Jesse Hammen Credit Report

9/1/2021 Annual Credit Report - Experian
Prepared For
JESSE B HAMMEN
Personal & Confidential
Date Generated Sep 1, 2021

Report Number 0841-7615-51
At a Glance 23 Accounts 0 Public Records 10 Hard Inquiries
Personal Information
6 Names 8 Addresses 1 SSN Variations 3 Employers 7 Other Records
Because your personal information is reported by you, your creditors, and other sources, it’s typical to see small variations in reported
personal information, like names and addresses. For security reasons, many of these items can’t be disputed online, but don’t worry—they
don’t affect your credit score.
Names
JESSE B HAMMEN JESSE HAMMEN JESSE BERRUTI HAMMEN JESSE A HAMMEN
Name ID #14590 Name ID #8857 Name ID #19263 Name ID #14184
JESSE L HAMMEN JESSE HAMMER
Name ID #12331 Name ID #11695
https://usa.experian.com/acr/printReport?type=CDI 1/60
Addresses
2318 WINDING CV 4233 SUNNY BROOK WAY 1131 KERWOOD CIR 1125 KERWOOD CIR
OVIEDO FL, 32765-6376 APT107 OVIEDO FL, 32765-6193 OVIEDO FL, 32765-6193
WINTER SPRINGS FL,
Address ID #0553270571 Address ID #0439655251 Address ID #0482627190
32708-6611
Single family Single family Single family
Address ID #0377697478
Apartment complex
113 KERWOOD CIR 16768 130TH N AVE 2235 RIVER PARK CIR 2338 RIVER PARK CIR
OVIEDO FL, 32765 JUPITER FL, 33478-6012 APT521 APT1812
ORLANDO FL, 32817-4846 ORLANDO FL, 32817-5500
Address ID #0467503245 Address ID #0074754104
Single family Single family Address ID #0070179436 Address ID #0070179112
Apartment complex Apartment complex
Social Security Numbers
XXX-XX-3940
Year of Birth
1975
Phone Numbers
(407) 467-2934 (407) 666-4352 (407) 866-3023
Cellular Cellular Cellular
Spouse or Co-Applicant
HEATHER
Employers
JAG GROUP INC. TRANSEASTERN HOMES CENTEX HOMES
2318 WINDING COVE , 32765
Notices
This address has pertained to a business: 2318 WINDING CV OVIEDO FL 32765 .
TRADE CONTRACTOR-SPECIAL TRADE: 2318 WINDING CV, OVIEDO, FL, 32765 .
Accounts
Includes credit cards, real estate loans and installment loans. This information is reported to the credit bureaus from your creditors.
AMERICAN EXPRESS
 Account Info
Account Name AMERICAN EXPRESS
Account Number 349990XXXXXXXXXX
Account Type Credit card
Responsibility Individual
Date Opened 12/18/2001
Status Open/Never late.
Status Updated Aug 2021
Balance $5,431
Balance Updated 08/16/2021
Recent Payment $0
Monthly Payment $0
Credit Limit -
Highest Balance $8,908
Terms 1 Months
 Payment History
J F M A M J J A S O N D
2021 — — — —
2020
2019
2018
2017
2016
2015
2014 — — — — — — — —
Current on
payments
 Balance Histories
Date Balance Scheduled Payment Paid
Jul 2021 $5,831 $0 $0
Jun 2021 $4,198 $0 $0
May 2021 $5,912 $0 $0
Apr 2021 $3,219 $0 $0
Mar 2021 $3,649 $0 $0
Feb 2021 $8,016 $0 $0
Jan 2021 $5,844 $0 $0
Dec 2020 $5,716 $0 $0
Nov 2020 $7,301 $0 $0
Oct 2020 $4,837 $0 $0
Sep 2020 $4,617 $0 $0
Aug 2020 $3,963 $0 $0
Jul 2020 $3,715 $0 $0
Jun 2020 $2,276 $0 $0
May 2020 $3,569 $0 $0
Apr 2020 $3,373 $0 $0
Mar 2020 $3,547 $0 $0
Feb 2020 $4,303 $0 $0
Jan 2020 $3,422 $0 $0
Dec 2019 $4,403 $0 $0
Nov 2019 $3,504 $0 $0
Oct 2019 $3,840 $0 $0
Sep 2019 $6,658 $0 $0
Additional info
Between Sep 2019 and Jul 2021, your credit limit/high balance was $8,908
 Contact Info
Address PO BOX 981537,
EL PASO TX 79998
Phone Number (800) 874-2717
BANK OF AMERICA
 Account Info
Account Name BANK OF AMERICA
Balance $0
Recent Payment $0
Monthly Payment $0
Credit Limit $6,000
Terms NA
 Payment History
2021 — — — —
2020
2020
2019
2018
2017
2016 — — — — — —
Current on
payments
Jul 2021 $0 $0 $0 on 6/22/2021
Jun 2021 $1 $1 $0 on 5/25/2021
May 2021 $45 $25 $0 on 4/6/2021
Apr 2021 $490 $48 $0 on 3/5/2021
Mar 2021 $447 $36 $0 on 3/5/2021
Feb 2021 $465 $25 $0 on 3/5/2019
Jan 2021 $0 $0 $0 on 3/5/2019
Dec 2020 $0 $0 $0 on 3/5/2019
Nov 2020 $0 $0 $0 on 3/5/2019
Oct 2020 $0 $0 $0 on 3/5/2019
Sep 2020 $0 $0 $0 on 3/5/2019
Aug 2020 $0 $0 $0 on 3/5/2019
Jul 2020 $0 $0 $0 on 3/5/2019
Jun 2020 $0 $0 $0 on 3/5/2019
May 2020 $0 $0 $0 on 3/5/2019
Apr 2020 $0 $25 $0 on 3/5/2019
Mar 2020 $0 $25 $0 on 3/5/2019
Feb 2020 $0 $25 $0 on 3/5/2019
Jan 2020 $0 $25 $0 on 3/5/2019
Dec 2019 $0 $25 $0 on 3/5/2019
Nov 2019 $0 $25 $0 on 3/5/2019
Oct 2019 $0 $25 $0 on 3/5/2019
Sep 2019 $0 $25 $0 on 3/5/2019
Additional info
 Contact Info
EL PASO TX 79998
BANK OF AMERICA
 Account Info
Balance $0
Recent Payment $0
Monthly Payment $0
Credit Limit $8,300
Terms NA
 Payment History
2021 — — — —
2020
2019
2018
2017
2016
2015
2014 — — — — — — — —
Current on
Current on
payments
Jul 2021 $0 $0 $0 on 7/9/2021
