BANK OF THE LOAN APPLICATION FORM

PHILIPPINE ISLANDS (SOLE PROPRIETORSHIP/PROFESSIONAL) RM No. _____________________

BORROWER DETAILS

Borrower Type Sole Proprietorship Professional

Borrower's Name (First Name, Middle Name and Last Name) TIN SSS/GSIS/UMID # (please encircle ID used)

Mother's Maiden Name (First Name, Middle Name and Last Name) Nationality Filipino
Non-Filipino, please specify:

Birthdate (mm/dd/yyyy) Place of Birth Gender No. of House/s Owned No. of Car/s Owned

Educational Attainment Undergraduate Post-Graduate Civil Status Single Common Law Relationship Legally Separated Divorced
College Married Separated Annulled Widowed
Mobile Number Telephone Number E-mail Address

Home Address Unit #, Building/House #, Street, Subdivision/Barangay/District Municipality/City Province Zip Code

Permanent Address Unit #, Building/House #, Street, Subdivision/Barangay/District Municipality/City Province Zip Code

Residence Ownership Owned Mortgaged; Monthly Amortization Expense Length of Stay in Current City
Living with relatives Rented; Monthly Rental Expense
Source of Funds Business Savings/lnvestments Others Monthly Income
Salary Pension/Remittance
Employer Telephone Number Position

Employer's Address (Unit #, Building/House #, Street, Subdivision/Barangay/District, Municipality/City, Province, Zip Code) Tenure in the Company

BUSINESS DETAILS
Doing Business As (Trade Name) Telephone Number(s) E-mail Address

Business/Billing Address Unit #, Building/House #, Street, Subdivision/Barangay /District Municipality/City Province Zip Code Length of Stay in Current City

Date of Registration Nature of Business Years in Business Products/Services of the Business

Office/Factory/Facility Location (Please list down and indicate ownership; submit a separate sheet for the complete listing if necessary)

Firm Size Micro (Assets <=P3M) Small (Assets >P3M to 15M) Medium (Assets >P15M to 100M) Large (Assets >P1OOM)

Annual Net Income of the Business (in Php) Number of Branches/Offices

Location of Branches/Offices

please indicate your male and female employee count

Manpower Complement MALE - Regular/Permanent Casual/Contractual
FEMALE -
Number of Employees

SPOUSE DETAILS
Spouse Name (First Name, Middle Name, and Last Name) Gender Birthdate (mm/dd/yyyy) Place of Birth

Mother's Maiden Name (First Name, Middle Name and Last Name) TIN Mobile Number E-mail Address

Employer Position Tenure in the Company (in years)

Employer's Address (Unit #, Building/House #, Street, Subdivision/Barangay/District, Municipality/City, Province, Zip Code)

UNIBANK RELATIONSHIP
Do you have a deposit account with the following: BPI
BPI Family Savings Bank (BFSB)
None

Do you have a loan account with the following: BPI BPI BanKO
BFSB None
BPI Century Tokyo Lease & Finance Corp. (BPI CTL) Type of Loan/s Availed: _________________

Do you have a credit card with the following: BPI

BFSB
None

Client Type: Existing New-to-bank

 LOAN APPLICATION DETAILS
Transaction Type New Application Renewal

Loan Type Credit Line Php Term Loan Php Tenor months

Loan Purpose Working Capital/Trade Related Activities Franchise Financing

Construction/Renovation Business Expansion
Loan Refinancing Purchase of Machine/Equipment/Materials
Property Acquisition/Office Bldg. Purchase Others, specify:

Collateral Offered Clean/No Collateral Post-Dated Checks

Government Bonds and T-Bills Purchase Orders/Sales Contracts
Continuing Suretyship, specify surety: Pledge of Acceptable Share of Stocks
Deposit Hold-out PHP USD Other currencies: Assignment of Receivables
Chattel Machineries & Equipment Inventory Floor Stock/Motor Vehicle Others, specify collateral:
Real Estate Mortgage, specify location (Unit #, Bldg/House #, Street, Subdivision/Barangay/District, Municipality/City, Province, Zip Code)

