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Schemes, Survey Schemes, 📔📔ES19

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E-Commerce
Mostly
schemes. So
will run in the
fast manner

FSSAI One Nation One Consumer Courts Mains Ans

Std
 Govt. Cotton Corporation of India, Jute Corporation
companies of India, National Textile Corporation ltd. etc
Attached Development Commissioners for handloom /
Offices handicrafts
Statutory National Jute Board, Central Silk Board,
Bodies National Institute of Fashion Technology
(NIFT)
+ various autonomous bodies, export promotion councils, research
associations and advisory boards for apparel, textile, wool, silk, carpet etc.
 Not necessary to
remember them all.
Remember few of
them for Mains Ans.
Writing.
Focus only on word association.
Funding/eligibility = poor
costbenefit
Focus only on word association.
Funding/eligibility = poor
costbenefit
Weavers Mudra scheme
• Textile ministry gives interest subvention and credit guarantee
for the weavers’ bank loans upto prescribed limits.

Amended Technology Upgradation Funds (ATUF)

• ATUFS: funding to the textile industries to upgrade
machineries.
Basically cheap loan
Power Tex / subsidies / tax
benefits to buy /
• Scheme for powerlooms upgrade machinery.
upgradation
• 2) Electricity Duty

So Government enacted 1) APMC Mandi tax

Agri Mandi (it’s not tax but a ‘fees’
New scheme for maintenance of the
Remission of Duties and Mandi)
Taxes on Exported
Products (RoDTEP)
 1) Similar scheme for
textile exporters named
Rebate of State and
Central taxes and Levies
(RoSCTL)
2) How is ROSCTL similar / different /
overlapping than RODTEP??? 3) ✋Not such a high
MERE KO PHD Karaao because I’ve profile scheme ke we
panicked after seeing such a newspaper should spend so much
column / Mock MCQ in private Quiz. time/energy in it.
Poor Cost:Benefit
(FTA)
So R&D
required
 #1 • End poverty
• Gender
#5
Empowerment
• Promote
sustained,
inclusive and
#8
sustainable
economic
growth
• Reduce
#10 inequality
within India

Accordingly conclusion
in handout
 Not necessary to
remember them all.
Remember few of
them for Mains Ans.
Writing.
Audio/Video
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 Original definition
Individual firm
How much ₹ have you invested in your
• e.g. Bicycle repair, Tuition class
business?
Partnership firm
• e.g. restaurant

Limited Liability Partnership (LLP)

• e.g. Vajiram Coaching class

Company under Companies Act

• e.g. small sized food processing Co.
If you’re eligible → register with MSME
ministry to avail scheme benefits
 Micro Small Medium
Original
definitions
under MSME
Dev Act 2006

Manufacturing
• ≯25 Lakh • ≯5 cr • ≯10 cr

Services Sector • ≯10 Lakh • ≯2 cr • ≯5 cr

 Micro Small Medium
Original
definitions
under MSME
Dev Act 2006

Manufacturing
• ≯25 Lakh • ≯5 cr • ≯10 cr

Services Sector • ≯10 Lakh • ≯2 cr • ≯5 cr

 Micro Small Medium

Investment • ≯1 cr • ≯10 cr • ≯50 cr

AND • and • and • and

Turnover • ≯5 cr • ≯50 cr • ≯250 cr

More number of firms are covered
in Government schemes for MSME
 National Mfg Policy 2011
1. ⏫Raise it to 25%
2. Create 100 million jobs By 2022
Mfg
18%

Gross
domestic
TITLE Agro
product 15%
Service,
Construction, (GDP)
Mining & Other
67%

Scene before Corona

 MSME
1. Contribute 40%
National Mfg Policy 2011 of India’s
1. ⏫Raise it to 25% export.
2. Create 100 million jobs 2. Many OBC,
By 2022 SC/ST, Women
Mfg
entrepreneurs
18%
& Workers

Agro
GDP 15% MSME
Service MFG 45%
& Other PRODUCTION
67%
Large
Industries
55%
Govt. National Small Industries Corporation
Company. Limited
Attached Development Commissioner (MSME)
offices
Statutory Khadi & Village Industries
Bodies Commission (KVIC), Coir Board Yearbook

List not exhaustive, but these are the notable ones.