Jun 2021 $23 $23 $0 on 7/6/2020
May 2021 $0 $0 $0 on 7/6/2020
Apr 2021 $0 $0 $0 on 7/6/2020
Mar 2021 $0 $0 $0 on 7/6/2020
Feb 2021 $0 $0 $0 on 7/6/2020
Jan 2021 $0 $0 $0 on 7/6/2020
Dec 2020 $0 $0 $0 on 7/6/2020
Nov 2020 $0 $0 $0 on 7/6/2020
Oct 2020 $0 $0 $0 on 7/6/2020
Sep 2020 $0 $0 $0 on 7/6/2020
Aug 2020 $0 $0 $0 on 7/6/2020
Jul 2020 $0 $0 $0 on 7/6/2020
Jun 2020 $23 $23 $0 on 7/9/2019
May 2020 $0 $0 $0 on 7/9/2019
Apr 2020 $0 $23 $0 on 7/9/2019
Mar 2020 $0 $23 $0 on 7/9/2019
Feb 2020 $0 $23 $0 on 7/9/2019
Jan 2020 $0 $23 $0 on 7/9/2019
Dec 2019 $0 $23 $0 on 7/9/2019
Nov 2019 $0 $23 $0 on 7/9/2019
Oct 2019 $0 $23 $0 on 7/9/2019
Sep 2019 $0 $23 $0 on 7/9/2019
Additional info
 Contact Info
EL PASO TX 79998
BANK OF AMERICA
 Account Info
Balance $7,178
Recent Payment $0
Monthly Payment $71
Credit Limit $8,000
Terms NA
 Payment History
2021 — — — — — — —
Current on
payments
Jul 2021 $7,253 $72 $0 on 7/9/2021
Jun 2021 $7,328 $73 $0 on 6/5/2021
May 2021 $7,828 $78 $0
Apr 2021 $0 $0 $0
Additional info
Between Apr 2021 and Jul 2021, your credit limit/high balance was $8,000
 Contact Info
EL PASO TX 79998
BARCLAYS BANK DELAWARE
 Account Info
Account Name BARCLAYS BANK DELAWARE
Account Number 000186XXXXXXXXX
Status Paid, Closed/Never late.
Status Updated Sep 2014
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $1,000
Highest Balance $111
Terms NA
On Record Until Sep 2024
 Payment History
2014 CLS — — —
2013 — — — — — — —
Current on
CLS Closed
payments
 Contact Info
WILMINGTON DE 19899
 Comment
Current:
Account closed at consumer's request.
Previous:
None
BARCLAYS BANK DELAWARE
 Account Info
Account Name BARCLAYS BANK DELAWARE
Account Type Credit Card
Status Updated Feb 2018
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $2,500
Highest Balance $69
Terms NA
On Record Until Feb 2028
 Payment History
2018 CLS — — — — — — — — — —
2017 — — — — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
WILMINGTON DE 19899
 Comment
Current:
i
Previous:
None
CAP ONE
 Account Info
Account Name CAP ONE
Account Type Charge Card
Status Updated Feb 2018
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $25,001
Terms NA
On Record Until Feb 2028
 Payment History
2018 CLS CLS — — — — — — — — — —
2017 CLS CLS
2016
2016
2015
2014 — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
SALT LAKE CITY UT 84131
 Comment
Current:
Account closed at credit grantor's request.
Previous:
None
CARMAX
 Account Info
Account Name CARMAX
Account Number 1177XXXX
Account Type Auto Loan
Status Updated Nov 2013
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Original Balance $17,219
Highest Balance $0
Terms 60 Months
On Record Until Nov 2023
 Payment History
2013 CLS —
2012
2011 — —
Current on
CLS Closed
payments
 Contact Info
Address 12800 TUCKAHOE CREEK PKWY,
RICHMOND VA 23238
CITI CARDS/CITIBANK
Account Info
 Account Name CITI CARDS/CITIBANK
Balance $4
Recent Payment $0
Monthly Payment $4
Credit Limit $6,700
Highest Balance $4
Terms NA
 Payment History
2021 — — — — — — — — — —
Current on
payments
Jul 2021 $0 $0 $0
Additional info
As of Jul 2021 your credit limit/high balance was $6,700
 Contact Info
SIOUX FALLS SD 57117
CITI CARDS/CITIBANK
 Account Info
Account Name CITI CARDS/CITIBANK
Account Type Credit Card
Status Updated Jan 2017
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $6,900
Highest Balance $0
Terms NA
On Record Until Jan 2027
 Payment History
2017 CLS — — — — — — — — — — —
2016 — — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
 Comment
Current:
Previous:
None
CITI CARDS/CITIBANK
Potentially Negative
 Account Info
Account Name CITI CARDS/CITIBANK
Status Paid, Closed.
Status Updated Dec 2016
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $3,000
Terms NA
 Payment History
2016 — — — — — 30 CLS
Current on
30 30 Days Past Due CLS Closed
payments
Payment history guide
30 days past due as of Oct 2016
 Contact Info
 Comment
Current:
P i
Previous:
None
CMG MORTGAGE INC
 Account Info
Account Name CMG MORTGAGE INC
Account Number 300016XXXXXXX
Account Type Mortgage
Status Updated Jul 2021
Balance $302,712
Recent Payment $0
Monthly Payment $1,918
Highest Balance $0
Terms 30 Years
Mortgage Agency Name Freddie Mac ID
Mortgage Identification Number 100925200000875027
 Payment History
2021 — — — — — — — — —
Current on
Current on
payments
Jun 2021 $302,712 $1,918 $6,539 on 6/2/2021
May 2021 $303,200 $1,918 $0
Additional info
The original amount of this account was $303,200
 Contact Info
EWING NJ 08628
COMENITYCAPITAL/ACADMY
 Account Info
Account Name COMENITYCAPITAL/ACADMY
Balance $20