Appraisal Mode: Upfront Appraisal

TRADE REFERENCES (Please attach a separate sheet as necessary)

Top Customers (YOU MAY PROVIDE SEPARATE SHEET IF YOU HAVE MORE THAN 3 CUSTOMERS)
Name of Top Customers Contact Person Telephone Number Product/Service Availed

1.
% share to Total Sales of the Company Credit Terms/Mode of Payment

Contact Person Telephone Number Product/Service Availed

2.
% share to Total Sales of the Company Credit Terms/Mode of Payment

Contact Person Telephone Number Product/Service Availed

3.
% share to Total Sales of the Company Credit Terms/Mode of Payment

Supplier References (YOU MAY PROVIDE SEPARATE SHEET IF YOU HAVE MORE THAN 3 SUPPLIERS)
Name of Top Suppliers Contact Person Contact Number Credit Terms/Mode of Payment
Local
1.
Country of Origin Email Address
Foreign

Contact Person Contact Number Credit Terms/Mode of Payment

Local
2.
Country of Origin Email Address
Foreign

Contact Person Contact Number Credit Terms/Mode of Payment

Local
3.
Country of Origin Email Address
Foreign

OWNERSHIP AND MANAGEMENT SURETY/IES INFORMATION

Surety’s Name (First Name, Middle Name and Last Name) Relationship (to borrower) Date of Birth (mm/dd/yy)

Surety’s Name (First Name, Middle Name and Last Name) Relationship (to borrower) Date of Birth (mm/dd/yy)

Surety’s Name (First Name, Middle Name and Last Name) Relationship (to borrower) Date of Birth (mm/dd/yy)

PLEASE FILL OUT STATEMENT OF ASSETS, LIABILITIES, AND NET WORTH OF BORROWER AND SURETY/IES BELOW (IN PHP)
(Please attach a separate sheet as necessary)
Please see attachment for details
Borrower Spouse (if applicable) Surety (if applicable)

Current Assets (Cash, etc.)

Fixed Assets (Real Estate, Vehicles, etc.)

Other Assets

Total Liabilities (Bank Loans, Car Loans, etc.)

Net Worth

CREDIT FACILITIES WITH OTHER BANKS

Name of Banks 1. 2. 3.

Type of Facility

Credit Limit
Currency

Collateral Offered

Interest Rate
 RELATIONSHIP TO BPI, BFSB, AND BPI SUBSIDIARIES AND AFFILIATES, ETC . (in line with BSP Cir. 749)
Are you a Director, Officer, or Stockholder (DOS) of Yes If Yes, specify your company and position Company (e.g., BPI) Affiliation/Position (e.g., Director)
BPI, BFSB, BPI CTL, BPI CTR, BPI Capital Corporation, No or affiliation
BPI Direct Banko Savings Bank, BPI Asset
Management and Trust Corporation, BPI/MS
Insurance Corporation, or BPI Securities Corporation
(collectively, the "BPI Group of Companies" and
each, a "member of the BPI Group of Companies")?

Are you related to a DOS of any member of the
BPI Group of Companies or the Ayala Group of
Companies (e.g., Ayala Corporation, Ayala Land Inc.,
etc.)?
Note, Please disclose all relationships. A separate sheet may be
attached if necessary.
Yes If Yes, specify: (i) the name/s and Name - Relationship to DOS - Company & Position
No relationship, such as, but not limited to: (e.g., Juan Dela Cruz - First Cousin - BPI, AVP)
spouse, relative by consanguinity or
affinity (e.g., parent, child, brother,
sister-in-law, grandparent, niece, uncle,
first cousin, etc.) or others (e.g., general
partner, co-owner of collateral, etc.); (ii)
the company in which said person is a
DOS; and (iii) his position therein.