,
INPUT Produce SELL 2-DOZEN
• LOAN/Funding • R&D Mein help • Govt buying WEBSITES
• SUBSIDY kro quota
• TRAINING • 😰SC/NGT • 😰Govt not pay
banning plastic on time
& firecrackers
This already done in Pillar1D3
 UK Sinha (Retd IAS):
Former SEBI chief
= post retirement
Retd IAS turned opportunities plenty for
RBI governor
IAS.🤩🤩
For faster loan processing: bank should be given data from

Land
Income Fraud
GSTN ownership
Tax Reports
records

++ more points in
handout
 5-10% Rest
15-35% 100%
from his Bank
KVIC Biz Cost
pocket loan
 Ubharte Sitaare Programme (USP: 2021-Aug)

Export Oriented MSME

Alternate Investment Fund ✅Debt finance
(AIF) REF#1C ✅Equity finance
 •Scheme of Fund for Regeneration of
SFURTI Traditional Industries → to setup
clusters of Khadi, Coir, Handicraft;
•Credit Guarantee Fund Trust for Micro
and Small Enterprises (CHTMSE) jointly
CGTMSE funded by MSME Ministry and SIDBI
•

+ many other Misc.

+ + + many •Udyami Mitra Toll FREE Number, Solar
schemes, refer to
things Charkha... Etc refer to handouts handout but don’t
lose sleep.
INPUT Produce SELL 2-DOZEN
• LOAN/Funding • R&D Mein help • Govt buying WEBSITES
• SUBSIDY kro quota
• TRAINING • SC/NGT • Govt not pay on
banning plastic time
& firecrackers
 .
1 word association.
→
.
 If there is already CGTMSE,
then why UK Sinha suggest “Distressed Asset Fund?”
1. May be firecracker/plastic ban = level of NPA so high CGTMSE may face difficulties in future.
So separate fund may be required
2. CGTMSE helps bankers. Distressed asset fund meant to help MSME- so function / feature may
be different.
3. Committee has to say something “new”.
4. Looking @previous papers: I don’t see possibility of a Mains Q “compare contrast CGTMSE vs
UK Sinha’s Distress Fund?” besides this fund not even formed yet. So..#🕰 - - -
INPUT Produce SELL 2-DOZEN
• LOAN/Funding • R&D Mein help • Govt buying WEBSITES
• SUBSIDY kro quota
• TRAINING • SC/NGT • Govt not pay on
banning plastic time
& firecrackers
1) We want to buy pen, pencil, furniture,
towels, computer, keyboard, mouse
Micro
and
Small
Enterpr…

PROCUREMENT
QUOTA
Out of Of this 25%
Any Large or - 3% must be owned by Women
Small industry - 4% by SC/ST
75%
✋Not important
Unless Public
Administration is
your optional
 Government e-Marketplace (GeM)
3) SWAYATT
=online shopping site for Govt Org
initiative to help
Start-ups, Women
and Youth
entrepreneurs to
list products
@GeM portal

2) No need for individual ads

1) Sellers list products, Govt
in newspaper or tenders :
org. buy / procure online
cost, efficiency
 If there is already amazon/flipkart then why Government
created separate e-shopping site for govt organizations?
1. 😰if government organisation purchases from Amazon then Flipkart may complain “favoritism”.
2. 😰Amazon/flipkart engaged in bad / dubious practices (REF Pillar4B- E-commerce)
3. 😰Amazon/flipkart charge commission on seller (6-8%) to list product on website. → Sellers
listing products in govt’s online shopping site= govt can save money/get product cheaper.
4. but this type of discussion not important for the scope of exam. GeM = onliner MCQ #🕰 - -
-
 Not important
Unless Public
Administration is
your optional

GEM is bahut
MAHAAN (very great)
 3) MSME Delayed Payment Portal
– MSME Samadhaan
Govt organizations