Recent Payment $18
Monthly Payment $20
Credit Limit $1,200
Terms NA
 Payment History
2021 — — — —
2020 — — — — — —
Current on
payments
Jul 2021 $18 $18 $123 on 7/3/2021
Jun 2021 $123 $29 $33 on 6/3/2021
May 2021 $33 $29 $28 on 5/5/2021
Apr 2021 $28 $28 $69 on 4/6/2021
Mar 2021 $69 $35 $42 on 3/2/2021
Feb 2021 $42 $35 $20 on 2/1/2021
Jan 2021 $20 $20 $0 on 11/4/2020
Dec 2020 $0 $0 $35 on 11/4/2020
Nov 2020 $0 $0 $35 on 11/4/2020
Oct 2020 $35 $35 $134 on 10/6/2020
Sep 2020 $134 $35 $92 on 9/4/2020
Aug 2020 $92 $35 $113 on 8/6/2020
Jul 2020 $113 $35 $0
Additional info
Between Jul 2020 and Jul 2021, your credit limit/high balance was $1,200
 Contact Info
COLUMBUS OH 43218
CREDIT FIRST NA/ FIRESTONE
 Account Info
Account Name CREDIT FIRST NA/ FIRESTONE
Status Updated Apr 2018
B l
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $2,200
Terms NA
On Record Until Apr 2028
 Payment History
2018 — — — CLS — — — — — — — —
2017 — — — — — — — — — — — —
2016 — — — — — — — — — — — —
2015 — — — — — — — — — — — —
2014 — — — — — — — — — — —
2013 — — — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
CLEVELAND OH 44181
 Comment
Current:
Closed due to inactivity
Previous:
None
DISCOVER FINANCIAL SERVICES
 Account Info
Account Name DISCOVER FINANCIAL SERVICES
Status Updated Jul 2017
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Credit Limit $5,750
Terms NA
On Record Until Jul 2027
 Payment History
2017 CLS — — — — —
2016
2015
2014
2013
2012
2011
2010 — — — — — — —
Current on
CLS Closed
payments
 Contact Info
WILMINGTON DE 19850
JPMCB CARD
 Account Info
Account Name JPMCB CARD
Status Updated Oct 2020
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Terms NA
On Record Until Oct 2030
 Payment History
2020 CLS — —
2019
2018
2017
2016
2015
2014
2013 — — — — — — — — — —
Current on
CLS Closed
payments
Sep 2020 $0 $0 $0 on 7/13/2017
Aug 2020 $0 $0 $0 on 7/13/2017
Jul 2020 $0 $0 $0 on 7/13/2017
Jun 2020 $0 $0 $0 on 7/13/2017
May 2020 $0 $0 $0 on 7/13/2017
Apr 2020 $0 $177 $0 on 7/13/2017
Mar 2020 $0 $177 $0 on 7/13/2017
Feb 2020 $0 $177 $0 on 7/13/2017
Jan 2020 $0 $177 $0 on 7/13/2017
Dec 2019 $0 $177 $0 on 7/13/2017
Nov 2019 $0 $177 $0 on 7/13/2017
Oct 2019 $0 $177 $0 on 7/13/2017
Sep 2019 $0 $177 $0 on 7/13/2017
Additional info
Between Sep 2019 and Sep 2020, your credit limit/high balance was $16,500
 Contact Info
WILMINGTON DE 19850
 Comment
Current:
Account closed at credit grantor's request.
Previous:
None
JPMCB CARD
 Account Info
Account Name JPMCB CARD
Balance $0
Recent Payment $0
Monthly Payment $0
Credit Limit $6,200
Terms NA
 Payment History
2021 — — — —
2020
2019
2018
2017
2016 — — — — —
Current on
payments
Jul 2021 $0 $0 $0 on 9/21/2017
Jun 2021 $0 $0 $0 on 9/21/2017
May 2021 $0 $0 $0 on 9/21/2017
Apr 2021 $0 $0 $0 on 9/21/2017
Mar 2021 $0 $0 $0 on 9/21/2017
Feb 2021 $0 $0 $0 on 9/21/2017
Jan 2021 $0 $0 $0 on 9/21/2017
Dec 2020 $0 $0 $0 on 9/21/2017
Nov 2020 $0 $0 $0 on 9/21/2017
Oct 2020 $0 $0 $0 on 9/21/2017
Sep 2020 $0 $0 $0 on 9/21/2017
Aug 2020 $0 $0 $0 on 9/21/2017
Jul 2020 $0 $0 $0 on 9/21/2017
Jun 2020 $0 $0 $0 on 9/21/2017
May 2020 $0 $0 $0 on 9/21/2017
Apr 2020 $0 $91 $0 on 9/21/2017
Mar 2020 $0 $91 $0 on 9/21/2017
Feb 2020 $0 $91 $0 on 9/21/2017
Jan 2020 $0 $91 $0 on 9/21/2017
Dec 2019 $0 $91 $0 on 9/21/2017
Nov 2019 $0 $91 $0 on 9/21/2017
Oct 2019 $0 $91 $0 on 9/21/2017
Sep 2019 $0 $91 $0 on 9/21/2017
Additional info
 Contact Info
WILMINGTON DE 19850
JPMCB HOME
 Account Info
Account Name JPMCB HOME
Status Transferred, closed/Never late.
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Highest Balance $0
Terms 25 Years
On Record Until Aug 2023
Mortgage Identification Number 100022100226896652
 Payment History
2013 CLS — — — —
2012
2011 — —
2010 —
2009
2008 —
Current on
CLS Closed
payments
 Contact Info
Address 700 KANSAS LN,
MONROE LA 71203
 Comment
Current:
Transferred to another lender
Previous:
None
JPMCB HOME
 Account Info
Account Name JPMCB HOME
Account Type Home Equity
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Terms NA
