Professional Documents
Culture Documents
Revision No. 0
March 16, 2020
ECONOMIC SURVEY
OF
BACKGROUND;
The Udd BSBA Credit Services and Assistance Cooperative is a assistance cooperative, to be
established through the effort of the seven (7) permanent and contractual employees, soon to be operate
at Arellano St. Dagupan City, Its authorized share capital is five hundred thousand (500,000) pesos, with
three thousand five hundred (3,500) pesos available common share at one hundred (100) pesos par value,
having ,three hundred fifty thousand (350,000) pesos subscribed share capital by the original cooperators
and two hundred ten thousand (210,000) pesos paid up capital, to be used as the beginning capital of the
cooperative.
It offers credit services and assistance such as encouraging and supporting members in the
systematic creation of goods, as well as value addition and provident activities.
I. GENERAL INFORMATION
A. Office Address of CSF Cooperative: Universidad de Dagupan, Arellano St., Dagupan City,
Pangasinan
(No., Street, Bgy., Town/City, Province)
B. Area of Operation: City Provincial
D. Composition of Members:
Cooperatives LGU/s GAs
NGOs GFIs
7 Total
1|Page
A. Economic Aspect
1.What strategies shall the proposed cooperative implement to ensure the support
of the members?
To ensure the support of the members, the proposed cooperative entitles each member to
participate and vote on all matters deliberated upon during General Assembly meetings, seek
any elective or appointive position, and other rights and privileges as may be provided by the
General Assembly.
2|Page
2. What risk management policies must the proposed CSF Coop follow?
In order to avoid risk in different aspects such as financially, Human Resources, Legal and
other aspects we must follow the proposed risk management policies which we monitor each said aspects
and to inform the members about the said policies in order to be transparent to them.
B. Financial Aspect
1. Capitalization
a. In pursuing its economic activities, how shall the proposed Cooperative generate its
capital
? Share Capital Subscription
Deferred payment of patronage refund/interest on share capital
(Revolving Capital)
Solicitation/acceptance of donations, subsidies, grants, etc.
c. Strategies for internal capital build-up. Every member shall invest in the share capital
build-up of the cooperative at least ONE HUNDRED PESOS (P 100.00) of his monthly
income until he has paid FIFTY THOUSAND PESOS (P 50,000.00).
2. Revenue
Projected revenue based on the initial operating capital.
First Year : P 950, 000.00 .
Second Year : P 1,000, 000.00 .
Third Year : P 1,500, 000.00 .
3. Expenditure
How much is the estimated expenses, for:
First Year : P 650, 000.00 .
Second Year : P 550, 000.00 .
Third Year : P 500, 000.00 .
4. Investments
Does the Cooperative intend to invest in the following?
Government Securities
Time Deposits
C. Technical Aspect
Computer Vault/Safe
Filing Cabinet Calculator
Chairs Typewriter
Tables
Others (specify)
3|Page
2. How would the Cooperative procure its equipment/machineries/facilities?
3. What skills/experiences/trainings are deemed necessary for the members and officers?
Members and officers of UdD-BSBA Credit Services and Assistance Cooperative must
be equipped with basic computer knowledge such as using MS word, excel, powerpoint, etc.
They should also be good in communicating with others, as well as they should have have
experience of handling money and budgeting it, and knows how to gather funds.
4|Page
D. Organizational Structure/ (attached organizational chart)
The board of Directors must have a strong sense of leadership in order to guide and
encourage their members and officers; they must also be equipped with management skills to
oversee the operations and how the cooperatives is going. They should also be competent and
dedicated to what the UdD-BSBA Credit Services and Assistance Cooperative is aiming for.
2. For its initial operations, who among the following officers/employees should be hired by
the Cooperative.
5|Page
Secretary: Andrea O. Guiruela
g) Others (Specify)
6|Page
We, the founding Board of Directors, hereby certify that the foregoing Economic Survey
was prepared in accordance with the facts, information and other data which we believed are
vital to the success of the initial operations of the proposed CSF Cooperative.
NOTARY PUBLIC
NOTE: The CDA reserves the right to review/verify the authenticity/viability of the information
provided in this survey and may require the proponent to modify, revise or amend the whole or
any part thereof if necessary, or, if found to be economically unfeasible, deny the registration of
the Cooperative.
7|Page