2) Separate authority
@state level: order
payment + interest rate

1) Payment delayed
even after delivery of
goods/services 
 + lot of other
MSME fodder for
Mains in
handout
INPUT Produce SELL DOZEN WEBSITES-
• LOAN/Funding • R&D Mein help kro • Govt buying quota Sampark,Samadhan
• SUBSIDY • SC/NGT banning plastic • Govt not pay on time given in handout..i’ll
• TRAINING & firecrackers explain only 1
hub@Delhi
MSME ke liye
Complaints
Scheme support

spokes@states
 PM’s Initiatives for MSME

No need to loose sleep. Few points need to

be memorized for Mains Ans Writing This already done in Pillar1D3
-
Audio/Video
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FSSAI Consumer Courts

Vol Released in 2019-
1 July
 private home 15000
Graduate
Stay in & Find Hostel: Double
10
hostel, job. sharing
College Hostel: Single
admission study, room
20

Then instead of ‘growing’,

better to just remain admitted
in college forever!
B.A. (History), B.A. (PolSci)..
Keep re-enrolling!
 AFTER
• giant non-MSME
company
• No such MSME-
scheme benefit
MSME

Giant / Adult
BEFORE •Reliance group:
• Procurement Infant Today annual
quota, •1960s Reliance income
Commercial >600,000 crore
• Mudra Loan
(Polyester biz
• SIDBI help MSME)
Acts / Policy Only Applicable on Implications
Industrial Disputes 100/> workers Factory owner must get Govt
Act,1947 approval before retrenching
workers/shutting units
Factories Act, 1948 Min 10-20 workers Factory owner must provide
depending on restroom, creches and other
whether power is facilities
used in mfg/ or
not?
Bribe, harassment
Acts / Policy Only Applicable on Implications
Employees’ State 10/> workers Factory owner required to co-
Insurance Act, 1948 contribute ₹ ₹ in insurance /
pension accounts of low-
salaried workers
Employees’ 20/> workers Factory owner required to co-
Provident Fund & contribute ₹ ₹ in insurance /
Miscellaneous pension accounts of low-
Provisions Act, 1952 salaried workers
Bribe, harassment
 Micro Small Medium
Original
definitions
under MSME
Dev Act 2006

Manufacturing
• ≯25 Lakh • ≯5 cr • ≯10 cr

Services Sector • ≯10 Lakh • ≯2 cr • ≯5 cr

1) I’ll not put more investment ₹₹ in
company (
) 2) Less jobs created
because we’ll not
• instead, I’ll create new companies
become ‘giant’
• to continue enjoying those MSME
scheme benefits. = DWARFISM ( )
More points for mains, conclusion – given HDT
More points for mains, conclusion – given HDT
 2) After
Single company continues to grow
large, yet enjoys MSME scheme
benefits → it’ll help them grow
BIGGER in LIFE.

1) Before:
I would create new company#1,#2,#3
whenever old company crossed limits.
(just to enjoy scheme benefits.)
Audio/Video
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 FDI
GDP
inflow

>80%

>50%
 SUPPOSE ANNUAL SALES

200

120

40

2019 2020 2021

 Other Service Providers (OSP)
= IT companies that provide

database
telemarketing telebanking telemedicine
management,

to other companies, Banks, hospitals etc

 Other Service Providers (OSP)
= IT companies that provide

database
telemarketing telebanking telemedicine
management,
OSPs have to register with Dept of Telecom → submit reports, bank guarantee etc

Dept of Telecom
Relaxed the rules in Corona
⏫work from home.
HOW? NOTIMP
 this is bahut
MAHAAN (very great)
 Knowledge economy : Notable Sectors / Examples

Space Pharma IT e-learning

3 ways to introduce any Answer Define Origin Data

China
•China is giving tough competition in these
sectors.
•

Philippines Indonesia etc

•Asian economies offering graduates with
command over english, data processing, IT,
engineering to MNCs.
•
🤩Space
•Space Tech= ⏫ because of Govt support to ISRO
• ,