On Record Until Aug 2028
 Payment History
2018 CLS — — — —
2017 — —
2016
2015
2014
2013
2012
2011 — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
Address 700 KANSAS LN,
MONROE LA 71203
LOANCARE
 Account Info
Account Name LOANCARE
Account Type FHA Mortgage
Responsibility Joint with HEATHER HAMMEN
Status Updated May 2021
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Highest Balance $0
Terms 30 Years
On Record Until May 2031
 Payment History
2021 CLS — — — — — — —
2020 —
2019
2018 — — — — — — — — —
Current on
CLS Closed
payments
Apr 2021 $286,950 $2,400 $0 on 3/5/2021
Mar 2021 $286,950 $2,400 $4,801 on 3/5/2021
Feb 2021 $287,757 $2,400 $0 on 1/8/2021
Jan 2021 $287,757 $2,400 $5,008 on 1/8/2021
Dec 2020 $288,557 $2,504 $0 on 11/3/2020
Nov 2020 $288,557 $2,504 $2,504 on 11/3/2020
Oct 2020 $288,955 $2,504 $2,504 on 10/6/2020
Sep 2020 $289,351 $2,504 $2,504 on 9/9/2020
Aug 2020 $289,746 $2,504 $2,504 on 8/4/2020
Jul 2020 $290,139 $2,504 $5,008 on 7/3/2020
Jun 2020 $290,920 $2,504 $0 on 5/6/2020
May 2020 $290,920 $2,504 $5,008 on 5/6/2020
Apr 2020 $291,694 $0 $0 on 3/3/2020
Mar 2020 $291,694 $2,504 $5,008 on 3/3/2020
Feb 2020 $292,599 $2,504 $2,180 on 1/7/2020
Jan 2020 $293,559 $2,180 $2,180 on 12/5/2019
Dec 2019 $294,135 $2,180 $2,180 on 11/7/2019
Nov 2019 $293,602 $2,180 $2,180 on 10/8/2019
Oct 2019 $293,979 $2,180 $2,180 on 9/6/2019
Sep 2019 $294,354 $2,180 $2,180 on 8/6/2019
Additional info
The original amount of this account was $298,381
 Contact Info
Address 3637 SENTARA WAY,
VIRGINIA BEACH VA 23452
OCWEN LOAN SERVICING
 Account Info
Account Name OCWEN LOAN SERVICING
Status Transferred, closed/Never late.
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Highest Balance $0
Terms 25 Years
 Payment History
2014 CLS — — —
2013 — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
Address 1661 WORTHINGTON RD STE 100,
WEST PALM BEACH FL 33409
 Comment
Current:
Transferred to another lender
Previous:
None
SELECT PORTFOLIO SERVICING
 Account Info
Account Name SELECT PORTFOLIO SERVICING
Balance -
Balance Updated -
Recent Payment -
Monthly Payment $0
Highest Balance $0
Terms 25 Years
 Payment History
2018 CLS — — —
2017
2016
2015
2014 — — — — — — — — — —
Current on
CLS Closed
payments
 Contact Info
Address 3217 S DECKER LAKE DR,
WEST VALLEY CITY UT 84119
 Comment
Current:
Loan Modified
Previous:
None
SYNCB/AMAZON
 Account Info
Account Name SYNCB/AMAZON
Balance $0
Recent Payment $0
Monthly Payment $0
Credit Limit $1,700
Terms NA
 Payment History
2021 — — — —
2020
2019 — — — — — — — — — —
Current on
payments
Jul 2021 $0 $0 $0 on 10/16/2020
Jun 2021 $0 $0 $0 on 10/16/2020
May 2021 $0 $0 $0 on 10/16/2020
Apr 2021 $0 $0 $0 on 10/16/2020
Mar 2021 $0 $0 $0 on 10/16/2020
Feb 2021 $0 $0 $0 on 10/16/2020
Jan 2021 $0 $0 $0 on 10/16/2020
Dec 2020 $0 $0 $0 on 10/16/2020
Nov 2020 $0 $0 $0 on 10/16/2020
Oct 2020 $0 $0 $19 on 10/16/2020
Sep 2020 $19 $19 $0 on 6/12/2020
Aug 2020 $0 $0 $0 on 6/12/2020
Jul 2020 $0 $0 $0 on 6/12/2020
Jun 2020 $0 $0 $9 on 6/12/2020
May 2020 $5 $5 $0 on 1/19/2020
Apr 2020 $0 $0 $0 on 1/19/2020
Mar 2020 $0 $27 $0 on 1/19/2020
Feb 2020 $0 $27 $0 on 1/19/2020
Jan 2020 $0 $27 $438 on 1/19/2020
Dec 2019 $438 $27 $0
Additional info
Between Dec 2019 and Jul 2021, your credit limit/high balance was $1,700
 Contact Info
ORLANDO FL 32896
Public Records
Information gathered from courts or other government agencies about legal matters associated with you. The most common Public Records
are bankruptcies, tax liens, and monetary judgments.
No public records reported.
Hard Inquiries
Hard inquiries are requests for your consumer information based on an action or process initiated by you generally related to a credit or other
monetary obligation, such as when you apply for credit, rental property, or utility service, or default on a loan causing it to be sent to a
collection agency. Hard inquiries are displayed to companies that receive your consumer report and may stay on your report at least two
years.
FACTUAL DATA/0600 PARTNERS CREDIT & MICROBILT CITI CARDS/CITIBANK