DECLARATION, ACKNOWLEDGMENT AND CONSENT

We certify that the information we provided herein are true, accurate and complete, and we agree to notify/update BPI of any change in any of the information supplied in this form. BPI
shall not be responsible for our failure to update this form. We further warrant that, prior to submitting to BPI any information (including personal information) of an individual, we have
obtained all necessary authorizations and consents as may be required by applicable confidentiality and data privacy laws or agreement to enable BPI to process such information. Pursuant
to the requirements of Republic Act (R.A.) No. 9510, we likewise authorize and consent to BPI’s submission and disclosure of our basic credit data including updates and corrections thereto
to the Credit Information Corporation (CIC), the Bankers Association of the Philippines (BAP) credit bureau and such other credit bureaus and credit information companies for purposes of
credit evaluation and assessment.

We further acknowledge to have read, understood and agreed to be bound by the terms and conditions of the deposits, products, services, facilities and channels, as the same may be
amended or supplemented from time to time, which we opened/availed or which were provided and/or are made available to us via www.bpi.com.ph or through such other available
channels or electronic applications selected by BPI. Our application, enrollment, availment, access, maintenance, and continued use of any of the products, services, facilities and channels
shall constitute our acceptance and agreement to the applicable specific terms and conditions.

We likewise agree that BPI, each member of the BPI Group of Companies, their marketing partners and third parties, whether within or outside the Philippines (the "Program Partners")
and their respective authorized representatives, agents and service providers, under an obligation of confidentiality, may pursue marketing initiatives and communicate such customer
offerings and promotional opportunities to us through email, SMS, mail, telephone calls, social media, e-commerce and telemarketing platforms or any other means of communication or
channels which BPI or such member of the BPI Group of Companies may deem appropriate for the purpose.

By signing this form or by availing or continuing to avail of the products, services, facilities and channels of BPI or of any member of the BPI Group of Companies or Program Partners, we
agree that all personal information of individuals related to us, our transactions, business and credit relationships, accounts or account information or records which are with the Bank,
made available or submitted to the Bank, whether through electronic means or such other modes deemed appropriate by the Bank, or are in the Bank’s possession or updated from time
to time, may be collected, obtained, used, stored, consolidated, processed, profiled, benchmarked, shared to and disclosed, by and between or among BPI and any member of the BPI
Group of Companies, their successors and assigns, and their respective authorized representatives, agents and service providers, for any or all the purposes described in the Data Privacy
Statement published at www.bpi.com.ph and deemed incorporated by reference in this form.

The foregoing constitutes our express consent under the applicable bank secrecy, confidentiality and data privacy laws of the Philippines and other jurisdictions and we agree to hold BPI,
each member of the BPI Group of Companies, the Program Partners and their respective directors, officers, employees, authorized representatives, agents and service providers, free and
harmless from any and all Iiabilities, claims, damages, suits, costs, and expenses resulting from or in connection with the implementation of the purposes and authorities conferred by us
hereunder.

Borrower/Company’s Authorized Representative ___________________________________________ _______________________

Signature Over Printed Name and Designation Date

Spouse (if applicable) ___________________________________________ _______________________

Signature Over Printed Name Date

Third-party security providers, where applicable

(e.g., sureties, guarantors, mortgagors, pledgors, assignors)

Printed Name Signature Date

LIST OF MINIMUM DOCUMENTS

Minimum Documents . Duly accomplished application form . DTI registration . Business permit
. AFS for the last 3 years . BSP registration (depending on nature of business) . Bank statements (last 3 months)
. ITR for the last 3 years . Photocopy of government ID . SPA (for authorized representatives)

. Photocopy of the TCT/CCT . ITR of Surety

For loan applications
to be secured by a
Real Estate Mortgage
For loan applications
. Location/vicinity map . Government ID of Surety
to be secured by a
. Tax declaration Continuing Suretyship . Statement of Assets and Liabilities
. Bill of Materials (if for Construction Purposes)

Additional documents may be required depending on the industry and loan purpose (to be discussed by the BPI Sales Representative)
 FOR BANK USE ONLY
ECRM Opportunity # Application ID Credit Processing Type SBC
CC
Application Source Preferred RM Branch Referred Business Banking BSO Others: _________________
Corporate RM Business Banking RM Business Banking BLA

