We are not allowed to do that.
Yeah, I'd like to change or exchange money.

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I'm so sorry, our limit is two thousand. You can try
to exchange at the bank.
I really don’t have time. I don't have time to go to
the bank.
I'll exchange two thousand for now.
The euro is showing.
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When you go to the money exchange. You look at

the sign. We sell at this price. We sell at
this price and we buy at this price.

Excuse me sir, I just would like to exchange some

money?
Well, how much is the rate?
Well, that's good. We say total exchange, the total
exchange.
They get some fee. They charge on the total
exchange.
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Minus the fee. Minus the fee, plus the fee.
Minus/Plus

How much do you charge me?

How much do you charge me for two thousand
dollars?
1.5 = one point five.
1.6 = one point six.
It depends on their fair.
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Cheat or rip.
Never ever. Because in an airport, the rate is
normally higher than outside.

For example, you go to Istanbul, you go to Dubai

and never do it in an airport.

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You go to the hotel first and get some rest and then
you go to shopping center and you'll do
that.
But in an airport, you'll get ripped off.
I don't think so.
But you should think so.
Everything is expensive in airports. Everything is
expensive in airports.
You drink coffee, you buy cake, you buy souvenir,
it's really expensive.
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Walk up to the center, walk upto the counter to do

the exchange.
You borrow money from someone.
You borrow money from your friends, you must pay
back your debt. you must repay it.
Repay or pay it back on time. Not with delay. Not
with delay.
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Exchange rate
What is your exchange rate between dollars and
Japanese yen?
What is your exchange rate between dollars and
Lira?
We buy US dollars at this price.
We buy US dollars at …… and we sell at …… .
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They just make money, they make money. We buy

US dollars at this price and we sell at this
price.
Some people blow their money, they don't care.
They just go to an airport and do the exchange, they
don't care. It's not important.
They don't care. Do you care?
They don't care because they are rich or they don't
care about money.

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Maybe they don't know the value of money.
They blow their money. They waste their money.
They can't invest.
They earn money so so easily and they waste
money.
Can you earn money quite easily? Can you earn
money easily or is it too hard to earn money?
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We're just learning all the topics separately.

It's really good. I'm so happy, You're really making
progress.
Do you have some coins?
Can I borrow ten bucks?
Informal, cheap.
It’s ten bucks. It's cheaper than you expect.
The value is very higher, but the price is too low.
The value is so so higher, but the price is too lower.
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You should take it. Don't delay, don't put it off, buy
it.
Earn and make money.
Spend money, invest money.
Cash, bucks, dollars.
You have a lot of cash. You can buy me good shoes.
You can buy a good pair of shoes.
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Deposit on my house.
To put a deposit on my house.
How much did you borrow from your parents?
Because you listen several times. Several times
I work on all the tenses.
Don't go to the class, put them aside and just focus
on 100-day course.
I borrowed from my parents…

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I borrowed some cash from my parents to put a
deposit on my house.
Well, she must be on some good coin.
They've just bought a new house.
Are you on good coin or not?
Yeah, of course. I'm on a good coin.
He earned 50K in three months.
He earned 50k dollars.
Instead of 50 thousand :50 K.
He earned 50 thousand US dollars in three months.
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Currency value
Currency rate
Currency rate is fluctuating.
Fluctuating, of course you should say it's
fluctuating.
Wide fluctuation
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We have learnt lots of words about money.
How to make money?
Is that easy to make money?
Bucks and dollars
I need ten bucks. You'll find some money in my
purse = wallet.
I didn't have any money on me.
Can you lend me?
Can I borrow some cash from you?
I promise I'll pay it on time.
I will pay not with delay.
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Owe: do you owe him?