Inquired on 08/25/2021 VERIFI CORPORATION Inquired on 07/19/2021
Inquired on 08/09/2021 Inquired on 08/04/2021
PO BOX 1055 PO BOX 6241 SIOUX
PITTSBURGH PA, 15230 65 E WACKER PL STE 1640 AIRPORT RD NW FALLS SD, 57117
1405 CHICAGO IL, 60601 STE 115 KENNESAW GA,
Real Estate on behalf of Unspecified. This inquiry is
30144
FINANCE OF AMERICA Installment loan on behalf of scheduled to continue on
COMME. This inquiry is DIRECT LENDING PARTNER L. record until Aug 2023.
Government/State Licensing
scheduled to continue on This inquiry is scheduled to on behalf of CREDIT CHECK
record until Sep 2023. continue on record until Sep INC. This inquiry is scheduled
2023. to continue on record until
Sep 2023.
FIFTH THIRD BANK NA BUILDER FINANCE INC BK OF AMER UNIVERSAL CREDIT

Inquired on 06/29/2021 Inquired on 06/22/2021 Inquired on 04/12/2021 SVCS IN
Inquired on 12/31/2020
5050 KINGSLEY DR 55 E 59TH ST FL 6 NEW PO BOX 982238 EL PASO
CINCINNATI OH, 45227 YORK NY, 10022 TX, 79998 370 REED RD STE 100
BROOMALL PA, 19008
Unspecified. This inquiry is Construction. This inquiry is Unspecified. This inquiry is
scheduled to continue on scheduled to continue on scheduled to continue on Real Estate on behalf of
record until Jul 2023. record until Jul 2023. record until May 2023. GENEVA FINANCIAL LLC.
This inquiry is scheduled to
continue on record until Jan
2023.
COMENITYCAPITAL/ACA UNIVERSAL CREDIT