Primary Borrower? Yes With Co-Borrower? Yes, no. of co-borrowers: ________

No, specify relationship to primary borrower: _____________________ No

Agri-Agra Business? Yes Program Code Campaign ID (if any)

No
Economic Code Partner/Referror Company Name & Code Segment Code

Rela Code Referror Name & Employee No. (BPI Employee) or Agent Name (Non-BPI Employee)

Referror PCC Code (BPI Employee) Referror Branch Name & Branch Code (BPI Employee)

Comments

FOR BUSINESS BANKING SEGMENT

KYC Completion Negative Data Verification for Company

Processed by: ________________________________________________ Processed by: ________________________________________________

Date completed: ______________________________________________ Date processed: ______________________________________________

To know more about how BPI Business Banking can be of service to you,
feel free to set an appointment or email us at bbclientservices@bpi.com.ph.

17/F Ayala North Exchange - Tower 1, 6796 Ayala Avenue corner Salcedo Street, Legaspi Village, Makati City 1229
(02) 7-918-2000 for Metro Manila; (+63) 917-509-6001 to 6002 (Globe) or
(+63) 998-987-2001 to 2002 (Smart) for outside Metro Manila
BPI Business Banking Customer Care: bbcustomercare@bpi.com.ph

Bank of the Philippine Islands is regulated by the Bangko Sentral ng Pilipinas

https://www.bsp.gov.ph
 CLIENT AUTHORIZATION LETTER

INSTRUCTIONS TO THE BANK OF THE PHILIPPINE ISLANDS

To enable me/us to fulfill my/our financial transactions through accounts maintained with Bank of the Philippine Islands (the
“BANK”), I/we ____________________________________________________________________________________________
(the “CLIENT”) hereby authorize the BANK to accept, rely upon and act on email instructions to which forms, letters of authority,
instruments, certifications and/or such other electronically signed documents bearing an electronic signature are executed and
transmitted to the BANK in portable document format (“PDF”) form via the DocuSign platform, with intent to legally bind CLIENT
as fully as if said CLIENT had physically signed a paper copy of said instructions and/or forms, letters of authority, instruments,
certifications or documents, transmitted to the BANK in accordance with the guidelines outlined in Annex "A" using the CLIENT’s
email addresses registered with the BANK and set out in Annex "B", all forming part hereof (the “Instructions”), it being
understood and agreed that the BANK is authorized to treat the CLIENT’s Instructions transmitted electronically bearing electronic
signatures affixed and sent via the Docusign platform as original signatures conclusive, valid and enforceable on the CLIENT and
having the same legally binding force and effect as its wet or handwritten signatures.
These Instructions are limited to the following Transaction Documents:

*Please specify which transactions will apply by indicating “Yes” or “No”

Transaction YES / NO Electronic Documents (via DocuSign)
Post Booking Transactions  Letter of Instruction

1. 2nd Release of COM

2. ADA Enrollment and Updating
3. Amortization Schedule
4. Back to Back Lifting with Pay-off
5. Certificate of Balance / Loan
6. Certificate of Full Payment
7. Certificate of Interest Paid
8. Change of Account Information (AO Code, Due Date,
Terms and Condinations, Transfer of Ownership)
9. Change of Contact Information (Contact Number, Email, Yes
Address)
10. Checkbook re-order (in absence of requisition slip)
11. Condonation/B1 reversal
12. Fee waivers (PPP/LPC)
13. Full Payment
14. History of Application of Payment (HOAP)
15. History of Payments (HOP)
16. Lease consent
17. Lifting of Hold-Out
18. Line Closure
19. Loan restructuring
20. Loan Take Out
21. Manual Debit
22. Mortgage Release for Fully Paid Accounts
23. Partial Payment
24. Partial Release (Hold-Out, Collateral)
25. Partial/Full Payment (Unscheduled Payments)
26. Restructuring (via loan assistance app form)
27. Shortening of tenor
28. Substitution of Collateral (BTB/REM)