😰Electronics / Hardware
•But govt support was missing in Electronics/hardware
for many years.
•PLI/Assemble in India = discussion started in 2020s.
•
😰Pharma = private sector research funding⏬
• Pharma private sector not spending an adequate amount of
profits on research and development
•
,

😰Brain drain of Indian youth to foreign nations

• began in 1970 and accelerating
 Manufacturing services
Agriculture • Textile • IT Sector
• MSME
• Pharma

• ✋Tourism = “x” billion tourists came

• ✋”Y” number of radio channels
• Beyond this, pursuing individual industry specific
policies / schemes / figures / challenges in mfg /
service sector = poor cost : benefit for prelims.
Audio/Video
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E-Commerce

FSSAI Consumer Courts

Although not compulsory for small
jewellers
Also known for “PAT certificates” but in Infra Pill#5
 In which parallel
universe /timeline of
AVENGERS This is the
BEE: chiller star labelling Main Thing?

• big heating, ventilation, and air conditioning

devices in the commercial / factory buildings.
•
This is the
Main Thing!!!!

, Energy Efficiency Services Limited

• (EESL, a company under Power Ministry)
• Retrofit of Air-conditioning to improve Indoor
Air Quality for Safety and Efficiency (RAISE).
 Industrial
lobbying groups

What is this? Ans.

Not imp unless
doing MBA

✋ This is
not GST Council or GST Anti-
Profiteering Authority, IBBI
:
Audio/Video
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FSSAI Consumer Courts

 Before AFTER

•Prevention of Food •Repealed old acts

Adulteration Act •FSSAI Act 2006
1954
•laws / orders for •
Fruits, Meat, Edible • Food Safety and Standards Authority of India
Oils etc
• Scientific standards for
• food manufacture, storage,
• distribution, sale and import in India.
 Health Minister

Department of
Department of FSSAI chairman
Health & Family
Health Research (Food scientist),
Welfare →

rank “Secretary”
Secretary (IAS) Secretary (IAS) in terms of salary,
car, bunglow etc.
 FSSAI Veg = Green
labelling rules
2011: Non-Veg = Brown Color.

FSSAI banned the use of recycled plastic and

packaging newspaper for packing / wrapping food
rules articles (Cancel fear)
the use of calcium carbide and acetylene gas
for artificial ripening of fruits,
No more than 2% Trans Fatty Acids (TFAs)
Chemicals from 1/1/2022
Banned Monosodium Glutamate (MSG) = a flavor
enhancer in Chinese food, → obesity and
liver inflation. → Maggie Banned but then HC
unban
 BHOG Voluntary certification for the In which parallel universe /timeline of
AVENGERS This is the Main Thing?
Prasad / Food at religious places.
State Food 2020-Jun: FSSAI released ranking
Safety Index  Top-3 among larger states:
Current Affairs
Gujarat, Tamil Nadu and
FSSAI Current Affairs
Maharashtra
Dedicated 2 pages per month coverage
 Top-3 among the smaller
states: Goa, Manipur,
REQUIRED!🤩🤩🤩
Meghalaya
World Food June 7th.
Safety Day
FoSCoS online platform of FSSAI
 So not just ‘veg’
or not just food.

✋LOW PROFILE
Body. DONOT
LOSE SLEEP
 BIS
RDSO
(Railway ki
QCI R&D Body)
FS
SAI QCI
BIS → “@all You apply to me &
take pledge to comply with
WTO TBT code”
WTO

SDO
Audio/Video
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Rules
Offline stores are deprived of
that much business


• They give cashback points
• To ⏫ subscribers.
• When subscribers ⏫→ they incite foreign
investors to invest more money showing
“GROWTH figures”, eventually cashback
stopped / reduced when they grow large.
#offline-stores-suffer.
 Market Place E-Commerce
• Amazon allows its own
merchant company (e.g.
Amazon’s cloudtail, Appario
Retail) who would offer deep
discounts / cashbacks to
customers.
• = Other online merchants on
the same web platform will
suffer 
•
 Powers under
Consumer
Protection Act 2019.
(more in pill4)
 Powers under
Consumer
Protection Act
2019. (more in pill4)
 e.g. DATA
PRIVACY of
Customer