DMY SERVICE
PO BOX 182120 370 REED RD STE 100

COLUMBUS OH, 43218 BROOMALL PA, 19008
Charge Card. This inquiry is Real Estate on behalf of

scheduled to continue on INTERCONTINENTAL
record until Aug 2022. CAPITAL. This inquiry is
scheduled to continue on
record until Jul 2022.
Soft Inquiries
Soft inquiries are generally initiated by others, like companies making promotional offers or lenders periodically reviewing your existing credit
accounts. Soft inquiries also include checking your own credit report or using credit monitoring services, and have no impact on your credit.
EXPERIAN AMERICAN EXPRESS 2 JPMCB CARD EXPERIAN

Inquired on 09/01/2021 Inquired on 08/26/2021 Inquired on 08/26/2021 Inquired on 08/25/2021,
08/09/2021,
475 ANTON BLVD, PO BOX 981537,
PO BOX 15298, 08/04/2021,
COSTA MESA CA 92626 EL PASO TX 79998 WILMINGTON DE 19850 07/23/2021,
(800) 874-2717 07/19/2021,
06/29/2021,
06/17/2021,
05/28/2021,
05/21/2021,
05/20/2021,
05/19/2021,
04/21/2021,
04/12/2021,
03/18/2021,
02/14/2021,
02/08/2021,
12/31/2020,
12/18/2020 and 11/19/2
020
475 ANTON BLVD,
COSTA MESA CA 92626
EXPERIAN DISCOVER FINANCIAL TD BANK EXPERIAN

Inquired on 08/21/2021, SVCS Inquired on 08/06/2021, Inquired on 08/04/2021,
08/07/2021, Inquired on 08/13/2021, 07/08/2021 and 01/16/2 07/20/2021,
07/10/2021, 08/08/2021, 020 07/19/2021,
06/26/2021, 07/23/2021, 07/12/2021,
06/12/2021, 07/09/2021, PO BOX 84037, 06/29/2021,
05/29/2021, 06/24/2021 and 06/11/2 COLUMBUS GA 31908 06/22/2021,
05/15/2021, 021 (207) 828-7176 02/22/2021,
05/01/2021,
04/18/2021, PO BOX 15157,

01/25/2021 and 11/15/2
04/03/2021, WILMINGTON DE 19850 020
03/20/2021, (800) 347-2683
03/06/2021, 475 ANTON BLVD,
02/20/2021, COSTA MESA CA 92626

02/06/2021, (866) 431-3471
01/23/2021,
01/09/2021,
12/26/2020 and 11/28/2
020
475 ANTON BLVD,

COSTA MESA CA 92626
(866) 252-8809
EXPERIAN CITIZENS BANK NA COMENITY SERVICING WF CRD SVC

CREDITMATCH Inquired on 07/26/2021, LLC Inquired on 07/26/2021
Inquired on 08/04/2021, 06/28/2021 and 05/31/2 Inquired on 07/26/2021
07/20/2021, 021 1220 CONCORD AVE,
07/19/2021, PO BOX 182789, CONCORD CA 94520

07/12/2021, 770 LEGACY PL,
COLUMBUS OH 43218 (925) 686-7938
06/29/2021, DEDHAM MA 02026
06/25/2021,
06/23/2021,
06/22/2021,
02/22/2021,
01/25/2021,
11/18/2020 and 11/15/2
020
475 ANTON BLVD # D4,

COSTA MESA CA 92626
DISCOVER FINANCIAL CBNA EXPERIAN OLLO/ACT

SERVI Inquired on 07/19/2021 Inquired on 07/19/2021 Inquired on 07/14/2021
5800 S CORPORATE PL # 475 ANTON BLVD, PO BOX 9222,
PO BOX 15157, 234,

COSTA MESA CA 92626 OLD BETHPAGE NY
WILMINGTON DE 19850 SIOUX FALLS SD 57108 11804
(800) 347-2683 (800) 745-5473 (877) 494-0020
MARLETTE SERVICING COMENITY SERVICING CAPITAL ONE KIN INSURANCE

LLC LLC Inquired on 06/24/2021, Inquired on 06/24/2021
Inquired on 07/01/2021 Inquired on 06/28/2021 06/10/2021,
05/27/2021, 65 W MONROE ST,
3419 SILVERSIDE RD, PO BOX 182789,

05/14/2021, CHICAGO IL 60603
WILMINGTON DE 19810 COLUMBUS OH 43218 04/23/2021,
04/09/2021,
03/12/2021,
02/12/2021 and 01/13/2
021
PO BOX 30281,
SALT LAKE CITY UT
84130
(804) 967-1000
JPMCB CARD COMENITY CAPITAL BK OF AMER FREDDIE MAC FEDERAL

Inquired on 06/04/2021 BANK Inquired on 05/20/2021 HOME LOANS
PO BOX 15298, PO BOX 982238,
WILMINGTON DE 19850 PO BOX 182789,
EL PASO TX 79998 8250 JONES BRANCH
(800) 432-3117 COLUMBUS OH 43218 (800) 421-2110 DR,
MC LEAN VA 22102
(703) 903-2000
FHLMC FREDDIE MAC ADR/TAM LENDING JPMCB CARD BANKAMERICA CORP