Loan Transactions  Facility Letter

 Loan and Security Agreement (for
Yes loans without security)
 Letter of Instruction for Loan
extensions or renewal

Upon request of the BANK, CLIENT agrees to submit original transaction and/or supporting documents in cases where the BSP or
other relevant regulatory agencies require its submission for post-verification purposes.
REPRESENTATIONS AND WARRANTIES
CLIENT represents and warrants to the BANK on a continuing basis that:
(a) any Instructions given hereunder do not violate applicable laws, rules and regulations;
(b) the Instructions provided hereunder by the CLIENT are complete, true and correct and that the BANK is entitled to rely on
such Instruction, without liability;
(c) the authorized signatories signing this Authorization electronically and transmitting the Instructions via the DocuSign platform
have the appropriate authority to do so in accordance with its duly approved Secretary’s Certificate/Board Resolutions submitted
to the BANK;

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(d) the CLIENT is ultimately responsible for the Instructions and ultimately benefits from and bears the risk of any and all
transactions performed by the BANK ;
(e) the CLIENT understands the nature and suitability of the types of transactions or accounts contemplated herein and the risks
involved in them and that it has sufficient experience and sophistication to assess the suitability of such transactions; and
(f) all representations and warranties under the loan documents and/or relevant agreements are true and correct and will be
true and correct on each transaction made pursuant to this Authorization.

IMPLEMENTATION OF INSTRUCTIONS
The BANK is authorized to rely and act, without liability, upon the Instructions received by it in accordance with this Authorization.
The BANK reserves the right to require the CLIENT’s Instructions to be contained or sent in a particular form or with supporting
documents.
All financial transactions implemented by the BANK in accordance with the procedures set out in Annexes “A” and “B” hereof
shall be conclusive and binding on the CLIENT. The PDF image of each Transaction Document received electronically by the BANK
through the DocuSign platform shall be accorded all the benefits of an original document bearing an original signature and is valid
and legally binding on the CLIENT. Failure of the CLIENT to comply with the submission requirements covering loan availments,
foreign exchange and/or trade transactions for whatever reason shall not constitute a revocation of nor affect the validity of said
Instructions.
CLIENT agrees that phone conversations between the CLIENT and the BANK may be recorded and any such recording or transcript
thereof shall be conclusive evidence of the contents and shall be admissible in evidence in any proceedings related to this
Authorization or the transactions covered thereby.
The BANK shall not be responsible or liable for any delay, non-performance or failure to perform any or all of the Instructions of
CLIENT for reasons due to, directly or indirectly, arising out of or caused, by circumstances beyond its control including, without
limitation, acts of God, natural disasters, epidemics, pandemics, system failure or system downtime, network or
telecommunication failure, regulatory, government actions or self-regulatory actions of the BANK which may include the
institution of its Business Continuity processes. The BANK shall likewise not be responsible for any special, indirect, incidental,
exemplary or consequential damages, including but not limited to, lost profits or lost opportunities.

SUBMISSION REQUIREMENTS FOR ORIGINAL TRANSACTION DOCUMENTS

For utilization of credit facilities indicated in the Facility Letter, CLIENT shall still be required to transmit the duly accomplished
and signed Promissory Notes and Disclosure Statements and other documents that may be required to the BANK no later than
the relevant transaction date.
For trade transactions availed pursuant to the Bangko Sentral ng Pilipinas Manual of Regulations on Foreign Exchange
Transactions (“BSP MORFXT”), CLIENT agrees to submit the original trade supporting documents including, but not limited to,
such other documents as may be required by the BANK and under the BSP MORFXT, as the same may be amended or
supplemented from time to time, to the BANK no later than the relevant transaction date.
For foreign exchange transactions availed pursuant to the BSP MORFXT, CLIENT agrees to submit the original transaction
documents including, but not limited to, such other documents as may be required to be submitted under the BSP MORFXT, as
the same may be amended or supplemented from time to time, to the BANK no later than the relevant transaction date.