I owe him but I will pay him soon.
Weren't you supposed to?
You were supposed to pay my money back.
To pay money back, to pay your debt back.
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She's in debt. She was in debt and she took out a
loan. She take out a loan from a bank.
The worst decision, the biggest mistaken she made.
Think over. Don't make a decision quickly.
Well, if you don't have money, you'll find some, go
and find some money in my purse.
I'm sorry, I looked for it, I looked for your purse, but
I couldn't find it.
I couldn't find any money. You're broke/skint.
Someone who's really poor. Someone who's rich.
Tight so tight.
Merry Norouz to you. All dear Iranians who live in
Iran or who live abroad. Those Iranians who live in
Iran or abroad celebrate the Norouz.
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You're going to talk about your new year's

resolution. Talk about your new year's resolution
and what decisions you have made.
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What decisions have you made? And talk about
your resolutions. Talk about your resolutions and
tell me.
I was talking about my boss. My boss is so tight. He
cancelled our Christmas
party because there were too many people to
invite. So many people to invite and he
cancelled. What did he cancel? He cancelled the
party.
He cancelled the Christmas party, because there
were too many people to
invite.
Stingy/ tight.
Don't buy this. It's too expensive. It's too pricey.
Pricey or expensive. It's really expensive.
It is not worth it. It is worth it.
Don't spend money on that. Don't spend your
money for that because it's no value.

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You spend money. For example, you spend one
thousand dollars to buy an item, or you want
to buy something, you must really enjoy it. You
must use it and it must have value.
And well, you paid good money for that. You spend
a lot of money.
It's pricey/expensive.
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Well, don't let the children jump around on the

sofa. Don't let the children jump around on
the sofa. I paid good money for that. I paid/spent
good money for that.
And well, you put money. You pump money/you
pour money into something.
Unstable
There's no stability.
Instability-stable
The market is unstable.
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No one is going to put money into the company.
Will you put your money into that? Will you
pour money into that?
Don't pour your money into this.
I don't pump.

It's affordable. It's cheap. The value is really lower.

It's affordable.
Afford. I can't afford it. I can't afford to buy, it's too
expensive.
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Money laundering / Laundry

Money laundering: dirty business and it's illegal. It's
illegal.
Rolling: He makes huge money. He makes a killing.
Nobody will pour money into this company while
the market is unstable.

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More money should be spent on training. You
should spend money. It's kind of investment.
For example; You pay one million to learn an
international language and you can make thousand
and thousand dollars with English, right?

You spend one million to learn English. It's an

international language and you can travel and
do business. You can study and continue your
education.
All right, We must learn and we must learn where
to invest/where to save/where to spend and waste
money.
Lose money: I lost money.
The movie didn't attract audiences and lost money
for the studio and for advertisement.
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So many people advertise to make money, but
because it is the wrong advertisement. That's why
they lose money.
Lend somebody money. I lent Ali ten bucks.
My dad lent me money to buy a car.

Well, I borrowed money from the bank to buy a

house.
Don't waste your money on a computer that
doesn't have enough memory.
Don't waste your money on a mobile that doesn't
work properly.
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Second hand
Some people go and buy second-hand phones, but I
think it's a waste of money.
Waste of money. Maybe it works or it doesn't work
properly.
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You save up money for a rainy day. Save your
money for a rainy day.
How much money have you saved within these
years? within or during these years.

I get my salary and spend quickly, and I can't save it

for a rainy day, because the living expenses or
the cost of living is so high. It's higher than my
income and I can't save money. Because I can't
survive. It's hard to survive. Because inflation is
higher.
Pocket money: and don't waste it. Save it.
Don't pour your money into that company, because
the market is unstable and absolutely /definitely
you will lose your money.
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Gain knowledge.
Bill: A ten-dollar bill. A one-hundred-dollar bill.
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She's on good coin.
Are you on good coin? She's on good coin.
She's broke: nothing, no money at all.
She lives hand-to-mouth life, because she doesn't
make much money. Her income is too low.
She can't survive in this market and it's too hard
because everything is expensive. Everything
is expensive and she can't survive.
Can she survive? No, because the cost of living or
living expenses are too high.

We'll work on banking terms, banking vocabulary.

we will work together.
That's why I love his method because every day I'm
learning actually. Actually, I'm learning
on/in behalf of you.
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