Inquired on 04/29/2021 Inquired on 04/28/2021 Inquired on 04/28/2021 Inquired on 04/12/2021
8250 JONES BRANCH DR 251 S WHITE HORSE PO BOX 15298, PO BOX 982238,
# MSA23, PIKE,
WILMINGTON DE 19850 EL PASO TX 79998
MC LEAN VA 22102 AUDUBON NJ 08106 (800) 432-3117 (800) 421-2110
(800) 373-3343
BK OF AMER BK OF AMER ADR/EMM LOANS EXPERIAN

Inquired on 04/12/2021 Inquired on 04/12/2021 Inquired on 03/11/2021 Inquired on 11/15/2020
PO BOX 982238, PO BOX 982238,

3 EXECUTIVE CAMPUS 475 ANTON BLVD,
EL PASO TX 79998 EL PASO TX 79998 STE 520, COSTA MESA CA 92626

(800) 421-2110 (800) 421-2110 CHERRY HILL NJ 08002
EXPERIAN FNI/SUNLIGHT ADR/NATIONS LENDING COMENITY SERVICING

Inquired on 11/15/2020 FINANCIAL CORP LLC
Inquired on 09/30/2020 Inquired on 08/26/2020 Inquired on 07/01/2020
475 ANTON BLVD,
COSTA MESA CA 92626 400 FRANK W BURR 4 SUMMIT PARK DR STE PO BOX 182789,
(866) 673-0140 BLVD STE 37,

200, COLUMBUS OH 43218
TEANECK NJ 07666 INDEPENDENCE OH
(201) 287-4100 44131
COMENITYCAPITAL/ACA LF/VILLAGE LN/MERKLE/GEICO CREDIT KARMA

DMY CAPITAL&INVES Inquired on 06/24/2020 Inquired on 01/02/2020,
Inquired on 07/01/2020 Inquired on 06/25/2020 12/20/2019 and 12/13/2
5260 WESTERN AVE, 019
PO BOX 182120, 12162 BUSINESS PARK CHEVY CHASE MD 20815
COLUMBUS OH 43218 DR STE 114,
760 MARKET ST FL 2,
DRAPER UT 84020 SAN FRANCISCO CA

(856) 206-0421 94102
CREDIT KARMA CAZLE MORTGAGE SYNCHRONY FINANCIAL DL/SEACOAST

Inquired on 12/13/2019 Inquired on 11/25/2019 Inquired on 10/31/2019 NATIONAL
None Provided 1515 MARTIN BLVD STE 4125 WINDARD PLAZA,
208,
ALPHARETTA GA 30005 PO BOX 9012,
BALTIMORE MD 21220 STUART FL 34995

(410) 238-3600
RIVER CITY MORTGAGE, EXPERIAN

LLC Inquired on 04/20/2016
PO BOX 9600,
4318 MONTGOMERY RD, ALLEN TX 75013

CINCINNATI OH 45212 (800) 311-4769
Important Messages
Medical Information
By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not
generally collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to
us. If so, those names display on your report, but on reports to others they display only as "MEDICAL PAYMENT DATA." Consumer statements
included on your report at your request that contain medical information are disclosed to others.
Public Records Information

If your report contains public records, the Public Records section includes items from courts that Experian may have obtained through a third
party vendor, LexisNexis Risk Data Management Inc. You may contact them at LexisNexis Consumer Center, PO Box 105615, Atlanta, GA
30348-5108, or visit https://experianconsumers.lexisnexis.com .
Contact Experian
Online Phone
Visit Experian.com/dispute to dispute any inaccurate information, Monday - Friday
or click the dispute link next to the item. For FAQs and online access 9am to 5pm
to your Experian Credit Report, Fraud Alerts, and Security Freezes, (855) 414-6047
visit Experian.com/help
Mail
Experian
PO Box 9701
Allen, TX 75013
Know Your Rights
Fair Credit Reporting Act (FCRA)

Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G
Street N.W., Washington, D.C. 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act.

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting
agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell
information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the
FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to:
Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report
to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give
you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting
agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many
cases, the disclosure will be free. You are entitled to a free file disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from
nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
You have the right to ask for a credit score. Credit scores are numerical summaries of your creditworthiness based on information from
credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential
real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the
mortgage lender.
You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate,
and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See
www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or
unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to
report information it has verified as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report
negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to
consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you
to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the
trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened"
offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the
lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of
information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
Identity theft victims and active duty military personnel have additional rights. For more Information, visit
www.consumerfinance.gov/learnmore.
Consumers Have The Right To Obtain A Security Freeze
You have a right to place a ‘security freeze' on your credit report, which will prohibit a consumer reporting agency from releasing information
in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being
approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets
access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any
subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud
alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is
required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an
extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which
you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account.
Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and
enhancements.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under
state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For more
information about your federal rights, contact:
FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and a. Bureau of Consumer Financial
their affiliates. Protection
1700 G Street NW
b. Such affiliates that are not banks, savings associations, or credit unions also should list in Washington, DC 20552
addition to the Bureau:
b. Federal Trade Commission:
Consumer Response Center – FCRA
Washington, DC 20580
(877) 382-4357
2. To the extent not included in item 1 above: a. Office of the Comptroller of the
Currency
a. National banks, federal savings associations, and federal branches and federal agencies of Customer Assistance Group
foreign banks 1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. State member banks, branches and agencies of foreign banks (other than federal
branches, federal agencies, and insured state branches of foreign banks), commercial lending b. Federal Reserve Consumer Help
companies owned or controlled by foreign banks, and organizations operating under section Center
25 or 25A of the Federal Reserve Act PO Box 1200
Minneapolis, MN 55480
c. Nonmember Insured banks, Insured State Branches of Foreign Banks, and insured state
savings associations c. FDIC Consumer Response Center
1100 Walnut Street, Box #11
d. Federal Credit Unions Kansas City, MO 64106
d. National Credit Union