Amazon should
recommend
India-made
products here

REFER Handout for more…

What shd be standard/uniform rules for this?
What should be the Standard/Uniform rules
for this? Commerce Ministry looking into it
Customer protection,
grievances redressal
 MEREKO PHD KRAAO 🚩
… 🚩
Kyoki columnists/youtubers/private mock test walla giving it
so much priority so it must be very important.

1. ONDC = not yet finalized

2. 2020’s E-Commerce DRAFT RULES = NOT YET finalized.
3. Basic maal given in HDT. Compare-contrast Mains 250 words=NOTIMP
Audio/Video
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FSSAI E-Commerce Consumer Courts

Rules
 SC
National
State •>10 cr
District •>1cr upto
10 cr
•Upto 1 cr
Consumer Disputes Redressal Commissions
(CDRCs: . Also
known as “Consumer courts”
SC
National
State •>10 cr
District •>1cr upto Reason: lower
10 cr
•Upto 1 cr >2 cr courts burdened
with too many
50L to 2Cr
Upto 50L “big” cases.
To help the consumers file online complaints
under the Consumer Protection Act 2019.
Consumer Protection Councils
•for awareness generation.

Central Consumer Protection Authority

•It intervene suo-moto to protect consumers from
unfair trade practices.
•launch class action against a company,
•order recall or refund of products.
•Chairman: Consumer affairs minister
•Investigation: Director General (DG)
 •If a consumer suffers an loss, injury, property
Product
damage or death due to defective goods /
Liability?
services
•e.g. asking excessive security deposits for
Unfair broadband / DTH connection,
Contract? •company unilaterally terminating the service
without cause
•Complaints can be filed electronically,
E-complaint
•cases can be heard through video conferencing.
•mediation / Alternative Dispute Resolution
ADR (ADR) mechanism (
•But then can’t “Appeal” to higher bodies.
Punishment:
•Fines upto ₹ 50 lakhs + upto 5 years jail.
•₹50k fine on Consumer if filing frivolous complaints.

Celebrity Ads?
•If an endorser is found giving a misleading
Insert meme joke
advertisement
•then he can be banned from advertising any product
upto 3 years & fine.
 ✅Sectors of Economy → 4A: Agri

✅Input ✅Output ✅Animals

1) MBFI 2) Budget 3) Intl. Trade 4B: mfg., Service sector

LPG reforms, Circular EoD, Labour Reform,
MSME, Textile etc
Economy, Minimum wages

4C: Economic Planning/ Macro Indicators-1

NITI, FYP/PC, Unemployment

4) Sectors of
5) Infrastructure 6) HRD
Economy
4D & E: Macroeconomic indicators-2

4D: GDP, GNP, 4E: Inflation, CPI, WPI etc

Will upload next
handout tomorrow
4Z: microeconomics (Elasticity of supply, demand..)
by 6PM
2nd last lecture of the course.
BRAINSTORM. Tomorrow we’ll solve this.
Audio/Video
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E-Commerce

FSSAI Consumer Courts Mains Ans Ki Pipudi

FSSAI

Pause Video to
Attempt it Yourself
 Health Minister

Department of
Department of FSSAI chairman
Health & Family
Health Research (Food scientist),
Welfare →

rank “Secretary”
Secretary (IAS) Secretary (IAS) in terms of salary,
car, bunglow etc.

Some Direct
General
• FSSAI chairman directly reports to
Minister. Should we prepare every
organization to such minute detail? Ans.
Poor cost: benefit.
Pause Video to
• So, either do 50:50 /skip.
Attempt it Yourself
 •New sectors •Indian cos vs

challenges
Opportunities

opened (Banking, Foreign

Aviation) competition
•L-Q-I raj over •Old companies vs
•Ease of Doing Biz new startup
•FPI, ECB= capital •MSME: ‘reserved’
•FDI: Technology sectors list gone.
 ?
Tata vs Tesla?

Pause Video to
Attempt it Yourself
 Pause Video to
Attempt it Yourself
cryptocurrency
tweet
 Indian cos giving tough fight to
Jyotilab
Nirma Patanjali Godrej Dabur Amul
(Ujala)

Foreign
Procter and Gamble
Nesle Pepsi Coke
(Tide)
Unacademy Byjus Paytm Ola Oyo hotel

Hike
Zomato Dream11 Bigbasket
Messanger.
Aviation and defence sector
•Boeing
•Airbus
•Lockheed Martin
Space tech
•Space-X (Elon Musk)
•Virgin Galactic (Richard Branson)
, .
3 ways to introduce any Answer Define Origin Data
LPG
3 ways to introduce any Answer Define Origin Data
LPG
LPG
LPG
3 ways to introduce any Answer Define Origin Data
 Pause Video to
Attempt it Yourself
• everyone can write #1 and 3.
• Real answer writing skill =
candidate who can write in
body/conclusionPause
ke #4 nhi to
Video
hogaa. “clean vocabulary”
Attempt it Yourself
 • 2) What about remaining
75% poor people?
• ✋Engaging in
hairsplittery,
• not following ‘tone of the
question’ asked by
examiner.

1) But there is on right to education

act that gives 25% reservation to
poor children in private schools. So
poor worker will be able to send!
Private sector not paying me minimum wages as per my
educational qualification.
“X” thing is important Poverty
😰
Gender equality TEMPLATE must be ready in advance🤩
• 🤩
Inclusive growth
“Y” thing is creating problem
Minimum wages
• 😰 outdated
“Z1” reform should be done on priority
basis- for SDG/DPSP/5 trillionGDP New code
•

“Z2” reform by Govt/RBI/Court taken

appreciative step or help in long way
4 GSM papers x 20 Qs each=80 Qs
• , 🤩
Unique conclusion
 Some areas
textile
make / More in
industry circular
MSME assemble in pillar6
shift in rural economy.
India, (HRD/Skill)
areas,
3 ways to introduce any Answer Define Origin Data
Introduction: •Define minimum wages
Body1 •problems in present system
•solutions: Anoop & Economic Survey-
Body2
just the major points.
Conclusion: •Same as previous answer
 THINK

Taimur’s nanny
salary Farm laborer. May not
be earning ₹1.5 lakh
₹1.5 lakh
in the whole year.
/month
3 ways to introduce any Answer Define Origin Data
Minimum wages →
Write salient features of the Code on Wages

Entrepreneurship
→
access to loan issues.

Issues in education
and skill
development → Pillar#6

Social Obstacles
(SC/ST) → Polity and social science angles from Class 11-12 NCERT
Political Science and sociology books.
3 ways to introduce any Answer Define Origin Data
 Wealth = GDP in
this context.

✅Assemble
Points from
Handout
 THINK

3 ways to introduce any Answer Define Origin Data

Introduction

• Give origin of the make in India

Body part 1

• need pillar6 points about skill development

Body part 2

• Ease of doing business → Labour reforms that we learned in Pillar4B

conclusion

• Yes for 5 trillion dollar GDP, Inclusive growth, SDG this is required.
•(Origin) Economic survey- geology, geography & jeans growth model.

Body:
•Problems in factory labour laws
•Infrastructure bottleneck- Electricity, transport.
•Eastern India - less number of startups

Conclusion
•5 trillion dollar economy, Make in India, Assemble in India
RAO’s 100th Anniversary
2021
•GSM3- Done in free special classes.
•GSM2, GSM1- will be done in After June Prelim season is over.
2020
•Done in free special classes.
https://unacademy.com/@mrunal.org
2019
•Done in free special classes.

2018
•Web articles
•Mrunal.org/download
Game over.
Audio/Video
Problem?

Economic Planning Types FYP & PC

Systems
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Page
Why NITI? MoSPI Yearbook
757-773