ACKNOWLEDGMENT OF RISKS
The CLIENT acknowledges and is fully aware of the risks related to the implementation of the Instructions and has taken into
account the inherent consequences of giving Instructions through electronic mail transmission. CLIENT also understands the risks
of forgery, falsification, electronic hacking or those arising from fraud, in the absence of mitigants employed in its own work
environment.

INDEMNITY AND RIGHT OF SET-OFF

In consideration of the BANK’s acceptance of the CLIENT’s Instructions and this Authorization, the CLIENT agrees to hold the
BANK, its subsidiaries and affiliates, their respective directors, officers, employees, representatives, agents and outsourced
service providers engaged by the Bank, under a duty of confidentiality, free and harmless and indemnified from and against any
liability, costs, damages, claims, losses or dispute which may arise in connection with the implementation of such Instructions
and this Authorization unless such loss or damage is solely attributable to and directly caused by the BANK's gross negligence or
willful misconduct. In addition to any lien, right of set-off or other right which it may have, the BANK shall be entitled, at any time
without notice to the CLIENT, to set-off the indemnity herein given or any fees or costs owed to the BANK in connection with this
Authorization against the CLIENT’s accounts, whether mantained in the Philippines or in foreign jurisdictions notwithstanding
that the deposit balances of such accounts and the CLIENT’s liabilities may not be expressed in the same currency. Where
applicable, the CLIENT authorizes the BANK to undertake conversion of the currency at the BANK’s prevailing rate of exchange.

APPROVAL LIMITS AND EFFECTIVE DATE

Attached hereto as Annex "B" and forming part hereof, are the names, designations, email addresses, mobile phone numbers
and specimen signatures of CLIENT's authorized signatories. This Authorization shall be effective as of the date of the BANK's
receipt of this Authorization (the “Effective Date”) and as confirmed by the BANK. It shall be CLIENT's responsibility to immediately
notify the BANK of any changes to the names, designation, specific authority limits, email addresses and mobile phone numbers
of CLIENT's authorized signatories.
This Authorization may be signed in any number of counterparts, each of which is an original, but all of which together constitute
one and the same agreement.

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By signing in this signature page, CLIENT acknowledges and confirms that it has read, understood and accepted the terms and
conditions herein and all pages contained in this Authorization including the Annexes (and each amendment or supplement
thereto), all of which accurately reflect the CLIENT’s intent and agreement.

________________________________________ ____________________________________
Authorized Signatory Authorized Signatory
(Signature over Printed Name) (Signature over Printed Name)

Date: ___________________________________ Date: _______________________________

I hereby attest that I have witnessed the signing by the CLIENT of this Authorization including the Annexes, Secretary’s Certificate
/ signature card. I further confirm that I have validated the information provided herein and that the signature affixed is their
true and original signature and have been verified through submitted valid IDs and/or signature card on file.

BANK OF THE PHILIPPINE ISLANDS

By :
Authorized Signature
Signature VERIFIED BY : ______________________________

Date : ___________________________________

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 ANNEX "A"

Procedural Guidelines for Creation, Execution, Transmission and Receipt of DocuSign-Executed Documents

For Clients with DocuSign Subscriptions initiating Creation of the Document

1) CLIENT AUTHORIZED MAKER

a) Using the DocuSign Platform, Client Authorized Maker shall create a DocuSign Envelope containing the template
Transaction Documents enumerated herein in the form prescribed by the BANK. Authorized Maker shall ensure
that all relevant details in Transaction Documents are complete and accurate.
b) Client Authorized Maker shall include the following parties as RECIPIENTS of the Envelope, in the following order
of sequence:
i) CLIENT Authorized Approvers/Signatories
 As SIGNERS of the Transaction Documents
 To sign in accordance with their respective approval limits in the existing Secretary’s Certificate/Board
Resolution previously submitted to the BANK.
ii) BANK Authorized Representatives
 As RECIPIENTS of the instructions/documents, after the same are electronically signed by CLIENT
Authorized Approvers/Signatories
 The BANK shall inform the CLIENT on the BANK Authorized Representatives that will be designated as
RECIPIENTS of the instructions/documents
 Only registered email addresses of the BANK’s Authorized Representatives shall be used and entered in
the DocuSign system
c) Client Authorized Maker shall ensure that BANK Authorized Representative shall be provided a copy of the
Certificate of Completion (“COC”). CLIENT’s non-transmittal of the COC shall constitute incomplete instructions.