Administration
Office of Consumer Protection
(OCP)
Division of Consumer Compliance
and Outreach (DCCO)
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation

Enforcement & Proceedings
Aviation Consumer Protection
Division
Department of Transportation
1200 New Jersey Avenue SE

4. Creditors Subject to Surface Transportation Board Office of Proceedings, Surface

Transportation Board
Department of Transportation
395 E Street, SW
5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards
Administration area supervisor
6. Small Business Investment Companies Associate Deputy Administrator for

Capital Access
United States Small Business
Administration
409 Third Street, SW, 8th Floor
7. Brokers and Dealers Securities and Exchange

Commission
100 F St NE
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, Farm Credit Administration
and Production Credit Associations 1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above FTC Regional Office for region in
which the creditor operates or
Federal Trade Commission:
Consumer Response Center – FCRA
(877) 382-4357
Notification of Rights
Notification of Rights for California Consumers
Notification of Rights for Colorado Consumers
Notification of Rights for Connecticut Consumers
Notification of Rights for Maryland Consumers
Notification of Rights for Massachusetts Consumers
Notification of Rights for Texas Consumers
Notification of Rights for Vermont Consumers
Notification of Rights for Washington Consumers

Jesse Hammen Credit Report

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9/1/2021 Annual Credit Report - Experian

Date Generated Sep 1, 2021

At a Glance 23 Accounts 0 Public Records 10 Hard Inquiries

6 Names 8 Addresses 1 SSN Variations 3 Employers 7 Other Records

JESSE B HAMMEN JESSE HAMMEN JESSE BERRUTI HAMMEN JESSE A HAMMEN

Name ID #14590 Name ID #8857 Name ID #19263 Name ID #14184

JESSE L HAMMEN JESSE HAMMER

Name ID #12331 Name ID #11695

Social Security Numbers

(407) 467-2934 (407) 666-4352 (407) 866-3023

Cellular Cellular Cellular

JAG GROUP INC. TRANSEASTERN HOMES CENTEX HOMES

2318 WINDING COVE , 32765

This address has pertained to a business: 2318 WINDING CV OVIEDO FL 32765 .

TRADE CONTRACTOR-SPECIAL TRADE: 2318 WINDING CV, OVIEDO, FL, 32765 .

Account Number 349990XXXXXXXXXX

Account Type Credit card

Date Opened 12/18/2001

Status Open/Never late.

Status Updated Aug 2021

Balance Updated 08/16/2021

Highest Balance $8,908

Jul 2021 $5,831 $0 $0

Jun 2021 $4,198 $0 $0

May 2021 $5,912 $0 $0

Apr 2021 $3,219 $0 $0

Mar 2021 $3,649 $0 $0

Feb 2021 $8,016 $0 $0

Date Balance Scheduled Payment Paid

Jan 2021 $5,844 $0 $0

Dec 2020 $5,716 $0 $0

Nov 2020 $7,301 $0 $0

Oct 2020 $4,837 $0 $0

Sep 2020 $4,617 $0 $0

Aug 2020 $3,963 $0 $0

Jul 2020 $3,715 $0 $0

Jun 2020 $2,276 $0 $0

May 2020 $3,569 $0 $0

Apr 2020 $3,373 $0 $0

Mar 2020 $3,547 $0 $0

Feb 2020 $4,303 $0 $0

Jan 2020 $3,422 $0 $0

Dec 2019 $4,403 $0 $0

Nov 2019 $3,504 $0 $0

Oct 2019 $3,840 $0 $0

Sep 2019 $6,658 $0 $0

Phone Number (800) 874-2717

Account Number 440066XXXXXXXXXX

Account Type Credit card

Date Opened 06/08/2016

Status Open/Never late.

Status Updated Aug 2021

Balance Updated 08/05/2021

Credit Limit $6,000

Highest Balance $4,019

Jul 2021 $0 $0 $0 on 6/22/2021

Jun 2021 $1 $1 $0 on 5/25/2021

May 2021 $45 $25 $0 on 4/6/2021

Apr 2021 $490 $48 $0 on 3/5/2021

Mar 2021 $447 $36 $0 on 3/5/2021

Feb 2021 $465 $25 $0 on 3/5/2019

Jan 2021 $0 $0 $0 on 3/5/2019

Dec 2020 $0 $0 $0 on 3/5/2019

Nov 2020 $0 $0 $0 on 3/5/2019