For Clients with no DocuSign Subscriptions and for Bank-initiated Documents

1) BANK AUTHORIZED MAKER

a) Using the DocuSign Platform, BANK Authorized Maker shall create a DocuSign Envelope containing the Transaction
Documents enumerated in section below in the form prescribed by the BANK.
b) Bank Authorized Maker shall include the following parties as RECIPIENTS of the Envelope, in the following order
of sequence:
i) CLIENT Authorized Maker (if necessary)
 Client Authorized Maker shall ensure that all relevant details in the LOI and Transaction Documents are
complete and accurate
ii) CLIENT Authorized Approvers/Signatories
 As SIGNERS of the LOI/Documents
 To sign in accordance with their respective approval limits in the existing Secretary’s Certificate/Board
Resolution previously submitted to the BANK.
iii) BANK Authorized Representatives
 As RECIPIENTS of the instructions/documents, after the same are electronically signed by CLIENT
Authorized Approvers/Signatories
 The BANK shall inform the CLIENT on the BANK Authorized Representatives that will be designated as
RECIPIENTS of the instructions/documents
 Only registered email addresses of the BANK’s Authorized Representatives shall be used and entered in
the DocuSign system
c) For additional security, Bank Authorized Maker will activate the SMS Verification code in the DocuSign Envelope
SMS verification code will be sent directly to the Client Authorized Approvers/Signatories when they initiate access
to the document. The code is required to be encoded for them to open the envelope and affix their signature.

For both Client and Bank-initiated Documents

2) CLIENT AUTHORIZED APPROVER/SIGNATORY
a) Upon receipt of the Document via email, Authorized Approver/Signatory shall affix his/her electronic signatures
on the LOI/Documents as applicable.

3) BANK AUTHORIZED REPRESENTATIVES

a) Upon receipt of the DocuSign-executed document/s via registered email address, Bank Authorized Representative
will:
i) Verify CLIENT Authorized Approvers/Signatories against those listed in Annex “B”
ii) Verify amounts in the Transaction Documents against approval limits in Secretary’s Certificate/Board
Resolution
iii) Ascertain receipt of DocuSign COC that is transmitted together with the Transaction Documents
iv) Ascertain receipt of original signed documents as may be required by the BANK
b) At the sole option of the BANK, a BANK Authorized Representative may call CLIENT Authorized Approver/Signatory
on his/her registered phone number to verify transaction
c) Upon execution or implementation of the service request and/or Instruction, Authorized Representative shall
confirm the completed transaction via email to the Registered Company Email Address of the CLIENT Authorized
Maker/Approver.

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 ANNEX "B"

NAME OF CLIENT :
DATE :

Authorized Makers

The following are duly authorized to electronically transmit Instructions to the BANK via the DocuSign platform using their
respective Registered Company Email Addresses listed below:

Name of CLIENT Authorized Position/Designation Email Address Land Line Nos.:

Maker Mobile No:
Fax No:

Authorized Approvers/Authorized Signatory/ies

The following are duly authorized to approve and sign Instructions, documents, forms, letters of authority, instruments and
certifications electronically via the DocuSign platform which will have the same force and effect as their original, wet or
handwritten signatures, valid and legally binding on CLIENT and transmitted to the BANK using their respective Registered
Company Email Addresses listed below:

Name of CLIENT Authorized Position/Designation Email Address Land Line Nos.:

Approver/Signatory Mobile No:
Fax No: